Name: I studied money for 5 months. And found one of the safest ways to invest it.
Uploaded: 2026-01-17T17:37:39.000Z
Duration: 8 min 9 s
Description: Thousands of YouTube videos with English-Chinese subtitles! Now you can learn to understand native speakers, expand your vocabulary, and improve your pronunciation...

Past simple

I studied money for five months and I finally found it.

To-infinitive

This is one of the safest ways to invest your money.

Modal verbs - A2

It's so safe I could put all my money in it and it almost has no risk.

If you are scared of investing your money, then this video is for you.

But first, Sambaka, I am on a six month challenge to study money, how to invest it and grow it.

I am doing this with my friend Yoni who is the founder of Etoro, the largest social investing platform in the world.

If you want to join us, just go to NAS IO Money.

Everything I'm learning is available to you there for free.

The reason you don't invest your money is because you are scared.

You're scared to buy a stock and it goes down.

You're scared to buy crypto and it goes to zero.

Sometimes all the markets, all the stocks go down.

And some people are afraid of that uncertainty.

That's why you have to learn about government bonds.

They're incredible, an incredible way to start.

Instead of buying stocks or crypto, you take that thousand dollars and give it to the government as a loan.

You can buy a government bond or bond etf.

The government will take your money and then give you around 4.5% interest on that money.

It means that thousand dollars you invested, you're gonna get $45 every year from that thousand dollars.

And when the loan is up, when the loan finishes, the government returns to you the entire $1,000 back.

And it's probably one of the safest ways to invest your money.

Because the US government is mostly safe.

They most likely will not go bankrupt tomorrow or the next year.

And if the US government goes bankrupt, then we have much bigger problems.

In the case of US government bonds or treasury, it is considered the same safest investment there is.

Because you're basically lending money to the US government and the US has never missed a payment.

Bonds are a great way to invest your money safely because you can predict how much money you'll get back.

If you invest $100,000 in government bonds with a 5% interest, you know what that means?

That means you'll get $5,000 every year on that bond.

And when the bond is up, when you get back your loan, you get that hundred thousand dollars back.

So you made that $5,000 almost risk free.

It's almost like a single salary that you can predict every year.

That's why I invested millions of dollars of my personal money into bonds.

Those millions of dollars, I don't want them to double.

I want them to grow small and steady and safe.

Because that's my retirement money, almost.

But as my grandfather, who used to be a Swiss banker, says, the bond markets offers a reliable and consistent return to his asset management clients.

For a three year bond, this means Coca Cola will take your money and invest it in factories to grow them.

And then after three years they will give you back your money.

If you are still scared of bonds, then check this out.

Every bond has a grade, just like high school.

A grade from A to D. A means the bond has very little risk, mostly safe.

And D, it means it's very risky, so be careful.

So if you buy a triple A bond, then that's mostly safe.

If you buy a D bond, then you may lose your money.

And the US government, for example has a rating of AA, which basically means you can trust it as a safe investment.

If you want an income, additional income every year, then you should think about investing in bonds because that is fixed income.

Your salary at your job and a fixed income from the bonds.

The bond market is actually the largest market in the world.

$140 trillion bigger than all the stock markets combined.

And that's because that's where governments and the largest corporations in the world both raise debt as well as invest their Treasuries.

Now remember I say there is no risk, but of course everything has a risk.

Number one, if the government collapses, we lose money.

If the inflation is too high, you could lose money.

If you sell the bond too early, you could lose money.

There are ways in which you could lose money, but that's the risk.

However, if you are just buying a 10 year U.S. government bond with, for example, 4% return.

And you wait for 10 years, you'll get back 4% every year for 10 years and you'll get your money back.

To make your money work for you, you don't have to buy crypto or stocks or whatever.

You could invest your money in a safe and measured manner.

You just have to start thinking about money.

See you next month for one last video about money.

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I studied money for 5 months. And found one of the safest ways to invest it.

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