Name: Well Off or Filthy Rich? - How to Describe Rich People in English! ???
Uploaded: 2026-01-20T21:01:30.000Z
Duration: 6 min 46 s
Description: Thousands of YouTube videos with English-Chinese subtitles! Now you can learn to understand native speakers, expand your vocabulary, and improve your pronunciation...

Past simple

So the other day, I was having a conversation with an older person who used the English phrase well-to-do.

They said that their cousin was well-to-do, and I hadn't heard that phrase for a while.

And it simply means that their cousin is rich.

In English, when you say someone is well-to-do, it means they have lots of money.

So in this English lesson, I thought I should teach you seven more phrases,

seven more vocabulary words and phrases that we use when we talk about people who are wealthy,

people who are rich - people not like me.

I still have a mortgage and a car load and I have to work every day to pay the bills.

But some people in this world have lots of money.

And in this English lesson, I'll teach you a whole bunch of words you can use to talk about them.

This next phrase is kind of similar, and it's the phrase well-off.

When you say someone is well-off, it means they have lots of money.

I'm not sure exactly what the origin of these phrases are.

If you say someone is well-to-do or well-off,

it doesn't sound like a phrase you would use to say they have lots of money.

But if I was to say my brother is well-off or my cousin is well-off,

It means they don't have to even go to work every day, probably.

They just have lots of money and they can buy whatever they want, whenever they want.

So if you say someone is well-off, once again, it means they have lots of money.

So I know sometimes you guys want to know the common way to say things,

the way that people say it in everyday English.

If I was to describe someone as rich, I would probably say they're loaded.

Again, in English, if you say someone's loaded, it simply means they have lots of money.

If someone opened their wallet and they had all kinds of $100 bills in their wallet,

if they had thousands of dollars in their wallet, I would think, "Oh, that guy is loaded.

So in everyday English, that's probably the word I would use to describe someone who is wealthy.

Or "Wow, he's loaded. He has lots of money."

The next phrase is a really long phrase, and it's the phrase, doing well for themselves.

When you say someone is doing well for themselves, it means they have lots of money.

If I saw a guy driving a Lamborghini, I would think to myself, "Wow, he's doing really well for himself."

It could also mean that they have a job that pays lots of money, and

therefore they're probably quite wealthy as well.

But if I see someone with something really nice,

like a really fancy sports car or a gigantic house so big that I would call it a mansion,

I would say, "Wow, that person must be doing really well for themselves."

They must have a lot of money, and they must also be earning a lot of money.

They're doing really well for themselves.

This next phrase that you would use to talk about someone who is rich is even bigger.

And it's the phrase, more money than they know what to do with.

More money than they know what to do with.

I should make some room so I could put that above my head.

This is a phrase we use to jokingly talk about someone who is wealthy.

This is a phrase where when we just want to say it in a funny way, we might say this,

"Wow, John just won the lottery and now he has more money than he knows what to do with."

Basically what we're saying is that they could buy everything they want to buy.

They could pay off all their debt and then still have money, still have all kinds of money in the bank,

and they would have more money than they know what to do with.

but over there by the picnic table, we also have our fire pit where we sometimes have campfires in the summer.

And this reminds me of the phrase, money to burn.

When someone is really wealthy, when they're really rich,

They are so rich that if they burnt money and that money turned to ash,

they wouldn't even notice because they have so much money in the bank.

So over there,  I'm not sure if you could see the picnic table.

It's kind of covered in snow today, but a little bit past that is our fire pit.

But I'm sure there are some people in the world that are so wealthy they have money to burn.

I don't think they actually burn the money.

I think it's just a saying that you can imagine that they might do something like that.

I can't think of anyone who would actually burn money that would just be a little bit silly.

Another kind of funny phrase that we use to talk about wealthy people or rich people is the phrase filthy rich.

Now, when you're filthy, it means that you're dirty.

Like if you play in the mud, you'll get filthy.

But sometimes when we talk about rich people, we say they're filthy rich.

I'm not sure what the origin of this phrase is either.

I'm not sure what being filthy has to do with having lots of money.

But you might hear this on TV, you might hear this in a movie.

You might hear them say, "Oh, that guy is filthy rich," or "That lady is filthy rich,"

I'm not sure why we use this phrase, but we do often say that someone is filthy rich.

My microphone was black when I came out, but now it's covered in snow.

I'll have to dry it out when I get back inside.

By the way, I do actually like making English lessons outside.

Anyways, last phrase about rich people is the phrase, to be made of money.

Basically, if you know someone who sits in the front row at a sporting event or someone who drives a really fancy car,

you might say, "Wow, they are made of money."

I should clean my lens here a little bit.

I see snowflakes landing on it as I make this video.

A few phrases you can use to talk about rich people in English.

But I did hear someone use the phrase well-to-do and then that created a whole English lesson for you.

If this is your first time here, don't forget to click that red subscribe button.

Give me a thumbs up, go outside and enjoy the weather.

Hopefully it's not like this where you are and I will see you in a week with another video.

I'll see you this Friday with a live stream.

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Well Off or Filthy Rich? - How to Describe Rich People in English! ???

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