at a time
US /æt e taɪm/
UK /æt ə taim/
- Phrase
- Separately; one by one
- Simultaneously; together
A1Morebankrupt
US /ˈbæŋkˌrʌpt, -rəpt/
UK /ˈbæŋkrʌpt/
- Adjective
- Unable to pay debts
- Lacking in moral qualities; morally deficient.
- Transitive Verb
- To cause to not be able to pay debts
- To ruin or destroy something.
B2TOEICMoreborrow
US /ˈbɑ:roʊ/
UK /ˈbɒrəʊ/
- Transitive Verb
- To take and later return something from another
- To carry one number to another column when adding
A2TOEICMorebother
US /ˈbɑðɚ/
UK /'bɒðə(r)/
- Transitive Verb
- To cause problems, concerns or worry for someone
- To take the trouble to do something
- Noun (Countable/Uncountable)
- Problems, concern or worry for someone
- A disturbance; trouble
A2TOEICMorecollege
US /'kɑːlɪdʒ/
UK /'kɒlɪdʒ/
- Noun (Countable/Uncountable)
- School or educational institution for adults
- A constituent body of a university.
A2Morecredit
US /ˈkrɛdɪt/
UK /'kredɪt/
- Noun (Countable/Uncountable)
- System to buy something and pay for it later
- Points earned instead of money
- Transitive Verb
- To add a certain amount of money to a total
- To recognize someone's achievements or help
A2Moredebt
US /dɛt/
UK /det/
- Noun (Countable/Uncountable)
- Sum of money owed to someone that is not yet paid
- A moral or social obligation.
A2TOEICMoredepress
US /dɪˈprɛs/
UK /dɪ'pres/
- Transitive Verb
- To make someone feel sad or miserable
- To push something down
B2Moredialogue
US /ˈdaɪəˌlɔɡ, -ˌlɑɡ/
UK /'daɪəlɒɡ/
- Noun (Countable/Uncountable)
- Conversation between two or more individuals
- A discussion or series of discussions between people or groups, especially ones aimed at resolving a problem.
B1Moredivorce
US /dɪˈvɔrs, -ˈvors/
UK /dɪ'vɔ:s/
- Noun (Countable/Uncountable)
- Legal breakup of a marriage
- Transitive Verb
- To legally end a marriage to (someone)
A2Moredrastically
US /ˈdræstɪkl:ɪ/
UK /'drɑ:stɪklɪ/
- Adverb
- In a sudden, extreme or severe manner
B2TOEICMorefinancial
US /faɪˈnænʃ(ə)l/
UK /faɪˈnænʃl/
- Adjective
- Involving money
- Relating to investments.
- Countable Noun
- A person who provides advice on financial matters.
A2TOEICMorefluency
US /ˈfluːənsi/
UK /ˈflu:ənsi/
- Uncountable Noun
- Ability to do something well and with ease
- Ability to speak or write a language easily
B1TOEICMorefluffy
US /ˈflʌfi/
UK /'flʌfɪ/
- Adjective
- Containing air and being light in weight
B2Morefor days
US /fɔr dez/
UK /fɔ: deɪz/
- Phrase
- For a long period of time; lasting several days.
for example
US
UK
- Phrase
- As an illustration or instance.
get out of
US /ɡɛt aʊt ʌv/
UK /ɡet aut ɔv/
- Phrasal Verb
- To leave or escape responsibilities, troubles
- To leave a small, enclosed vehicle
A1Morego on
US /ɡo ɑn/
UK /ɡəu ɔn/
- Phrasal Verb
- To continue doing something
- To happen (usually negative)
- Interjection
- Used to encourage someone
A1Moregoing on
US /ˈɡoɪŋ ɑn/
UK /ˈgəʊɪŋ ɔn/
- Phrasal Verb
- To continue doing something
- To happen (usually negative)
A1Moregot to
US /ɡɑt tu/
UK /gɔt tu:/
- Verb (Transitive/Intransitive)
- To arrive at some place
- To have the opportunity or permission to do something
- Phrasal Verb
- To appeal to the emotions of; move
- To finally begin to start something after a delay
A1Morehave to
US /hæv tu/
UK /ˈhæv tə/
- Auxiliary Verb
- Must do
A1Morein debt
US /ɪn dɛt/
UK /in det/
- Phrase
- State of owing money to a person or institution
- Adjective
- Owing money.
A2Morein fact
US /ɪn fækt/
UK /in fækt/
- Adverb
- Used to emphasize the truth of a statement, especially one that contrasts with or contradicts something else.
- Used to introduce a more detailed or surprising piece of information.
- Phrase
- Used to emphasize the truth of a statement, especially one that is surprising or contrary to what might be expected.
C1Moreinstead of
US /ɪnˈstɛd ʌv/
UK /inˈsted ɔv/
- Preposition
- When one thing is replaced by another
- Adverb
- As a substitute or alternative.
A1Moreinterrupt
US /ˌɪntəˈrʌpt/
UK /ˌɪntə'rʌpt/
- Verb (Transitive/Intransitive)
- To stop something from happening for a while
- To stop someone from speaking by saying or doing something.
- Noun
- A signal that stops a computer from working on one thing and starts it working on something else.
B1TOEICMoreloan
US /lon/
UK /ləʊn/
- Transitive Verb
- To give money, etc. that must be paid back
- Noun (Countable/Uncountable)
- Act of allowing someone to borrow something
A2TOEICMorelook at
US /lʊk æt/
UK /luk æt/
- Phrasal Verb
- To use your eyes to focus on something
- To focus your eyes on something carefully
A1Moremob
US /mɑb/
UK /mɒb/
- Noun (Countable/Uncountable)
- A secret criminal organization
- Large collection of people that share an interest
- Verb (Transitive/Intransitive)
- To move close to (a star, etc.) in a large group
B2Moremortgage
US /ˈmɔrɡɪdʒ/
UK /'mɔ:ɡɪdʒ/
- Noun (Countable/Uncountable)
- Long-term loan from a bank for buying property
- A legal agreement in which you borrow money in order to buy a house using the house as a guarantee
- Transitive Verb
- To borrow money to buy a house, giving the lender the right to take ownership of the property if you cannot pay the debt
B1TOEICMoremove to
US /muv tu/
UK /mu:v tu:/
- Phrasal Verb
- To change the place where you live or work.
- Verb (Transitive/Intransitive)
- To proceed to the next stage or action.
A2Moreof course
US /ʌv kɔː(r)s/
UK /ɔv kɔː(r)s/
- Adverb
- Sure ; Certainly
- Phrase
- For sure; certainly
A2Moreowe
US /o/
UK /əʊ/
- Transitive Verb
- To need to do something in return for a favor etc.
- To credit someone or thing for making it possible
A2TOEICMorepaying off
US
UK
- Phrasal Verb
- To give money to get person to do something; bribe
- To give money to settle a debt
- Verb (Transitive/Intransitive)
- To bribe someone.
- To result in success; to be worthwhile.
A1Morephrase
US /frez/
UK /freɪz/
- Noun
- Common expression or saying
- Section of musical notes in a piece of music
- Verb (Transitive/Intransitive)
- To choose words to say what you mean clearly
A2Morepod
US /pɑ:d/
UK /pɒd/
- Countable Noun
- Seed container that grows on plants
B2Morepreview
US /ˈpriˌvju/
UK /'pri:vju:/
- Noun
- Showing of a movie before public release
- Verb (Transitive/Intransitive)
- To look ahead at something, e.g. a movie
B2Moreproperty
US /ˈprɑpəti/
UK /'prɒpətɪ/
- Noun (Countable/Uncountable)
- Particular quality that someone or something has
- Buildings or piece of land owned by someone
A2TOEICMorerecession
US /rɪˈsɛʃən/
UK /rɪˈseʃn/
- Uncountable Noun
- Act of moving backward gradually
- Decreased business activity, when work is scarce
B2TOEICMorespell
US /spɛl/
UK /spel/
- Transitive Verb
- To lead to future trouble
- To be able to write (or say) the letters of a word
- Noun (Countable/Uncountable)
- Making some magic happen; form of words to do this
- Period of time; time when an action is being done
A2Morespend
US /spɛnd/
UK /spend/
- Transitive Verb
- To use money to pay for something
- To use time in order to do something
A2TOEICMorestock
US /stɑk/
UK /stɒk/
- Noun (Countable/Uncountable)
- Animals such as cattle kept for breeding
- Merchandise; goods kept by a business for sale
- Uncountable Noun
- Tasty liquid added to stews, soups etc.
B2TOEICMoretakeaway
US /ˈtekəˌwe/
UK /ˈteɪkəweɪ/
- Noun (Countable/Uncountable)
- Employee benefit deleted in union contract
- A meal bought at a restaurant but eaten elsewhere.
C2Moretalking about
US
UK
- Phrasal Verb
- To discuss a particular topic.
- To be constantly mentioning or bringing up a subject.
A1Moreto do with
US
UK
- Phrasal Verb
- To be about something; concern
A1Moretrick
US /trɪk/
UK /trɪk/
- Transitive Verb
- To fool someone in order to obtain a result
- To playfully tease or fool to make someone laugh
- Noun (Countable/Uncountable)
- Act of trying to fool someone
- Quick or skillful way of doing something
A2Moretrouble
US /ˈtrʌbəl/
UK /ˈtrʌbl/
- Transitive Verb
- To worry, bother or disturb someone
- To make an effort to do something; bother
- Uncountable Noun
- Lack of public order; disturbance
- State of difficulty or stress
A2TOEICMoretuition
US /tuˈɪʃən, tju-/
UK /tjuˈɪʃn/
- Uncountable Noun
- Money that is paid for lessons
- Teaching or instruction, especially of individual students or small groups.
B2Moreused to
US /juzd tu/
UK /ˈju:st tə/
- Adjective
- Did regularly before, but don't do now
- Auxiliary Verb
- Have done before, but do not do now
A1Morevocabulary
US /voˈkæbjəˌlɛri/
UK /və'kæbjələrɪ/
- Uncountable Noun
- Words that have to do with a particular subject
- The words that a person knows
B1TOEICMore
Vocabulary
- in debt: State of owing money to a person or institution
- have to: Must do
- look at: To use your eyes to focus on something
- for example: As an illustration or instance.
- got to: To arrive at some place
- at a time: Separately; one by one
- go on: To continue doing something
- get out of: To leave or escape responsibilities, troubles
- move to: To change the place where you live or work.
- in fact: Used to emphasize the truth of a statement, especially one that contrasts with or contradicts something else.
- talking about: To discuss a particular topic.
- going on: To continue doing something
- to do with: To be about something; concern
- for days: For a long period of time; lasting several days.
- instead of: When one thing is replaced by another
- paying off: To give money to get person to do something; bribe
- of course: Sure ; Certainly
- used to: Did regularly before, but don't do now
- phrase: Common expression or saying
- vocabulary: Words that have to do with a particular subject
- trick: To fool someone in order to obtain a result
- common: Area in a city or town that is open to everyone
- fluffy: Containing air and being light in weight
- express: To send something by fast mail
- drastically: In a sudden, extreme or severe manner
- property: Particular quality that someone or something has
- mortgage: Long-term loan from a bank for buying property
- bit: Device put in a horse's mouth to control it
- financial: Involving money
- debt: Sum of money owed to someone that is not yet paid
- recession: Act of moving backward gradually
- dialogue: Conversation between two or more individuals
- fluency: Ability to do something well and with ease
- stock: Animals such as cattle kept for breeding
- interrupt: To stop something from happening for a while
- pretty: Being attractive to the eye in a simple way
- break: To create a new record e.g. running the 100m dash
- divorce: Legal breakup of a marriage
- fall: Season after summer and before winter; Autumn
- strange: Unusual or odd; surprising because unexpected
- tuition: Money that is paid for lessons
- totally: In a complete way; completely; absolutely
- credit: System to buy something and pay for it later
- bother: To cause problems, concerns or worry for someone
- lot: What happens to a person in life from chance; fate
- sign: Indication that something exists or will happen
- sound: Sensible, dependable and reliable
- owe: To need to do something in return for a favor etc.
- offer: Price you say you are willing to pay for something
- hit: To have a negative impact on a person/place/thing
- loan: To give money, etc. that must be paid back
- spend: To use money to pay for something
- crash: To damage an object by causing it to hit something
- spell: To lead to future trouble
- language: Words or signs used to communicate messages
- college: School or educational institution for adults
- borrow: To take and later return something from another
- mob: A secret criminal organization
- trouble: To worry, bother or disturb someone
- bankrupt: Unable to pay debts
- depress: To make someone feel sad or miserable
- pod: Seed container that grows on plants
- takeaway: Employee benefit deleted in union contract
- preview: Showing of a movie before public release
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01:03
She took a brave step forward, leaving behind her comfort zone to chase her dreams.
Vocabulary
- brave
adj. Having courage
- comfort zone
phr. A familiar situation where one feels safe
Explanation
a brave step is a noun phrase, where brave is an adjective modifying the noun step, meaning "a courageous step".
forward is an adverb modifying step, meaning "ahead".
The whole phrase serves as the object, answering the "what" of took (verb) — she took a brave step forward.
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brave
US/brev/
UK/breɪv/
adj.Brave
v.t.To bravely face
A2 Elementary
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80
Real-Life Daily English Podcasts | Episode 014 I'm in Debt
0
jw posted on 2026/03/25Ever worried about money? This episode dives into real-life conversations about debt, perfect for A2 learners wanting to boost their fluency with practical vocabulary like 'recession' and 'mortgage'. You'll pick up essential phrases for discussing personal finance and gain cultural insights into attitudes towards money!
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