Vocabulary

  • per year: For each year; annually.
  • based on: To use something as the foundation or starting point for something else.
  • paid off: To give money to get person to do something; bribe
  • check out
  • factor in: To include something as an important element when making a decision or calculation.
  • rate it: To give something a score or evaluation based on its quality or merit.
  • for now: Temporarily; for the present time.
  • cash flow
  • eke out: To manage to live with very little money or food.
  • forget about: To stop thinking about something; to ignore something.
  • talk through: To discuss something thoroughly.
  • in mind: Being aware of or considering something.
  • in order to: For the purpose of; with the aim of.
  • set aside: To reject or throw away, e.g. an idea
  • look at: To use your eyes to focus on something
  • help out: To assist someone
  • much about: A lot of information or knowledge concerning something.
  • start on: To begin or start doing something.
  • move up: To advance to a higher rank or position.
  • think about: To consider something carefully.
  • in the picture: Aware of what is happening; informed.
  • over your head: Too difficult to understand.
  • live life: To enjoy life and make the most of every moment.
  • thanks to: Because of; as a result of.
  • discipline: Instruction and practice to teach obedience
  • assume: To act in a false manner to mislead others
  • journey: Act of traveling from one place to another; trip
  • average: Total of numbers divided by the number of items
  • amount: Quantity of something
  • mortgage: Long-term loan from a bank for buying property
  • financial: Involving money
  • chunk: A large bit of something; thick lump
  • maintain: To keep saying something a certain way
  • reach: To come to or arrive at a goal or destination
  • accumulate: To gather or acquire so that you have more of it
  • inflation: Act of filling something with air or gas
  • generally: Usually; as a rule; by, to or for most people
  • security: Department in a company in charge of protection
  • benefit: Good result or effect, something advantageous
  • factor: Something that influences a result
  • generate: To create or be produced or bring into existence
  • account: An advantage
  • modest: Not large in amount, size, etc.; moderate
  • rate: To assess something or consider its qualities
  • splurge: Indulging yourself by buying something expensive
  • invest: To use resources to build for the future
  • yield: To bend or break because of a strong force
  • span: Distance between two supports of a bridge
  • mind: To be bothered or upset by something
  • wealth: Amount of money or possessions you own, e.g. large
  • social: Involving activity with people, e.g. in free time
  • luxury: Something expensive bought for pleasure
  • extravagant: Going beyond what is normal or proper
  • receive: To get something someone has given or sent to you
  • horizon: Line where the earth or sea meets the sky
  • mindful: Bearing in mind; attentive to
  • ideally: In a perfect way; very suitably
  • withdrawal: Action of pulling back or move away or backward
  • empower: To give someone a power or ability
  • hit: To have a negative impact on a person/place/thing
  • build: Your physical shape; physique
  • expense: Money you have to pay to do part of your job
  • hatch: To be born or come out from an egg
  • portfolio: A list of the financial assets held by someone
  • thoughtful: Concerned about needs and feelings of other people
  • disregard: To treat something as unimportant; ignore
  • flexibility: The quality of being able to be bent or stretched
  • income: Earned money from work, investments or business
  • start: First time or place that a thing exists; beginning
  • donate: To give money, etc. to charity, party, etc.
  • check: Paper showing how much you owe at a restaurant
  • picture: General situation or state of being
  • live: To be alive
  • calculate: To find an answer using mathematics
  • full: Containing all the parts; complete
  • forget: To not remember something
  • median: Being in the middle or average
  • calculation: Process or result of using mathematics
  • multiplier: Number to multiply by
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  • not found vocabularyNo vocabulary matches your filters
    • accumulate

      US /əˈkjumjəˌlet/

      UK /əˈkju:mjəleɪt/

      • Verb (Transitive/Intransitive)
      • To gather or acquire so that you have more of it
      C2
      More
    • assume

      US /əˈsum/

      UK /ə'sju:m/

      • Transitive Verb
      • To act in a false manner to mislead others
      • To believe, based on the evidence; suppose
      A2TOEIC
      More
    • average

      US /ˈævərɪdʒ, ˈævrɪdʒ/

      UK /'ævərɪdʒ/

      • Noun (Countable/Uncountable)
      • Total of numbers divided by the number of items
      • Transitive Verb
      • To add numbers then divide by the number of items
      A2TOEIC
      More
    • based on

      US

      UK

      • Phrasal Verb
      • To use something as the foundation or starting point for something else.
      • Preposition
      • Using something as the main idea or foundation.
      • Relying on something as evidence or justification.
      A1
      More
    • benefit

      US /ˈbɛnəfɪt/

      UK /'benɪfɪt/

      • Noun (Countable/Uncountable)
      • Good result or effect, something advantageous
      • A payment made by the state or an insurance policy to someone
      • Verb (Transitive/Intransitive)
      • To have a good effect or be helpful
      • To receive an advantage; to be helped
      A2TOEIC
      More
    • calculate

      US /ˈkælkjəˌlet/

      UK /'kælkjʊleɪt/

      • Transitive Verb
      • To find an answer using mathematics
      • To make an educated guess about something
      B2
      More
    • calculation

      US /ˌkælkjəˈleʃən/

      UK /ˌkælkjuˈleɪʃn/

      • Noun (Countable/Uncountable)
      • Process or result of using mathematics
      • An educated guess about something
      B2
      More
    • cash flow

      US

      UK

      • Phrase
      A2
      More
    • check out

      US /tʃɛk aʊt/

      UK /tʃek aut/

      • Phrase
      • Phrasal Verb
      • To find out information about something
      • To take books out of a library
      A1
      More
    • chunk

      US /tʃʌŋk/

      UK /tʃʌŋk/

      • Noun (Countable/Uncountable)
      • A large bit of something; thick lump
      • A significant amount or portion.
      • Transitive Verb
      • To divide something into chunks.
      • To throw something forcefully (slang).
      B2
      More
    • discipline

      US /ˈdɪsəplɪn/

      UK /'dɪsəplɪn/

      • Noun (Countable/Uncountable)
      • Instruction and practice to teach obedience
      • Particular field of study
      • Transitive Verb
      • To control or train others by making them obey you
      • To punish a person for their wrongdoing
      B1TOEIC
      More
    • disregard

      US /ˌdɪsrɪˈɡɑrd/

      UK /ˌdɪsrɪ'ɡɑ:d/

      • Transitive Verb
      • To treat something as unimportant; ignore
      B1
      More
    • donate

      US /ˈdoˌnet, doˈnet/

      UK /dəʊ'neɪt/

      • Transitive Verb
      • To give money, etc. to charity, party, etc.
      B1TOEIC
      More
    • eke out

      US /ik aʊt/

      UK /i:k aut/

      • Phrasal Verb
      • To manage to live with very little money or food.
      • To make something such as a supply of food or money last longer by using it carefully.
      More
    • empower

      US /ɛmˈpaʊɚ/

      UK /ɪm'paʊə(r)/

      • Transitive Verb
      • To give someone a power or ability
      B2
      More
    • expense

      US /ɪkˈspɛns/

      UK /ɪk'spens/

      • Noun (Countable/Uncountable)
      • Money you have to pay to do part of your job
      • Paying money for something (big)
      • Uncountable Noun
      • When resources e.g. time is used to do something
      • Expenditure of resources; spending
      B1TOEIC
      More
    • extravagant

      US /ɪkˈstrævəɡənt/

      UK /ɪkˈstrævəgənt/

      • Adjective
      • Going beyond what is normal or proper
      • Wasteful, e.g. of money; using a lot of a resource
      B2TOEIC
      More
    • factor

      US /ˈfæktɚ/

      UK /'fæktə(r)/

      • Noun
      • Something that influences a result
      • Transitive Verb
      • To consider or include in an estimate or judgment
      • To find the two numbers a number can be divided by
      A2TOEIC
      More
    • factor in

      US /ˈfæktɚ ɪn/

      UK /ˈfæktə in/

      • Phrasal Verb
      • To include something as an important element when making a decision or calculation.
      B2
      More
    • financial

      US /faɪˈnænʃ(ə)l/

      UK /faɪˈnænʃl/

      • Adjective
      • Involving money
      • Relating to investments.
      • Countable Noun
      • A person who provides advice on financial matters.
      A2TOEIC
      More
    • flexibility

      US

      UK

      • Uncountable Noun
      • The quality of being able to be bent or stretched
      B1TOEIC
      More
    • for now

      US /fɔr naʊ/

      UK /fɔ: nau/

      • Phrase
      • Temporarily; for the present time.
      • In the short term; for the immediate future.
      A1
      More
    • forget about

      US /fɚˈɡɛt əˈbaʊt/

      UK /fəˈɡet əˈbaut/

      • Phrasal Verb
      • To stop thinking about something; to ignore something.
      A1
      More
    • generally

      US /ˈdʒɛnərəli/

      UK /ˈdʒenrəli/

      • Adverb
      • Usually; as a rule; by, to or for most people
      A2
      More
    • generate

      US /ˈdʒɛnəˌret/

      UK /ˈdʒenəreɪt/

      • Transitive Verb
      • To create or be produced or bring into existence
      • To create electricity, heat, energy and power
      A2TOEIC
      More
    • hatch

      US /hætʃ/

      UK /hætʃ/

      • Intransitive Verb
      • To be born or come out from an egg
      • Verb (Transitive/Intransitive)
      • To be born or come out from an egg
      B1
      More
    • help out

      US /hɛlp aʊt/

      UK /help aut/

      • Phrasal Verb
      • To assist someone
      A1
      More
    • horizon

      US /həˈraɪzn/

      UK /həˈraɪzn/

      • Noun (Countable/Uncountable)
      • Line where the earth or sea meets the sky
      • Limits of someone's experience or understanding
      B1
      More
    • ideally

      US /aɪˈdiəli/

      UK /aɪ'di:əlɪ/

      • Adverb
      • In a perfect way; very suitably
      • In theory; according to an ideal or theoretical standard.
      B2
      More
    • in mind

      US /ɪn maɪnd/

      UK /in maind/

      • Phrase
      • Being aware of or considering something.
      • To remember or consider something.
      A2
      More
    • in order to

      US /ɪn ˈɔrdɚ tu/

      UK /in ˈɔ:də tu:/

      • Preposition
      • For the purpose of; with the aim of.
      • Phrase
      • In a specific sequence or arrangement.
      • With the aim of; for the purpose of.
      C1
      More
    • in the picture

      US

      UK

      • Phrase
      • Aware of what is happening; informed.
      • Involved in something; participating.
      A1
      More
    • inflation

      US /ɪnˈfleʃən/

      UK /ɪn'fleɪʃn/

      • Noun (Countable/Uncountable)
      • Act of filling something with air or gas
      • Continual rise in the prices of products
      B1TOEIC
      More
    • invest

      US /ɪnˈvɛst/

      UK /ɪn'vest/

      • Transitive Verb
      • To use resources to build for the future
      A2TOEIC
      More
    • journey

      US /ˈdʒɚni/

      UK /'dʒɜ:nɪ/

      • Noun
      • Act of traveling from one place to another; trip
      • Intransitive Verb
      • To travel through a place
      A2TOEIC
      More
    • live life

      US

      UK

      • Intransitive Verb
      • To enjoy life and make the most of every moment.
      A1
      More
    • look at

      US /lʊk æt/

      UK /luk æt/

      • Phrasal Verb
      • To use your eyes to focus on something
      • To focus your eyes on something carefully
      A1
      More
    • luxury

      US /ˈlʌɡʒəri, ˈlʌkʃə-/

      UK /ˈlʌkʃəri/

      • Noun (Countable/Uncountable)
      • Something expensive bought for pleasure
      • Something that gives great comfort and pleasure
      • Adjective
      • Very comfortable and expensive.
      A2
      More
    • maintain

      US /menˈten/

      UK /meɪn'teɪn/

      • Transitive Verb
      • To keep saying something a certain way
      • To keep (machine) working by checking, repairing
      A2TOEIC
      More
    • median

      US /ˈmidiən/

      UK /ˈmi:diən/

      • Adjective
      • Being in the middle or average
      • Noun
      • Middle of an ordered set of numbers
      B2
      More
    • mindful

      US /ˈmaɪndfəl/

      UK /ˈmaɪndfl/

      • Adjective
      • Bearing in mind; attentive to
      B1
      More
    • modest

      US /ˈmɑdɪst/

      UK /ˈmɒdɪst/

      • Adjective
      • Not large in amount, size, etc.; moderate
      B1TOEIC
      More
    • mortgage

      US /ˈmɔrɡɪdʒ/

      UK /'mɔ:ɡɪdʒ/

      • Noun (Countable/Uncountable)
      • Long-term loan from a bank for buying property
      • A legal agreement in which you borrow money in order to buy a house using the house as a guarantee
      • Transitive Verb
      • To borrow money to buy a house, giving the lender the right to take ownership of the property if you cannot pay the debt
      B1TOEIC
      More
    • move up

      US /muv ʌp/

      UK /mu:v ʌp/

      • Phrasal Verb
      • To advance to a higher rank or position.
      • To advance in a line or queue.
      B1
      More
    • much about

      US /mʌtʃ əˈbaʊt/

      UK /mʌtʃ əˈbaut/

      • Phrase
      • A lot of information or knowledge concerning something.
      • To a great extent or degree regarding something; caring.
      A1
      More
    • multiplier

      US /ˈmʌltəˌplaɪɚ/

      UK /ˈmʌltɪplaɪə(r)/

      • Countable Noun
      • Number to multiply by
      • A factor that increases or magnifies something.
      C2
      More
    • over your head

      US

      UK

      • Adjective
      • Too difficult to understand.
      • Adverb
      • Without consulting or informing someone who should have been involved.
      A1
      More
    • paid off

      US

      UK

      • Phrasal Verb
      • To give money to get person to do something; bribe
      • To give money to settle a debt
      • Transitive Verb
      • To have bribed someone.
      • To have paid a debt in full.
      A1
      More
    • per year

      US

      UK

      • Phrase
      • For each year; annually.
      A2
      More
    • portfolio

      US /pɔrtˈfoliˌo, port-/

      UK /pɔ:t'fəʊlɪəʊ/

      • Noun (Countable/Uncountable)
      • A list of the financial assets held by someone
      • List of work submitted to a teacher/for approval
      B1TOEIC
      More
    • rate it

      US

      UK

      • Phrasal Verb
      • To give something a score or evaluation based on its quality or merit.
      B1
      More
    • reach

      US /ritʃ/

      UK /ri:tʃ/

      • Verb (Transitive/Intransitive)
      • To come to or arrive at a goal or destination
      • To be long enough to get to a certain place
      • Uncountable Noun
      • Power or control someone has over something
      A2TOEIC
      More
    • security

      US /sɪˈkjʊrɪti/sə'kjurətɪ/

      UK /sɪ'kjʊərətɪ/

      • Noun
      • Department in a company in charge of protection
      • Financial document, like stocks, bonds and notes
      A2TOEIC
      More
    • set aside

      US

      UK

      • Phrasal Verb
      • To reject or throw away, e.g. an idea
      • To separate and save for another use or time
      • Transitive Verb
      • To keep or save something for use at a later time.
      • To designate or allocate something for a specific purpose or group.
      A1
      More
    • span

      US /spæn/

      UK /spæn/

      • Noun (Countable/Uncountable)
      • Distance between two supports of a bridge
      • Period of time that something continues for
      • Verb (Transitive/Intransitive)
      • To go across a certain distance between things
      • To cover or extend over a time period
      B1TOEIC
      More
    • splurge

      US /splɜ:rdʒ/

      UK /splɜ:dʒ/

      • Noun
      • Indulging yourself by buying something expensive
      • Intransitive Verb
      • To spend a lot of money/more than you should
      C2
      More
    • start on

      US /stɑrt ɑn/

      UK /stɑ:t ɔn/

      • Phrasal Verb
      • To begin or start doing something.
      • To criticize or complain to someone repeatedly.
      A1
      More
    • talk through

      US

      UK

      • Phrasal Verb
      • To discuss something thoroughly.
      A2
      More
    • thanks to

      US /θæŋks tu/

      UK /θæŋks tu:/

      • Preposition
      • Because of; as a result of.
      A1
      More
    • think about

      US /θɪŋk əˈbaʊt/

      UK /θiŋk əˈbaut/

      • Phrasal Verb
      • To consider something carefully.
      • To remember or call to mind.
      A1
      More
    • thoughtful

      US /ˈθɔtfəl/

      UK /ˈθɔ:tfl/

      • Adjective
      • Concerned about needs and feelings of other people
      • Engaged in or characterized by careful thought
      B1
      More
    • wealth

      US /wɛlθ/

      UK /welθ/

      • Uncountable Noun
      • Amount of money or possessions you own, e.g. large
      A2TOEIC
      More
    • withdrawal

      US /wɪðˈdrɔəl, wɪθ-/

      UK /wɪðˈdrɔ:əl/

      • Noun (Countable/Uncountable)
      • Action of pulling back or move away or backward
      • Pain of coming off drugs
      • Adjective
      • Feeling pain and suffering when coming off drugs
      B1
      More
    • yield

      US /jild/

      UK /ji:ld/

      • Verb (Transitive/Intransitive)
      • To bend or break because of a strong force
      • To give way to someone or something else
      • Noun (Countable/Uncountable)
      • Amount of crops grown
      • Amount of profit you make
      A2TOEIC
      More
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    01:03

    She took a brave step forward, leaving behind her comfort zone to chase her dreams.

    Vocabulary
    • brave

      adj. Having courage

    • comfort zone

      phr. A familiar situation where one feels safe

    Explanation
    a brave step is a noun phrase, where brave is an adjective modifying the noun step, meaning "a courageous step". forward is an adverb modifying step, meaning "ahead". The whole phrase serves as the object, answering the "what" of took (verb) — she took a brave step forward.

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    brave

    US/brev/
    UK/breɪv/
    adj.Brave
    v.t.To bravely face
    A2 Elementary

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    80
    A2US
    #retirement#social security#age#income#annual#retire

    How Much Do You REALLY Need To Retire?

    0
    Susan posted on 2026/03/31
    Ever wonder how much money you *really* need to retire comfortably? This video breaks down the key factors like the 4 percent rule and inflation's impact, helping you plan your financial future with confidence! You'll pick up some fantastic advanced vocabulary related to personal finance along the way.

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