Name: I studied money for 6 months. It changed the life of my future grandkids.
Uploaded: 2026-01-15T16:56:22.000Z
Duration: 5 min 29 s
Description: Thousands of YouTube videos with English-Chinese subtitles! Now you can learn to understand native speakers, expand your vocabulary, and improve your pronunciation...

Past simple

This is the five lessons I learned about money in one video.

The imperative

It loses value on average, 3% inflation every year in the United States.

That's why 10% of my money is in cash and 90% is in investments working for me.

And you decide what percentage is good for you.

Your cash loses value every single day due to inflation.

Governments will keep on printing money and your money will keep losing its value.

Nasdaq is one of the largest stock exchanges in the world.

The ST market goes up and down every day.

But if you look at the last 100 years, the stock market went up on average 10% every year.

Yes, it may crash, but if you hold your stocks long enough, eventually they recover.

So if you trust the data, if you trust the math, then believe in the stock markets.

I think the stock markets provides great opportunity for long term investing.

But you need to be prepared that over the short term markets correct and your portfolio might go down.

And one of the most important lessons in investing in the markets is don't panic and don't sell when the markets go down.

Number three, Three, not every investment is risky.

Yes, the stock market goes up and down, but

if you want something steady, you can just buy US government bonds.

It's a great way to beat inflation, preserve your cash and build wealth slowly and steadily over time until you retire.

Bonds and fixed income are an important part of the markets where you can invest to get stable and predictable returns.

It's boring, but you know, you make returns that are higher than inflation if you invest correctly.

Yes, it goes up and down by a lot, but the technology, it's very useful.

I believe that one day billions of people are going to use crypto for their finances.

So instead of running away from it, try to understand it.

We've been in bitcoin since 2011 and have seen the various crypto markets go up and down.

This is super interesting technology, the new technology to manage digital assets.

And you can't ignore that size of the market.

It's over $3 trillion market, it's one of the largest capital markets in the world.

And nobody in the financial markets is ignoring it anymore.

Number five, real estate is not always right.

But if you think real estate is the best way to invest your money, then think again.

I am not sure that real estate is the best opportunity to invest your money.

I love my investments to be with a click of a button of open and close.

And there are a lot of opportunities in the markets to invest in real estate, like REITs and ETFs and REITs without having to buy a big building, without having to actually buy a physical building.

Everything I just shared is my opinion on money.

this is how I grew my money for the last 10 years.

So if there is one thing I want you to remember, and now I'm very serious.

As I said, the best tutorial student to date.

It was amazing to see how from every video you've learned to become a better investor yourself.

And it just showed me how beautiful the market is.

There are always more opportunities, even opportunities that I didn't expect before going into this challenge together with you.