In essence, VAT is a tax that is paid by everyone involved with the manufacture of a given object or foodstuff and the consumer.

or foodstuff and the consumer.

When Crocs were first released, they were intended for a consumer that was looking at them as a functional thing,

they were intended for a consumer

offering a variety different classes of products and then allow the consumer to self-select what they want to pay for.

and then allow the consumer to self-select.

If the product is not good, it's off trend, it's not exciting to the consumer, it's not going to work.

exciting to the consumer.

And so Citi has been divesting about a dozen of their consumer operations outside of the United States.

their consumer operations outside of the United

Consumer investigator Justin Gray made a visit to the store where the pricey sandwich was purchased.

MONTH. YOU JUST CAN'T MAKE SOMETHING THIS WILD. CONSUMER

There is a risk that credit will be extended to you in a situation where you're not likely to be able to repay and that's not good either for the issuer of the credit or for the consumer.

The Consumer Financial Protection Bureau also warns that consumers could risk over extension meaning they have more debt than they can handle.

Eventually, the country shifted from producing things like textiles to consumer electronics and cars.

to consumer electronics and cars.

But again, a lot of these layoffs that we've seen so far this year in 2024, have really been about right sizing and adjusting to a world of post-COVID consumer demand and trying to figure out what does the world look like after COVID.

adjusting to a world of post Covid consumer demand and trying

this year with the initiative of launching our first direct to consumer website wacoal-america.com.

Our web site is set up to both sell direct to consumer and educate women.