align
US /əˈlaɪn/
UK /əˈlaɪn/
- Transitive Verb
- To arrange (e.g. objects) in line with one another
- Intransitive Verb
- To be in a line or in the correct position in relation to something else.
B2Morealong with
US /əˈlɔŋ wɪð/
UK /əˈlɔŋ wið/
- Preposition
- In addition to; together with.
- Adverb
- In company or together with someone or something.
- Including; in addition to.
A2Moreapprehension
US /ˌæprɪˈhɛnʃən/
UK /ˌæprɪ'henʃn/
- Uncountable Noun
- Dread or fear of a bad outcome
B2Moreassurance
US /əˈʃʊrəns/
UK /əˈʃʊərəns/
- Uncountable Noun
- Freedom from doubt
B1Moreattractive
US /əˈtræktɪv/
UK /əˈtræktɪv/
- Adjective
- Making you like them, as by being good-looking
- Offering advantages or benefits; tempting.
A2Moreauthority
US /əˈθɔrɪti, əˈθɑr-, ɔˈθɔr-, ɔˈθɑr-/
UK /ɔ:ˈθɒrəti/
- Noun (Countable/Uncountable)
- The power to give orders to people
- Person who is an expert on a particular topic
A2TOEICMoreaxis
US /ˈæksɪs/
UK /ˈæksɪs/
- Noun
- A line about which a rotating body turns
B1Moreban
US /bæn/
UK /bæn/
- Transitive Verb
- To make something illegal or not allowed
- To prohibit someone from participating in a particular online community or game.
- Noun (Countable/Uncountable)
- Official action preventing something happening
- A prohibition from participating in a particular online community or game.
B1Morebroker
US /ˈbrokɚ/
UK /'brəʊkə(r)/
- Noun
- Person who acts to buy or sell shares in companies
- Transitive Verb
- To negotiate a business deal
B1TOEICMorechannel
US /ˈtʃænəl/
UK /'tʃænl/
- Noun (Countable/Uncountable)
- Long hole dug in the ground, e.g. to move water
- TV or radio station or its programs
- Transitive Verb
- To dig a long hole for carrying water
- To send (e.g. money) to a certain place or person
B1Morecompulsory
US /kəmˈpʌlsəri/
UK /kəmˈpʌlsəri/
- Adjective
- Required by the rules; that you cannot avoid doing
B2Moreconcern
US /kənˈsɚn/
UK /kənˈsɜ:n/
- Verb (Transitive/Intransitive)
- To be about a particular topic
- To have a direct impact on someone
- Noun (Countable/Uncountable)
- Company, firm or business
- Feeling of worry or anxiety
A2TOEICMoreconsolidation
US /kənˌsɑlɪˈdeʃən/
UK /kənˌsɒlɪ'deɪʃən/
- Uncountable Noun
- Act of combining into an integral whole
B1Morecorporate
US /ˈkɔrpərɪt, ˈkɔrprɪt/
UK /ˈkɔ:pərət/
- Adjective
- Concerning (usually large) companies
- Relating to a large company or group.
- Noun
- The overall strategy and direction of a company.
- The visual and communicative aspects of a company that create its public image.
A2Moredirect
US /dɪˈrɛkt, daɪ-/
UK /də'rekt/
- Transitive Verb
- To tell someone in a very clear way to do something
- To show the way by conducting or leading
- Adverb
- Coming straight from something
A2TOEICMoredistribution
US /ˌdɪstrəˈbjuʃən/
UK /ˌdɪstrɪˈbju:ʃn/
- Noun (Countable/Uncountable)
- Dividing or spreading out to others
- Act of sending products to stores to sell
- Adjective
- Sending products to stores to sell
B1Moreeffort
US /ˈɛfət/
UK /ˈefət/
- Uncountable Noun
- Amount of work used trying to do something
- A conscious exertion of power; a try.
A2TOEICMoreestimate
US /ˈɛstəˌmet/
UK /'estɪmət/
- Noun (Countable/Uncountable)
- Guess or calculation of cost, size or value
- A judgment or opinion.
- Transitive Verb
- To guess or calculate the cost, size or value of
- To form an approximate idea or judgment of.
A2TOEICMoreexpense
US /ɪkˈspɛns/
UK /ɪk'spens/
- Noun (Countable/Uncountable)
- Money you have to pay to do part of your job
- Paying money for something (big)
- Uncountable Noun
- When resources e.g. time is used to do something
- Expenditure of resources; spending
B1TOEICMorefor life
US /fɔr laɪf/
UK /fɔ: laif/
- Phrase
- For the duration of one's life; permanently.
- To support someone for the duration of their life.
- Adjective
- Being a member for the entirety of one's life.
A1Moregross
US /ɡros/
UK /ɡrəʊs/
- Noun (Countable/Uncountable)
- 144 of something; twelve dozen of something
- Total sum of money earned before costs and taxes
- Transitive Verb
- To earn an amount of money before costs and taxes
B1TOEICMoreindividual
US /ˌɪndəˈvɪdʒuəl/
UK /ˌɪndɪˈvɪdʒuəl/
- Countable Noun
- Single person, looked at separately from others
- A single thing or item, especially when part of a set or group.
- Adjective
- Made for use by one single person
- Having a distinct manner different from others
A2Moreinsurance
US /ɪnˈʃʊrəns/
UK /ɪnˈʃʊərəns/
- Uncountable Noun
- Protection against loss/injury/death you pay for
A2TOEICMoreinvolve
US /ɪnˈvɑlv/
UK /ɪn'vɒlv/
- Transitive Verb
- To have or be included as a part of something
- To cause (a person or group) to take part in an event or activity.
A2TOEICMoremount
US /maʊnt/
UK /maʊnt/
- Transitive Verb
- To attach something to something else
- To set a picture, jewel etc. in
- Noun
- An attachment used to keep something in place
- Horse that someone is riding
B2Moreon credit
US /ɑn ˈkrɛdɪt/
UK /ɒn ˈkredɪt/
- Preposition
- Purchasing something now but paying for it later.
A2Moreover time
US /ˈovɚ taɪm/
UK /ˈəuvə taim/
- Phrase
- Gradually; as time passes.
- During a long period.
- Adverb
- Gradually; as time passes.
B1Morepremium
US /ˈprimiəm/
UK /ˈpri:miəm/
- Adjective
- Having a higher than normal quality
- Relating to or denoting a higher quality or more expensive product.
- Noun
- Money paid as a fee for insurance
- An additional sum of money paid above the usual price.
B1TOEICMorepressure
US /ˈprɛʃɚ/
UK /'preʃə(r)/
- Noun (Countable/Uncountable)
- Anxiety caused by difficult problems
- Force, weight when pressing against a thing
- Transitive Verb
- To apply force to something
- To persuade or force someone to do something
A2TOEICMoreproposed changes
US
UK
- Phrase
- Alterations or modifications that have been suggested but not yet implemented or finalized.
A1Morerapidly
US /ˈræpɪdlɪ/
UK /'ræpɪdlɪ/
- Adverb
- With great speed; quickly
B1TOEICMorereshape
US /riˈʃep/
UK /ˌri:'ʃeɪp/
- Transitive Verb
- To form something into a new shape
B2Moreroughly
US /ˈrʌflɪ/
UK /ˈrʌfli/
- Adverb
- Approximately; (of numbers) about; around
- In a manner that is violent or not careful
B1Morescale
US /skel/
UK /skeɪl/
- Noun (Countable/Uncountable)
- Size, level, or amount when compared
- Small hard plates that cover the body of fish
- Verb (Transitive/Intransitive)
- To change the size of but keep the proportions
- To climb something large (e.g. a mountain)
A2TOEICMoreseek
US /sik/
UK /si:k/
- Transitive Verb
- To ask someone for help
- To search for; try to find or do; look for
A2TOEICMorespecific
US /spɪˈsɪfɪk/
UK /spəˈsɪfɪk/
- Adjective
- Precise; particular; just about that thing
- Concerning one particular thing or kind of thing
A2Moresqueeze
US /skwiz/
UK /skwi:z/
- Noun (Countable/Uncountable)
- Amount of liquid from firmly pressing e.g. orange
- Act of putting pressure on, as to get liquid out
- Transitive Verb
- To force or threaten someone to give you something
- To strongly compress something to get liquid out
C1Moresuch as
US /sʌtʃ æz/
UK /sʌtʃ æz/
- Preposition
- For example; like
A1Moresustain
US /səˈsten/
UK /sə'steɪn/
- Transitive Verb
- To lengthen or continue to do something
- To support or maintain someone or something
B2TOEICMoretough
US /tʌf/
UK /tʌf/
- Adjective
- (Of food) difficult to chew or bite through
- Very difficult to do or deal with
- Noun
- A rough and aggressive person.
A2Moretransition
US /trænˈzɪʃən, -ˈsɪʃ-/
UK /trænˈzɪʃn/
- Noun
- Change from one state, movement, place to another
- Intransitive Verb
- To change state, movement, place, or subject
B1Moretrigger
US /ˈtrɪɡɚ/
UK /'trɪɡə(r)/
- Noun
- Lever on a gun that you pull to fire
- Device that starts a process
- Transitive Verb
- To start a process off e.g. a memory
- To cause something to begin or happen.
B1Moretypically
US /ˈtɪpɪklɪ/
UK /ˈtɪpɪkli/
- Adverb
- In a normal or usual way
B1More
Vocabulary
- such as: For example; like
- over time: Gradually; as time passes.
- on credit: Purchasing something now but paying for it later.
- along with: In addition to; together with.
- proposed changes: Alterations or modifications that have been suggested but not yet implemented or finalized.
- for life: For the duration of one's life; permanently.
- specific: Precise; particular; just about that thing
- individual: Single person, looked at separately from others
- tough: (Of food) difficult to chew or bite through
- trigger: Lever on a gun that you pull to fire
- gross: 144 of something; twelve dozen of something
- effort: Amount of work used trying to do something
- term: Conditions applying to an agreement, contract
- scale: Size, level, or amount when compared
- typically: In a normal or usual way
- general: Widespread, normal or usual
- squeeze: Amount of liquid from firmly pressing e.g. orange
- roughly: Approximately; (of numbers) about; around
- pressure: Anxiety caused by difficult problems
- increase: To make or become larger in size or amount
- align: To arrange (e.g. objects) in line with one another
- industry: Hard work; being busy working
- estimate: Guess or calculation of cost, size or value
- authority: The power to give orders to people
- concern: To be about a particular topic
- corporate: Concerning (usually large) companies
- sustain: To lengthen or continue to do something
- direct: To tell someone in a very clear way to do something
- attractive: Making you like them, as by being good-looking
- private: Being away from others and quiet
- premium: Having a higher than normal quality
- rapidly: With great speed; quickly
- raise: To increase a bet above another when playing cards
- involve: To have or be included as a part of something
- seek: To ask someone for help
- transition: Change from one state, movement, place to another
- insurance: Protection against loss/injury/death you pay for
- consolidation: Act of combining into an integral whole
- fall: Season after summer and before winter; Autumn
- distribution: Dividing or spreading out to others
- channel: Long hole dug in the ground, e.g. to move water
- allow: To admit the validity or truth of something
- accident: Sudden unplanned event causing damage, injury etc.
- expense: Money you have to pay to do part of your job
- ban: To make something illegal or not allowed
- rise: To wake up and get out of bed after sleeping
- drive: A person's ambition and motivation to do something
- great: Very good; better than before
- change: To exchange one set of clothes for another
- business: A company formed for making profit
- hard: Difficult to do; difficult to understand
- axis: A line about which a rotating body turns
- compulsory: Required by the rules; that you cannot avoid doing
- mount: To attach something to something else
- assurance: Freedom from doubt
- reshape: To form something into a new shape
- broker: Person who acts to buy or sell shares in companies
- apprehension: Dread or fear of a bad outcome
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01:03
She took a brave step forward, leaving behind her comfort zone to chase her dreams.
Vocabulary
- brave
adj. Having courage
- comfort zone
phr. A familiar situation where one feels safe
Explanation
a brave step is a noun phrase, where brave is an adjective modifying the noun step, meaning "a courageous step".
forward is an adverb modifying step, meaning "ahead".
The whole phrase serves as the object, answering the "what" of took (verb) — she took a brave step forward.
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brave
US/brev/
UK/breɪv/
adj.Brave
v.t.To bravely face
A2 Elementary
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80
IRDAI’s insurance overhaul: Why insurers, brokers and banks are worried
0
shaggyDA posted on 2026/09/30Wondering how new IRDAI regulations might shake up the insurance world? This video breaks down the proposed changes, from commission caps to expense limits, and explains why insurers, brokers, and even banks are feeling the pressure. You'll get a clear look at the potential impact on insurance distribution and pick up key terms like 'commission caps' and 'expense of management'!
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