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    fraud

    US /frɔd/

    UK /frɔ:d/

    • Noun (Countable/Uncountable)
    • Use of dishonest ways to take something valuable
    • Person who pretends to be what he or she is not
    B1TOEIC
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    address

    US /əˈdrɛs/

    UK /ə'dres/

    • Noun (Countable/Uncountable)
    • Exact street location of a place
    • A formal speech to a group of people
    • Transitive Verb
    • To write the place someone lives on a letter
    • To refer to someone or something formally
    A1TOEIC
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    form

    US /fɔrm/

    UK /fɔ:m/

    • Noun
    • Sports team or person's current winning record
    • Document you complete when making an application
    • Transitive Verb
    • To organize something such as a club or group
    • To develop; to come into a shape or substance
    A1TOEIC
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    insurance

    US /ɪnˈʃʊrəns/

    UK /ɪnˈʃʊərəns/

    • Uncountable Noun
    • Protection against loss/injury/death you pay for
    A2TOEIC
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