Vocabulary

  • have to: Must do
  • around the world: In or to many countries.
  • feel like: To have a desire or inclination for something.
  • over time: Gradually; as time passes.
  • look at: To use your eyes to focus on something
  • for example: As an illustration or instance.
  • as opposed to: In contrast to; rather than.
  • account for: To explain the cause or reason for something
  • in the world: Used to emphasize a question expressing surprise, confusion, or disbelief.
  • work at: To have a job at a particular place or organization.
  • as one: Acting or moving together at the same time.
  • work in: To make an opening for something in your schedule
  • got to: To arrive at some place
  • foot the bill: To pay a bill
  • take on: To acquire a new characteristic
  • go overseas: To travel to a foreign country.
  • for someone: On behalf of or intended for a particular person.
  • to let: Indicates that a property is available for rent.
  • in return: As a reciprocal action or gesture; in exchange or repayment.
  • fill out: To become fatter
  • as soon as: In a short time after (something happens)
  • think of: To look on as (being something specific); consider
  • at home: In one's own residence or country.
  • as well as: Also; in addition to
  • to date: Up to the present time; until now.
  • in the weeds: Overwhelmed by complexity or amount of work.
  • come back: To reply to someone, often forcefully
  • in fact: Used to emphasize the truth of a statement, especially one that contrasts with or contradicts something else.
  • on behalf of: As the representative of someone
  • in the past: During a former period of time; previously.
  • make up: To invent or create a story
  • of course: Sure ; Certainly
  • draw on: To come to its end
  • travel abroad: To go to a foreign country.
  • table stakes: A rule in poker and other games that a player can only bet the amount of money or chips that they had on the table at the start of a hand.
  • as such: Something previously stated or understood
  • build on: To develop or expand something; to use something as a foundation for further progress.
  • on the ground: Located on the surface of the earth.
  • have on: To be wearing something.
  • in addition to: Besides; as well as
  • save for: To keep money so that you can buy something with it in the future.
  • whisk off: To remove something quickly and smoothly.
  • talking about: To discuss a particular topic.
  • hold it in: To restrain or suppress an emotion or feeling.
  • at risk: In danger; likely to be harmed
  • in the future: At a later time; in times to come.
  • up to speed: Fully informed; aware of the latest information
  • down the road: At a future time; in the future.
  • interest of: For the benefit or advantage of someone or something.
  • out there: In or to a place that is far away
  • perspective: Artistic method of creating a sense of distance
  • sort: To organize things by putting them into groups
  • access: Way to enter a place, e.g. a station or stadium
  • experience: Thing a person has done or that happened to them
  • specifically: As regards a particular thing; closely related to
  • general: Widespread, normal or usual
  • ability: The power, resources or skill to do something
  • currency: Widespread acceptance
  • capital: Writing the first letter of a word in big letters
  • generally: Usually; as a rule; by, to or for most people
  • explain: To make clear or easy to understand by describing
  • emerge: To rise or appear out of some background
  • decision: Choice made after thinking; final judgment
  • account: An advantage
  • performance: Act of doing something
  • landscape: Area or scene of activity, especially in politics
  • institution: Organization created for a particular aim/purpose
  • risk: To do something potentially dangerous or foolish
  • accept: To agree to receive or take something offered
  • rate: To assess something or consider its qualities
  • mind: To be bothered or upset by something
  • wealth: Amount of money or possessions you own, e.g. large
  • trend: Current style or fashion
  • proportion: A part of a whole thing
  • tuition: Money that is paid for lessons
  • deposit: Concentration of mineral left by a river
  • increasingly: More and more; in greater degree or amount
  • important: Having power or authority
  • technology: Use or knowledge of science in industry etc.
  • loan: To give money, etc. that must be paid back
  • complexity: State of having many parts and not being simple
  • transaction: An exchange in business usually involving money
  • information: Collection of facts and details about something
  • fluctuate: To shift back and forth uncertainly; change a lot
  • founder: Person establishing an organization, school etc.
  • rise: To wake up and get out of bed after sleeping
  • protect: To defend someone or something from harm or danger
  • land: Region or country
  • thoughtful: Concerned about needs and feelings of other people
  • seamless: Flowing; uninterrupted
  • hedge: To select words to avoid saying something directly
  • jurisdiction: Specific area of legal authority
  • identification: (Card or paper) that proves who a person is
  • recruitment: Act of enlisting people into the army
  • globally: Throughout the world
  • officer: Person of high position in an organization
  • southeast: Location in the southeastern part of an area
  • theorem: A statement that can be proved
  • yuan: Unit of money in China
  • toefl: Test Of English as a Foreign Language
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  • not found vocabularyNo vocabulary matches your filters
    • ability

      US /əˈbɪlɪti/

      UK /ə'bɪlətɪ/

      • Noun (Countable/Uncountable)
      • The power, resources or skill to do something
      • A particular skill or talent.
      A2TOEIC
      More
    • access

      US /ˈæksɛs/

      UK /'ækses/

      • Noun (Countable/Uncountable)
      • Way to enter a place, e.g. a station or stadium
      • The opportunity or right to use something or to see someone.
      • Transitive Verb
      • To be able to use or have permission to use
      A2TOEIC
      More
    • account for

      US /əˈkaʊnt fɔr/

      UK /əˈkaunt fɔ:/

      • Phrasal Verb
      • To explain the cause or reason for something
      • To form a particular amount or part of something.
      • Verb (Transitive/Intransitive)
      • To supply a reason or explanation for something.
      • To form a particular amount or proportion of something.
      A1
      More
    • around the world

      US /əˈraʊnd ði wɜrld/

      UK /əˈraund ðə wɜː(r)ld/

      • Phrase
      • In or to many countries.
      • In various places throughout the world.
      A2
      More
    • as one

      US

      UK

      • Adverb
      • Acting or moving together at the same time.
      • In complete agreement or unity.
      • Phrase
      • With a single voice or opinion; unanimously.
      • In perfect harmony or unison.
      A1
      More
    • as opposed to

      US

      UK

      • Preposition
      • In contrast to; rather than.
      • Instead of; in place of.
      A1
      More
    • as soon as

      US /æz sun æz/

      UK /æz su:n æz/

      • Phrase
      • In a short time after (something happens)
      • Without any delay; immediately
      • Conjunction
      • At the moment that, or immediately after.
      A1
      More
    • as such

      US /æz sʌtʃ/

      UK /æz sʌtʃ/

      • Pronoun
      • Something previously stated or understood
      A1
      More
    • as well as

      US /æz wɛl æz/

      UK /æz wel æz/

      • Adverb
      • Also; in addition to
      • Preposition
      • In addition to; and also.
      A1
      More
    • at home

      US /æt hom/

      UK /æt həum/

      • Phrase
      • In one's own residence or country.
      • Adjective
      • Feeling comfortable and relaxed.
      More
    • at risk

      US

      UK

      • Phrase
      • In danger; likely to be harmed
      More
    • build on

      US /bɪld ɑn/

      UK /bild ɔn/

      • Phrasal Verb
      • To develop or expand something; to use something as a foundation for further progress.
      • To use something as a base or foundation for further development or success.
      A2
      More
    • capital

      US /ˈkæpɪtl/

      UK /'kæpɪtl/

      • Noun
      • Writing the first letter of a word in big letters
      • Official main city of a country, province or state
      • Adjective
      • Main, or major
      • (Of an offense) liable to the death penalty.
      A2
      More
    • come back

      US /kʌm bæk/

      UK /kʌm bæk/

      • Phrasal Verb
      • To reply to someone, often forcefully
      • To be remembered
      A1
      More
    • complexity

      US /kəmˈplɛksɪti/

      UK /kəm'pleksətɪ/

      • Uncountable Noun
      • State of having many parts and not being simple
      • A factor or element that makes something complicated.
      B1
      More
    • currency

      US /ˈkɚrənsi, ˈkʌr-/

      UK /'kʌrənsɪ/

      • Uncountable Noun
      • Widespread acceptance
      • Money system that a country uses
      B1
      More
    • deposit

      US /dɪˈpɑzɪt/

      UK /dɪ'pɒzɪt/

      • Noun (Countable/Uncountable)
      • Concentration of mineral left by a river
      • Part payment so that an item will be kept for you
      • Transitive Verb
      • (Of rivers) to leave a layer of minerals, etc.
      • To lay down of layers, e.g. of soil, over time
      A2TOEIC
      More
    • down the road

      US

      UK

      • Phrase
      • At a future time; in the future.
      • Along the street; a short distance away.
      A1
      More
    • draw on

      US /drɔ ɑn/

      UK /drɔ: ɔn/

      • Phrasal Verb
      • To come to its end
      • To make use of (someone's help, your savings, etc.)
      A1
      More
    • emerge

      US /ɪˈmɚdʒ/

      UK /ɪ'mɜ:dʒ/

      • Intransitive Verb
      • To rise or appear out of some background
      • To become known or apparent.
      A2TOEIC
      More
    • feel like

      US

      UK

      • Intransitive Verb
      • To have a desire or inclination for something.
      • To have a particular quality or sensation; resemble.
      A1
      More
    • fill out

      US /fɪl aʊt/

      UK /fil aut/

      • Phrasal Verb
      • To become fatter
      • To complete a form by adding information needed
      A1
      More
    • fluctuate

      US /ˈflʌktʃuˌet/

      UK /'flʌktʃʊeɪt/

      • Intransitive Verb
      • To shift back and forth uncertainly; change a lot
      B1TOEIC
      More
    • foot the bill

      US /fʊt ði bɪl/

      UK /fut ðə bil/

      • Phrase
      • To pay a bill
      • Verb (Transitive/Intransitive)
      • To pay for something, typically the entire cost.
      A1
      More
    • for example

      US

      UK

      • Phrase
      • As an illustration or instance.
      More
    • for someone

      US /fɚ ˈsʌmwʌn/

      UK /fə ˈsʌmwʌn/

      • other
      • On behalf of or intended for a particular person.
      A1
      More
    • founder

      US /ˈfaʊndɚ/

      UK /ˈfaʊndə(r)/

      • Noun (Countable/Uncountable)
      • Person establishing an organization, school etc.
      • Intransitive Verb
      • (Of business, idea, etc.) to fail
      • (Of a ship) To be sinking after hitting rocks
      B1TOEIC
      More
    • generally

      US /ˈdʒɛnərəli/

      UK /ˈdʒenrəli/

      • Adverb
      • Usually; as a rule; by, to or for most people
      A2
      More
    • globally

      US /'ɡloʊbəlɪ/

      UK /'ɡləʊbəlɪ/

      • Adverb
      • Throughout the world
      B1
      More
    • go overseas

      US

      UK

      • Intransitive Verb
      • To travel to a foreign country.
      A1
      More
    • got to

      US /ɡɑt tu/

      UK /gɔt tu:/

      • Verb (Transitive/Intransitive)
      • To arrive at some place
      • To have the opportunity or permission to do something
      • Phrasal Verb
      • To appeal to the emotions of; move
      • To finally begin to start something after a delay
      A1
      More
    • have on

      US /hæv ɑn/

      UK /hæv ɔn/

      • Phrasal Verb
      • To be wearing something.
      • To deceive or trick someone, often in a playful way.
      A1
      More
    • have to

      US /hæv tu/

      UK /ˈhæv tə/

      • Auxiliary Verb
      • Must do
      A1
      More
    • hedge

      US /hɛdʒ/

      UK /hedʒ/

      • Intransitive Verb
      • To select words to avoid saying something directly
      • Countable Noun
      • A fence made with small trees or bushes
      B1
      More
    • hold it in

      US

      UK

      • Phrasal Verb
      • To restrain or suppress an emotion or feeling.
      • To restrain or delay a bodily function, such as urination or defecation.
      A1
      More
    • identification

      US /aɪˌdɛntəfɪˈkeʃən/

      UK /aɪˌdentɪfɪˈkeɪʃn/

      • Noun (Countable/Uncountable)
      • (Card or paper) that proves who a person is
      • The act of discovering exactly what something is
      B2TOEIC
      More
    • in addition to

      US /ɪn əˈdɪʃən tu/

      UK /in əˈdiʃən tu:/

      • Preposition
      • Besides; as well as
      • Phrase
      • Besides; as well as.
      • Furthermore; moreover.
      B1
      More
    • in fact

      US /ɪn fækt/

      UK /in fækt/

      • Adverb
      • Used to emphasize the truth of a statement, especially one that contrasts with or contradicts something else.
      • Used to introduce a more detailed or surprising piece of information.
      • Phrase
      • Used to emphasize the truth of a statement, especially one that is surprising or contrary to what might be expected.
      C1
      More
    • in return

      US /ɪn rɪˈtɚn/

      UK /in riˈtə:n/

      • Adverb
      • As a reciprocal action or gesture; in exchange or repayment.
      • Phrase
      • As compensation or consideration for something.
      • As a reaction or response to something.
      A1
      More
    • in the future

      US /ɪn ði ˈfjutʃɚ/

      UK /in ðə ˈfju:tʃə/

      • Phrase
      • At a later time; in times to come.
      A1
      More
    • in the past

      US

      UK

      • Phrase
      • During a former period of time; previously.
      A1
      More
    • in the weeds

      US /ɪn ðə widz/

      UK /ɪn ðə wi:dz/

      • other
      • Overwhelmed by complexity or amount of work.
      B2
      More
    • in the world

      US /ɪn ði wɜrld/

      UK /in ðə wɜː(r)ld/

      • Phrase
      • Used to emphasize a question expressing surprise, confusion, or disbelief.
      • Used to indicate the extent or degree of something, often in a superlative sense.
      A1
      More
    • increasingly

      US /ɪnˈkriːsɪŋli/

      UK /ɪnˈkri:sɪŋli/

      • Adverb
      • More and more; in greater degree or amount
      A2
      More
    • institution

      US /ˌɪnstɪˈtuʃən, -ˈtju-/

      UK /ˌɪnstɪˈtju:ʃn/

      • Noun (Countable/Uncountable)
      • Organization created for a particular aim/purpose
      • Tradition, custom or system accepted by a group
      A2TOEIC
      More
    • interest of

      US

      UK

      • Phrase
      • For the benefit or advantage of someone or something.
      • A feeling of wanting to know or learn about something or someone.
      • Noun
      • A legal share or right in something.
      A1
      More
    • jurisdiction

      US

      UK

      • Noun
      • Specific area of legal authority
      B1
      More
    • landscape

      US /ˈlændˌskep/

      UK /'lændskeɪp/

      • Noun
      • Area or scene of activity, especially in politics
      • Picture of natural scenery in a place
      • Transitive Verb
      • To make gardens that improve an area of land
      B1TOEIC
      More
    • loan

      US /lon/

      UK /ləʊn/

      • Transitive Verb
      • To give money, etc. that must be paid back
      • Noun (Countable/Uncountable)
      • Act of allowing someone to borrow something
      A2TOEIC
      More
    • look at

      US /lʊk æt/

      UK /luk æt/

      • Phrasal Verb
      • To use your eyes to focus on something
      • To focus your eyes on something carefully
      A1
      More
    • make up

      US /mek ʌp/

      UK /meik ʌp/

      • Phrasal Verb
      • To invent or create a story
      • To add up to
      • Verb (Transitive/Intransitive)
      • To invent a story, excuse, etc.
      • To compensate for something lost, missed, or deficient.
      A1
      More
    • of course

      US /ʌv kɔː(r)s/

      UK /ɔv kɔː(r)s/

      • Adverb
      • Sure ; Certainly
      • Phrase
      • For sure; certainly
      A2
      More
    • officer

      US /ˈɔ:fɪsə(r)/

      UK /ˈɒfɪsə(r)/

      • Noun (Countable/Uncountable)
      • Person of high position in an organization
      • Person of high position in the military
      B1
      More
    • on behalf of

      US /ɑn bɪˈhæf ʌv/

      UK /ɔn biˈhɑ:f ɔv/

      • Phrase
      • As the representative of someone
      • Acting as a representative of.
      B1
      More
    • on the ground

      US

      UK

      • Phrase
      • Located on the surface of the earth.
      • Present and available in a particular place, especially to deal with a situation.
      More
    • out there

      US /aʊt ðɛr/

      UK /aut ðɛə/

      • Adverb
      • In or to a place that is far away
      • Existing in the universe
      • Adjective
      • Unconventional; strange; avant-garde
      • Existing or available.
      A1
      More
    • over time

      US /ˈovɚ taɪm/

      UK /ˈəuvə taim/

      • Phrase
      • Gradually; as time passes.
      • During a long period.
      • Adverb
      • Gradually; as time passes.
      B1
      More
    • performance

      US / pɚˈfɔrməns/

      UK /pə'fɔ:məns/

      • Noun
      • Act of doing something
      • Activity done to entertain an audience
      A2TOEIC
      More
    • perspective

      US /pɚˈspɛktɪv/

      UK /pə'spektɪv/

      • Noun (Countable/Uncountable)
      • Artistic method of creating a sense of distance
      • Ability to understand what is important in life
      B1TOEIC
      More
    • proportion

      US /prəˈpɔrʃən, -ˈpor-/

      UK /prəˈpɔ:ʃn/

      • Noun (Countable/Uncountable)
      • A part of a whole thing
      • State of balance between two or more things
      • Transitive Verb
      • To balance the size of something with another
      • To adjust or adapt so that they have the correct relationship with each other.
      A2
      More
    • recruitment

      US /rɪˈkrutmənt/

      UK /rɪ'kru:tmənt/

      • Uncountable Noun
      • Act of enlisting people into the army
      • The action of enlisting or hiring new people.
      B2TOEIC
      More
    • save for

      US

      UK

      • Phrasal Verb
      • To keep money so that you can buy something with it in the future.
      A2
      More
    • seamless

      US /ˈsimlɪs/

      UK /ˈsi:mləs/

      • Adverb
      • Flowing; uninterrupted
      • Adjective
      • Not having a joint, e.g. of sewing
      B1
      More
    • southeast

      US /saʊθˈist, saʊˈist/

      UK /ˌsaʊθ'i:st/

      • Noun
      • Location in the southeastern part of an area
      B2
      More
    • specifically

      US /spəˈsɪfɪkli/

      UK /spəˈsɪfɪkli/

      • Adverb
      • As regards a particular thing; closely related to
      • In a definite and clear manner.
      A2
      More
    • table stakes

      US

      UK

      • Noun
      • A rule in poker and other games that a player can only bet the amount of money or chips that they had on the table at the start of a hand.
      • The minimum requirements to participate in a particular market or industry.
      A1
      More
    • take on

      US /tek ɑn/

      UK /teik ɔn/

      • Phrasal Verb
      • To acquire a new characteristic
      • To accept a new responsibility, role
      A1
      More
    • talking about

      US

      UK

      • Phrasal Verb
      • To discuss a particular topic.
      • To be constantly mentioning or bringing up a subject.
      A1
      More
    • technology

      US /tɛkˈnɑlədʒi/

      UK /tek'nɒlədʒɪ/

      • Uncountable Noun
      • Use or knowledge of science in industry etc.
      • Machinery and equipment developed from scientific knowledge.
      A2TOEIC
      More
    • theorem

      US /ˈθiərəm, ˈθɪrəm/

      UK /ˈθɪərəm/

      • Noun
      • A statement that can be proved
      B2
      More
    • think of

      US /θɪŋk ʌv/

      UK /θiŋk ɔv/

      • Phrasal Verb
      • To look on as (being something specific); consider
      • To consider or remember something.
      • Verb (Transitive/Intransitive)
      • To imagine or call something to mind
      A1
      More
    • thoughtful

      US /ˈθɔtfəl/

      UK /ˈθɔ:tfl/

      • Adjective
      • Concerned about needs and feelings of other people
      • Engaged in or characterized by careful thought
      B1
      More
    • to date

      US /tu det/

      UK /tu: deit/

      • Phrase
      • Up to the present time; until now.
      • Verb (Transitive/Intransitive)
      • To go out on romantic dates with someone.
      C2
      More
    • to let

      US /tu lɛt/

      UK /tu let/

      • Preposition
      • Indicates that a property is available for rent.
      A2
      More
    • toefl

      US /ˈtofəl/

      UK /ˈtəʊfəl/

      • Proper Noun
      • Test Of English as a Foreign Language
      B1
      More
    • transaction

      US /trænˈsækʃən, -ˈzæk-/

      UK /trænˈzækʃn/

      • Noun (Countable/Uncountable)
      • An exchange in business usually involving money
      • A financial exchange or transfer of funds.
      B2TOEIC
      More
    • travel abroad

      US

      UK

      • Intransitive Verb
      • To go to a foreign country.
      B1
      More
    • trend

      US /trɛnd/

      UK /trend/

      • Noun (Countable/Uncountable)
      • Current style or fashion
      • General direction that is taken
      • Intransitive Verb
      • To be current and popular
      • To move up or down
      A2
      More
    • tuition

      US /tuˈɪʃən, tju-/

      UK /tjuˈɪʃn/

      • Uncountable Noun
      • Money that is paid for lessons
      • Teaching or instruction, especially of individual students or small groups.
      B2
      More
    • up to speed

      US /ʌp tu spid/

      UK /ʌp tu: spi:d/

      • Adjective
      • Fully informed; aware of the latest information
      More
    • wealth

      US /wɛlθ/

      UK /welθ/

      • Uncountable Noun
      • Amount of money or possessions you own, e.g. large
      A2TOEIC
      More
    • whisk off

      US /wɪsk ɔf/

      UK /wɪsk ɒf/

      • other
      • To remove something quickly and smoothly.
      B2
      More
    • work at

      US /wɚk æt/

      UK /wə:k æt/

      • Phrasal Verb
      • To have a job at a particular place or organization.
      • To make an effort to improve something.
      A1
      More
    • work in

      US /wɚk ɪn/

      UK /wə:k in/

      • Phrasal Verb
      • To make an opening for something in your schedule
      • To fit person/thing into a schedule or sequence
      A1
      More
    • yuan

      US /juˈɑn, juɑn/

      UK /jʊ'ɑ:n/

      • Noun
      • Unit of money in China
      B2
      More
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    She took a brave step forward, leaving behind her comfort zone to chase her dreams.

    Vocabulary
    • brave

      adj. Having courage

    • comfort zone

      phr. A familiar situation where one feels safe

    Explanation
    a brave step is a noun phrase, where brave is an adjective modifying the noun step, meaning "a courageous step". forward is an adverb modifying step, meaning "ahead". The whole phrase serves as the object, answering the "what" of took (verb) — she took a brave step forward.

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    brave

    US/brev/
    UK/breɪv/
    adj.Brave
    v.t.To bravely face
    A2 Elementary

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    #student#payment#currency#chris#exchange#local

    The Hidden Complexities of International Student Payments With Flywire’s Chris Pearce

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    林宜悉 posted on 2026/04/18
    Ever wondered about the tricky world of international student payments? This interview with Chris Pearce from Flywire dives deep into payment infrastructure, exchange rates, and even stablecoins, giving you practical workplace vocabulary and insights into complex sentence structures. You'll gain a fantastic understanding of how these systems work and pick up some advanced terms along the way!

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