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  • Marie: Hey it’s Marie Forleo and you are watching MarieTV, the place to be if you want

  • to create a business and life you love, and this whole shindig is Q&A Tuesday. Today’s

  • question comes from Elise and she writes:

  • Hi, Marie. Big fan. My question today is about my money mentality. You see, I recently

  • became aware that I'm surrounded by poor people. What I mean is everyone in my life at the

  • moment has a poor person mentality including me. It feels like my family, friends and even

  • my partner are stuck in scarcity. They're scrambling for dollars, stressed out about

  • bills, complain about the government stealing from them and say everyone’s got their hands

  • in your pocket. It’s gotten to the point where movies are out of the question, date

  • nights don’t exist and there are no more nice dinners. It sucks. So my question is

  • how do you break out of the scarcity mentality when everyone around you is stuck in it? Should

  • I cut everyone off and move to Greenland or do I have to constantly read books about money?

  • Help!” – Love, Elise.

  • Elise, this is an awesome question and you are so not alone. Not many people I know grew

  • up with wealth whether that’s actually cash or an abundant money mentality. Here is the

  • good news. You can totally break out of your scarcity mentality and create a shift in the

  • energy around you without moving to Greenland.

  • I know you put a lot of emphasis on the people around you, but as you know, the only person

  • you can change is yourself so that’s where we got to focus. Here are six ways to turn

  • that money frown upside down:

  • 1 – Youve got to write yourself a fat reality check. I know you probably know this

  • but let me remind you almost half the world, almost 3 billion people, live on less than

  • $2.50 a day and 80% of all humanity lives on less than $10 a day. I did a little research

  • on you and I'm pretty sure you don’t fall into either one of those populations.

  • I'm not making you wrong for wanting more but you got to get that true abundance starts

  • with appreciation everything you already have right now. So if you want out of that scarcity

  • mentality, youve got to start appreciating what you got and make it a habit. Youve

  • got a roof over your head, you have clean running water and you have some damn cute

  • clothes. Girl, I've seen you; you look fine.

  • I think Oprah said it best when she said:

  • Be thankful for what you have; you'll end up having more. If you concentrate on what

  • you don’t have, you will never, ever have enough.”

  • 2 – Get an ATM. What? Steal a cash machine? No silly girl. It’s an automatic transformative

  • manta; that’s just a simple phrase you put on automatic repeat that transforms your money

  • mindset. This is something I personally use to overcome my own scarcity mentality around

  • money and I still use it to this day. Here it is:

  • Any time you part with money whether you're paying a bill or you're buying something,

  • say this: there's always more where that came from.

  • This might sound silly but there is real power in the words that we say to ourselves and

  • immense power and rituals. It’s a super simple way to retrain yourself in the truth

  • with a T about money.

  • 3 – B.Y.O.L (Bring Your Own Luxury) Who says you can't have nice dinners at home?

  • In fact, I actually prefer to eat at home. My meals taste way better, they are so much

  • healthier and they cost a fraction of the price. You can take any inexpensive dinner

  • and make it a nice dinner if you plate it beautifully and you light some candles and

  • you put on some music and you wear something nice. With just a little bit of effort, you

  • can take a cheap dinner and make it an amazing dinner. In fact, one of my favorite resources

  • for budget friendly recipes is this magazine Cooking Light.

  • 4 – Start a fun fund. Before we go any further I got to say, you and your partner have got

  • to get on the same page about money. You can't change your family or your friends but it

  • is vital that you and your man get and stay on the same page regarding finances. You can

  • make busting out of your scarcity mentality something you work on together and the fun

  • fund can help.

  • Here’s what that is. It’s a checking account or a piggy bank or a pickle jar that’s earmarked

  • for fun and fun only. That money is exclusively for movies or meals out or other things you

  • and your partner might normally saywe can't afford.” I don’t judge, but just

  • remember that cabbage is off limits for paying bills or other necessities.

  • 5 – Build your knowledge bank. You said, “Do I have to keep reading book about money,”

  • and my answer, until you get your money game together, yes. Whether it’s books or seminars

  • or audios, its not just about reading or listening, but you actually have to implement it, especially

  • if you want to have money and keep it.

  • As for money seminars, they can be a little cheesy and people may try and sell you some

  • more stuff but that doesn’t matter. You'll still learn a ton and what's even more important,

  • you're going to be around people who are actively improving their own money mentality.

  • 6 – Spread the wealth. This is another strategy that I've personally used and it’s a little

  • bit counter-intuitive. Anytime you're feeling a lack around money, you got to give some

  • away. For example, if you catch yourself in major scarcity mode, you should donate a little

  • bit of money to a cause you believe it. If you're not sure where to donate, we have an

  • organization that we love. It’s called Kiva and we also have our own lending team and

  • I’ll put links below this video so you can check it out.

  • Another way to spread the wealth is to just be generous with your friends and family.

  • There's something amazing about saying “I’ll treat,” even if it’s for something simple

  • like a coffee or a home cooked meal. As we've discussed, you cannot change your family or

  • your friends around their money mentality but you can be a living demonstration of a

  • more abundant reality.

  • That is my A to your Q, Elise. I hope it helps. Now I would love to hear from you. Have you

  • broken out of a scarcity mentality around money, and if so, how’d you do it? If you're

  • currently working through this, I would also love to know which of these six strategies

  • resonated the most and which can you put in practice starting right now.

  • As always, the best and richest discussions happen over at MarieForleo.com so come on

  • over there and leave a comment now.

  • Did you like this video? I certainly did. If you dug it, please like it, subscribe and

  • share this with your friends. If you want even more awesome resources to create a business

  • and life that you love, plus some updates from me that I only talk about in e-mail,

  • come on over to MarieForleo.com and sign up for e-mail updates.

  • Stay on your game and keep going for your dreams because the world needs that special

  • gift that only you have. Thank you so much for watching and I’ll catch you next time

  • on MarieTV.

Marie: Hey it’s Marie Forleo and you are watching MarieTV, the place to be if you want

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