Vocabulary

  • to let: Indicates that a property is available for rent.
  • across the board: Broad in scope or content
  • on time
  • by accident: Without intending to; unintentionally.
  • from home: Working or operating from one's residence.
  • in debt: State of owing money to a person or institution
  • lights up: Third-person singular present tense of to illuminate something; to make something brighter with light.
  • look around: To explore a place; search for something.
  • in the past: During a former period of time; previously.
  • food delivery: A service that delivers food to a customer's location.
  • true nature: The inherent qualities or character of a person or thing.
  • secret of: The key or hidden information that explains something.
  • lose money: To suffer a financial loss; to not make a profit.
  • cut down: To reduce your use of something
  • break even: To neither make a profit nor a loss
  • smell blood: To sense weakness or advantage in another.
  • with extra steps: Including additional or unnecessary movements or actions.
  • foot the bill: To pay a bill
  • behind the scenes: Secretly or without being known to the public.
  • look at: To use your eyes to focus on something
  • entire: Complete or full; with no part left out; whole
  • pandemic: (of a disease) existing in almost all of an area or in almost all of a group of people, animals, or plants
  • reveal: To show something that was hidden before
  • multiple: Having or involving more than one of something
  • desperate: Being beyond hope; prepared to do anything
  • average: Total of numbers divided by the number of items
  • sustainable: Capable of continuing for a long time
  • revenue: Money that is made by or paid to a business
  • psychological: Concerning the study of the mind
  • exposure: Allowing light through a cameras lens onto film
  • brilliant: Having a great amount of intelligence or talent
  • split: No longer married or in a relationship
  • psychology: The study of the mind and how it affects behavior
  • industry: Hard work; being busy working
  • exist: To be present, alive or real
  • financial: Involving money
  • debt: Sum of money owed to someone that is not yet paid
  • statement: Record of activity in a bank account over time
  • collapse: To fold (e.g. a stroller) down to make it smaller
  • shrink: To become smaller
  • brain: To strike someone forcefully on the head
  • clever: Funny in a way that shows intelligence
  • capital: Writing the first letter of a word in big letters
  • venture: (Business) activity involving calculated risks
  • purchase: To buy something; to get by paying money for it
  • launch: Starting a new project; introducing new product
  • board: Surface for posting or showing information
  • risk: To do something potentially dangerous or foolish
  • interest: Best or most advantageous thing for someone
  • leave: To go away from; depart
  • company: Good feeling from being with someone else
  • inventory: List of items stored at a place
  • single: One run in cricket or a hit baseball
  • offer: Price you say you are willing to pay for something
  • pain: Strong feeling of hurt or discomfort
  • compliance: Act of obeying a law, etc.
  • operate: To control or handle something, such as a machine
  • transaction: An exchange in business usually involving money
  • act: To behave in a certain way
  • retailer: Merchant/store who sells goods at retail
  • paycheck: Check issued in payment of wages or salary
  • merchant: Someone who buys and sells goods
  • workforce: The total number of working people
  • cascade: Body of water falling from something tall
  • payroll: Money needed to pay those working for a company
  • bureau: Administrative unit of government
  • burrito: Flour tortilla folded around a filling
  • loophole: Error when making rules allowing people to avoid
  • bailout: Giving money to help someone get out of debt
  • stagger: To greatly surprise someone
  • profitability: Degree to which money can be made in business
  • checkout: Counter in a supermarket where you pay for goods
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  • not found vocabularyNo vocabulary matches your filters
    • across the board

      US

      UK

      • Phrase
      • Broad in scope or content
      • Adverb
      • Applying to all; comprehensive; universal.
      • Involving all sectors, categories, or items.
      A1
      More
    • average

      US /ˈævərɪdʒ, ˈævrɪdʒ/

      UK /'ævərɪdʒ/

      • Noun (Countable/Uncountable)
      • Total of numbers divided by the number of items
      • Transitive Verb
      • To add numbers then divide by the number of items
      A2TOEIC
      More
    • bailout

      US /ˈbelˌaʊt/

      UK /ˈbeɪlaʊt/

      • Noun (Countable/Uncountable)
      • Giving money to help someone get out of debt
      • An act of providing financial assistance to a failing business or economy to prevent its collapse.
      C2
      More
    • behind the scenes

      US

      UK

      • Phrase
      • Secretly or without being known to the public.
      • In a position to influence events without any public knowledge.
      A1
      More
    • break even

      US /brek ˈivən/

      UK /breik ˈi:vən/

      • Phrasal Verb
      • To neither make a profit nor a loss
      • Phrase
      A1
      More
    • brilliant

      US /ˈbrɪljənt/

      UK /'brɪlɪənt/

      • Adjective
      • Having a great amount of intelligence or talent
      • Being very bright, like a diamond; shining
      • Noun
      • A diamond or other gem cut in a particular form with many facets to have exceptional brilliance.
      A2
      More
    • bureau

      US /ˈbjʊro/

      UK /'bjʊərəʊ/

      • Noun
      • Administrative unit of government
      B1
      More
    • burrito

      US /bʊˈri:toʊ/

      UK /bʊˈri:təʊ/

      • Countable Noun
      • Flour tortilla folded around a filling
      C2
      More
    • by accident

      US /baɪ ˈæksɪdənt/

      UK /bai ˈæksidənt/

      • Phrase
      • Without intending to; unintentionally.
      More
    • capital

      US /ˈkæpɪtl/

      UK /'kæpɪtl/

      • Noun
      • Writing the first letter of a word in big letters
      • Official main city of a country, province or state
      • Adjective
      • Main, or major
      • (Of an offense) liable to the death penalty.
      A2
      More
    • cascade

      US /kæˈsked/

      UK /kæˈskeɪd/

      • Countable Noun
      • Body of water falling from something tall
      • A series of things that happen quickly one after the other.
      • Intransitive Verb
      • To fall, flow, or hang down in a large amount
      B1
      More
    • checkout

      US /ˈtʃɛkˌaʊt/

      UK /ˈtʃekaʊt/

      • Noun
      • Counter in a supermarket where you pay for goods
      C2
      More
    • collapse

      US /kəˈlæps/

      UK /kə'læps/

      • Verb (Transitive/Intransitive)
      • To fold (e.g. a stroller) down to make it smaller
      • To suddenly fall down or break apart into pieces
      • Noun
      • The sudden failure of a structure or system.
      • The sudden failure of a bodily organ or function.
      B1
      More
    • compliance

      US /kəmˈplaɪəns/

      UK /kəmˈplaɪəns/

      • Uncountable Noun
      • Act of obeying a law, etc.
      • The quality of being willing to do what other people want you to do.
      B1
      More
    • cut down

      US /kʌt daʊn/

      UK /kʌt daun/

      • Phrasal Verb
      • To reduce your use of something
      • To fell a tree.
      A1
      More
    • debt

      US /dɛt/

      UK /det/

      • Noun (Countable/Uncountable)
      • Sum of money owed to someone that is not yet paid
      • A moral or social obligation.
      A2TOEIC
      More
    • desperate

      US /ˈdɛspərɪt/

      UK /ˈdespərət/

      • Adjective
      • Being beyond hope; prepared to do anything
      • State of urgently wanting to go to the toilet
      A2
      More
    • entire

      US /ɛnˈtaɪr/

      UK /ɪn'taɪə(r)/

      • Adjective
      • Complete or full; with no part left out; whole
      • Undivided; not shared or distributed.
      A2TOEIC
      More
    • exposure

      US /ɪkˈspoʒɚ/

      UK /ɪk'spəʊʒə(r)/

      • Noun
      • Allowing light through a cameras lens onto film
      • Being talked about in the media
      A2TOEIC
      More
    • financial

      US /faɪˈnænʃ(ə)l/

      UK /faɪˈnænʃl/

      • Adjective
      • Involving money
      • Relating to investments.
      • Countable Noun
      • A person who provides advice on financial matters.
      A2TOEIC
      More
    • food delivery

      US

      UK

      • Noun
      • A service that delivers food to a customer's location.
      • The system or process of delivering food.
      A1
      More
    • foot the bill

      US /fʊt ði bɪl/

      UK /fut ðə bil/

      • Phrase
      • To pay a bill
      • Verb (Transitive/Intransitive)
      • To pay for something, typically the entire cost.
      A1
      More
    • from home

      US

      UK

      • Phrase
      • Working or operating from one's residence.
      • Originating or coming from one's own house or country.
      A1
      More
    • in debt

      US /ɪn dɛt/

      UK /in det/

      • Phrase
      • State of owing money to a person or institution
      • Adjective
      • Owing money.
      A2
      More
    • in the past

      US

      UK

      • Phrase
      • During a former period of time; previously.
      A1
      More
    • inventory

      US /ˈɪnvəntɔ:ri/

      UK /ˈɪnvəntri/

      • Noun (Countable/Uncountable)
      • List of items stored at a place
      • A complete list of items such as property, goods in stock, or the contents of a building.
      • Transitive Verb
      • To list the things stored at a place
      B2TOEIC
      More
    • launch

      US /lɔntʃ, lɑntʃ/

      UK /lɔ:ntʃ/

      • Noun
      • Starting a new project; introducing new product
      • Act of firing rockets into the air
      • Transitive Verb
      • To start a new project; start selling a product
      • To put a rocket into the air
      A2TOEIC
      More
    • lights up

      US

      UK

      • Phrasal Verb
      • Third-person singular present tense of to illuminate something; to make something brighter with light.
      • Third-person singular present tense of to ignite a cigarette, cigar, or pipe for smoking.
      A1
      More
    • look around

      US /lʊk əˈraʊnd/

      UK /luk əˈraund/

      • Phrasal Verb
      • To explore a place; search for something.
      A1
      More
    • look at

      US /lʊk æt/

      UK /luk æt/

      • Phrasal Verb
      • To use your eyes to focus on something
      • To focus your eyes on something carefully
      A1
      More
    • loophole

      US /ˈlu:phoʊl/

      UK /ˈlu:phəʊl/

      • Noun (Countable/Uncountable)
      • Error when making rules allowing people to avoid
      • A way to avoid a rule or law without breaking it.
      C1
      More
    • lose money

      US /luz ˈmʌni/

      UK /lu:z ˈmʌni/

      • Intransitive Verb
      • To suffer a financial loss; to not make a profit.
      A1
      More
    • merchant

      US /ˈmɜ:rtʃənt/

      UK /ˈmɜ:tʃənt/

      • Noun (Countable/Uncountable)
      • Someone who buys and sells goods
      • A retail dealer; shopkeeper.
      • Adjective
      • Engaged in trade or commerce.
      B1
      More
    • multiple

      US /ˈmʌltəpəl/

      UK /ˈmʌltɪpl/

      • Adjective
      • Having or involving more than one of something
      • Having or involving several parts, elements, or members.
      • Countable Noun
      • Number produced by multiplying a smaller number
      • A number of identical circuit elements connected in parallel or series.
      B1
      More
    • on time

      US /ɑn taɪm/

      UK /ɔn taim/

      • Phrase
      • Adjective
      • Arriving at or done by the required time
      • Meeting a deadline; punctual in fulfilling obligations.
      A1
      More
    • pandemic

      US /pænˈdɛmɪk/

      UK /pæn'demɪk/

      • Adjective
      • (of a disease) existing in almost all of an area or in almost all of a group of people, animals, or plants
      • Noun
      • a pandemic disease
      C2
      More
    • payroll

      US /ˈpeɪroʊl/

      UK /ˈpeɪrəʊl/

      • Noun (Countable/Uncountable)
      • Money needed to pay those working for a company
      • List of people working for a company
      • Idiom
      • Employed by a company and receiving regular payments.
      B2TOEIC
      More
    • profitability

      US /ˌprɑfɪtəˈbɪlətɪ/

      UK /ˌprɒfɪtə'bɪlətɪ/

      • Uncountable Noun
      • Degree to which money can be made in business
      B1
      More
    • psychological

      US /ˌsaɪkəˈlɑdʒɪkəl/

      UK /ˌsaɪkəˈlɒdʒɪkl/

      • Adjective
      • Concerning the study of the mind
      • Relating to or involving the use of propaganda, threats, or other psychological techniques to subdue an opponent.
      A2
      More
    • psychology

      US /saɪˈkɑlədʒi/

      UK /saɪ'kɒlədʒɪ/

      • Uncountable Noun
      • The study of the mind and how it affects behavior
      • Way in which a person or group thinks and behaves
      C2
      More
    • purchase

      US

      UK

      • Transitive Verb
      • To buy something; to get by paying money for it
      • Noun (Countable/Uncountable)
      • Something that you bought
      • Strong hold on something; grip
      A2TOEIC
      More
    • retailer

      US /ˈritelɚ/

      UK /ˈri:teɪlə(r)/

      • Countable Noun
      • Merchant/store who sells goods at retail
      B2TOEIC
      More
    • reveal

      US /rɪˈvil/

      UK /rɪ'vi:l/

      • Transitive Verb
      • To show something that was hidden before
      A2TOEIC
      More
    • revenue

      US /ˈrevənju/

      UK /'revənju:/

      • Noun (Countable/Uncountable)
      • Money that is made by or paid to a business
      • Money a government collects from its people
      A2TOEIC
      More
    • secret of

      US

      UK

      • Phrase
      • The key or hidden information that explains something.
      • Confidential information about something.
      A1
      More
    • shrink

      US /ʃrɪŋk/

      UK /ʃrɪŋk/

      • Intransitive Verb
      • To become smaller
      • Noun
      • A rude name for a psychiatrist
      B1
      More
    • smell blood

      US /smɛl blʌd/

      UK /smel blʌd/

      • other
      • To sense weakness or advantage in another.
      B2
      More
    • split

      US /splɪt/

      UK /splɪt/

      • Adjective
      • No longer married or in a relationship
      • (Injured) by cutting it open, as in someone's lip
      • Verb (Transitive/Intransitive)
      • To become divided or broken along a straight line
      • To cause a cut in (lip, etc.)
      A2
      More
    • stagger

      US /ˈstæɡɚ/

      UK /ˈstægə(r)/

      • Transitive Verb
      • To greatly surprise someone
      B2
      More
    • statement

      US / ˈstetmənt/

      UK /ˈsteɪtmənt/

      • Noun (Countable/Uncountable)
      • Record of activity in a bank account over time
      • Act or process of saying something formally
      A2TOEIC
      More
    • sustainable

      US /səˈsteɪnəbl/

      UK /səˈsteɪnəbl/

      • Adjective
      • Capable of continuing for a long time
      • Able to be maintained without running out of
      B2
      More
    • to let

      US /tu lɛt/

      UK /tu let/

      • Preposition
      • Indicates that a property is available for rent.
      A2
      More
    • transaction

      US /trænˈsækʃən, -ˈzæk-/

      UK /trænˈzækʃn/

      • Noun (Countable/Uncountable)
      • An exchange in business usually involving money
      • A financial exchange or transfer of funds.
      B2TOEIC
      More
    • true nature

      US

      UK

      • Noun (Countable/Uncountable)
      • The inherent qualities or character of a person or thing.
      • The genuine or authentic character of something, without pretense.
      A2
      More
    • venture

      US /ˈvɛntʃɚ/

      UK /'ventʃə(r)/

      • Noun (Countable/Uncountable)
      • (Business) activity involving calculated risks
      • A risky or daring journey or undertaking.
      • Verb (Transitive/Intransitive)
      • To risk something, such as money
      • To face the dangers, take the risk of something
      B1TOEIC
      More
    • with extra steps

      US /wɪθ ˈɛkstrə steps/

      UK /wɪθ ˈekstrə steps/

      • other
      • Including additional or unnecessary movements or actions.
      B1
      More
    • workforce

      US /ˈwə:kˌfɔrs/

      UK /ˈwɜ:kˌfɔ:s/

      • Noun (Countable/Uncountable)
      • The total number of working people
      B1
      More
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    01:03

    She took a brave step forward, leaving behind her comfort zone to chase her dreams.

    Vocabulary
    • brave

      adj. Having courage

    • comfort zone

      phr. A familiar situation where one feels safe

    Explanation
    a brave step is a noun phrase, where brave is an adjective modifying the noun step, meaning "a courageous step". forward is an adverb modifying step, meaning "ahead". The whole phrase serves as the object, answering the "what" of took (verb) — she took a brave step forward.

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    brave

    US/brev/
    UK/breɪv/
    adj.Brave
    v.t.To bravely face
    A2 Elementary

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    80
    B1US
    #credit#percent#payment#transaction#debt#credit card

    The "buy now, pay later" bubble is about to explode

    0
    楊澤銘 posted on 2025/09/19
    Ever wondered about the 'buy now, pay later' craze and if it's too good to be true? This video dives deep into the potential 'bubble' of BNPL services like Klarna, explaining tricky terms like 'loan stacking' and 'temporal discounting' so you can understand the real financial risks involved. You'll pick up essential vocabulary for discussing consumer debt and workplace finance!

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