afford
US /əˈfɔrd, əˈford/
UK /ə'fɔ:d/
- Transitive Verb
- To make available, to provide
- To have enough money to pay for something
A2TOEICMoreannual
US /ˈænjuəl/
UK /ˈænjuəl/
- Adjective
- Happening once a year, or every year
- Noun
- Book (in a series) released each year
A2TOEICMoreartificial
US /ˌɑrtəˈfɪʃəl/
UK /ˌɑ:tɪ'fɪʃl/
- Adjective
- Dishonest, to seem fake, not sincere
- (Something) made by people; not created by nature
B1TOEICMoreat least
US /æt list/
UK /æt li:st/
- Adverb
- As a minimum
- Not less than
- Phrase
- No less than; at the minimum
- Used to indicate that something is positive in a bad situation.
C2Moreat the same time
US
UK
- Phrase
- Simultaneously; at the identical moment.
- Nevertheless; however; used to introduce a contrasting or qualifying statement.
A1Moreaverage
US /ˈævərɪdʒ, ˈævrɪdʒ/
UK /'ævərɪdʒ/
- Noun (Countable/Uncountable)
- Total of numbers divided by the number of items
- Transitive Verb
- To add numbers then divide by the number of items
A2TOEICMorebased on
US
UK
- Phrasal Verb
- To use something as the foundation or starting point for something else.
- Preposition
- Using something as the main idea or foundation.
- Relying on something as evidence or justification.
A1Morecap on
US /kæp ɑn/
UK /kæp ɒn/
- other
- An upper limit or restriction on something, such as spending or quantity.
C1Morecome down to
US /kʌm daʊn tu/
UK /kʌm daun tu:/
- Phrasal Verb
- To become in the end a matter of
- To be passed on to someone as an inheritance.
A1Morecommodity
US /kəˈmɑdɪti/
UK /kə'mɒdətɪ/
- Noun (Countable/Uncountable)
- Something useful or valuable, usually for sale
- A valuable quality or thing.
- Adjective
- Something that is treated as a simple object of trade or commerce, rather than valued for its intrinsic qualities.
B1Morecrisis
US /ˈkraɪsɪs/
UK /'kraɪsɪs/
- Noun (Countable/Uncountable)
- Unstable situation of extreme danger or difficulty
- A turning point in a disease.
B1Moredemand
US /dɪˈmænd/
UK /dɪ'mɑ:nd/
- Noun (Countable/Uncountable)
- Desire customers have to buy product, service
- A strong request for someone to do something
- Transitive Verb
- To strongly request someone to do something
- To need something.
A2TOEICMoreentire
US /ɛnˈtaɪr/
UK /ɪn'taɪə(r)/
- Adjective
- Complete or full; with no part left out; whole
- Undivided; not shared or distributed.
A2TOEICMoreextremely
US /ɪk'strimlɪ/
UK /ɪkˈstri:mli/
- Adverb
- In a way that is much more than usual or expected
- Remarkably; unusually.
B1Morefactor
US /ˈfæktɚ/
UK /'fæktə(r)/
- Noun
- Something that influences a result
- Transitive Verb
- To consider or include in an estimate or judgment
- To find the two numbers a number can be divided by
A2TOEICMorefederal
US /ˈfɛdərəl, ˈfɛdrəl/
UK /'fedərəl/
- Adjective
- Consisting of several united states
- Relating to a system of government in which power is divided between a central authority and constituent political units.
- Proper Noun
- The central banking system of the United States.
B1Morefigure out
US /ˈfɪɡjɚ aʊt/
UK /ˈfiɡə aut/
- Phrasal Verb
- To understand the behavior of someone
- To think through logically to find a solution
- Verb (Transitive/Intransitive)
- To understand or find an answer to something.
- To find a solution to a problem or understand something.
A1Morefinancial
US /faɪˈnænʃ(ə)l/
UK /faɪˈnænʃl/
- Adjective
- Involving money
- Relating to investments.
- Countable Noun
- A person who provides advice on financial matters.
A2TOEICMorefor example
US
UK
- Phrase
- As an illustration or instance.
have to
US /hæv tu/
UK /ˈhæv tə/
- Auxiliary Verb
- Must do
A1Morehistorically
US /hɪsˈtɔrɪkl:ɪ/
UK /hɪ'stɒrɪklɪ/
- Adverb
- In history; in the past
B1Morehuge
US /hjudʒ/
UK /hju:dʒ/
- Adjective
- Very very large
A2Morein order to
US /ɪn ˈɔrdɚ tu/
UK /in ˈɔ:də tu:/
- Preposition
- For the purpose of; with the aim of.
- Phrase
- In a specific sequence or arrangement.
- With the aim of; for the purpose of.
C1Morein the past
US
UK
- Phrase
- During a former period of time; previously.
A1Morein the shoes of
US /ɪn ðə ˈʃuz ʌv/
UK /in ðə ˈʃu:z ɔv/
- other
- Considering someone else's situation or feelings.
B2Moreinflation
US /ɪnˈfleʃən/
UK /ɪn'fleɪʃn/
- Noun (Countable/Uncountable)
- Act of filling something with air or gas
- Continual rise in the prices of products
B1TOEICMoreinvest
US /ɪnˈvɛst/
UK /ɪn'vest/
- Transitive Verb
- To use resources to build for the future
A2TOEICMoreinvestment
US /ɪnˈvɛstmənt/
UK /ɪnˈvestmənt/
- Noun (Countable/Uncountable)
- Something purchased hoping its value will increase
- Something you invest in, such as a company, property, etc.
A2TOEICMoreliterally
US /ˈlɪtərəli/
UK
- Adverb
- In a literal manner or sense; exactly as stated.
- Used for emphasis to describe something that is actually true, often to highlight surprise or intensity.
B1Morelook at
US /lʊk æt/
UK /luk æt/
- Phrasal Verb
- To use your eyes to focus on something
- To focus your eyes on something carefully
A1Moremassively
US /'mæsɪvlɪ/
UK /'mæsɪvlɪ/
- Adverb
- To a very large degree or in a large manner
B1Moremortgage
US /ˈmɔrɡɪdʒ/
UK /'mɔ:ɡɪdʒ/
- Noun (Countable/Uncountable)
- Long-term loan from a bank for buying property
- A legal agreement in which you borrow money in order to buy a house using the house as a guarantee
- Transitive Verb
- To borrow money to buy a house, giving the lender the right to take ownership of the property if you cannot pay the debt
B1TOEICMorenumber of people
US /ˈnʌmbɚ ʌv ˈpipəl/
UK /ˈnʌmbə ɔv ˈpi:pl/
- Phrase
- The total count of individuals within a group or gathering.
- A statistical figure representing the population size or a subset thereof.
A1Moreof course
US /ʌv kɔː(r)s/
UK /ɔv kɔː(r)s/
- Adverb
- Sure ; Certainly
- Phrase
- For sure; certainly
A2Moreopportunity
US /ˌɑpɚˈtunɪti, -ˈtju-/
UK /ˌɒpə'tju:nətɪ/
- Noun (Countable/Uncountable)
- Time, situation when a thing might be done; chance
- A favorable time or occasion for doing something.
A2TOEICMoreoption
US /ˈɑpʃən/
UK /'ɒpʃn/
- Noun (Countable/Uncountable)
- A choice
- A right to buy or sell something at a particular price within a particular period.
A2TOEICMoreother than
US
UK
- Preposition
- Except for; apart from.
- Conjunction
- Different from.
A1Morerelease
US /rɪ'li:s/
UK /rɪ'li:s/
- Transitive Verb
- To free someone from a responsibility or burden
- To allow a film, music etc. to be sold/distributed
- Noun
- Act of freeing someone from a duty or burden
- Introduction of a new product, film, book, etc.
A2TOEICMorerely on
US /rɪˈlaɪ ɑn/
UK /riˈlai ɔn/
- Phrasal Verb
- To depend on someone or something
A2Moresame time
US
UK
- Phrase
- Occurring simultaneously or at the same point in time.
- At the identical time as before; recurring at a fixed hour.
- Noun
- An equal duration or period.
A1Moresave for
US
UK
- Phrasal Verb
- To keep money so that you can buy something with it in the future.
A2Moresecurity
US /sɪˈkjʊrɪti/sə'kjurətɪ/
UK /sɪ'kjʊərətɪ/
- Noun
- Department in a company in charge of protection
- Financial document, like stocks, bonds and notes
A2TOEICMorestock
US /stɑk/
UK /stɒk/
- Noun (Countable/Uncountable)
- Animals such as cattle kept for breeding
- Merchandise; goods kept by a business for sale
- Uncountable Noun
- Tasty liquid added to stews, soups etc.
B2TOEICMorestrategic
US /strəˈtidʒɪk/
UK /strəˈti:dʒɪk/
- Adjective
- Concerned with strategy; well thought out
A2Moresuch as
US /sʌtʃ æz/
UK /sʌtʃ æz/
- Preposition
- For example; like
A1Moreto do with
US
UK
- Phrasal Verb
- To be about something; concern
A1Moreturn off
US
UK
- Phrasal Verb
- To make someone feel negatively about something
A1More
Vocabulary
- look at: To use your eyes to focus on something
- for example: As an illustration or instance.
- of course: Sure ; Certainly
- have to: Must do
- to do with: To be about something; concern
- figure out: To understand the behavior of someone
- at the same time: Simultaneously; at the identical moment.
- same time: Occurring simultaneously or at the same point in time.
- such as: For example; like
- turn off
- rely on: To depend on someone or something
- come down to: To become in the end a matter of
- other than: Except for; apart from.
- in the past: During a former period of time; previously.
- save for: To keep money so that you can buy something with it in the future.
- in the shoes of: Considering someone else's situation or feelings.
- at least: As a minimum
- in order to: For the purpose of; with the aim of.
- cap on: An upper limit or restriction on something, such as spending or quantity.
- based on: To use something as the foundation or starting point for something else.
- number of people: The total count of individuals within a group or gathering.
- literally: In a literal manner or sense; exactly as stated.
- entire: Complete or full; with no part left out; whole
- figure: To appear in a game, play or event
- extremely: In a way that is much more than usual or expected
- opportunity: Time, situation when a thing might be done; chance
- crisis: Unstable situation of extreme danger or difficulty
- average: Total of numbers divided by the number of items
- artificial: Dishonest, to seem fake, not sincere
- expect: To believe something is probably going to happen
- demand: Desire customers have to buy product, service
- imagine: To think creatively about; form mental picture of
- increase: To make or become larger in size or amount
- commodity: Something useful or valuable, usually for sale
- mortgage: Long-term loan from a bank for buying property
- financial: Involving money
- afford: To make available, to provide
- inflation: Act of filling something with air or gas
- federal: Consisting of several united states
- explain: To make clear or easy to understand by describing
- simply: In an easy or clear manner
- huge: Very very large
- security: Department in a company in charge of protection
- release: To free someone from a responsibility or burden
- factor: Something that influences a result
- stock: Animals such as cattle kept for breeding
- raise: To increase a bet above another when playing cards
- create: To make, cause, or bring into existence
- option: A choice
- risk: To do something potentially dangerous or foolish
- interest: Best or most advantageous thing for someone
- rate: To assess something or consider its qualities
- investment: Something purchased hoping its value will increase
- invest: To use resources to build for the future
- strategic: Concerned with strategy; well thought out
- annual: Happening once a year, or every year
- lot: What happens to a person in life from chance; fate
- offer: Price you say you are willing to pay for something
- continue: To do something without stopping, or after pausing
- build: Your physical shape; physique
- massively: To a very large degree or in a large manner
- historically: In history; in the past
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01:03
She took a brave step forward, leaving behind her comfort zone to chase her dreams.
Vocabulary
- brave
adj. Having courage
- comfort zone
phr. A familiar situation where one feels safe
Explanation
a brave step is a noun phrase, where brave is an adjective modifying the noun step, meaning "a courageous step".
forward is an adverb modifying step, meaning "ahead".
The whole phrase serves as the object, answering the "what" of took (verb) — she took a brave step forward.
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brave
US/brev/
UK/breɪv/
adj.Brave
v.t.To bravely face
A2 Elementary
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80
A Once in a Lifetime Housing Crisis is Coming (Worse Than 2008)
0
林宜悉 posted on 2026/03/13Get ready to dive into a potential housing crisis that could be even bigger than 2008! You'll pick up some advanced vocabulary related to mortgages, inflation, and the Federal Reserve, making this a fantastic way to boost your knowledge and daily practical English skills.
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