Name: 11 PHRASAL VERBS for talking about MONEY in English
Uploaded: 2016-07-01T07:36:19.000Z
Duration: 20 min 45 s
Description: Thousands of YouTube videos with English-Chinese subtitles! Now you can learn to understand native speakers, expand your vocabulary, and improve your pronunciation...

Money, money, money is so funny in a rich man's world.

Present continuous

so I can't afford half of the things in here. Speaking of which, we're talking about money,

and in this lesson what I want to do is teach you a bunch of phrasal verbs that we use to

talk about spending money, saving money, and paying back debts that we use quite commonly.

And I'm going to teach you how to use them, and what they are, and have some fun with

you. Are you ready? Let's go to the board. Okay?

E, it's not funny, I got no money. E is all, see? Got dollar signs for eyes. You might

see that. If you're having a problem, take your screen and enlarge it to full screen,

there's a little button. And we actually have a video on that, go check that out if you

don't know how to use your YouTube. Okay? Anyway, E's got his eyes... He's got dollar

signs for eyes, because he's got money in his hand. And if you're lucky, you have money,

too; but when you don't have money, well, it's time to learn some phrases to help you

So, here's our dollar sign, here, and let's start with having money or saving it. Okay?

If you're lucky... Well, let's start with just having enough. A lot of people just have

enough money. And how do we talk about that in English? Well, what you can say is this:

"I'm getting by". "Getting by" means I don't have a lot of money, and I'm surviving. So

I can't go on big trips or do anything, but I'm not poor and I don't have zero money,

but I have enough to get my food, and pay my rent or my homestay, and pay some other

things for me, maybe my cellphone and my internet, but nothing special; no car, no fancy trips,

no bling, bling, bling or great jewellery. You know what I mean? So, that's "getting by".

It's kind of positive because it means I'm not bad, but it's not fantastic, like:

Let's talk about "scrape by", because this is have just enough. When you're scraping

by, imagine you have this thing here-okay?-and this thing. And there's gum on here, and you

want to get the gum off, you're going to... That's called scraping. And when you scrape,

sometimes you'll take a little bit of the paper off with it, just a little bit, when

you scrape. In Canada, we have winter, and when we have ice on our windows, we scrape

the ice to get rid of it. It's a lot of work, it's not lots of fun. You probably understand

the phrasal verb now, right? When you're scraping by, you just have enough money. But unlike

"getting by", because notice how we have "get", we have you're getting something, you're given

something, which is good, you're getting money, that's why you get by; 'scraping" by means

just a little bit. Just enough. And you feel negative. You don't feel good when you're

scraping by. Every day is heavy and hard, because you almost don't have enough money

to pay for everything. Sorry. You need a job or a better one. Okay.

So, what happens? How do we change this, "scraping by"? Why don't we do something like this,

why don't we save some money? In English, we have two phrasal verbs you can use for

saving money. Notice the up sign: "to save up". When you save up money... Think of it

this way: Doo, doo, doo, doo, doo, doo, doo. You increase your money. You usually save

your money up for something big, like a car, a vacation, retirement. And retirement is

when you stop working forever. You're older, 65-70, you finish work and you don't want

to work again, you want to play golf, or go baseball, go sailing. You retire. So, you

save up. These are for big purchases. So, it won't be $100. It'll be $1,000, $10,000,

a million dollars. A million dollars. [Laughs] Okay.

We have another one for saving, though, and we call it: "put aside". You might have difficulty

because probably you've never heard of "aside".

This is my side, this is on the other side.

Okay? So when we say "aside", it's like here, on the side. On the side is "aside". Okay?

Sometimes we speak and say: "I want to make an aside", which means I'm going to give you

a direct conversation, but I want to say something a little off to the side. There you go: "aside".

If that didn't clarify it, buy a dictionary. [Laughs] But, you notice I have a little box,

here? It's on the side. When you put aside money, you have money here, you're going to

take a little piece of the money and you're going to put it over here; aside. You go:

"Why? I thought saving up is what I do." Putting money aside is a little different. When you

put money aside, you're saving it for, usually, a shorter period of time for something very

specific. When I'm saving up money for a house, it takes a long time to save that money up,

maybe years. So I save up the money-doo, doo, doo, doo, doo-until it grows; $1, $100, $10,000,

$200,000, $500,000. I save it up and keep going. When I put money aside, I might have $5, and

I will take $1 and I will put it aside over here. You go: "Why?" You know, later on I

want to buy a chocolate bar with this dollar, so I must take it from here and move it over

here, and I will put it in my pocket, and then later on I can buy my chocolate bar.

I don't need to save for years, and days, or months. I'm just saving it for a short

period of time for something very specific. So, maybe you have $100 and you and I are

going out with Mr. E for a drink, and I go:

"Hey, put aside $20. We're going to go for dinner after."

Which means: Spend $80, no problem, but save that $20 for dinner afterwards.

That's what we mean by "putting money aside". Save it for a short period of time for something

specific; while "saving up money" means to save for a long period of time for something

All right. So we've gone from just having enough, and we've saved up our money. Okay?

Now, what are we going to do? Well, usually, you save it, you got to spend it, baby. All

right? So we're going to spend some money. Unfortunately, for most people, when you don't

have a lot of money, spending money is not a positive experience. In fact, there aren't

that many idioms for saying: "I spent money and I'm happy." Yay! Go check it out. People

have a funny relationship with money. It's usually negative. If they have a lot of it,

they're protecting it; and if they don't have enough, they're just scraping by. All right?

So, let's look at when we do spend money. How do people talk about it? Well, we talk

about spending money like this. "Fork". You know how you have a knife and fork? Usually

when you take your fork and you're eating, you put the fork into something, and you put

it in your mouth and it's gone. And the only way you see it again is when it comes out

again like poo0poo. Right? You get poo-poo, which is not good. So, a lot of people see

money, when they have to "fork over" money-okay?-is they're giving that money and it's gone for

good. Even if they want to have the thing, they don't really want to spend the money.

"Cough up". When I say: "I have to cough up $10", think of a cat: "Meow, meow." They get

hairballs-[gurgles and coughs]-and they cough it up. If you ever look at the cat, the cat

doesn't go: "Hehe!" It's usually like: "Ugh, that was disgusting." [Laughs] For other people...

For us, when we say: "Oh, man, do I have to cough up another $20?" It means pay, and I

don't want to pay. I don't like the hairball. That's what it's called when a cat... A cat

spits it out, it's a hairball. I don't want to cough up the money.

Finally: "shell", "shell out". Well, shells are for protection. Right? Tortoise, shrimp

has a soft shell, clams and mussels all have shells, but they protect because they want

to keep whatever's inside. A mussel, or a clam, or a shrimp, or a tortoise, or a snail

- they all want to keep themselves safe inside. So they don't like being opened and something

come out. So when you have to shell out money, you literally have to take money and give

it out, and you don't want to; you want to protect it and keep it inside. Yeah, we have

a funny relationship with money. For people who love it so much, we don't like giving

it away. Okay? So we talked about not having enough, saving it, and then after we save

Subtitles ListPlay Video

11 PHRASAL VERBS for talking about MONEY in English

break

English

put

spend