Vocabulary

  • figure out: To understand the behavior of someone
  • cash flow
  • based on: To use something as the foundation or starting point for something else.
  • rather than: More exactly; more correctly
  • on to: Toward something; forward
  • move on: To decide to change or go to a different place
  • from the start: From the very beginning; from the outset.
  • get into it: To become interested in something and enjoy it.
  • on the scene: Present at a location, especially where something has happened.
  • in areas: Located or occurring within specific regions or locations.
  • first up: Firstly; to begin with; the first item on a list or agenda.
  • have to: Must do
  • look at: To use your eyes to focus on something
  • in total: Completely; with everything added together.
  • rattle off: To say something quickly and without much thought or hesitation.
  • nail down: To define, decide, or confirm the details of something definitively.
  • instead of: When one thing is replaced by another
  • account for: To explain the cause or reason for something
  • go on: To continue doing something
  • look back: To think about past events
  • on average: Typically; usually; based on an average calculation.
  • at the moment: At this time; now
  • at play here: Having an influence or effect in a particular situation.
  • like new: In very good, almost perfect condition as if unused.
  • move to: To change the place where you live or work.
  • in check: Under control; restrained.
  • cross off: To remove a name from a list by drawing a line through it.
  • cut in: To interrupt someone's conversation
  • consists of: Is made up or composed of.
  • get out of: To leave or escape responsibilities, troubles
  • rule of thumb: A practical and approximate way of doing or measuring something.
  • for example: As an illustration or instance.
  • paying off: To give money to get person to do something; bribe
  • move ahead: To make progress; advance.
  • after all: In spite of what was expected; used to introduce a statement that supports a previous statement or explains why it was made
  • paid off: To give money to get person to do something; bribe
  • get after: To talk to in order to get someone to do something
  • at a time: Separately; one by one
  • to do with: To be about something; concern
  • thanks to: Because of; as a result of.
  • essential: Extremely or most important and necessary
  • tough: (Of food) difficult to chew or bite through
  • figure: To appear in a game, play or event
  • gross: 144 of something; twelve dozen of something
  • grocery: Daily foods such as flour, sugar, and tinned foods
  • average: Total of numbers divided by the number of items
  • experience: Thing a person has done or that happened to them
  • tend: To move or act in a certain manner
  • anxious: Afraid of what may happen; worried and nervous
  • sense: Certain mental feeling or emotion
  • amount: Quantity of something
  • current: Electricity flowing through wires
  • stress: To emphasize one or more parts of a word, sentence
  • track: To use marks to follow a wild animal
  • bit: Device put in a horse's mouth to control it
  • lack: To not have, or not have enough, of something
  • financial: Involving money
  • debt: Sum of money owed to someone that is not yet paid
  • exercise: To work out to become stronger and healthier
  • foundation: Base or important starting point
  • state: Region within a country, with its own government
  • extra: More than necessary; additional
  • account: An advantage
  • insurance: Protection against loss/injury/death you pay for
  • rest: Time when one relaxes, sleeps, or is inactive
  • rate: To assess something or consider its qualities
  • clarity: Being easy to be seen through, heard or understood
  • invest: To use resources to build for the future
  • economy: Using money, resources in a careful, effective way
  • emergency: Sudden event needing an immediate action
  • layer: One of several sheets of a material or object
  • leave: To go away from; depart
  • goal: Something you try to do or achieve; an aim
  • ratio: The relationship in relative size, etc.
  • place: To put someone in a particular type of situation
  • control: A device designed to operate a machine
  • build: Your physical shape; physique
  • expense: Money you have to pay to do part of your job
  • holistic: Involving all of something
  • breakdown: When normal activity or behavior stops
  • skip: Very large waste disposal bin
  • discretionary: According to your own judgment or self-restraint
  • outstanding: Being better/distinct from others; specially good
  • tracker: Person using marks to follow a wild animal
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  • not found vocabularyNo vocabulary matches your filters
    • account for

      US /əˈkaʊnt fɔr/

      UK /əˈkaunt fɔ:/

      • Phrasal Verb
      • To explain the cause or reason for something
      • To form a particular amount or part of something.
      • Verb (Transitive/Intransitive)
      • To supply a reason or explanation for something.
      • To form a particular amount or proportion of something.
      A1
      More
    • after all

      US /ˈæftɚ ɔl/

      UK /ˈɑ:ftə ɔ:l/

      • Adverb
      • In spite of what was expected; used to introduce a statement that supports a previous statement or explains why it was made
      • Considering everything; used to indicate that something is happening or is true despite some difficulty or obstacle
      • Phrase
      • Despite what was expected or thought; in spite of everything.
      • Taking everything into consideration; considering that.
      B1
      More
    • at a time

      US /æt e taɪm/

      UK /æt ə taim/

      • Phrase
      • Separately; one by one
      • Simultaneously; together
      A1
      More
    • at play here

      US

      UK

      • Phrase
      • Having an influence or effect in a particular situation.
      • In operation or having an effect in a particular situation or context.
      A1
      More
    • at the moment

      US

      UK

      • Adverb
      • At this time; now
      A1
      More
    • average

      US /ˈævərɪdʒ, ˈævrɪdʒ/

      UK /'ævərɪdʒ/

      • Noun (Countable/Uncountable)
      • Total of numbers divided by the number of items
      • Transitive Verb
      • To add numbers then divide by the number of items
      A2TOEIC
      More
    • based on

      US

      UK

      • Phrasal Verb
      • To use something as the foundation or starting point for something else.
      • Preposition
      • Using something as the main idea or foundation.
      • Relying on something as evidence or justification.
      A1
      More
    • breakdown

      US /ˈbrekˌdaʊn/

      UK /'breɪkdaʊn/

      • Noun
      • When normal activity or behavior stops
      B1TOEIC
      More
    • cash flow

      US

      UK

      • Phrase
      A2
      More
    • clarity

      US /ˈklærɪti/

      UK /'klærətɪ/

      • Uncountable Noun
      • Being easy to be seen through, heard or understood
      • The quality of an image being sharp and clear
      B1
      More
    • consists of

      US

      UK

      • Phrasal Verb
      • Is made up or composed of.
      A1
      More
    • cross off

      US

      UK

      • Phrasal Verb
      • To remove a name from a list by drawing a line through it.
      A1
      More
    • current

      US /ˈkɚrənt, ˈkʌr-/

      UK /'kʌrənt/

      • Uncountable Noun
      • Electricity flowing through wires
      • Movement of water in a river, or air in the sky
      • Adjective
      • Happening or being in the present time
      • In general use or accepted by most people.
      A2
      More
    • cut in

      US /kʌt ɪn/

      UK /kʌt in/

      • Phrasal Verb
      • To interrupt someone's conversation
      • To enter a queue at the wrong place
      A1
      More
    • debt

      US /dɛt/

      UK /det/

      • Noun (Countable/Uncountable)
      • Sum of money owed to someone that is not yet paid
      • A moral or social obligation.
      A2TOEIC
      More
    • discretionary

      US /dɪˈskreʃəneri/

      UK /dɪˈskreʃənəri/

      • Adjective
      • According to your own judgment or self-restraint
      B2TOEIC
      More
    • emergency

      US /ɪˈmɚdʒənsi/

      UK /ɪ'mɜ:dʒənsɪ/

      • Noun (Countable/Uncountable)
      • Sudden event needing an immediate action
      • A medical condition manifesting itself by acute symptoms of sufficient severity such that the absence of immediate medical attention could reasonably be expected to result in placing the patient's health in serious jeopardy.
      • Adjective
      • Used in an emergency; for use when something dangerous happens.
      • Designed for use in an emergency.
      A2TOEIC
      More
    • essential

      US /ɪˈsɛnʃəl/

      UK /ɪ'senʃl/

      • Adjective
      • Extremely or most important and necessary
      • Fundamental; basic.
      • Noun
      • A concentrated hydrophobic liquid containing volatile aroma compounds from plants.
      B1TOEIC
      More
    • exercise

      US /ˈɛksɚˌsaɪz/

      UK /'eksəsaɪz/

      • Verb (Transitive/Intransitive)
      • To work out to become stronger and healthier
      • To retain your ability or practice your skills
      • Noun (Countable/Uncountable)
      • Physical activity to increase health and strength
      • Set of questions in a text book
      A2
      More
    • expense

      US /ɪkˈspɛns/

      UK /ɪk'spens/

      • Noun (Countable/Uncountable)
      • Money you have to pay to do part of your job
      • Paying money for something (big)
      • Uncountable Noun
      • When resources e.g. time is used to do something
      • Expenditure of resources; spending
      B1TOEIC
      More
    • extra

      US /'ekstrə/

      UK /'ekstrə/

      • Adjective
      • More than necessary; additional
      • Of especially good quality or grade.
      • Noun (Countable/Uncountable)
      • Items more than you need; additional items
      • Person who has a small part in a movie
      A2
      More
    • figure out

      US /ˈfɪɡjɚ aʊt/

      UK /ˈfiɡə aut/

      • Phrasal Verb
      • To understand the behavior of someone
      • To think through logically to find a solution
      • Verb (Transitive/Intransitive)
      • To understand or find an answer to something.
      • To find a solution to a problem or understand something.
      A1
      More
    • financial

      US /faɪˈnænʃ(ə)l/

      UK /faɪˈnænʃl/

      • Adjective
      • Involving money
      • Relating to investments.
      • Countable Noun
      • A person who provides advice on financial matters.
      A2TOEIC
      More
    • first up

      US /fɚst ʌp/

      UK /fə:st ʌp/

      • Phrase
      • Firstly; to begin with; the first item on a list or agenda.
      A1
      More
    • for example

      US

      UK

      • Phrase
      • As an illustration or instance.
      More
    • foundation

      US /faʊnˈdeʃən/

      UK /faunˈdeiʃən/

      • Noun (Countable/Uncountable)
      • Base or important starting point
      • Underground base on which building is constructed
      C1TOEIC
      More
    • from the start

      US /frʌm ði stɑrt/

      UK /frɔm ðə stɑ:t/

      • Phrase
      • From the very beginning; from the outset.
      A1
      More
    • get after

      US /ɡɛt ˈæftɚ/

      UK /ɡet ˈɑ:ftə/

      • Phrasal Verb
      • To talk to in order to get someone to do something
      A1
      More
    • get into it

      US

      UK

      • Phrasal Verb
      • To become interested in something and enjoy it.
      • To start a career or profession.
      • Intransitive Verb
      • To become interested in something.
      A1
      More
    • get out of

      US /ɡɛt aʊt ʌv/

      UK /ɡet aut ɔv/

      • Phrasal Verb
      • To leave or escape responsibilities, troubles
      • To leave a small, enclosed vehicle
      A1
      More
    • go on

      US /ɡo ɑn/

      UK /ɡəu ɔn/

      • Phrasal Verb
      • To continue doing something
      • To happen (usually negative)
      • Interjection
      • Used to encourage someone
      A1
      More
    • goal

      US /ɡol/

      UK /ɡəʊl/

      • Noun (Countable/Uncountable)
      • Something you try to do or achieve; an aim
      • (Sports) net into which you put a ball to score
      A2TOEIC
      More
    • grocery

      US /'ɡroʊsərɪ/

      UK /'ɡrəʊsərɪ/

      • Uncountable Noun
      • Daily foods such as flour, sugar, and tinned foods
      • Countable Noun
      • A store that sells food and household supplies.
      B2TOEIC
      More
    • gross

      US /ɡros/

      UK /ɡrəʊs/

      • Noun (Countable/Uncountable)
      • 144 of something; twelve dozen of something
      • Total sum of money earned before costs and taxes
      • Transitive Verb
      • To earn an amount of money before costs and taxes
      B1TOEIC
      More
    • have to

      US /hæv tu/

      UK /ˈhæv tə/

      • Auxiliary Verb
      • Must do
      A1
      More
    • holistic

      US /hoʊˈlɪstɪk/

      UK /həʊˈlɪstɪk/

      • Adjective
      • Involving all of something
      • Relating to or concerned with wholes or with complete systems rather than with the analysis of, treatment of, or dissection into parts.
      B2
      More
    • in areas

      US

      UK

      • Phrase
      • Located or occurring within specific regions or locations.
      • Relating to specific fields, subjects, or disciplines.
      A1
      More
    • in check

      US /ɪn tʃɛk/

      UK /in tʃek/

      • Phrase
      • Under control; restrained.
      • Verified or confirmed to be correct or accurate.
      More
    • in total

      US /ɪn ˈtotl/

      UK /in ˈtəutəl/

      • Phrase
      • Completely; with everything added together.
      A1
      More
    • instead of

      US /ɪnˈstɛd ʌv/

      UK /inˈsted ɔv/

      • Preposition
      • When one thing is replaced by another
      • Adverb
      • As a substitute or alternative.
      A1
      More
    • insurance

      US /ɪnˈʃʊrəns/

      UK /ɪnˈʃʊərəns/

      • Uncountable Noun
      • Protection against loss/injury/death you pay for
      A2TOEIC
      More
    • invest

      US /ɪnˈvɛst/

      UK /ɪn'vest/

      • Transitive Verb
      • To use resources to build for the future
      A2TOEIC
      More
    • lack

      US /læk/

      UK /læk/

      • Verb (Transitive/Intransitive)
      • To not have, or not have enough, of something
      • Uncountable Noun
      • The state of not having or not having enough of
      A2TOEIC
      More
    • layer

      US /ˈleɚ/

      UK /ˈleiə/

      • Noun (Countable/Uncountable)
      • One of several sheets of a material or object
      • A covering of something spread over a surface.
      • Transitive Verb
      • To put things one on top of another
      B1TOEIC
      More
    • like new

      US /laɪk nu/

      UK /laɪk nju:/

      • other
      • In very good, almost perfect condition as if unused.
      A2
      More
    • look at

      US /lʊk æt/

      UK /luk æt/

      • Phrasal Verb
      • To use your eyes to focus on something
      • To focus your eyes on something carefully
      A1
      More
    • look back

      US /lʊk bæk/

      UK /luk bæk/

      • Phrasal Verb
      • To think about past events
      A1
      More
    • move ahead

      US /muv əˈhɛd/

      UK /mu:v əˈhed/

      • Phrasal Verb
      • To make progress; advance.
      • To start or proceed with something.
      B1
      More
    • move on

      US /muv ɑn/

      UK /mu:v ɔn/

      • Phrasal Verb
      • To decide to change or go to a different place
      • To start talking about something different.
      A1
      More
    • move to

      US /muv tu/

      UK /mu:v tu:/

      • Phrasal Verb
      • To change the place where you live or work.
      • Verb (Transitive/Intransitive)
      • To proceed to the next stage or action.
      A2
      More
    • nail down

      US /nel daʊn/

      UK /neil daun/

      • Phrasal Verb
      • To define, decide, or confirm the details of something definitively.
      • To fasten something with nails; to secure something firmly.
      B2
      More
    • on average

      US /ɑn ˈævərɪdʒ/

      UK /ɔn ˈævəridʒ/

      • Phrase
      • Typically; usually; based on an average calculation.
      B1
      More
    • on the scene

      US /ɑn ði sin/

      UK /ɔn ðə si:n/

      • Phrase
      • Present at a location, especially where something has happened.
      • Involved or active in a particular area or activity.
      B1
      More
    • on to

      US /ɑn tu/

      UK /ɔn tu:/

      • Preposition
      • Toward something; forward
      • Aware of someone's activities.
      • Adjective
      • Aware of someone's deception or illegal activities.
      A1
      More
    • outstanding

      US /aʊtˈstændɪŋ, ˈaʊtˌstæn-/

      UK /aʊtˈstændɪŋ/

      • Adjective
      • Being better/distinct from others; specially good
      B1TOEIC
      More
    • paid off

      US

      UK

      • Phrasal Verb
      • To give money to get person to do something; bribe
      • To give money to settle a debt
      • Transitive Verb
      • To have bribed someone.
      • To have paid a debt in full.
      A1
      More
    • paying off

      US

      UK

      • Phrasal Verb
      • To give money to get person to do something; bribe
      • To give money to settle a debt
      • Verb (Transitive/Intransitive)
      • To bribe someone.
      • To result in success; to be worthwhile.
      A1
      More
    • rather than

      US

      UK

      • Adverb
      • More exactly; more correctly
      • Preferably; instead
      • Preposition
      • Instead of
      A1
      More
    • ratio

      US /ˈreɪʃioʊ/

      UK /ˈreɪʃiəʊ/

      • Noun (Countable/Uncountable)
      • The relationship in relative size, etc.
      • The quantitative relation between two amounts showing the number of times one value contains or is contained within the other.
      C2
      More
    • rattle off

      US /ˈrætl ɔf/

      UK /ˈrætl ɔf/

      • Phrasal Verb
      • To say something quickly and without much thought or hesitation.
      More
    • rule of thumb

      US /rul ʌv θʌm/

      UK /ru:l ɔv θʌm/

      • Noun (Countable/Uncountable)
      • A practical and approximate way of doing or measuring something.
      • A broadly accurate guide or principle, based on practice rather than theory.
      A1
      More
    • skip

      US /skɪp/

      UK /skɪp/

      • Countable Noun
      • Very large waste disposal bin
      • Intransitive Verb
      • To move forward by taking fast steps and jumps
      • To move rapidly, from one topic to another
      B2
      More
    • stress

      US / strɛs/

      UK /stres/

      • Transitive Verb
      • To emphasize one or more parts of a word, sentence
      • To put pressure on something or someone
      • Noun (Countable/Uncountable)
      • Emphasis on part of a word or sentence
      • Pressure on something or someone
      A2TOEIC
      More
    • tend

      US /tɛnd/

      UK /tend/

      • Intransitive Verb
      • To move or act in a certain manner
      • Transitive Verb
      • To take care of
      A2
      More
    • thanks to

      US /θæŋks tu/

      UK /θæŋks tu:/

      • Preposition
      • Because of; as a result of.
      A1
      More
    • to do with

      US

      UK

      • Phrasal Verb
      • To be about something; concern
      A1
      More
    • tough

      US /tʌf/

      UK /tʌf/

      • Adjective
      • (Of food) difficult to chew or bite through
      • Very difficult to do or deal with
      • Noun
      • A rough and aggressive person.
      A2
      More
    • track

      US /træk/

      UK /træk/

      • Transitive Verb
      • To use marks to follow a wild animal
      • To move a certain way/follow a particular course
      • Noun
      • A circular course for running
      • Course or way someone takes, e.g. in education
      A2TOEIC
      More
    • tracker

      US /'trækər/

      UK /'trækə(r)/

      • Countable Noun
      • Person using marks to follow a wild animal
      • A person or animal that finds things or people by following the marks they have left behind.
      B2
      More
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    01:03

    She took a brave step forward, leaving behind her comfort zone to chase her dreams.

    Vocabulary
    • brave

      adj. Having courage

    • comfort zone

      phr. A familiar situation where one feels safe

    Explanation
    a brave step is a noun phrase, where brave is an adjective modifying the noun step, meaning "a courageous step". forward is an adverb modifying step, meaning "ahead". The whole phrase serves as the object, answering the "what" of took (verb) — she took a brave step forward.

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    brave

    US/brev/
    UK/breɪv/
    adj.Brave
    v.t.To bravely face
    A2 Elementary

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    B1US
    #income#financial#adrian#debt#spending#account

    3 Steps to a Bulletproof Budget

    0
    VoiceTube posted on 2025/06/03
    Ready to get your finances in shape? This video breaks down how to create a bulletproof budget in just 3 simple steps, perfect for young professionals looking to run the numbers on their cash flow and savings rate. You'll pick up essential financial vocabulary and learn practical daily money management tips!

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