The company's success coincided with the pandemic,

especially as its stock price has been dropping since the pandemic boom has waned.

This tap-to-pay technology has taken off in the last few years, in part because of the push for contactless during the pandemic.

for contactless during the pandemic.

These days probably not so relevant if you're, you know in COVID times in the pandemic,

in COVID times in the pandemic, but

The pandemic also triggered the Great Resignation.

It's hard to tell, from aggregate data, exactly why labor productivity has slowed so much over the course of the pandemic,

While the US and other nations have begun to rebound from the pandemic, the UK has been struggling to turn the tide.

to rebound from the pandemic, the UK has been struggling

Other than in 2020 and 2021, during the COVID-19 pandemic, Tokyo Metro, the largest subway company in the city, has been profitable.

during the COVID-19 pandemic, Tokyo Metro,

For millions of us that used to mean heading to the office until the pandemic hit, forcing those who could to work from home.

Until the pandemic, most office workers went into the office five days a week.

Supply chain breakdowns during a global pandemic would be an example of complex failures, multiple factors from workers not being able to come to work because they were ill,

during a global pandemic would be an example

Shein made its U.S debut in 2015, and the brand's sales exploded during the pandemic growing sixfold in two years.

during the pandemic growing sixfold in two years.

And then the second factor is that home prices increased a lot during the pandemic around 40% or so,

So we do think that mortgage rates will come down a little bit in 2024 not a time, not down to the pandemic era rates, but a little bit and that'll help.