across the board
US
UK
- Phrase
- Broad in scope or content
- Adverb
- Applying to all; comprehensive; universal.
- Involving all sectors, categories, or items.
A1Morebe with
US /bi wɪð/
UK /bi: wið/
- Phrasal Verb
- To accompany someone; to be in someone's presence.
- To support someone's opinion or cause.
A1Morebet
US /bet/
UK /bet/
- Verb (Transitive/Intransitive)
- To gamble money to win more money, e.g. on horses
- Used to express certainty or confidence
- Countable Noun
- Act of gambling money on the result of a race etc.
A2Morebond
US /bɑnd/
UK /bɒnd/
- Noun (Countable/Uncountable)
- Rope, chain or other thing used to tie someone up
- Closeness that is shared between people or groups
- Verb (Transitive/Intransitive)
- To develop a close relationship with
- To become joined or connected, e.g. using glue
A2TOEICMorecare of
US /kɛr ʌv/
UK /kɛə ɔv/
- Preposition
- Used in an address to indicate the person who will receive the mail for someone else.
A2Morechallenge
US /ˈtʃæləndʒ/
UK /'tʃælɪndʒ/
- Noun (Countable/Uncountable)
- An activity you wish to try that may be hard to do
- Act of formally inviting someone to compete
- Transitive Verb
- To formally invite someone to compete at something
- To question the correctness of something
A2Morechip
US /tʃɪp/
UK /tʃɪp/
- Transitive Verb
- To break a small piece off something such as a cup
- To break into small pieces, often with a tool
- Noun (Countable/Uncountable)
- Small piece that has broken off (e.g. from cup)
- Piece of computer hardware that does calculations
B1Morecompetition
US /ˌkɑmpɪˈtɪʃən/
UK /ˌkɒmpəˈtɪʃn/
- Noun (Countable/Uncountable)
- Fighting against others to win something
- A situation in which people or organizations compete with each other for something that not everyone can have.
A2Moreconcentration
US /ˌkɑ:nsnˈtreɪʃn/
UK /ˌkɒnsnˈtreɪʃn/
- Noun (Countable/Uncountable)
- Amount or number of something in a thing or place
- Paying (a lot of) attention to a task
A2Morecrowd
US /kraʊd/
UK /kraʊd/
- Verb (Transitive/Intransitive)
- To force too many things, people into
- (Lots of people) to meet together in one place
- Noun (Countable/Uncountable)
- Large group of people together in one place
A2Moredatum
US /ˈdetəm, ˈdætəm, ˈdɑtəm/
UK /ˈdeɪtəm/
- Noun
- Item of factual information
B1Moredebt
US /dɛt/
UK /det/
- Noun (Countable/Uncountable)
- Sum of money owed to someone that is not yet paid
- A moral or social obligation.
A2TOEICMoredeploy
US /dɪˈplɔɪ/
UK /dɪˈplɔɪ/
- Transitive Verb
- To put into position (often a military operation)
- To put something into use or action.
B1TOEICMoredirect
US /dɪˈrɛkt, daɪ-/
UK /də'rekt/
- Transitive Verb
- To tell someone in a very clear way to do something
- To show the way by conducting or leading
- Adverb
- Coming straight from something
A2TOEICMoredispersion
US /dɪˈspɜ:rʒn/
UK /dɪˈspɜ:ʃn/
- Uncountable Noun
- Process of separating and spreading out
B2Moredisrupt
US /dɪsˈrʌpt/
UK /dɪsˈrʌpt/
- Transitive Verb
- To cause a disturbance in an activity in progress
B2TOEICMoredisruption
US /dɪs'rʌpʃn/
UK /dɪs'rʌpʃn/
- Noun
- When a disturbance stops an activity in progress
B2Morediversify
US /daɪˈvɜ:rsɪfaɪ/
UK /daɪˈvɜ:sɪfaɪ/
- Transitive Verb
- To make or become more varied
- To change something and make it more varied
B2TOEICMoredo in
US
UK
- Phrasal Verb
- To make completely tired out and exhausted
- To destroy or cause damage to someone
A1Moredown the road
US
UK
- Phrase
- At a future time; in the future.
- Along the street; a short distance away.
A1Moredownside
US /ˈdaʊnˌsaɪd/
UK /ˈdaʊnsaɪd/
- Noun
- Negative aspect of something
- The potential negative consequences or risks associated with a decision or action.
B2Moreexposure
US /ɪkˈspoʒɚ/
UK /ɪk'spəʊʒə(r)/
- Noun
- Allowing light through a cameras lens onto film
- Being talked about in the media
A2TOEICMorefederal
US /ˈfɛdərəl, ˈfɛdrəl/
UK /'fedərəl/
- Adjective
- Consisting of several united states
- Relating to a system of government in which power is divided between a central authority and constituent political units.
- Proper Noun
- The central banking system of the United States.
B1Morefor example
US
UK
- Phrase
- As an illustration or instance.
going on
US /ˈɡoɪŋ ɑn/
UK /ˈgəʊɪŋ ɔn/
- Phrasal Verb
- To continue doing something
- To happen (usually negative)
A1Moregrade
US /ɡred/
UK /ɡreɪd/
- Transitive Verb
- To give a road the required angle of slope
- To determine the level or quality of something
- Noun
- Level or quality of something e.g. a diamond
- Mark that shows the quality of a student's work
B1TOEICMoregross
US /ɡros/
UK /ɡrəʊs/
- Noun (Countable/Uncountable)
- 144 of something; twelve dozen of something
- Total sum of money earned before costs and taxes
- Transitive Verb
- To earn an amount of money before costs and taxes
B1TOEICMorehave on
US /hæv ɑn/
UK /hæv ɔn/
- Phrasal Verb
- To be wearing something.
- To deceive or trick someone, often in a playful way.
A1Morehave to
US /hæv tu/
UK /ˈhæv tə/
- Auxiliary Verb
- Must do
A1Morein general
US /ɪn ˈdʒɛnərəl/
UK /in ˈdʒenərəl/
- Phrase
- Typically; usually; on the whole.
- Not specific or detailed; broadly.
- Adjective
- Not detailed or specific; overall.
C2Morein part
US /ɪn pɑrt/
UK /in pɑ:t/
- Adverb
- To some extent; partially.
A1Morein terms of
US
UK
- Phrase
- With regard to; concerning a particular aspect.
A1Morein the thick of it
US /ɪn ðə θɪk ʌv ɪt/
UK /ɪn ðə θɪk ɔv ɪt/
- other
- Fully involved in an intense or difficult situation.
B2Morein the world
US /ɪn ði wɜrld/
UK /in ðə wɜː(r)ld/
- Phrase
- Used to emphasize a question expressing surprise, confusion, disbelief
- Used to indicate the extent or degree of something, often in a superlative sense
A1Morejumbo
US /ˈdʒʌmbo/
UK /'dʒʌmbəʊ/
- Noun
- Something that is very large
B2Morelease
US /lis/
UK /li:s/
- Noun
- Contract renting land, buildings, etc. to another
- The period of time for which a lease is granted.
- Transitive Verb
- To rent; pay money to use something, e.g. car
B1TOEICMoreleverage
US /ˈlɛvərɪdʒ, ˈlivə-/
UK /'li:vərɪdʒ/
- Noun (Countable/Uncountable)
- An advantage which gives you influence or power
- An advantage gained through the use of resources or a strategic position
- Transitive Verb
- To use an advantage which gives you influence
B2TOEICMorelook at
US /lʊk æt/
UK /luk æt/
- Phrasal Verb
- To use your eyes to focus on something
- To focus your eyes on something carefully
A1Moremention
US /ˈmɛnʃən/
UK /'menʃn/
- Transitive Verb
- To refer to or talk or write about something
- Uncountable Noun
- Act of referring to or talking about something
- A formal acknowledgement of something
A2TOEICMoreneutral
US /ˈnu:trəl/
UK /ˈnju:trəl/
- Adjective
- Something with pH value of 7
- Having no positive or negative electrical charge
- Noun (Countable/Uncountable)
- Color that is dull and not bright, such as gray
- The rest position for gears in a car or vehicle
B1Moreof course
US /ʌv kɔː(r)s/
UK /ɔv kɔː(r)s/
- Adverb
- Sure ; Certainly
- Phrase
- For sure; certainly
A2Moreof interest
US /əv ˈɪntrɪst/
UK /əv ˈɪntrəst/
- other
- Relevant or important to someone or something.
B2Moreon balance
US /ɑn ˈbæləns/
UK /ɔn ˈbæləns/
- Phrase
A2Moreon the other hand
US
UK
- Phrase
- Considering a different aspect of the matter; alternatively.
A1Moreopportunity
US /ˌɑpɚˈtunɪti, -ˈtju-/
UK /ˌɒpə'tju:nətɪ/
- Noun (Countable/Uncountable)
- Time, situation when a thing might be done; chance
- A favorable time or occasion for doing something.
A2TOEICMoreoracle
US /ˈɔrəkəl, ˈɑr-/
UK /'ɒrəkl/
- Countable Noun
- Wise person who tells the future
B2Moreout there
US /aʊt ðɛr/
UK /aut ðɛə/
- Adverb
- In or to a place that is far away
- Existing in the universe
- Adjective
- Unconventional; strange; avant-garde
- Existing or available.
A1Moreportfolio
US /pɔrtˈfoliˌo, port-/
UK /pɔ:t'fəʊlɪəʊ/
- Noun (Countable/Uncountable)
- A list of the financial assets held by someone
- List of work submitted to a teacher/for approval
B1TOEICMoreportion
US /ˈpɔrʃən, ˈpor-/
UK /'pɔ:ʃn/
- Noun (Countable/Uncountable)
- Serving of food that is intended for one person
- Part of something shared that belongs to a whole
- Transitive Verb
- To separate something to divide among people
B1Moreproductivity
US /ˌprɑ:dʌkˈtɪvəti/
UK /ˌprɒdʌkˈtɪvəti/
- Uncountable Noun
- Rate at which people or machines produce
- A measure of the efficiency of a person, machine, factory, system, etc., in converting inputs into useful output.
B1TOEICMorepush back
US /pʊʃ bæk/
UK /puʃ bæk/
- Phrasal Verb
- To force someone to withdraw or retreat
- Verb (Transitive/Intransitive)
- To resist or oppose something.
- To move something to a later time or date; to postpone.
A1Morequality
US /ˈkwɑlɪti/
UK /'kwɒlətɪ/
- Noun (Countable/Uncountable)
- Feature associated with someone or something
- High level of worth or excellence
- Adjective
- Of a high standard
A2TOEICMorerather than
US
UK
- Adverb
- More exactly; more correctly
- Preferably; instead
- Preposition
- Instead of
A1Morereward
US /rɪˈwɔrd/
UK /rɪ'wɔ:d/
- Transitive Verb
- To give something because of someone's good work
- To give someone money for helping the police
- Noun
- Money given for information about criminals
- Something given in recognition of service, effort, or achievement.
A2TOEICMoreset up
US /sɛt ʌp/
UK /set ʌp/
- Phrasal Verb
- To make arrangements for something; establish
- Verb (Transitive/Intransitive)
- To arrange or prepare something for use.
- To start a business, organization, etc.
A1Moresift
US /sɪft/
UK /sɪft/
- Verb (Transitive/Intransitive)
- To look through and remove less valuable things
- To remove lumps from/add air to flour with a sieve
B2Moresift through
US
UK
- Phrasal Verb
- To examine something very carefully in order to find something important or useful.
A2Moresignificant
US /sɪɡˈnɪfɪkənt/
UK /sɪgˈnɪfɪkənt/
- Adjective
- Large enough to be noticed or have an effect
- Having meaning; important; noticeable
A2TOEICMorestructure
US /ˈstrʌk.tʃɚ/
UK /ˈstrʌk.tʃə/
- Noun (Countable/Uncountable)
- The way in which the parts of a system or object are arranged or organized, or a system arranged in this way
- A building or other man-made object.
- Transitive Verb
- To plan, organize, or arrange the parts of something
A2TOEICMoretalking about
US
UK
- Phrasal Verb
- To discuss a particular topic.
- To be constantly mentioning or bringing up a subject.
A1Morethink about
US /θɪŋk əˈbaʊt/
UK /θiŋk əˈbaut/
- Phrasal Verb
- To consider something carefully.
- To remember or call to mind.
A1Moreto scale
US
UK
- Phrase
- In proportion; maintaining accurate relative dimensions.
- Verb (Transitive/Intransitive)
- To increase or expand proportionally.
- To climb or ascend.
B2Moreultimately
US /ˈʌltəmɪtli/
UK /ˈʌltɪmətli/
- Adverb
- Done or considered as the final and most important
- Fundamentally; at the most basic level.
B1TOEICMoreunderwrite
US /ˌʌndərˈraɪt/
UK /ˌʌndəˈraɪt/
- Transitive Verb
- To guarantee financial support or responsibility
B2Morewarrant
US /ˈwɔ:rənt/
UK /ˈwɒrənt/
- Noun
- Official authorization for some action or decision
- Transitive Verb
- To guarantee or legally swear something
B1TOEICMore
Vocabulary
- look at: To use your eyes to focus on something
- talking about: To discuss a particular topic.
- out there: In or to a place that is far away
- across the board: Broad in scope or content
- of course: Sure ; Certainly
- going on: To continue doing something
- in part: To some extent; partially.
- rather than: More exactly; more correctly
- on balance
- have to: Must do
- on the other hand : Considering a different aspect of the matter; alternatively.
- push back: To force someone to withdraw or retreat
- be with: To accompany someone; to be in someone's presence.
- sift through: To examine something very carefully in order to find something important or useful.
- think about: To consider something carefully.
- in terms of
- down the road: At a future time; in the future.
- care of: Used in an address to indicate the person who will receive the mail for someone else.
- in general: Typically; usually; on the whole.
- set up
- have on: To be wearing something.
- for example: As an illustration or instance.
- in the world: Used to emphasize a question expressing surprise, confusion, disbelief
- do in: To make completely tired out and exhausted
- to scale: In proportion; maintaining accurate relative dimensions.
- of interest: Relevant or important to someone or something.
- in the thick of it: Fully involved in an intense or difficult situation.
- ultimately: Done or considered as the final and most important
- sort: To organize things by putting them into groups
- significant: Large enough to be noticed or have an effect
- present: Being in attendance; being there; having turned up
- opportunity: Time, situation when a thing might be done; chance
- gross: 144 of something; twelve dozen of something
- term: Conditions applying to an agreement, contract
- structure: The way in which the parts of a system or object are arranged or organized, or a system arranged in this way
- general: Widespread, normal or usual
- exposure: Allowing light through a cameras lens onto film
- reward: To give something because of someone's good work
- neutral: Something with pH value of 7
- bet: To gamble money to win more money, e.g. on horses
- quality: Feature associated with someone or something
- debt: Sum of money owed to someone that is not yet paid
- bond: Rope, chain or other thing used to tie someone up
- portion: Serving of food that is intended for one person
- concentration: Amount or number of something in a thing or place
- leverage: An advantage which gives you influence or power
- disrupt: To cause a disturbance in an activity in progress
- competition: Fighting against others to win something
- mention: To refer to or talk or write about something
- crowd: To force too many things, people into
- direct: To tell someone in a very clear way to do something
- federal: Consisting of several united states
- private: Being away from others and quiet
- challenge: An activity you wish to try that may be hard to do
- productivity: Rate at which people or machines produce
- board: Surface for posting or showing information
- interest: Best or most advantageous thing for someone
- risk: To do something potentially dangerous or foolish
- digital: Using electronic signals or computers
- disruption: When a disturbance stops an activity in progress
- lot: What happens to a person in life from chance; fate
- downside: Negative aspect of something
- single: One run in cricket or a hit baseball
- sift: To look through and remove less valuable things
- chip: To break a small piece off something such as a cup
- deploy: To put into position (often a military operation)
- drive: A person's ambition and motivation to do something
- lease: Contract renting land, buildings, etc. to another
- great: Very good; better than before
- portfolio: A list of the financial assets held by someone
- set: Prepared for something; ready
- space: Empty area kept for a specific reason, like a car
- diversify: To make or become more varied
- warrant: Official authorization for some action or decision
- grade: To give a road the required angle of slope
- datum: Item of factual information
- jumbo: Something that is very large
- oracle: Wise person who tells the future
- dispersion: Process of separating and spreading out
- underwrite: To guarantee financial support or responsibility
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01:03
She took a brave step forward, leaving behind her comfort zone to chase her dreams.
Vocabulary
- brave
adj. Having courage
- comfort zone
phr. A familiar situation where one feels safe
Explanation
a brave step is a noun phrase, where brave is an adjective modifying the noun step, meaning "a courageous step".
forward is an adverb modifying step, meaning "ahead".
The whole phrase serves as the object, answering the "what" of took (verb) — she took a brave step forward.
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brave
US/brev/
UK/breɪv/
adj.Brave
v.t.To bravely face
A2 Elementary
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80
Pimco's Stracke Says AI-Related Financing in Early Innings
0
林宜悉 posted on 2026/08/03Ever wonder how the massive financing for AI infrastructure actually works? This video dives into the "early innings" of AI-related lending, explaining how markets are becoming more selective and offering opportunities for high yields. You'll pick up key terms like "credit spreads," "hyperscalers," and "concentration risk" to better understand this booming sector!
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