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  • (Accident sounds) An accident is an overwhelming situation that can happen anytime, any place.

  • Being prepared to handle the aftermath of the situation can help alleviate the stress.

  • Here are a few simple steps to follow.

  • First, stay calm. Call the police and give the exact location of the accident and advise if medical help is needed.

  • Then, if your vehicle is not heavily damaged, move it and yourself to a safe location away from traffic.

  • Once you are safe, contact your insurance agent.

  • They will advise you on collecting the information you need and starting the claims process.

  • Record the facts about the accident. These will be important in determining fault and settling your claim.

  • Take note of all vehicles involved in the accident including make and model and license plate numbers.

  • Describe the damage to each and, if possible, take photos.

  • Record the names of the other drivers and gather their contact information.

  • Exchange insurance information with the other drivers including the name and telephone number of your insurance company,

  • but do not provide specific information about your coverage.

  • Gather contact information from any witnesses to the accident, including passengers in the other vehicles.

  • Also take notes of any property damage caused by the accident and get photos, if possible.

  • Most importantly, do not admit fault.

  • Whether you caused the accident or not, statements made now could be used against you later.

  • Just stick to the facts. Remember, your insurance agent and your company claim representatives

  • are there to guide you every step of the way from reporting and settling the claim to repairing the damage.

  • Their job is to get you on the road to recovery as soon as possible.

(Accident sounds) An accident is an overwhelming situation that can happen anytime, any place.

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