Vocabulary

  • think about: To consider something carefully.
  • talking about: To discuss a particular topic.
  • think of: To look on as (being something specific); consider
  • to do with: To be about something; concern
  • sink in: (Of an idea) to slowly be understood or felt
  • at least: As a minimum
  • get here: To arrive at a specific location.
  • paid off: To give money to get person to do something; bribe
  • over time: Gradually; as time passes.
  • in control: Having the power to direct or regulate something; able to manage or direct a situation or person.
  • with respect to: In relation to; regarding.
  • in places: In some locations but not others
  • set up
  • source for: A place, person, or thing from which something comes or can be obtained.
  • pile up: To put things on top of each other to form a pile
  • breaks down: To forcibly break, destroy or make collapse
  • after all: In spite of what was expected; used to introduce a statement that supports a previous statement or explains why it was made
  • in debt: State of owing money to a person or institution
  • at the same time: Simultaneously; at the identical moment.
  • same time: Occurring simultaneously or at the same point in time.
  • in terms of
  • by design: Intentionally; deliberately.
  • of interest: Relevant or important to someone or something.
  • based on: To use something as the foundation or starting point for something else.
  • in part: To some extent; partially.
  • have to: Must do
  • on the line: At risk; in a situation where something could be lost.
  • in the mood: Wanting to do something
  • cap on: An upper limit or restriction on something, such as spending or quantity.
  • opening up: Revealing one's thoughts and feelings; becoming more communicative.
  • over to: Used to hand over to someone else to speak
  • basically: Used before you explain something simply, clearly
  • average: Total of numbers divided by the number of items
  • barely: Only just; just possible
  • aisle: Long narrow space between rows of seats
  • influence: To affect or change something indirectly
  • virtually: In an almost complete or entire manner
  • debt: Sum of money owed to someone that is not yet paid
  • prime: To get a person ready for; prepare someone
  • court: To act in a way to shows you wish to marry someone
  • disaster: State of extreme ruin and misfortune
  • federal: Consisting of several united states
  • purchase: To buy something; to get by paying money for it
  • charge: To run quickly toward someone to attack them
  • trap: Device used for catching animals
  • launch: Starting a new project; introducing new product
  • involve: To have or be included as a part of something
  • pretty: Being attractive to the eye in a simple way
  • generous: Giving or ready to give freely
  • risk: To do something potentially dangerous or foolish
  • interest: Best or most advantageous thing for someone
  • rate: To assess something or consider its qualities
  • participate: To take part with others in doing something
  • fall: Season after summer and before winter; Autumn
  • organize: To arrange and plan things, e.g. a party
  • supreme: Greatest in degree/nature/quality; absolute best
  • credit: System to buy something and pay for it later
  • transform: To change the shape completely in a good way
  • kind: In a caring and helpful manner
  • storm: To act violently or angrily
  • simple: Not hard to understand or do; not complex
  • support: To give assistance or advice to someone
  • paycheck: Check issued in payment of wages or salary
  • legend: List of explanations of symbols on map, etc.
  • step: Movement done as part of a particular dance
  • grow: To get bigger and more mature; make plants do this
  • minimum: Smallest degree or level that is acceptable
  • flexibility: The quality of being able to be bent or stretched
  • fast: In a way that is difficult to move or change
  • percentage: Part of a whole divided into hundredths
  • carry: To have a child, be pregnant
  • escalator: Moving electrical stairway in public buildings
  • cap: Covering for the end or top of something
  • marketing: To publicize products to get you to buy; advertise
  • underlie: To be the basis, foundation or cause of something
  • structural: Concerning or caused by structure
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    • after all

      US /ˈæftɚ ɔl/

      UK /ˈɑ:ftə ɔ:l/

      • Adverb
      • In spite of what was expected; used to introduce a statement that supports a previous statement or explains why it was made
      • Considering everything; used to indicate that something is happening or is true despite some difficulty or obstacle
      • Phrase
      • Despite what was expected or thought; in spite of everything.
      • Taking everything into consideration; considering that.
      B1
      More
    • aisle

      US /aɪl/

      UK /aɪl/

      • Countable Noun
      • Long narrow space between rows of seats
      B2TOEIC
      More
    • at least

      US /æt list/

      UK /æt li:st/

      • Adverb
      • As a minimum
      • Not less than
      • Phrase
      • No less than; at the minimum
      • Used to indicate that something is positive in a bad situation.
      C2
      More
    • at the same time

      US

      UK

      • Phrase
      • Simultaneously; at the identical moment.
      • Nevertheless; however; used to introduce a contrasting or qualifying statement.
      A1
      More
    • average

      US /ˈævərɪdʒ, ˈævrɪdʒ/

      UK /'ævərɪdʒ/

      • Noun (Countable/Uncountable)
      • Total of numbers divided by the number of items
      • Transitive Verb
      • To add numbers then divide by the number of items
      A2TOEIC
      More
    • barely

      US /ˈbɛrli/

      UK /ˈbɛəli/

      • Adverb
      • Only just; just possible
      A2TOEIC
      More
    • based on

      US

      UK

      • Phrasal Verb
      • To use something as the foundation or starting point for something else.
      • Preposition
      • Using something as the main idea or foundation.
      • Relying on something as evidence or justification.
      A1
      More
    • basically

      US /ˈbesɪkəli,-kli/

      UK /ˈbeɪsɪkli/

      • Adverb
      • Used before you explain something simply, clearly
      • In essence; when you consider the most important aspects of something.
      A2
      More
    • breaks down

      US

      UK

      • Phrasal Verb
      • To forcibly break, destroy or make collapse
      • (Machine) to stop working or become weaker
      A1
      More
    • by design

      US

      UK

      • Phrase
      • Intentionally; deliberately.
      A2
      More
    • cap

      US /kæp/

      UK /kæp/

      • Noun (Countable/Uncountable)
      • Covering for the end or top of something
      • Transitive Verb
      • To cover the top or end of an object
      • To limit the amount of usage of something
      B1
      More
    • cap on

      US /kæp ɑn/

      UK /kæp ɒn/

      • other
      • An upper limit or restriction on something, such as spending or quantity.
      C1
      More
    • charge

      US /tʃɑrdʒ/

      UK /tʃɑ:dʒ/

      • Verb (Transitive/Intransitive)
      • To run quickly toward someone to attack them
      • To ask for money as a price for a service or goods
      • Noun (Countable/Uncountable)
      • An attack by running quickly toward someone
      • A price for a service or goods
      A2
      More
    • court

      US /kɔrt, kort/

      UK /kɔ:t/

      • Transitive Verb
      • To act in a way to shows you wish to marry someone
      • To encourage dangerous behavior
      • Noun
      • Place king or queen meet people, makes laws etc.
      • Place where legal cases are decided
      A2TOEIC
      More
    • credit

      US /ˈkrɛdɪt/

      UK /'kredɪt/

      • Noun (Countable/Uncountable)
      • System to buy something and pay for it later
      • Points earned instead of money
      • Transitive Verb
      • To add a certain amount of money to a total
      • To recognize someone's achievements or help
      A2
      More
    • debt

      US /dɛt/

      UK /det/

      • Noun (Countable/Uncountable)
      • Sum of money owed to someone that is not yet paid
      • A moral or social obligation.
      A2TOEIC
      More
    • disaster

      US /dɪˈzæstɚ, -ˈsæs-/

      UK /dɪ'zɑ:stə(r)/

      • Noun (Countable/Uncountable)
      • State of extreme ruin and misfortune
      • A complete failure.
      • Uncountable Noun
      • A situation that has gone terribly wrong.
      A2
      More
    • escalator

      US /ˈɛskəˌletɚ/

      UK /ˈeskəleɪtə(r)/

      • Noun (Countable/Uncountable)
      • Moving electrical stairway in public buildings
      • Intransitive Verb
      • To increase or rise; to intensify.
      C1
      More
    • federal

      US /ˈfɛdərəl, ˈfɛdrəl/

      UK /'fedərəl/

      • Adjective
      • Consisting of several united states
      • Relating to a system of government in which power is divided between a central authority and constituent political units.
      • Proper Noun
      • The central banking system of the United States.
      B1
      More
    • flexibility

      US

      UK

      • Uncountable Noun
      • The quality of being able to be bent or stretched
      B1TOEIC
      More
    • generous

      US /ˈdʒɛnərəs/

      UK /ˈdʒenərəs/

      • Adjective
      • Giving or ready to give freely
      • (Of an amount) larger than usual; lavish
      A2TOEIC
      More
    • get here

      US

      UK

      • Intransitive Verb
      • To arrive at a specific location.
      A1
      More
    • have to

      US /hæv tu/

      UK /ˈhæv tə/

      • Auxiliary Verb
      • Must do
      A1
      More
    • in control

      US /ɪn kənˈtrol/

      UK /in kənˈtrəul/

      • Adjective
      • Having the power to direct or regulate something; able to manage or direct a situation or person.
      • Possessing self-restraint and the ability to manage one's own behavior and emotions.
      • Phrase
      • Having command or authority; managing effectively.
      C1
      More
    • in debt

      US /ɪn dɛt/

      UK /in det/

      • Phrase
      • State of owing money to a person or institution
      • Adjective
      • Owing money.
      A2
      More
    • in part

      US /ɪn pɑrt/

      UK /in pɑ:t/

      • Adverb
      • To some extent; partially.
      A1
      More
    • in places

      US

      UK

      • Phrase
      • In some locations but not others
      A1
      More
    • in terms of

      US

      UK

      • Phrase
      • With regard to; concerning a particular aspect.
      A1
      More
    • in the mood

      US /ɪn ði mud/

      UK /in ðə mu:d/

      • Adjective
      • Wanting to do something
      • Having a desire for sex
      A1
      More
    • influence

      US / ˈɪnfluəns/

      UK /'ɪnflʊəns/

      • Verb (Transitive/Intransitive)
      • To affect or change something indirectly
      • To persuade someone to do something.
      • Noun (Countable/Uncountable)
      • The power to affect what happens, to persuade etc.
      • A person or thing that affects someone or something in an important way.
      A2TOEIC
      More
    • involve

      US /ɪnˈvɑlv/

      UK /ɪn'vɒlv/

      • Transitive Verb
      • To have or be included as a part of something
      • To cause (a person or group) to take part in an event or activity.
      A2TOEIC
      More
    • launch

      US /lɔntʃ, lɑntʃ/

      UK /lɔ:ntʃ/

      • Noun
      • Starting a new project; introducing new product
      • Act of firing rockets into the air
      • Transitive Verb
      • To start a new project; start selling a product
      • To put a rocket into the air
      A2TOEIC
      More
    • legend

      US /ˈlɛdʒənd/

      UK /'ledʒənd/

      • Noun
      • List of explanations of symbols on map, etc.
      • Person famous for doing something very well
      B1
      More
    • marketing

      US /ˈmɑ:rkɪtɪŋ/

      UK /ˈmɑ:kɪtɪŋ/

      • Transitive Verb
      • To publicize products to get you to buy; advertise
      • Uncountable Noun
      • The act of selling services or goods
      B1
      More
    • minimum

      US /ˈmɪnəməm/

      UK /ˈmɪnɪməm/

      • Noun (Countable/Uncountable)
      • Smallest degree or level that is acceptable
      • The lowest recorded or expected temperature.
      • Adjective
      • Smallest or lowest; the least possible.
      • Using or requiring the least possible resources.
      B1TOEIC
      More
    • of interest

      US /əv ˈɪntrɪst/

      UK /əv ˈɪntrəst/

      • other
      • Relevant or important to someone or something.
      B2
      More
    • on the line

      US /ɑn ði laɪn/

      UK /ɔn ðə lain/

      • Phrase
      • At risk; in a situation where something could be lost.
      • Having a great deal of responsibility.
      A1
      More
    • opening up

      US

      UK

      • Phrasal Verb
      • Revealing one's thoughts and feelings; becoming more communicative.
      • Creating new opportunities or possibilities.
      B2
      More
    • over time

      US /ˈovɚ taɪm/

      UK /ˈəuvə taim/

      • Phrase
      • Gradually; as time passes.
      • During a long period.
      • Adverb
      • Gradually; as time passes.
      B1
      More
    • over to

      US

      UK

      • Preposition
      • Used to hand over to someone else to speak
      • The responsibility is now yours
      More
    • paid off

      US

      UK

      • Phrasal Verb
      • To give money to get person to do something; bribe
      • To give money to settle a debt
      • Transitive Verb
      • To have bribed someone.
      • To have paid a debt in full.
      A1
      More
    • participate

      US /pɑ:rˈtɪsɪpeɪt/

      UK /pɑ:ˈtɪsɪpeɪt/

      • Intransitive Verb
      • To take part with others in doing something
      • To be involved in a discussion or conversation.
      B1TOEIC
      More
    • percentage

      US /pərˈsentɪdʒ/

      UK /pəˈsentɪdʒ/

      • Noun (Countable/Uncountable)
      • Part of a whole divided into hundredths
      • An advantage or allowance.
      B1
      More
    • pile up

      US /paɪl ʌp/

      UK /pail ʌp/

      • Phrasal Verb
      • To put things on top of each other to form a pile
      • To increase in quantity or amount.
      • Verb (Transitive/Intransitive)
      • To accumulate or increase in quantity.
      B1
      More
    • prime

      US /praɪm/

      UK /praɪm/

      • Transitive Verb
      • To get a person ready for; prepare someone
      • To coat with paint to prepare it for the main coat
      • Adjective
      • Concerning the highest in quality or value
      • Concerning the highest level of achievement
      A2TOEIC
      More
    • purchase

      US

      UK

      • Transitive Verb
      • To buy something; to get by paying money for it
      • Noun (Countable/Uncountable)
      • Something that you bought
      • Strong hold on something; grip
      A2TOEIC
      More
    • same time

      US

      UK

      • Phrase
      • Occurring simultaneously or at the same point in time.
      • At the identical time as before; recurring at a fixed hour.
      • Noun
      • An equal duration or period.
      A1
      More
    • set up

      US /sɛt ʌp/

      UK /set ʌp/

      • Phrasal Verb
      • To make arrangements for something; establish
      • Verb (Transitive/Intransitive)
      • To arrange or prepare something for use.
      • To start a business, organization, etc.
      A1
      More
    • sink in

      US /sɪŋk ɪn/

      UK /siŋk in/

      • Phrasal Verb
      • (Of an idea) to slowly be understood or felt
      • To penetrate a surface.
      A2
      More
    • source for

      US

      UK

      • Noun
      • A place, person, or thing from which something comes or can be obtained.
      • Transitive Verb
      • To obtain something from a particular source.
      B2
      More
    • structural

      US /ˈstrʌktʃərəl/

      UK /ˈstrʌktʃərəl/

      • Adjective
      • Concerning or caused by structure
      B1
      More
    • supreme

      US /sʊˈprim/

      UK /su:ˈpri:m/

      • Adjective
      • Greatest in degree/nature/quality; absolute best
      • Holding the highest power, status or authority
      B1
      More
    • talking about

      US

      UK

      • Phrasal Verb
      • To discuss a particular topic.
      • To be constantly mentioning or bringing up a subject.
      A1
      More
    • think about

      US /θɪŋk əˈbaʊt/

      UK /θiŋk əˈbaut/

      • Phrasal Verb
      • To consider something carefully.
      • To remember or call to mind.
      A1
      More
    • think of

      US /θɪŋk ʌv/

      UK /θiŋk ɔv/

      • Phrasal Verb
      • To look on as (being something specific); consider
      • To consider or remember something.
      • Verb (Transitive/Intransitive)
      • To imagine or call something to mind
      A1
      More
    • to do with

      US

      UK

      • Phrasal Verb
      • To be about something; concern
      A1
      More
    • transform

      US /trænsˈfɔrm/

      UK /træns'fɔ:m/

      • Transitive Verb
      • To change the shape completely in a good way
      • To convert from one form or substance into another.
      C2
      More
    • trap

      US /træp/

      UK /træp/

      • Countable Noun
      • Device used for catching animals
      • Vehicle pulled by a single horse
      • Transitive Verb
      • To use a device to catch animals or people
      • To hold, e.g. a nerve, so that it cannot move
      A2
      More
    • underlie

      US /ˌʌndərˈlaɪ/

      UK /ˌʌndəˈlaɪ/

      • Verb (Transitive/Intransitive)
      • To be the basis, foundation or cause of something
      • To lie or exist beneath
      B1
      More
    • virtually

      US /ˈvɚtʃuəli/

      UK /ˈvɜ:tʃuəli/

      • Adverb
      • In an almost complete or entire manner
      B1
      More
    • with respect to

      US /wɪð rɪˈspɛkt tu/

      UK /wið risˈpekt tu:/

      • Preposition
      • In relation to; regarding.
      • Phrase
      • In relation to; concerning.
      A1
      More
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    01:03

    She took a brave step forward, leaving behind her comfort zone to chase her dreams.

    Vocabulary
    • brave

      adj. Having courage

    • comfort zone

      phr. A familiar situation where one feels safe

    Explanation
    a brave step is a noun phrase, where brave is an adjective modifying the noun step, meaning "a courageous step". forward is an adverb modifying step, meaning "ahead". The whole phrase serves as the object, answering the "what" of took (verb) — she took a brave step forward.

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    brave

    US/brev/
    UK/breɪv/
    adj.Brave
    v.t.To bravely face
    A2 Elementary

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    A2US
    #Vox#credit#credit card#card#debt#interest

    The credit card crisis

    0
    Susan posted on 2026/04/15
    Ever wondered how credit card debt really works and why those interest rates can be so high? This video breaks down the tricky world of credit card APRs and the minimum payment trap, giving you practical vocabulary you can use daily. You'll gain a deeper understanding of financial concepts and how they impact everyday life!

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