add up to
US /æd ʌp tu/
UK /æd ʌp tu:/
- Phrasal Verb
- To amount to a particular sum or total.
- To have a particular result or effect; to be equal to.
A2Moreafford
US /əˈfɔrd, əˈford/
UK /ə'fɔ:d/
- Transitive Verb
- To make available, to provide
- To have enough money to pay for something
A2TOEICMoreafter all
US /ˈæftɚ ɔl/
UK /ˈɑ:ftə ɔ:l/
- Adverb
- In spite of what was expected; used to introduce a statement that supports a previous statement or explains why it was made
- Considering everything; used to indicate that something is happening or is true despite some difficulty or obstacle
- Phrase
- Despite what was expected or thought; in spite of everything.
- Taking everything into consideration; considering that.
B1Moreall at once
US
UK
- Adverb
- Suddenly; at the same time
- At the same time; simultaneously
- Phrase
- Suddenly; at the same time
A1Moreas soon as
US /æz sun æz/
UK /æz su:n æz/
- Phrase
- In a short time after (something happens)
- Without any delay; immediately
- Conjunction
- At the moment that, or immediately after.
A1Moreas well as
US /æz wɛl æz/
UK /æz wel æz/
- Adverb
- Also; in addition to
- Preposition
- In addition to; and also.
A1Moreat least
US /æt list/
UK /æt li:st/
- Adverb
- As a minimum
- Not less than
- Phrase
- No less than; at the minimum
- Used to indicate that something is positive in a bad situation.
C2Moreat once
US /æt wʌns/
UK /æt wʌns/
- Adverb
- Immediately; without delay
- At the same time; simultaneously
A2Moreat the same time
US
UK
- Phrase
- Simultaneously; at the identical moment.
- Nevertheless; however; used to introduce a contrasting or qualifying statement.
A1Moreattention
US /əˈtɛnʃən/
UK /əˈtenʃn/
- Noun (Countable/Uncountable)
- Taking notice of someone or something
- Noun
- (Soldiers) Standing with straight backs
A2TOEICMoreauto
US /ˈɔ:toʊ/
UK /ˈɔ:təʊ/
- Noun
- Car; a road vehicle with four or more wheels
B2Moreaverage
US /ˈævərɪdʒ, ˈævrɪdʒ/
UK /'ævərɪdʒ/
- Noun (Countable/Uncountable)
- Total of numbers divided by the number of items
- Transitive Verb
- To add numbers then divide by the number of items
A2TOEICMorebarely
US /ˈbɛrli/
UK /ˈbɛəli/
- Adverb
- Only just; just possible
A2TOEICMorebasically
US /ˈbesɪkəli,-kli/
UK /ˈbeɪsɪkli/
- Adverb
- Used before you explain something simply, clearly
- In essence; when you consider the most important aspects of something.
A2Morebetter than ever
US
UK
- Phrase
- In a more improved or desirable state than at any previous time.
- At the highest level of performance or quality.
break down
US /brek daʊn/
UK /breik daun/
- Phrasal Verb
- To forcibly break, destroy or make collapse
- (Machine) to stop working or become weaker
A1Morebreakdown
US /ˈbrekˌdaʊn/
UK /'breɪkdaʊn/
- Noun
- When normal activity or behavior stops
B1TOEICMorecatch up
US /kætʃ ʌp/
UK /kætʃ ʌp/
- Phrasal Verb
- To become equal with another person
- To inform others of the latest news
- Verb (Transitive/Intransitive)
- To do something that you have not been able to do recently.
- To meet someone you know in order to talk to them and find out what they have been doing.
A1Morecheck out
US /tʃɛk aʊt/
UK /tʃek aut/
- Phrase
- Phrasal Verb
- To find out information about something
- To take books out of a library
A1Moreconsistently
US /kənˈsɪstəntlɪ/
UK /kən'sɪstəntlɪ/
- Adverb
- In a manner that is the same almost every time
- In every case or on every occasion; invariably
B1Morecontribute
US /kənˈtrɪbjut/
UK /kən'trɪbju:t/
- Verb (Transitive/Intransitive)
- To be a factor in causing something to happen
- To donate, give (money) or help to something
A2Morecrisis
US /ˈkraɪsɪs/
UK /'kraɪsɪs/
- Noun (Countable/Uncountable)
- Unstable situation of extreme danger or difficulty
- A turning point in a disease.
B1Moredatum
US /ˈdetəm, ˈdætəm, ˈdɑtəm/
UK /ˈdeɪtəm/
- Noun
- Item of factual information
B1Moreentire
US /ɛnˈtaɪr/
UK /ɪn'taɪə(r)/
- Adjective
- Complete or full; with no part left out; whole
- Undivided; not shared or distributed.
A2TOEICMoreeveryday people
US
UK
- Noun (plural)
- Ordinary or common people, without special status or wealth.
- People who are relatable and representative of the general population.
A1Moreexcept that
US /ɪkˈsɛpt ðæt/
UK /ikˈsept ðæt/
- Conjunction
- But; with the exception that.
A2Moreextra
US /'ekstrə/
UK /'ekstrə/
- Adjective
- More than necessary; additional
- Of especially good quality or grade.
- Noun (Countable/Uncountable)
- Items more than you need; additional items
- Person who has a small part in a movie
A2Morefall back on
US /fɔl bæk ɑn/
UK /fɔ:l bæk ɔn/
- Phrasal Verb
- To make use of, when you have no other options
A1Morefall behind
US /fɔl bɪˈhaɪnd/
UK /fɔ:l biˈhaind/
- Phrasal Verb
- To get behind or late, because of going slowly
- To do worse than someone else, e.g. in rank
A1Morefinancial
US /faɪˈnænʃ(ə)l/
UK /faɪˈnænʃl/
- Adjective
- Involving money
- Relating to investments.
- Countable Noun
- A person who provides advice on financial matters.
A2TOEICMorefor the present
US /fɚ ðə ˈprɛzənt/
UK /fə ðə ˈprezənt/
- other
- For now; temporarily or at this time.
B2Moreget back to
US /ɡɛt bæk tu/
UK /ɡet bæk tu:/
- Phrasal Verb
- To get in contact with someone again
- To return to someone or something; to respond at a later time.
A1Morego on
US /ɡo ɑn/
UK /ɡəu ɔn/
- Phrasal Verb
- To continue doing something
- To happen (usually negative)
- Interjection
- Used to encourage someone
A1Moregoing on
US /ˈɡoɪŋ ɑn/
UK /ˈgəʊɪŋ ɔn/
- Phrasal Verb
- To continue doing something
- To happen (usually negative)
A1Moregot to
US /ɡɑt tu/
UK /gɔt tu:/
- Verb (Transitive/Intransitive)
- To arrive at some place
- To have the opportunity or permission to do something
- Phrasal Verb
- To appeal to the emotions of; move
- To finally begin to start something after a delay
A1Moregram
US /ɡræm/
UK /ɡræm/
- Countable Noun
- Metric unit of weight equal to 1/1000 of a kilo
B1Morehave to
US /hæv tu/
UK /ˈhæv tə/
- Auxiliary Verb
- Must do
A1Moreheadline
US /ˈhedlaɪn/
UK /ˈhedlaɪn/
- Intransitive Verb
- To be the main performer at a show
- Noun
- Title summarizing a news story
B2Morein addition to
US /ɪn əˈdɪʃən tu/
UK /in əˈdiʃən tu:/
- Preposition
- Besides; as well as
- Phrase
- Besides; as well as.
- Furthermore; moreover.
B1Morein fact
US /ɪn fækt/
UK /in fækt/
- Adverb
- Used to emphasize the truth of a statement, especially one that contrasts with or contradicts something else.
- Used to introduce a more detailed or surprising piece of information.
- Phrase
- Used to emphasize the truth of a statement, especially one that is surprising or contrary to what might be expected.
C1Morein fairness
US /ɪn ˈfɛrnəs/
UK /in ˈfeənəs/
- other
- Used to indicate honesty or justice in judgment.
B2Morein general
US /ɪn ˈdʒɛnərəl/
UK /in ˈdʒenərəl/
- Phrase
- Typically; usually; on the whole.
- Not specific or detailed; broadly.
- Adjective
- Not detailed or specific; overall.
C2Morein mind
US /ɪn maɪnd/
UK /in maind/
- Phrase
- Being aware of or considering something.
- To remember or consider something.
A2Morein reality
US /ɪn riˈælɪti/
UK /in riˈæliti/
- Phrase
- Actually; in fact; truly.
B2Morein terms of
US
UK
- Phrase
- With regard to; concerning a particular aspect.
A1Morein the future
US /ɪn ði ˈfjutʃɚ/
UK /in ðə ˈfju:tʃə/
- Phrase
- At a later time; in times to come.
A1Moreinstead of
US /ɪnˈstɛd ʌv/
UK /inˈsted ɔv/
- Preposition
- When one thing is replaced by another
- Adverb
- As a substitute or alternative.
A1Moreinto perspective
US
UK
- Phrase
- To clarify or provide a broader understanding of a situation or issue.
- To show something is not as important as it seemed, compared to something else.
C1Moreinvest
US /ɪnˈvɛst/
UK /ɪn'vest/
- Transitive Verb
- To use resources to build for the future
A2TOEICMorejump around
US
UK
- Phrasal Verb
- To move about restlessly or energetically; to leap or skip about.
- To switch rapidly between different topics or activities.
A2Moreliterally
US /ˈlɪtərəli/
UK
- Adverb
- In a literal manner or sense; exactly as stated.
- Used for emphasis to describe something that is actually true, often to highlight surprise or intensity.
B1Morelook at
US /lʊk æt/
UK /luk æt/
- Phrasal Verb
- To use your eyes to focus on something
- To focus your eyes on something carefully
A1Moremax out
US
UK
- Verb (Transitive/Intransitive)
- To reach the limit on a credit card.
- To reach the limit of one's potential or ability.
A1Moremedian
US /ˈmidiən/
UK /ˈmi:diən/
- Adjective
- Being in the middle or average
- Noun
- Middle of an ordered set of numbers
B2Moreno matter
US
UK
- Conjunction
- Regardless of; it does not matter.
- Adverb
- Regardless of; it is not important
A1Morenumber of people
US /ˈnʌmbɚ ʌv ˈpipəl/
UK /ˈnʌmbə ɔv ˈpi:pl/
- Phrase
- The total count of individuals within a group or gathering.
- A statistical figure representing the population size or a subset thereof.
A1Moreof course
US /ʌv kɔː(r)s/
UK /ɔv kɔː(r)s/
- Adverb
- Sure ; Certainly
- Phrase
- For sure; certainly
A2Moreon paper
US /ɑn ˈpeɪpər/
UK /ɔn ˈpeipə/
- Phrase
- In theory or as a plan, but not necessarily in reality.
- Recorded in writing; documented.
A1Moreon the surface
US /ɑn ði ˈsɚfəs/
UK /ɔn ðə ˈsə:fis/
- Phrase
- Appearing to be true or real until examined more closely.
- Located on the outer part or uppermost layer of something.
B2Moreon to
US /ɑn tu/
UK /ɔn tu:/
- Preposition
- Toward something; forward
- Aware of someone's activities.
- Adjective
- Aware of someone's deception or illegal activities.
A1Moreon top of that
US
UK
- Phrase
- In addition to something already mentioned; furthermore.
A1Moreout of the way
US /aʊt ʌv ði we/
UK /aut ɔv ðə wei/
- Adjective
- Remote; isolated.
- No longer obstructing or hindering.
- Phrase
- Not obstructing or impeding progress; in a position where one does not cause an obstruction.
- Completed; finished; no longer needing attention.
B1Moreover time
US /ˈovɚ taɪm/
UK /ˈəuvə taim/
- Phrase
- Gradually; as time passes.
- During a long period.
- Adverb
- Gradually; as time passes.
B1Moreover to
US
UK
- Preposition
- Used to hand over to someone else to speak
- The responsibility is now yours
pay down
US /pe daʊn/
UK /pei daun/
- Phrasal Verb
- To reduce the amount of money needing to be paid
A1Morepremium
US /ˈprimiəm/
UK /ˈpri:miəm/
- Adjective
- Having a higher than normal quality
- Relating to or denoting a higher quality or more expensive product.
- Noun
- Money paid as a fee for insurance
- An additional sum of money paid above the usual price.
B1TOEICMoreput together
US /pʊt təˈɡɛðɚ/
UK /put təˈɡeðə/
- Phrasal Verb
- To build or assemble something small, e.g. a toy
- To organize or arrange something.
A1Morerank
US /ræŋk/
UK /ræŋk/
- Transitive Verb
- To rate or class things
- To assign a level or status, as of importance, to
- Noun
- Group of people with a certain level of status
- Level or position, as in society/sport competition
B1TOEICMorereality
US /riˈælɪti/
UK /rɪ'ælətɪ/
- Noun (Countable/Uncountable)
- What is true, as opposed to what is imagined
- The state of things as they actually exist, rather than as they may appear or might be imagined.
A2Morerocket
US /ˈrɑkɪt/
UK /'rɒkɪt/
- Noun
- Powerful engine that releases hot gases
- Dark green, hot-tasting salad leaf
- Verb (Transitive/Intransitive)
- To travel, increase, or rise very quickly
- To increase very rapidly and suddenly.
B1Moresame time
US
UK
- Phrase
- Occurring simultaneously or at the same point in time.
- At the identical time as before; recurring at a fixed hour.
- Noun
- An equal duration or period.
A1Moresave up
US
UK
- Phrasal Verb
- To gradually collect money by saving.
A2Moresecurity
US /sɪˈkjʊrɪti/sə'kjurətɪ/
UK /sɪ'kjʊərətɪ/
- Noun
- Department in a company in charge of protection
- Financial document, like stocks, bonds and notes
A2TOEICMoreset up
US /sɛt ʌp/
UK /set ʌp/
- Phrasal Verb
- To make arrangements for something; establish
- Verb (Transitive/Intransitive)
- To arrange or prepare something for use.
- To start a business, organization, etc.
A1Moresix times
US
UK
- Adverb
- Multiplied by six; a factor of six.
- On six occasions; six instances.
stock
US /stɑk/
UK /stɒk/
- Noun (Countable/Uncountable)
- Animals such as cattle kept for breeding
- Merchandise; goods kept by a business for sale
- Uncountable Noun
- Tasty liquid added to stews, soups etc.
B2TOEICMorestop working
US
UK
- Phrase
- To cease performing a task or function; to become non-operational.
A1Morethink about
US /θɪŋk əˈbaʊt/
UK /θiŋk əˈbaut/
- Phrasal Verb
- To consider something carefully.
- To remember or call to mind.
A1Moretrack
US /træk/
UK /træk/
- Transitive Verb
- To use marks to follow a wild animal
- To move a certain way/follow a particular course
- Noun
- A circular course for running
- Course or way someone takes, e.g. in education
A2TOEICMoretypical
US /ˈtɪpɪkəl/
UK /ˈtɪpɪkl/
- Adjective
- Normal; usual; expected
- Serving as a representative example of a particular type.
A2Morevanguard
US /ˈvængɑ:rd/
UK /ˈvængɑ:d/
- Noun (Countable/Uncountable)
- Group who are the leaders in an action or movement
- The leading position in a trend or movement.
- Adjective
- New and experimental.
B2Morevery top
US
UK
- Noun
- The highest point or part of something.
- Adjective
- The most important or successful.
with it
US /wɪð ɪt/
UK /wið it/
- Adjective
- Intelligent, alert, and up-to-date.
- Understanding and knowledgeable about current trends or information.
A1Moreworth
US /wɚθ/
UK /wɜ:θ/
- Noun (Countable/Uncountable)
- the financial, practical or moral value of somebody/something
- having a particular value, especially in money
- Adjective
- Having a specified value.
A2More
Vocabulary
- in terms of
- break down: To forcibly break, destroy or make collapse
- got to: To arrive at some place
- on top of that: In addition to something already mentioned; furthermore.
- look at: To use your eyes to focus on something
- catch up: To become equal with another person
- over time: Gradually; as time passes.
- no matter: Regardless of; it does not matter.
- set up
- fall back on: To make use of, when you have no other options
- in fact: Used to emphasize the truth of a statement, especially one that contrasts with or contradicts something else.
- as well as: Also; in addition to
- as soon as: In a short time after (something happens)
- have to: Must do
- pay down: To reduce the amount of money needing to be paid
- into perspective: To clarify or provide a broader understanding of a situation or issue.
- on the surface: Appearing to be true or real until examined more closely.
- except that: But; with the exception that.
- everyday people: Ordinary or common people, without special status or wealth.
- stop working: To cease performing a task or function; to become non-operational.
- put together: To build or assemble something small, e.g. a toy
- on paper: In theory or as a plan, but not necessarily in reality.
- in reality: Actually; in fact; truly.
- number of people: The total count of individuals within a group or gathering.
- in fairness: Used to indicate honesty or justice in judgment.
- of course: Sure ; Certainly
- on to: Toward something; forward
- go on: To continue doing something
- fall behind: To get behind or late, because of going slowly
- all at once: Suddenly; at the same time
- at once: Immediately; without delay
- over to: Used to hand over to someone else to speak
- jump around: To move about restlessly or energetically; to leap or skip about.
- instead of: When one thing is replaced by another
- save up: To gradually collect money by saving.
- check out
- get back to: To get in contact with someone again
- for the present: For now; temporarily or at this time.
- after all: In spite of what was expected; used to introduce a statement that supports a previous statement or explains why it was made
- at the same time: Simultaneously; at the identical moment.
- in addition to: Besides; as well as
- same time: Occurring simultaneously or at the same point in time.
- better than ever: In a more improved or desirable state than at any previous time.
- very top: The highest point or part of something.
- at least: As a minimum
- out of the way: Remote; isolated.
- six times: Multiplied by six; a factor of six.
- add up to: To amount to a particular sum or total.
- max out: To reach the limit on a credit card.
- think about: To consider something carefully.
- in the future: At a later time; in times to come.
- in general: Typically; usually; on the whole.
- in mind: Being aware of or considering something.
- with it: Intelligent, alert, and up-to-date.
- going on: To continue doing something
- literally: In a literal manner or sense; exactly as stated.
- entire: Complete or full; with no part left out; whole
- basically: Used before you explain something simply, clearly
- matter: To be of great importance; to count
- crisis: Unstable situation of extreme danger or difficulty
- realize: To become aware of or understand mentally
- average: Total of numbers divided by the number of items
- barely: Only just; just possible
- consider: To think carefully about something
- amount: Quantity of something
- track: To use marks to follow a wild animal
- contribute: To be a factor in causing something to happen
- reality: What is true, as opposed to what is imagined
- increase: To make or become larger in size or amount
- consistently: In a manner that is the same almost every time
- financial: Involving money
- worth: the financial, practical or moral value of somebody/something
- afford: To make available, to provide
- draw: To attract attention to someone or something
- attention: Taking notice of someone or something
- typical: Normal; usual; expected
- premium: Having a higher than normal quality
- security: Department in a company in charge of protection
- stock: Animals such as cattle kept for breeding
- extra: More than necessary; additional
- account: An advantage
- pretty: Being attractive to the eye in a simple way
- rate: To assess something or consider its qualities
- break: To create a new record e.g. running the 100m dash
- invest: To use resources to build for the future
- record: Highest or most extreme level achieved
- fall: Season after summer and before winter; Autumn
- social: Involving activity with people, e.g. in free time
- haven: Place where people can feel safe and happy
- lot: What happens to a person in life from chance; fate
- breakdown: When normal activity or behavior stops
- rank: To rate or class things
- rocket: Powerful engine that releases hot gases
- datum: Item of factual information
- headline: To be the main performer at a show
- median: Being in the middle or average
- gram: Metric unit of weight equal to 1/1000 of a kilo
- auto: Car; a road vehicle with four or more wheels
- vanguard: Group who are the leaders in an action or movement
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01:03
She took a brave step forward, leaving behind her comfort zone to chase her dreams.
Vocabulary
- brave
adj. Having courage
- comfort zone
phr. A familiar situation where one feels safe
Explanation
a brave step is a noun phrase, where brave is an adjective modifying the noun step, meaning "a courageous step".
forward is an adverb modifying step, meaning "ahead".
The whole phrase serves as the object, answering the "what" of took (verb) — she took a brave step forward.
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brave
US/brev/
UK/breɪv/
adj.Brave
v.t.To bravely face
A2 Elementary
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林宜悉 posted on 2026/06/26Ever wonder if you're falling behind on retirement savings? This video dives into the surprising reality behind those big average retirement account numbers, revealing the 'median' savings for everyday Americans. You'll pick up key phrases for discussing personal finance and learn practical tips to get ahead, no matter your current situation!
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