Vocabulary

  • have to: Must do
  • look at: To use your eyes to focus on something
  • wind up: To be brought to a state of great tension
  • at least: As a minimum
  • out there: In or to a place that is far away
  • got to: To arrive at some place
  • as soon as: In a short time after (something happens)
  • in the long run: Eventually; over a long period of time.
  • save for: To keep money so that you can buy something with it in the future.
  • in terms of
  • think through: To consider carefully so all points are covered
  • feel like: To have a desire or inclination for something.
  • stay in: To remain inside one's home.
  • in mind: Being aware of or considering something.
  • breaks down: To forcibly break, destroy or make collapse
  • get into it: To become interested in something and enjoy it.
  • regardless of
  • take initiative: To be proactive and take the first step in doing something without being told to do so.
  • down with: Suffering from an illness.
  • in under: Located inside and beneath something.
  • at some point: At an unspecified time, usually in the future.
  • have at: To attack someone or something.
  • think about: To consider something carefully.
  • for myself: Done for one's own benefit or use.
  • longest time: The greatest duration of time.
  • follow up on: To investigate or check on something.
  • over the counter: Denoting a security traded directly between two parties, not on an exchange.
  • over time: Gradually; as time passes.
  • in fact: Used to emphasize the truth of a statement, especially one that contrasts with or contradicts something else.
  • on top of that: In addition to something already mentioned; furthermore.
  • get back to: To get in contact with someone again
  • write down: To record in writing
  • wake up: To stop sleeping
  • for the sake of: For the purpose of; in the interest of.
  • rather than: More exactly; more correctly
  • minute to minute: Changing or progressing very rapidly; constantly updated.
  • deal with
  • publicly traded: Having shares that are traded on a stock exchange.
  • in the world: Used to emphasize a question expressing surprise, confusion, or disbelief.
  • in on: To be involved in a secret or plan.
  • stick with: To continue to support or stay loyal to someone or something.
  • due to: Because of; owing to
  • lose money: To suffer a financial loss; to not make a profit.
  • with it: Intelligent, alert, and up-to-date.
  • from time to time: Occasionally; sometimes but not regularly.
  • spend money: To use money to buy or pay for something.
  • other than: Except for; apart from.
  • in business: Actively operating as a commercial enterprise.
  • look over: To check something to see it works well; inspect
  • look back: To think about past events
  • absolutely: Completely; totally; very
  • material: Cloth; fabric
  • recommend: To advise or suggest that someone do something
  • term: Conditions applying to an agreement, contract
  • negative: The opposite to a positive electrical charge
  • expect: To believe something is probably going to happen
  • cholesterol: Substance in the body that may cause heart disease
  • amount: Quantity of something
  • dumb: Senseless; stupid
  • research: To study in order to discover new ideas and facts
  • consistently: In a manner that is the same almost every time
  • bet: To gamble money to win more money, e.g. on horses
  • bit: Device put in a horse's mouth to control it
  • financial: Involving money
  • function: Social event, or party such as a wedding
  • strive: To work hard/make effort to achieve something
  • capital: Writing the first letter of a word in big letters
  • adapt: To change something for a different function
  • section: A part of a whole
  • purchase: To buy something; to get by paying money for it
  • benefit: Good result or effect, something advantageous
  • extra: More than necessary; additional
  • secure: To get or achieve something with certainty
  • pretty: Being attractive to the eye in a simple way
  • insurance: Protection against loss/injury/death you pay for
  • invest: To use resources to build for the future
  • lifespan: Length of time something is expected to last
  • satisfaction: Happy feeling because of something that you did
  • idiot: A person who is foolish or not very smart
  • lot: What happens to a person in life from chance; fate
  • ideally: In a perfect way; very suitably
  • chance: The way something happens without planning
  • point: An item to be discussed
  • great: Very good; better than before
  • person: Man, woman or child
  • difference: A thing or issue that people do not agree about
  • mistake: Something done wrong/calculated wrong; error
  • income: Earned money from work, investments or business
  • chart: Drawing showing information in a clear way
  • wind: A current of air moving approximately horizontally, especially one strong enough to be felt
  • diversify: To make or become more varied
  • return: To hit something back to the other player or team
  • gambling: Act of betting money on events
  • asymmetric: Having no balance; not the same on both sides
  • planner: Notebook for recording appointments/things to do
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  • not found vocabularyNo vocabulary matches your filters
    • absolutely

      US /ˈæbsəˌlutli, ˌæbsəˈlutli/

      UK /ˈæbsəlu:tli/

      • Adverb
      • Completely; totally; very
      • Considered independently and without relation to other things; viewed abstractly; as, quantity absolutely considered.
      A2
      More
    • adapt

      US /əˈdæpt/

      UK /ə'dæpt/

      • Transitive Verb
      • To change something for a different function
      • To change something to fit or suit a new purpose
      • Intransitive Verb
      • To change your behaviour so that it is easier to live in a new place or situation
      B1TOEIC
      More
    • as soon as

      US /æz sun æz/

      UK /æz su:n æz/

      • Phrase
      • In a short time after (something happens)
      • Without any delay; immediately
      • Conjunction
      • At the moment that, or immediately after.
      A1
      More
    • asymmetric

      US /ˌæsɪˈmɛtrɪk/

      UK /ˌeɪsɪˈmetrɪk/

      • Adjective
      • Having no balance; not the same on both sides
      B2
      More
    • at least

      US /æt list/

      UK /æt li:st/

      • Adverb
      • As a minimum
      • Not less than
      • Phrase
      • No less than; at the minimum
      • Used to indicate that something is positive in a bad situation.
      C2
      More
    • at some point

      US /æt sʌm pɔɪnt/

      UK /æt sʌm pɔint/

      • Phrase
      • At an unspecified time, usually in the future.
      A1
      More
    • benefit

      US /ˈbɛnəfɪt/

      UK /'benɪfɪt/

      • Noun (Countable/Uncountable)
      • Good result or effect, something advantageous
      • A payment made by the state or an insurance policy to someone
      • Verb (Transitive/Intransitive)
      • To have a good effect or be helpful
      • To receive an advantage; to be helped
      A2TOEIC
      More
    • bet

      US /bet/

      UK /bet/

      • Verb (Transitive/Intransitive)
      • To gamble money to win more money, e.g. on horses
      • Used to express certainty or confidence
      • Countable Noun
      • Act of gambling money on the result of a race etc.
      A2
      More
    • breaks down

      US

      UK

      • Phrasal Verb
      • To forcibly break, destroy or make collapse
      • (Machine) to stop working or become weaker
      A1
      More
    • capital

      US /ˈkæpɪtl/

      UK /'kæpɪtl/

      • Noun
      • Writing the first letter of a word in big letters
      • Official main city of a country, province or state
      • Adjective
      • Main, or major
      • (Of an offense) liable to the death penalty.
      A2
      More
    • chart

      US /tʃɑ:rt/

      UK /tʃɑ:t/

      • Noun (Countable/Uncountable)
      • Drawing showing information in a clear way
      • Map of the sea or stars
      • Transitive Verb
      • To make a plan for future action
      • To make a map of
      B1
      More
    • cholesterol

      US /kəˈlestərɔ:l/

      UK /kəˈlestərɒl/

      • Uncountable Noun
      • Substance in the body that may cause heart disease
      • Noun
      • A test to measure the amount of cholesterol in your blood.
      B2
      More
    • consistently

      US /kənˈsɪstəntlɪ/

      UK /kən'sɪstəntlɪ/

      • Adverb
      • In a manner that is the same almost every time
      • In every case or on every occasion; invariably
      B1
      More
    • deal with

      US /dil wɪð/

      UK /di:l wið/

      • Verb (Transitive/Intransitive)
      • To buy or sell goods or services.
      • Phrasal Verb
      • To take action to solve a problem or manage a situation.
      • To be about; concern.
      A1
      More
    • diversify

      US /daɪˈvɜ:rsɪfaɪ/

      UK /daɪˈvɜ:sɪfaɪ/

      • Transitive Verb
      • To make or become more varied
      • To change something and make it more varied
      B2TOEIC
      More
    • down with

      US /daʊn wɪð/

      UK /daun wið/

      • Adjective
      • Suffering from an illness.
      • Agreeable to; in favor of.
      • Interjection
      • An expression of opposition to something.
      A1
      More
    • due to

      US /du tu/

      UK /dju: tu:/

      • Preposition
      • Because of; owing to
      • Adjective
      • Attributable to; caused by.
      A1
      More
    • dumb

      US /dʌm/

      UK /dʌm/

      • Adjective
      • Senseless; stupid
      B1
      More
    • extra

      US /'ekstrə/

      UK /'ekstrə/

      • Adjective
      • More than necessary; additional
      • Of especially good quality or grade.
      • Noun (Countable/Uncountable)
      • Items more than you need; additional items
      • Person who has a small part in a movie
      A2
      More
    • feel like

      US

      UK

      • Intransitive Verb
      • To have a desire or inclination for something.
      • To have a particular quality or sensation; resemble.
      A1
      More
    • financial

      US /faɪˈnænʃ(ə)l/

      UK /faɪˈnænʃl/

      • Adjective
      • Involving money
      • Relating to investments.
      • Countable Noun
      • A person who provides advice on financial matters.
      A2TOEIC
      More
    • follow up on

      US

      UK

      • Phrasal Verb
      • To investigate or check on something.
      • To pursue something further after an initial action.
      A1
      More
    • for myself

      US /fɚ maɪˈsɛlf/

      UK /fə maɪˈself/

      • other
      • Done for one's own benefit or use.
      A1
      More
    • for the sake of

      US /fɔr ði sek ʌv/

      UK /fɔ: ðə seik ɔv/

      • Phrase
      • For the purpose of; in the interest of.
      A1
      More
    • from time to time

      US

      UK

      • Phrase
      • Occasionally; sometimes but not regularly.
      • At intervals; now and then.
      A1
      More
    • function

      US /ˈfʌŋkʃən/

      UK /'fʌŋkʃn/

      • Noun
      • Social event, or party such as a wedding
      • Mathematical operation used in calculations
      • Intransitive Verb
      • To serve a certain purpose or role
      • To be operating, working or achieving its purpose
      A2TOEIC
      More
    • gambling

      US /'ɡæmblɪŋ/

      UK /'ɡæmblɪŋ/

      • Uncountable Noun
      • Act of betting money on events
      • Verb (Transitive/Intransitive)
      • To play games to win money
      • To take risky action in the hope of a desired result.
      B1
      More
    • get back to

      US /ɡɛt bæk tu/

      UK /ɡet bæk tu:/

      • Phrasal Verb
      • To get in contact with someone again
      • To return to someone or something; to respond at a later time.
      A1
      More
    • get into it

      US

      UK

      • Phrasal Verb
      • To become interested in something and enjoy it.
      • To start a career or profession.
      • Intransitive Verb
      • To become interested in something.
      A1
      More
    • got to

      US /ɡɑt tu/

      UK /gɔt tu:/

      • Verb (Transitive/Intransitive)
      • To arrive at some place
      • To have the opportunity or permission to do something
      • Phrasal Verb
      • To appeal to the emotions of; move
      • To finally begin to start something after a delay
      A1
      More
    • have at

      US

      UK

      • Phrasal Verb
      • To attack someone or something.
      • To begin doing something with enthusiasm.
      A1
      More
    • have to

      US /hæv tu/

      UK /ˈhæv tə/

      • Auxiliary Verb
      • Must do
      A1
      More
    • ideally

      US /aɪˈdiəli/

      UK /aɪ'di:əlɪ/

      • Adverb
      • In a perfect way; very suitably
      • In theory; according to an ideal or theoretical standard.
      B2
      More
    • idiot

      US /ˈɪdiət/

      UK /'ɪdɪət/

      • Noun
      • A person who is foolish or not very smart
      B2
      More
    • in business

      US /ɪn ˈbɪznɪs/

      UK /in ˈbiznis/

      • Phrase
      • Actively operating as a commercial enterprise.
      • Having a commercial partnership or association.
      A1
      More
    • in fact

      US /ɪn fækt/

      UK /in fækt/

      • Adverb
      • Used to emphasize the truth of a statement, especially one that contrasts with or contradicts something else.
      • Used to introduce a more detailed or surprising piece of information.
      • Phrase
      • Used to emphasize the truth of a statement, especially one that is surprising or contrary to what might be expected.
      C1
      More
    • in mind

      US /ɪn maɪnd/

      UK /in maind/

      • Phrase
      • Being aware of or considering something.
      • To remember or consider something.
      A2
      More
    • in on

      US

      UK

      • Phrase
      • To be involved in a secret or plan.
      • To be aware of something that is secret or not generally known.
      A1
      More
    • in terms of

      US

      UK

      • Phrase
      • With regard to; concerning a particular aspect.
      A1
      More
    • in the long run

      US

      UK

      • Phrase
      • Eventually; over a long period of time.
      A1
      More
    • in the world

      US /ɪn ði wɜrld/

      UK /in ðə wɜː(r)ld/

      • Phrase
      • Used to emphasize a question expressing surprise, confusion, or disbelief.
      • Used to indicate the extent or degree of something, often in a superlative sense.
      A1
      More
    • in under

      US

      UK

      • Preposition
      • Located inside and beneath something.
      • Covered or concealed by something.
      A1
      More
    • insurance

      US /ɪnˈʃʊrəns/

      UK /ɪnˈʃʊərəns/

      • Uncountable Noun
      • Protection against loss/injury/death you pay for
      A2TOEIC
      More
    • invest

      US /ɪnˈvɛst/

      UK /ɪn'vest/

      • Transitive Verb
      • To use resources to build for the future
      A2TOEIC
      More
    • lifespan

      US /ˈlaɪfspæn/

      UK /ˈlaɪfspæn/

      • Noun
      • Length of time something is expected to last
      B2
      More
    • longest time

      US

      UK

      • Phrase
      • The greatest duration of time.
      • A very long period.
      A1
      More
    • look at

      US /lʊk æt/

      UK /luk æt/

      • Phrasal Verb
      • To use your eyes to focus on something
      • To focus your eyes on something carefully
      A1
      More
    • look back

      US /lʊk bæk/

      UK /luk bæk/

      • Phrasal Verb
      • To think about past events
      A1
      More
    • look over

      US

      UK

      • Phrasal Verb
      • To check something to see it works well; inspect
      • To examine or inspect something quickly.
      A1
      More
    • lose money

      US /luz ˈmʌni/

      UK /lu:z ˈmʌni/

      • Intransitive Verb
      • To suffer a financial loss; to not make a profit.
      A1
      More
    • material

      US /məˈtɪriəl/

      UK /məˈtɪəriəl/

      • Noun (Countable/Uncountable)
      • Cloth; fabric
      • Supplies or data needed to do a certain thing
      • Adjective
      • Relevant; (of evidence) important or significant
      • Belonging to the world of physical things
      A2
      More
    • minute to minute

      US

      UK

      • Adverb
      • Changing or progressing very rapidly; constantly updated.
      A1
      More
    • negative

      US /ˈnɛɡətɪv/

      UK /'neɡətɪv/

      • Noun
      • The opposite to a positive electrical charge
      • In grammar, containing words such as 'no' or 'not'
      • Adjective
      • Being harmful, unwanted or unhelpful
      • In mathematics, being less than zero
      A2
      More
    • on top of that

      US

      UK

      • Phrase
      • In addition to something already mentioned; furthermore.
      A1
      More
    • other than

      US

      UK

      • Preposition
      • Except for; apart from.
      • Conjunction
      • Different from.
      A1
      More
    • out there

      US /aʊt ðɛr/

      UK /aut ðɛə/

      • Adverb
      • In or to a place that is far away
      • Existing in the universe
      • Adjective
      • Unconventional; strange; avant-garde
      • Existing or available.
      A1
      More
    • over the counter

      US /ˈovɚ ði ˈkaʊntɚ/

      UK /ˈəuvə ðə ˈkauntə/

      • Adverb
      • Denoting a security traded directly between two parties, not on an exchange.
      • Across a counter in a shop or business.
      A1
      More
    • over time

      US /ˈovɚ taɪm/

      UK /ˈəuvə taim/

      • Phrase
      • Gradually; as time passes.
      • During a long period.
      • Adverb
      • Gradually; as time passes.
      B1
      More
    • planner

      US /'plænər/

      UK /ˈplænə(r)/

      • Countable Noun
      • Notebook for recording appointments/things to do
      B1
      More
    • publicly traded

      US

      UK

      • Adjective
      • Having shares that are traded on a stock exchange.
      B1
      More
    • purchase

      US

      UK

      • Transitive Verb
      • To buy something; to get by paying money for it
      • Noun (Countable/Uncountable)
      • Something that you bought
      • Strong hold on something; grip
      A2TOEIC
      More
    • rather than

      US

      UK

      • Adverb
      • More exactly; more correctly
      • Preferably; instead
      • Preposition
      • Instead of
      A1
      More
    • recommend

      US /ˌrɛkəˈmɛnd/

      UK /ˌrekə'mend/

      • Transitive Verb
      • To advise or suggest that someone do something
      • To endorse or support something publicly.
      A2TOEIC
      More
    • regardless of

      US /rɪˈɡɑrdlɪs ʌv/

      UK /riˈɡɑ:dlis ɔv/

      • Phrase
      • Preposition
      • Without being affected or influenced by something; despite.
      A2
      More
    • research

      US /rɪˈsɚtʃ, ˈriˌsɚtʃ/

      UK /rɪ'sɜ:tʃ/

      • Verb (Transitive/Intransitive)
      • To study in order to discover new ideas and facts
      • To study the market relating to marketing products and services.
      • Noun (Countable/Uncountable)
      • Study done to discover new ideas and facts
      • A particular area or topic of study.
      A2TOEIC
      More
    • satisfaction

      US /ˌsætɪsˈfækʃən/

      UK /ˌsætɪs'fækʃn/

      • Uncountable Noun
      • Happy feeling because of something that you did
      • Providing enough to make someone happy
      B1TOEIC
      More
    • save for

      US

      UK

      • Phrasal Verb
      • To keep money so that you can buy something with it in the future.
      A2
      More
    • section

      US / ˈsɛkʃən/

      UK /'sekʃn/

      • Noun (Countable/Uncountable)
      • A part of a whole
      • Specific group of people from a larger group
      • Transitive Verb
      • To divide something into smaller parts
      B1TOEIC
      More
    • secure

      US /sɪˈkjʊr/

      UK /sɪ'kjʊə(r)/

      • Transitive Verb
      • To get or achieve something with certainty
      • To firmly attach something to something else
      • Adjective
      • Being attached to something tightly and surely
      • (Place that is) locked, guarded and safe
      A2TOEIC
      More
    • spend money

      US /spɛnd ˈmʌni/

      UK /spend ˈmʌni/

      • Phrase
      • To use money to buy or pay for something.
      A1
      More
    • stay in

      US /ste ɪn/

      UK /stei in/

      • Phrasal Verb
      • To remain inside one's home.
      • Intransitive Verb
      • To remain as an inpatient in a hospital.
      More
    • stick with

      US /stɪk wɪð/

      UK /stik wið/

      • Phrasal Verb
      • To continue to support or stay loyal to someone or something.
      • To continue doing or using something; to persevere.
      A1
      More
    • strive

      US /straɪv/

      UK /straɪv/

      • Intransitive Verb
      • To work hard/make effort to achieve something
      B2TOEIC
      More
    • take initiative

      US

      UK

      • Verb (Transitive/Intransitive)
      • To be proactive and take the first step in doing something without being told to do so.
      C1
      More
    • think about

      US /θɪŋk əˈbaʊt/

      UK /θiŋk əˈbaut/

      • Phrasal Verb
      • To consider something carefully.
      • To remember or call to mind.
      A1
      More
    • think through

      US /θɪŋk θru/

      UK /θiŋk θru:/

      • Phrasal Verb
      • To consider carefully so all points are covered
      A1
      More
    • wake up

      US /wek ʌp/

      UK /weik ʌp/

      • Phrasal Verb
      • To stop sleeping
      • To become fully aware and alert to a situation.
      A1
      More
    • wind up

      US //ˈwaɪndˌʌp//

      UK //ˈwaɪndˌʌp//

      • Phrasal Verb
      • To be brought to a state of great tension
      • To close or finalize something
      • Verb (Transitive/Intransitive)
      • To arrive or end up in a particular state, situation, or place, especially unintentionally.
      • To bring something to an end; to conclude or finish something.
      A1
      More
    • with it

      US /wɪð ɪt/

      UK /wið it/

      • Adjective
      • Intelligent, alert, and up-to-date.
      • Understanding and knowledgeable about current trends or information.
      A1
      More
    • write down

      US /raɪt daʊn/

      UK /rait daun/

      • Phrasal Verb
      • To record in writing
      A1
      More
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    01:03

    She took a brave step forward, leaving behind her comfort zone to chase her dreams.

    Vocabulary
    • brave

      adj. Having courage

    • comfort zone

      phr. A familiar situation where one feels safe

    Explanation
    a brave step is a noun phrase, where brave is an adjective modifying the noun step, meaning "a courageous step". forward is an adverb modifying step, meaning "ahead". The whole phrase serves as the object, answering the "what" of took (verb) — she took a brave step forward.

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    brave

    US/brev/
    UK/breɪv/
    adj.Brave
    v.t.To bravely face
    A2 Elementary

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    A2US
    #saving#save#insurance#financial#income#financially

    The WORST Mistakes In Personal Finance

    0
    Richard VT posted on 2026/02/28
    Ever wondered about the biggest money blunders people make? This video dives into the WORST mistakes in personal finance, packed with practical advice for young professionals looking to build wealth. You'll pick up advanced vocabulary related to financial independence and tax planning, making it a super useful watch!

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