a couple hundred
US
UK
- Determiner
- Approximately two hundred.
- Phrase
- A small number of hundreds; more than one hundred but not many.
A2Moreadvent
US /ˈædˌvɛnt/
UK /'ædvent/
- Noun
- First appearance of something important
B2Moreadvice
US /əd'vaɪs/
UK /ədˈvaɪs/
- Uncountable Noun
- Suggestion about what would help someone
- Professional guidance from a lawyer or legal expert.
A2TOEICMoreall the things
US
UK
- Pronoun
- Everything; all items or aspects
- Determiner
- Every item or object being considered or discussed.
A1Moreanswer to
US
UK
- Phrasal Verb
- To be responsible to someone and have to explain your actions to them.
- To correspond to or match a description or requirement.
A1Moreas a result of
US
UK
- Phrase
- Because of something; owing to.
A1Moreat least
US /æt list/
UK /æt li:st/
- Adverb
- As a minimum
- Not less than
- Phrase
- No less than; at the minimum
- Used to indicate that something is positive in a bad situation.
C2Moreback then
US
UK
- Phrase
- At that time in the past.
A1Morebenefit
US /ˈbɛnəfɪt/
UK /'benɪfɪt/
- Noun (Countable/Uncountable)
- Good result or effect, something advantageous
- A payment made by the state or an insurance policy to someone
- Verb (Transitive/Intransitive)
- To have a good effect or be helpful
- To receive an advantage; to be helped
A2TOEICMorebet
US /bet/
UK /bet/
- Verb (Transitive/Intransitive)
- To gamble money to win more money, e.g. on horses
- Used to express certainty or confidence
- Countable Noun
- Act of gambling money on the result of a race etc.
A2Morebond
US /bɑnd/
UK /bɒnd/
- Noun (Countable/Uncountable)
- Rope, chain or other thing used to tie someone up
- Closeness that is shared between people or groups
- Verb (Transitive/Intransitive)
- To develop a close relationship with
- To become joined or connected, e.g. using glue
A2TOEICMoreby and large
US /baɪ ənd lɑrdʒ/
UK /bai ænd lɑ:dʒ/
- Phrase
- Generally; on the whole; mostly.
- Taking everything into consideration; all things considered.
A2Moreceo
US
UK
- Abbreviation
- CEO for Chief Operating Officer
C2Morecoming out with
US
UK
- Phrasal Verb
- To go out with someone on a date
A1Morecomplexity
US /kəmˈplɛksɪti/
UK /kəm'pleksətɪ/
- Uncountable Noun
- State of having many parts and not being simple
- A factor or element that makes something complicated.
B1Morecompound
US /kɑmˈpaUnd/
UK /'kɒmpaʊnd/
- Noun (Countable/Uncountable)
- Series of buildings that are walled or fenced off
- Chemical made up of several others
- Transitive Verb
- To pay interest on a loan including the interest
- To make something from various parts or components
B1Morecore
US /kɔr, kor/
UK /kɔ:(r)/
- Transitive Verb
- To take out the central section of a fruit
- Noun (Countable/Uncountable)
- Important central part of something
- The hard central part of certain fruits, containing the seeds.
A2Morecreep into
US
UK
- Phrasal Verb
- To enter a place quietly and stealthily, often without permission.
- To gradually affect or influence something.
A1Moredepend
US /dɪˈpend/
UK /dɪˈpend/
- Verb (Transitive/Intransitive)
- Be controlled or determined by (someone/something)
- To rely on someone or something for support, help, or existence.
B1TOEICMoredepending on
US
UK
- Phrasal Verb
- To rely on for support (financial or emotional)
- Influenced or determined by.
- Preposition
- Subject to; contingent on
- Relying on someone or something for support or assistance.
A2Morediversification
US /dɪˌvɜ:sɪfɪ'keɪʃn/
UK /daɪˌvɜ:sɪfɪ'keɪʃn/
- Uncountable Noun
- Offering or owning a variety of goods and services
B2TOEICMorediversify
US /daɪˈvɜ:rsɪfaɪ/
UK /daɪˈvɜ:sɪfaɪ/
- Transitive Verb
- To make or become more varied
- To change something and make it more varied
B2TOEICMoreedge
US /ɛdʒ/
UK /edʒ/
- Noun (Countable/Uncountable)
- An advantage you have over others
- Cutting side of a sharp object
- Transitive Verb
- To cut something to make the blade sharp
- To go around the boundary of something
A2TOEICMoreempirical
US /ɛmˈpɪrɪkəl/
UK /ɪmˈpɪrɪkl/
- Adjective
- Based on observation or experiment
B1TOEICMoreequity
US /ˈɛkwɪti/
UK /ˈekwəti/
- Uncountable Noun
- Condition of people being treated the same
- Value of a house, etc., minus the mortgage
- Noun (Countable/Uncountable)
- Stocks and shares which pay no fixed interest
- The value of the shares issued by a company
B1TOEICMoreequity markets
US
UK
- Noun
- A place where stocks and shares are bought and sold.
evolve
US /ɪˈvɑlv/
UK /ɪ'vɒlv/
- Verb (Transitive/Intransitive)
- To develop certain features
- To develop or change slowly over time
B1Moreexposure
US /ɪkˈspoʒɚ/
UK /ɪk'spəʊʒə(r)/
- Noun
- Allowing light through a cameras lens onto film
- Being talked about in the media
A2TOEICMorefigure out
US /ˈfɪɡjɚ aʊt/
UK /ˈfiɡə aut/
- Phrasal Verb
- To understand the behavior of someone
- To think through logically to find a solution
- Verb (Transitive/Intransitive)
- To understand or find an answer to something.
- To find a solution to a problem or understand something.
A1Morefinancial
US /faɪˈnænʃ(ə)l/
UK /faɪˈnænʃl/
- Adjective
- Involving money
- Relating to investments.
- Countable Noun
- A person who provides advice on financial matters.
A2TOEICMorefor example
US
UK
- Phrase
- As an illustration or instance.
for long
US
UK
- Phrase
- For a considerable period of time.
- For a significant duration in the future.
A1Moreforce in
US /fɔrs ɪn/
UK /fɔ:rs ɪn/
- other
- To enter a place by applying physical force.
B2Moregambling
US /'ɡæmblɪŋ/
UK /'ɡæmblɪŋ/
- Uncountable Noun
- Act of betting money on events
- Verb (Transitive/Intransitive)
- To play games to win money
- To take risky action in the hope of a desired result.
B1Moreget out of
US /ɡɛt aʊt ʌv/
UK /ɡet aut ɔv/
- Phrasal Verb
- To leave or escape responsibilities, troubles
- To leave a small, enclosed vehicle
A1Morego back to
US /ɡo bæk tu/
UK /ɡəu bæk tu:/
- Phrasal Verb
- To return to a starting point
A1Moregrow up
US /ɡro ʌp/
UK /ɡrəu ʌp/
- Phrasal Verb
- To develop from a child into an adult
A1Morehave to
US /hæv tu/
UK /ˈhæv tə/
- Auxiliary Verb
- Must do
A1Morein fact
US /ɪn fækt/
UK /in fækt/
- Adverb
- Used to emphasize the truth of a statement, especially one that contrasts with or contradicts something else.
- Used to introduce a more detailed or surprising piece of information.
- Phrase
- Used to emphasize the truth of a statement, especially one that is surprising or contrary to what might be expected.
C1Morein part
US /ɪn pɑrt/
UK /in pɑ:t/
- Adverb
- To some extent; partially.
A1Morein terms of
US
UK
- Phrase
- With regard to; concerning a particular aspect.
A1Morein the way
US /ɪn ði we/
UK /in ðə wei/
- Phrase
- Obstructing someone or something; hindering progress.
- Stored or placed so as to be available or ready when needed.
A1Morein the world
US /ɪn ði wɜrld/
UK /in ðə wɜː(r)ld/
- Phrase
- Used to emphasize a question expressing surprise, confusion, disbelief
- Used to indicate the extent or degree of something, often in a superlative sense
A1Morein time
US /ɪn taɪm/
UK /in taim/
- Adverb
- Eventually; after a period of time.
- Not late; with enough time to spare.
- Phrase
- Eventually; before it is too late.
- According to the scheduled time; punctual.
A1Moreinvest
US /ɪnˈvɛst/
UK /ɪn'vest/
- Transitive Verb
- To use resources to build for the future
A2TOEICMoreinvestment
US /ɪnˈvɛstmənt/
UK /ɪnˈvestmənt/
- Noun (Countable/Uncountable)
- Something purchased hoping its value will increase
- Something you invest in, such as a company, property, etc.
A2TOEICMorelook at
US /lʊk æt/
UK /luk æt/
- Phrasal Verb
- To use your eyes to focus on something
- To focus your eyes on something carefully
A1Morelook back
US /lʊk bæk/
UK /luk bæk/
- Phrasal Verb
- To think about past events
A1Morelook for
US /lʊk fɔr/
UK /luk fɔ:/
- Phrasal Verb
- To try to find a thing or person that is lost
- To expect or anticipate something.
A1Morelook past
US
UK
- Phrasal Verb
- To ignore something, especially a fault, in order to help someone.
A1Moreof course
US /ʌv kɔː(r)s/
UK /ɔv kɔː(r)s/
- Adverb
- Sure ; Certainly
- Phrase
- For sure; certainly
A2Moreoff of
US /ɔf ʌv/
UK /ɔf ɔv/
- Preposition
- From a position on something; down from.
A1Moreopinion
US /əˈpɪnjən/
UK /əˈpɪnjən/
- Noun
- Court judge's statement why a decision was made
- A person's thoughts on a topic
A2TOEICMoreother than
US
UK
- Preposition
- Except for; apart from.
- Conjunction
- Different from.
A1Moreout there
US /aʊt ðɛr/
UK /aut ðɛə/
- Adverb
- In or to a place that is far away
- Existing in the universe
- Adjective
- Unconventional; strange; avant-garde
- Existing or available.
A1Moreoutside of
US /aʊtˈsaɪd ʌv/
UK /ˌautˈsaid ɔv/
- Preposition
- Located or situated beyond the boundaries or confines of something.
- Beyond the scope, range, or limits of something.
A1Morepay off
US /pe ɔf/
UK /pei ɔf/
- Phrasal Verb
- To give money to get person to do something; bribe
- To give money to settle a debt
- Transitive Verb
- To bribe someone.
- To pay a debt in full.
A1Morepoint in time
US
UK
- Noun
- A specific moment or instance when something occurs or exists.
- A significant juncture or stage in history or a sequence of events.
A1Moreportfolio
US /pɔrtˈfoliˌo, port-/
UK /pɔ:t'fəʊlɪəʊ/
- Noun (Countable/Uncountable)
- A list of the financial assets held by someone
- List of work submitted to a teacher/for approval
B1TOEICMorequarter
US /ˈkwɔrtɚ/
UK /'kwɔ:tə(r)/
- Countable Noun
- 25 cents
- 3-month period of time for businesses, etc.
- Transitive Verb
- To split something into four equal parts
- To give a soldier a place to live for a short time
A2TOEICMoresee in
US /si ɪn/
UK /si: in/
- Phrasal Verb
- To accompany someone to the entrance of a building or room.
A1Moresix times
US
UK
- Adverb
- Multiplied by six; a factor of six.
- On six occasions; six instances.
stay the course
US
UK
- Intransitive Verb
- To continue doing something until it is finished, even if it is difficult.
A1Morestewardship
US /ˈstjɪwɚdˌʃɪp/
UK /ˈstjʊədʃɪp/
- Uncountable Noun
- Taking care of something, e.g. the land
B1Moresum up
US
UK
- Phrase
- Phrasal Verb
- To state the main points of (something) in a concise way.
A2Moretarget
US /ˈtɑrɡɪt/
UK /'tɑ:ɡɪt/
- Noun (Countable/Uncountable)
- A goal or amount you are trying to achieve
- Group you are trying to sell to or influence
- Transitive Verb
- To try to influence; direct a message toward
- (Army) to aim an attack at something
A2TOEICMoreto the core
US
UK
- Phrase
- Completely; fundamentally; in every aspect.
- To the innermost part; to the very essence or center.
A1Moretrade
US /treid/
UK /treɪd/
- Noun (Countable/Uncountable)
- A specific industry, e.g. shoe making
- Action of buying and selling things in business
- Transitive Verb
- To buy, sell and exchange goods in business
- To give something in return for something else
A2TOEICMoretune out
US /tun aʊt/
UK /tju:n aut/
- Phrasal Verb
- To stop paying attention to something; ignore
A1Moreultimate
US /ˈʌltəmɪt/
UK /ˈʌltɪmət/
- Adjective
- Basic; original; most significant
- Being the greatest example of something
- Noun
- A non-contact team sport played with a flying disc.
- The best achievable or imaginable of its kind.
A2Moreunderlie
US /ˌʌndərˈlaɪ/
UK /ˌʌndəˈlaɪ/
- Verb (Transitive/Intransitive)
- To be the basis, foundation or cause of something
- To lie or exist beneath
B1Morevanguard
US /ˈvængɑ:rd/
UK /ˈvængɑ:d/
- Noun (Countable/Uncountable)
- Group who are the leaders in an action or movement
- The leading position in a trend or movement.
- Adjective
- New and experimental.
B2Moreworkplace
US /ˈwɚkˌples/
UK /ˈwɜ:kpleɪs/
- Noun (Countable/Uncountable)
- Place where work is done
B2More
Vocabulary
- look at: To use your eyes to focus on something
- at least: As a minimum
- off of: From a position on something; down from.
- to the core: Completely; fundamentally; in every aspect.
- in the way: Obstructing someone or something; hindering progress.
- in terms of
- equity markets: A place where stocks and shares are bought and sold.
- stay the course: To continue doing something until it is finished, even if it is difficult.
- grow up: To develop from a child into an adult
- sum up
- all the things: Everything; all items or aspects
- a couple hundred: Approximately two hundred.
- figure out: To understand the behavior of someone
- depending on: To rely on for support (financial or emotional)
- back then: At that time in the past.
- as a result of: Because of something; owing to.
- of course: Sure ; Certainly
- by and large: Generally; on the whole; mostly.
- in fact: Used to emphasize the truth of a statement, especially one that contrasts with or contradicts something else.
- six times: Multiplied by six; a factor of six.
- outside of: Located or situated beyond the boundaries or confines of something.
- see in: To accompany someone to the entrance of a building or room.
- for long: For a considerable period of time.
- force in: To enter a place by applying physical force.
- pay off: To give money to get person to do something; bribe
- in part: To some extent; partially.
- coming out with: To go out with someone on a date
- out there: In or to a place that is far away
- point in time: A specific moment or instance when something occurs or exists.
- answer to: To be responsible to someone and have to explain your actions to them.
- in time: Eventually; after a period of time.
- get out of: To leave or escape responsibilities, troubles
- for example: As an illustration or instance.
- look past: To ignore something, especially a fault, in order to help someone.
- have to: Must do
- look for: To try to find a thing or person that is lost
- go back to: To return to a starting point
- other than: Except for; apart from.
- tune out: To stop paying attention to something; ignore
- creep into: To enter a place quietly and stealthily, often without permission.
- look back: To think about past events
- in the world: Used to emphasize a question expressing surprise, confusion, disbelief
- mindset: Way someone things about something
- ultimate: Basic; original; most significant
- evidence: Factual proof that helps to establish the truth
- term: Conditions applying to an agreement, contract
- evolve: To develop certain features
- sense: Certain mental feeling or emotion
- exposure: Allowing light through a cameras lens onto film
- opinion: Court judge's statement why a decision was made
- compound: Series of buildings that are walled or fenced off
- bet: To gamble money to win more money, e.g. on horses
- financial: Involving money
- bond: Rope, chain or other thing used to tie someone up
- advice: Suggestion about what would help someone
- deal: To cope with something - usually troubles
- edge: An advantage you have over others
- benefit: Good result or effect, something advantageous
- core: To take out the central section of a fruit
- pretty: Being attractive to the eye in a simple way
- risk: To do something potentially dangerous or foolish
- invest: To use resources to build for the future
- investment: Something purchased hoping its value will increase
- trade: A specific industry, e.g. shoe making
- advent: First appearance of something important
- mind: To be bothered or upset by something
- target: A goal or amount you are trying to achieve
- digital: Using electronic signals or computers
- company: Good feeling from being with someone else
- quarter: 25 cents
- lot: What happens to a person in life from chance; fate
- depend: Be controlled or determined by (someone/something)
- place: To put someone in a particular type of situation
- kind: In a caring and helpful manner
- system: Set of organized, planned ideas that work together
- fact: Something that is known or proved to be true
- complexity: State of having many parts and not being simple
- portfolio: A list of the financial assets held by someone
- diversify: To make or become more varied
- empirical: Based on observation or experiment
- equity: Condition of people being treated the same
- underlie: To be the basis, foundation or cause of something
- gambling: Act of betting money on events
- workplace: Place where work is done
- vanguard: Group who are the leaders in an action or movement
- stewardship: Taking care of something, e.g. the land
- diversification: Offering or owning a variety of goods and services
- ceo: CEO for Chief Operating Officer
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01:03
She took a brave step forward, leaving behind her comfort zone to chase her dreams.
Vocabulary
- brave
adj. Having courage
- comfort zone
phr. A familiar situation where one feels safe
Explanation
a brave step is a noun phrase, where brave is an adjective modifying the noun step, meaning "a courageous step".
forward is an adverb modifying step, meaning "ahead".
The whole phrase serves as the object, answering the "what" of took (verb) — she took a brave step forward.
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brave
US/brev/
UK/breɪv/
adj.Brave
v.t.To bravely face
A2 Elementary
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80
Vanguard CEO: People are blurring the lines between investing and gambling
0
林宜悉 posted on 2026/11/13Are you worried about the difference between smart investing and risky gambling? Join Vanguard CEO Salim Ramji as he clears up common misconceptions about market diversification and explains why relying on 'compounding' is a much safer path to your retirement goals than chasing quick wins. It’s a perfect look at professional financial terminology while getting expert advice on staying the course in today’s volatile market.
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