Vocabulary

  • for example: As an illustration or instance.
  • in fact: Used to emphasize the truth of a statement, especially one that contrasts with or contradicts something else.
  • fall for: To be deceived or tricked by someone
  • pay off: To give money to get person to do something; bribe
  • come up with: To think of an idea or solution; produce
  • social stigma: Disapproval or discrimination against a person based on social characteristics that serve to distinguish them from other members of a society.
  • in the past: During a former period of time; previously.
  • feel like: To have a desire or inclination for something.
  • due to: Because of; owing to
  • on impulse: Acting suddenly without thinking about the results of your actions
  • stock up: To accumulate a supply of something.
  • at this point in time: At the current or specific moment under consideration.
  • point in time: A specific moment or instance when something occurs or exists.
  • in time: Eventually; after a period of time.
  • off of: From a position on something; down from.
  • come down to: To become in the end a matter of
  • stay away: To keep a distance from something or someone; to avoid approaching.
  • wait for: To wait until someone comes, or something happens
  • constantly: Frequently, or without pause
  • mindset: Way someone things about something
  • pandemic: (of a disease) existing in almost all of an area or in almost all of a group of people, animals, or plants
  • trigger: Lever on a gun that you pull to fire
  • trick: To fool someone in order to obtain a result
  • grocery: Daily foods such as flour, sugar, and tinned foods
  • sustainable: Capable of continuing for a long time
  • effective: Working efficiently to produce a desired result
  • consistent: Agreeing with or being similar to another part
  • advantage: Thing making the chance of success higher
  • exclusive: Being available only to people with a lot of money
  • psychological: Concerning the study of the mind
  • sense: Certain mental feeling or emotion
  • stigma: Mark of shame or disgrace
  • whopping: (Informal) huge; very big
  • psychology: The study of the mind and how it affects behavior
  • impulse: Sudden desire to do something that is not planned
  • increase: To make or become larger in size or amount
  • decade: Period of 10 years
  • financial: Involving money
  • debt: Sum of money owed to someone that is not yet paid
  • victim: Person/thing affected by an unpleasant event
  • afford: To make available, to provide
  • deal: To cope with something - usually troubles
  • inflation: Act of filling something with air or gas
  • attractive: Making you like them, as by being good-looking
  • decision: Choice made after thinking; final judgment
  • apply: To spread a substance or liquid over a surface
  • retail: Business of selling products to the public
  • survey: Broad view or general description of something
  • due: When something is required or expected
  • interest: Best or most advantageous thing for someone
  • acute: (Of an angle in math) of less than 90 degrees
  • fall: Season after summer and before winter; Autumn
  • peak: Part of a cap that sticks out over your eyes
  • credit: System to buy something and pay for it later
  • devote: To dedicate
  • inventory: List of items stored at a place
  • scarcity: Very small or limited amount of something
  • limit: Point beyond which it is not possible to go
  • offer: Price you say you are willing to pay for something
  • kind: In a caring and helpful manner
  • loan: To give money, etc. that must be paid back
  • spend: To use money to pay for something
  • fact: Something that is known or proved to be true
  • gather: To bring objects together into one place
  • retailer: Merchant/store who sells goods at retail
  • sticky: Easy to adhere or stick to other things
  • consumer: Person who buys goods or services
  • point: An item to be discussed
  • drive: A person's ambition and motivation to do something
  • loyal: Always showing support for; faithful
  • pioneer: Person exploring a new place or field of endeavor
  • repeatedly: (Said, done) many times; over and over
  • nephew: Son of your brother or sister
  • prehistoric: Relating to the period before written history
  • analytic: Of the process of detailed reasoning
  • gen: (UK old-fashioned, informal) Information about a particular subject
  • overspend: To spend more money than you have, had budgeted
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    • acute

      US /əˈkjut/

      UK /əˈkju:t/

      • Adjective
      • (Of an angle in math) of less than 90 degrees
      • Strong; very serious or severe
      B1
      More
    • advantage

      US /ædˈvæntɪdʒ/

      UK /əd'vɑ:ntɪdʒ/

      • Noun (Countable/Uncountable)
      • Thing making the chance of success higher
      • A positive point about something
      • Transitive Verb
      • To make use of something, especially to further one's own position; exploit.
      A2TOEIC
      More
    • afford

      US /əˈfɔrd, əˈford/

      UK /ə'fɔ:d/

      • Transitive Verb
      • To make available, to provide
      • To have enough money to pay for something
      A2TOEIC
      More
    • analytic

      US /ˌænəˈlɪtɪk/

      UK /ˌænəˈlɪtɪk/

      • Adjective
      • Of the process of detailed reasoning
      B2
      More
    • at this point in time

      US /ət ðɪs ˈpɔɪnt ɪn ˈtaɪm/

      UK /ət ðɪs ˈpɒɪnt ɪn ˈtaɪm/

      • other
      • At the current or specific moment under consideration.
      B2
      More
    • attractive

      US /əˈtræktɪv/

      UK /əˈtræktɪv/

      • Adjective
      • Making you like them, as by being good-looking
      • Offering advantages or benefits; tempting.
      A2
      More
    • come down to

      US /kʌm daʊn tu/

      UK /kʌm daun tu:/

      • Phrasal Verb
      • To become in the end a matter of
      • To be passed on to someone as an inheritance.
      A1
      More
    • come up with

      US /kʌm ʌp wɪð/

      UK /kʌm ʌp wið/

      • Phrasal Verb
      • To think of an idea or solution; produce
      A1
      More
    • consistent

      US /kənˈsɪstənt/

      UK /kənˈsɪstənt/

      • Adjective
      • Agreeing with or being similar to another part
      • In agreement; reliable
      A2
      More
    • constantly

      US /ˈkɑnstəntlɪ/

      UK /ˈkɒnstəntli/

      • Adverb
      • Frequently, or without pause
      • In a way that is unchanging or faithful
      B1
      More
    • consumer

      US /kənˈsumɚ/

      UK /kənˈsju:mə(r)/

      • Countable Noun
      • Person who buys goods or services
      • An economic agent who uses goods and services.
      • Adjective
      • Relating to people who buy goods and services.
      A2
      More
    • credit

      US /ˈkrɛdɪt/

      UK /'kredɪt/

      • Noun (Countable/Uncountable)
      • System to buy something and pay for it later
      • Points earned instead of money
      • Transitive Verb
      • To add a certain amount of money to a total
      • To recognize someone's achievements or help
      A2
      More
    • debt

      US /dɛt/

      UK /det/

      • Noun (Countable/Uncountable)
      • Sum of money owed to someone that is not yet paid
      • A moral or social obligation.
      A2TOEIC
      More
    • decade

      US /ˈdɛkˌed, dɛˈked/

      UK /ˈdekeɪd/

      • Countable Noun
      • Period of 10 years
      B1TOEIC
      More
    • devote

      US /dɪˈvoʊt/

      UK /dɪˈvəʊt/

      • Transitive Verb
      • To dedicate
      • To decide to use or give (your time, efforts)
      B1
      More
    • due to

      US /du tu/

      UK /dju: tu:/

      • Preposition
      • Because of; owing to
      • Adjective
      • Attributable to; caused by.
      A1
      More
    • exclusive

      US /ɪkˈsklusɪv/

      UK /ɪk'sklu:sɪv/

      • Adjective
      • Being available only to people with a lot of money
      • Available to only a particular person, group
      B1TOEIC
      More
    • fall for

      US /fɔl fɔr/

      UK /fɔ:l fɔ:/

      • Phrasal Verb
      • To be deceived or tricked by someone
      • To become in love with someone
      A1
      More
    • feel like

      US

      UK

      • Intransitive Verb
      • To have a desire or inclination for something.
      • To have a particular quality or sensation; resemble.
      A1
      More
    • financial

      US /faɪˈnænʃ(ə)l/

      UK /faɪˈnænʃl/

      • Adjective
      • Involving money
      • Relating to investments.
      • Countable Noun
      • A person who provides advice on financial matters.
      A2TOEIC
      More
    • for example

      US

      UK

      • Phrase
      • As an illustration or instance.
      More
    • gather

      US /ˈɡæðɚ/

      UK /ˈgæðə(r)/

      • Transitive Verb
      • To bring objects together into one place
      • To collect foods such as wild berries or crops
      • Noun
      • Fold in cloth, as in a full skirt
      A2TOEIC
      More
    • gen

      US /dʒen/

      UK /dʒen/

      • Uncountable Noun
      • (UK old-fashioned, informal) Information about a particular subject
      B2
      More
    • grocery

      US /'ɡroʊsərɪ/

      UK /'ɡrəʊsərɪ/

      • Uncountable Noun
      • Daily foods such as flour, sugar, and tinned foods
      • Countable Noun
      • A store that sells food and household supplies.
      B2TOEIC
      More
    • impulse

      US /ˈɪmˌpʌls/

      UK /'ɪmpʌls/

      • Noun
      • Sudden desire to do something that is not planned
      • A brief electrical signal transmitted along a nerve fiber or muscle fiber
      B1TOEIC
      More
    • in fact

      US /ɪn fækt/

      UK /in fækt/

      • Adverb
      • Used to emphasize the truth of a statement, especially one that contrasts with or contradicts something else.
      • Used to introduce a more detailed or surprising piece of information.
      • Phrase
      • Used to emphasize the truth of a statement, especially one that is surprising or contrary to what might be expected.
      C1
      More
    • in the past

      US

      UK

      • Phrase
      • During a former period of time; previously.
      A1
      More
    • in time

      US /ɪn taɪm/

      UK /in taim/

      • Adverb
      • Eventually; after a period of time.
      • Not late; with enough time to spare.
      • Phrase
      • Eventually; before it is too late.
      • According to the scheduled time; punctual.
      A1
      More
    • inflation

      US /ɪnˈfleʃən/

      UK /ɪn'fleɪʃn/

      • Noun (Countable/Uncountable)
      • Act of filling something with air or gas
      • Continual rise in the prices of products
      B1TOEIC
      More
    • inventory

      US /ˈɪnvəntɔ:ri/

      UK /ˈɪnvəntri/

      • Noun (Countable/Uncountable)
      • List of items stored at a place
      • A complete list of items such as property, goods in stock, or the contents of a building.
      • Transitive Verb
      • To list the things stored at a place
      B2TOEIC
      More
    • limit

      US /ˈlɪmɪt/

      UK /'lɪmɪt/

      • Noun (Countable/Uncountable)
      • Point beyond which it is not possible to go
      • A line or edge marking the boundary of an area.
      • Transitive Verb
      • To stop or prevent an increase past a point
      A2TOEIC
      More
    • loan

      US /lon/

      UK /ləʊn/

      • Transitive Verb
      • To give money, etc. that must be paid back
      • Noun (Countable/Uncountable)
      • Act of allowing someone to borrow something
      A2TOEIC
      More
    • loyal

      US /ˈlɔɪəl/

      UK /ˈlɔɪəl/

      • Adjective
      • Always showing support for; faithful
      • Demonstrating allegiance to one's country.
      B1TOEIC
      More
    • nephew

      US /ˈnɛfju/

      UK /ˈnefju:/

      • Countable Noun
      • Son of your brother or sister
      B1
      More
    • off of

      US /ɔf ʌv/

      UK /ɔf ɔv/

      • Preposition
      • From a position on something; down from.
      A1
      More
    • on impulse

      US /ɑn ˈɪmˌpʌls/

      UK /ɔn ˈimpʌls/

      • Phrase
      • Acting suddenly without thinking about the results of your actions
      A1
      More
    • overspend

      US

      UK

      • Verb (Transitive/Intransitive)
      • To spend more money than you have, had budgeted
      C1
      More
    • pandemic

      US /pænˈdɛmɪk/

      UK /pæn'demɪk/

      • Adjective
      • (of a disease) existing in almost all of an area or in almost all of a group of people, animals, or plants
      • Noun
      • a pandemic disease
      C2
      More
    • pay off

      US /pe ɔf/

      UK /pei ɔf/

      • Phrasal Verb
      • To give money to get person to do something; bribe
      • To give money to settle a debt
      • Transitive Verb
      • To bribe someone.
      • To pay a debt in full.
      A1
      More
    • peak

      US /pik/

      UK /pi:k/

      • Noun
      • Part of a cap that sticks out over your eyes
      • The very top of a mountain
      • Intransitive Verb
      • To reach the highest or best point
      B1
      More
    • pioneer

      US /ˌpaɪəˈnɪr/

      UK /ˌpaɪəˈnɪə(r)/

      • Noun (Countable/Uncountable)
      • Person exploring a new place or field of endeavor
      • A person who is among the first to research or develop a new area of knowledge or activity.
      • Transitive Verb
      • To begin or discover something new
      • To take part in the development of something new
      B1TOEIC
      More
    • point in time

      US

      UK

      • Noun
      • A specific moment or instance when something occurs or exists.
      • A significant juncture or stage in history or a sequence of events.
      A1
      More
    • prehistoric

      US /ˌpri:hɪˈstɔ:rɪk/

      UK /ˌpri:hɪˈstɒrɪk/

      • Adjective
      • Relating to the period before written history
      • Out-dated; very old-fashioned
      B1
      More
    • psychological

      US /ˌsaɪkəˈlɑdʒɪkəl/

      UK /ˌsaɪkəˈlɒdʒɪkl/

      • Adjective
      • Concerning the study of the mind
      • Relating to or involving the use of propaganda, threats, or other psychological techniques to subdue an opponent.
      A2
      More
    • psychology

      US /saɪˈkɑlədʒi/

      UK /saɪ'kɒlədʒɪ/

      • Uncountable Noun
      • The study of the mind and how it affects behavior
      • Way in which a person or group thinks and behaves
      C2
      More
    • repeatedly

      US /rɪ'pi:tɪdlɪ/

      UK /rɪ'pi:tɪdlɪ/

      • Adverb
      • (Said, done) many times; over and over
      B2
      More
    • retail

      US /ˈriˌtel/

      UK /'ri:teɪl/

      • Uncountable Noun
      • Business of selling products to the public
      • Adverb
      • Bought or sold in a store or shop
      C1TOEIC
      More
    • retailer

      US /ˈritelɚ/

      UK /ˈri:teɪlə(r)/

      • Countable Noun
      • Merchant/store who sells goods at retail
      B2TOEIC
      More
    • scarcity

      US /ˈskersəti/

      UK /ˈskeəsəti/

      • Uncountable Noun
      • Very small or limited amount of something
      B2
      More
    • social stigma

      US

      UK

      • Noun
      • Disapproval or discrimination against a person based on social characteristics that serve to distinguish them from other members of a society.
      B1
      More
    • spend

      US /spɛnd/

      UK /spend/

      • Transitive Verb
      • To use money to pay for something
      • To use time in order to do something
      A2TOEIC
      More
    • stay away

      US /ste əˈwe/

      UK /stei əˈwei/

      • Phrasal Verb
      • To keep a distance from something or someone; to avoid approaching.
      • To remain absent from a place or event.
      C2
      More
    • sticky

      US /ˈstɪki/

      UK /ˈstɪki/

      • Adjective
      • Easy to adhere or stick to other things
      • (Of weather/a day) uncomfortably hot and humid
      B1
      More
    • stigma

      US /ˈstɪɡmə/

      UK /'stɪɡmə/

      • Noun
      • Mark of shame or disgrace
      B2TOEIC
      More
    • stock up

      US /stɑk ʌp/

      UK /stɔk ʌp/

      • Phrasal Verb
      • To accumulate a supply of something.
      A1
      More
    • survey

      US /ˈsɜː(r)veɪ/

      UK /'sɜ:veɪ/

      • Noun (Countable/Uncountable)
      • Broad view or general description of something
      • Act of measuring land or property to make a map
      • Transitive Verb
      • To offer a broad view or general description
      • To measure an area of land to make a map of it
      A2TOEIC
      More
    • sustainable

      US /səˈsteɪnəbl/

      UK /səˈsteɪnəbl/

      • Adjective
      • Capable of continuing for a long time
      • Able to be maintained without running out of
      B2
      More
    • trick

      US /trɪk/

      UK /trɪk/

      • Transitive Verb
      • To fool someone in order to obtain a result
      • To playfully tease or fool to make someone laugh
      • Noun (Countable/Uncountable)
      • Act of trying to fool someone
      • Quick or skillful way of doing something
      A2
      More
    • trigger

      US /ˈtrɪɡɚ/

      UK /'trɪɡə(r)/

      • Noun
      • Lever on a gun that you pull to fire
      • Device that starts a process
      • Transitive Verb
      • To start a process off e.g. a memory
      • To cause something to begin or happen.
      B1
      More
    • victim

      US /ˈvɪktɪm/

      UK /ˈvɪktɪm/

      • Noun
      • Person/thing affected by an unpleasant event
      • Person feeling helpless in times of bad luck
      B1TOEIC
      More
    • wait for

      US /wet fɔr/

      UK /weit fɔ:/

      • Phrasal Verb
      • To wait until someone comes, or something happens
      A1
      More
    • whopping

      US /ˈwɑ:pɪŋ/

      UK /ˈwɒpɪŋ/

      • Adjective
      • (Informal) huge; very big
      C1
      More
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    01:03

    She took a brave step forward, leaving behind her comfort zone to chase her dreams.

    Vocabulary
    • brave

      adj. Having courage

    • comfort zone

      phr. A familiar situation where one feels safe

    Explanation
    a brave step is a noun phrase, where brave is an adjective modifying the noun step, meaning "a courageous step". forward is an adverb modifying step, meaning "ahead". The whole phrase serves as the object, answering the "what" of took (verb) — she took a brave step forward.

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    brave

    US/brev/
    UK/breɪv/
    adj.Brave
    v.t.To bravely face
    A2 Elementary

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    80
    B1US
    #credit#spending#consumer#impulse#credit card#pandemic

    What Is Spaving And How It’s Hurting Americans

    0
    VoiceTube posted on 2024/06/14
    Ever feel like you're spending more than you intend to, even when you're trying to save? This video dives into the sneaky world of 'spaving' and how consumer psychology, impulse buying, and FOMO can lead to credit card debt. You'll pick up advanced vocabulary related to personal finance and consumer behavior, making it a practical lesson for everyday shoppers!

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