accumulate
US /əˈkjumjəˌlet/
UK /əˈkju:mjəleɪt/
- Verb (Transitive/Intransitive)
- To gather or acquire so that you have more of it
C2Moreall over the place
US
UK
- Phrase
- In a state of disorder; scattered everywhere.
- In many different locations; widely distributed.
- Adjective
- Mentally or emotionally disorganized; confused or erratic.
A1Moreallocation
US /ˌæləˈkeɪʃn/
UK /ˌæləˈkeɪʃn/
- Uncountable Noun
- Sharing out of work/resources for some purpose
B1Moreallow me
US
UK
- Phrase
- A polite way of offering to do something for someone.
- A formal way to ask for permission or to introduce oneself.
at least
US /æt list/
UK /æt li:st/
- Adverb
- As a minimum
- Not less than
- Phrase
- No less than; at the minimum
- Used to indicate that something is positive in a bad situation.
C2Moreat the same time
US
UK
- Phrase
- Simultaneously; at the identical moment.
- Nevertheless; however; used to introduce a contrasting or qualifying statement.
A1Morebasically
US /ˈbesɪkəli,-kli/
UK /ˈbeɪsɪkli/
- Adverb
- Used before you explain something simply, clearly
- In essence; when you consider the most important aspects of something.
A2Morebreak down
US /brek daʊn/
UK /breik daun/
- Phrasal Verb
- To forcibly break, destroy or make collapse
- (Machine) to stop working or become weaker
A1Morebreaks down
US
UK
- Phrasal Verb
- To forcibly break, destroy or make collapse
- (Machine) to stop working or become weaker
A1Morebroker
US /ˈbrokɚ/
UK /'brəʊkə(r)/
- Noun
- Person who acts to buy or sell shares in companies
- Transitive Verb
- To negotiate a business deal
B1TOEICMorebrokerage
US /ˈbrokərɪdʒ/
UK /'brəʊkərɪdʒ/
- Uncountable Noun
- Stock broker's business
B1Morecapital
US /ˈkæpɪtl/
UK /'kæpɪtl/
- Noun
- Writing the first letter of a word in big letters
- Official main city of a country, province or state
- Adjective
- Main, or major
- (Of an offense) liable to the death penalty.
A2Morecash flow
US
UK
- Phrase
A2Morecharge
US /tʃɑrdʒ/
UK /tʃɑ:dʒ/
- Verb (Transitive/Intransitive)
- To run quickly toward someone to attack them
- To ask for money as a price for a service or goods
- Noun (Countable/Uncountable)
- An attack by running quickly toward someone
- A price for a service or goods
A2Morecheck out
US /tʃɛk aʊt/
UK /tʃek aut/
- Phrase
- Phrasal Verb
- To find out information about something
- To take books out of a library
A1Morecollapse
US /kəˈlæps/
UK /kə'læps/
- Verb (Transitive/Intransitive)
- To fold (e.g. a stroller) down to make it smaller
- To suddenly fall down or break apart into pieces
- Noun
- The sudden failure of a structure or system.
- The sudden failure of a bodily organ or function.
B1Morecome up with
US /kʌm ʌp wɪð/
UK /kʌm ʌp wið/
- Phrasal Verb
- To think of an idea or solution; produce
A1Morecommodity
US /kəˈmɑdɪti/
UK /kə'mɒdətɪ/
- Noun (Countable/Uncountable)
- Something useful or valuable, usually for sale
- A valuable quality or thing.
- Adjective
- Something that is treated as a simple object of trade or commerce, rather than valued for its intrinsic qualities.
B1Moreconsistent
US /kənˈsɪstənt/
UK /kənˈsɪstənt/
- Adjective
- Agreeing with or being similar to another part
- In agreement; reliable
A2Morecontinuously
US /kənˈtɪnjʊəslɪ/
UK /kən'tɪnjʊəslɪ/
- Adverb
- Without stops, breaks, or an end
- Without interruption; constantly.
B1Moredebt
US /dɛt/
UK /det/
- Noun (Countable/Uncountable)
- Sum of money owed to someone that is not yet paid
- A moral or social obligation.
A2TOEICMoredescription
US /dɪˈskrɪpʃən/
UK /dɪˈskrɪpʃn/
- Noun
- Explanation of what something is like, looks like
- The type or nature of someone or something.
A2TOEICMoredime
US /daɪm/
UK /daɪm/
- Countable Noun
- Coin worth 10 US cents
B2Moredominate
US /ˈdɑməˌnet/
UK /'dɒmɪneɪt/
- Verb (Transitive/Intransitive)
- To be taller, bigger, or more physically obvious
- To control; rule; enjoy a commanding position in
B1TOEICMoredown the road
US
UK
- Phrase
- At a future time; in the future.
- Along the street; a short distance away.
A1Moreentire
US /ɛnˈtaɪr/
UK /ɪn'taɪə(r)/
- Adjective
- Complete or full; with no part left out; whole
- Undivided; not shared or distributed.
A2TOEICMoreequity
US /ˈɛkwɪti/
UK /ˈekwəti/
- Uncountable Noun
- Condition of people being treated the same
- Value of a house, etc., minus the mortgage
- Noun (Countable/Uncountable)
- Stocks and shares which pay no fixed interest
- The value of the shares issued by a company
B1TOEICMoreexact
US /ɪɡˈzækt/
UK /ɪɡ'zækt/
- Adjective
- Completely correct; accurate; specific
- Transitive Verb
- To get something, sometimes using force
A2TOEICMoreexponentially
US /ˌekspə'nenʃəlɪ/
UK /ˌekspə'nenʃəlɪ/
- Adverb
- (Of an increase) at a faster and faster rate
- At an increasingly rapid rate; extremely quickly.
C1Morefall under
US
UK
- Phrasal Verb
- To be included in or classified as part of a specific category or jurisdiction.
A1Morefeel like
US
UK
- Intransitive Verb
- To have a desire or inclination for something.
- To have a particular quality or sensation; resemble.
A1Morefinancial
US /faɪˈnænʃ(ə)l/
UK /faɪˈnænʃl/
- Adjective
- Involving money
- Relating to investments.
- Countable Noun
- A person who provides advice on financial matters.
A2TOEICMorefor example
US
UK
- Phrase
- As an illustration or instance.
for free
US /fɔr fri/
UK /fɔ: fri:/
- Phrase
- Without charge; at no cost.
- Adjective
- Available without payment.
A2Morefrom scratch
US /frʌm skrætʃ/
UK /frɔm skrætʃ/
- Phrase
- From the very beginning; from nothing.
- From the very beginning; using new materials rather than something that already exists.
A1Moreget excited
US /ɡɛt ɪkˈsaɪtɪd/
UK /ɡet ɪkˈsaɪtɪd/
- Intransitive Verb
- To become enthusiastic or eager.
A1Moregive up
US /ɡɪv ʌp/
UK /ɡiv ʌp/
- Phrasal Verb
- To lose hope or admit defeat
- To decide to not start to try solving a problem
A1Morego on
US /ɡo ɑn/
UK /ɡəu ɔn/
- Phrasal Verb
- To continue doing something
- To happen (usually negative)
- Interjection
- Used to encourage someone
A1Moregoing on
US /ˈɡoɪŋ ɑn/
UK /ˈgəʊɪŋ ɔn/
- Phrasal Verb
- To continue doing something
- To happen (usually negative)
A1Morehave at
US
UK
- Phrasal Verb
- To attack someone or something.
- To begin doing something with enthusiasm.
A1Morehave to
US /hæv tu/
UK /ˈhæv tə/
- Auxiliary Verb
- Must do
A1Morehuge
US /hjudʒ/
UK /hju:dʒ/
- Adjective
- Very very large
A2Morein fact
US /ɪn fækt/
UK /in fækt/
- Adverb
- Used to emphasize the truth of a statement, especially one that contrasts with or contradicts something else.
- Used to introduce a more detailed or surprising piece of information.
- Phrase
- Used to emphasize the truth of a statement, especially one that is surprising or contrary to what might be expected.
C1Morein mind
US /ɪn maɪnd/
UK /in maind/
- Phrase
- Being aware of or considering something.
- To remember or consider something.
A2Morein summary
US /ɪn ˈsʌməri/
UK /in ˈsʌməri/
- Phrase
- Briefly stating or reviewing main points.
B2Morein the long run
US
UK
- Phrase
- Eventually; over a long period of time.
A1Morein the world
US /ɪn ði wɜrld/
UK /in ðə wɜː(r)ld/
- Phrase
- Used to emphasize a question expressing surprise, confusion, or disbelief.
- Used to indicate the extent or degree of something, often in a superlative sense.
A1Moreindividual
US /ˌɪndəˈvɪdʒuəl/
UK /ˌɪndɪˈvɪdʒuəl/
- Countable Noun
- Single person, looked at separately from others
- A single thing or item, especially when part of a set or group.
- Adjective
- Made for use by one single person
- Having a distinct manner different from others
A2Moreinsanely
US /ɪn'seɪnlɪ/
UK /ɪn'seɪnlɪ/
- Adverb
- In an insane manner
B2Moreliterally
US /ˈlɪtərəli/
UK
- Adverb
- In a literal manner or sense; exactly as stated.
- Used for emphasis to describe something that is actually true, often to highlight surprise or intensity.
B1Morelong list
US
UK
- Noun
- An extensive or detailed enumeration of items, names, or details.
- A list that is excessively long and therefore boring or difficult to manage.
A2Morelook at
US /lʊk æt/
UK /luk æt/
- Phrasal Verb
- To use your eyes to focus on something
- To focus your eyes on something carefully
A1Morelose money
US /luz ˈmʌni/
UK /lu:z ˈmʌni/
- Intransitive Verb
- To suffer a financial loss; to not make a profit.
A1Moremiddleman
US /ˈmɪdlˌmæn/
UK /ˈmɪdlmæn/
- Noun (Countable/Uncountable)
- Someone who buys many goods and resells to others
- A person who facilitates a transaction or negotiation between two parties.
C2Moremortgage
US /ˈmɔrɡɪdʒ/
UK /'mɔ:ɡɪdʒ/
- Noun (Countable/Uncountable)
- Long-term loan from a bank for buying property
- A legal agreement in which you borrow money in order to buy a house using the house as a guarantee
- Transitive Verb
- To borrow money to buy a house, giving the lender the right to take ownership of the property if you cannot pay the debt
B1TOEICMoreof course
US /ʌv kɔː(r)s/
UK /ɔv kɔː(r)s/
- Adverb
- Sure ; Certainly
- Phrase
- For sure; certainly
A2Moreof interest
US /əv ˈɪntrɪst/
UK /əv ˈɪntrəst/
- other
- Relevant or important to someone or something.
B2Moreon behalf of
US /ɑn bɪˈhæf ʌv/
UK /ɔn biˈhɑ:f ɔv/
- Phrase
- As the representative of someone
- Acting as a representative of.
B1Moreopportunity
US /ˌɑpɚˈtunɪti, -ˈtju-/
UK /ˌɒpə'tju:nətɪ/
- Noun (Countable/Uncountable)
- Time, situation when a thing might be done; chance
- A favorable time or occasion for doing something.
A2TOEICMoreout of it
US /aʊt ʌv ɪt/
UK /aut ɔv it/
- Adjective
- Unconscious or not completely alert; dazed or confused.
- Not able to think clearly or react quickly; not with it.
A1Moreover time
US /ˈovɚ taɪm/
UK /ˈəuvə taim/
- Phrase
- Gradually; as time passes.
- During a long period.
- Adverb
- Gradually; as time passes.
B1Moreportfolio
US /pɔrtˈfoliˌo, port-/
UK /pɔ:t'fəʊlɪəʊ/
- Noun (Countable/Uncountable)
- A list of the financial assets held by someone
- List of work submitted to a teacher/for approval
B1TOEICMorepotential
US /pəˈtɛnʃəl/
UK /pəˈtenʃl/
- Adjective
- Capable of happening or becoming reality
- Having or showing the capacity to develop into something in the future.
- Uncountable Noun
- someone's or something's ability to develop, achieve, or succeed
A2TOEICMoreput together
US /pʊt təˈɡɛðɚ/
UK /put təˈɡeðə/
- Phrasal Verb
- To build or assemble something small, e.g. a toy
- To organize or arrange something.
A1Morereach
US /ritʃ/
UK /ri:tʃ/
- Verb (Transitive/Intransitive)
- To come to or arrive at a goal or destination
- To be long enough to get to a certain place
- Uncountable Noun
- Power or control someone has over something
A2TOEICMoresame time
US
UK
- Phrase
- Occurring simultaneously or at the same point in time.
- At the identical time as before; recurring at a fixed hour.
- Noun
- An equal duration or period.
A1Morescenario
US /səˈner.i.oʊ/
UK /sɪˈnɑː.ri.əʊ/
- Noun
- An imagined sequence of events in a plan/project
B1Morestock
US /stɑk/
UK /stɒk/
- Noun (Countable/Uncountable)
- Animals such as cattle kept for breeding
- Merchandise; goods kept by a business for sale
- Uncountable Noun
- Tasty liquid added to stews, soups etc.
B2TOEICMoresuch as
US /sʌtʃ æz/
UK /sʌtʃ æz/
- Preposition
- For example; like
A1Morethink about
US /θɪŋk əˈbaʊt/
UK /θiŋk əˈbaut/
- Phrasal Verb
- To consider something carefully.
- To remember or call to mind.
A1Morethink of
US /θɪŋk ʌv/
UK /θiŋk ɔv/
- Phrasal Verb
- To look on as (being something specific); consider
- To consider or remember something.
- Verb (Transitive/Intransitive)
- To imagine or call something to mind
A1Moretip
US /tɪp/
UK /tɪp/
- Transitive Verb
- To pour or move something from a place, container
- To give extra money for good service
- Noun
- End point of e.g. a pencil or finger
- Extra money given for good service
A2Moreto let
US /tu lɛt/
UK /tu let/
- Preposition
- Indicates that a property is available for rent.
A2Morevolatile
US /ˈvɑ:lətl/
UK /ˈvɒlətaɪl/
- Adjective
- Able to easily become a gas at a low temperature
- Unstable and likely to change suddenly/extremely
B2TOEICMorewake up
US /wek ʌp/
UK /weik ʌp/
- Phrasal Verb
- To stop sleeping
- To become fully aware and alert to a situation.
A1Morewhatsoever
US /ˌhwɑtsoˈɛvɚ,ˌhwʌt-,ˌwɑt,ˌwʌt-/
UK /ˌwɒtsəʊ'evə/
- Determiner
- Used to add emphasis to an idea being expressed
B2Morewith it
US /wɪð ɪt/
UK /wið it/
- Adjective
- Intelligent, alert, and up-to-date.
- Understanding and knowledgeable about current trends or information.
A1Morezoom out
US /zum aʊt/
UK /zu:m aut/
- Phrasal Verb
- To decrease the magnification of an image, showing more of the scene.
- To take a broader perspective; to consider the overall context.
Vocabulary
- at the same time: Simultaneously; at the identical moment.
- same time: Occurring simultaneously or at the same point in time.
- such as: For example; like
- look at: To use your eyes to focus on something
- have to: Must do
- for example: As an illustration or instance.
- cash flow
- down the road: At a future time; in the future.
- for free: Without charge; at no cost.
- in the world: Used to emphasize a question expressing surprise, confusion, or disbelief.
- in the long run: Eventually; over a long period of time.
- out of it: Unconscious or not completely alert; dazed or confused.
- of course: Sure ; Certainly
- in fact: Used to emphasize the truth of a statement, especially one that contrasts with or contradicts something else.
- lose money: To suffer a financial loss; to not make a profit.
- break down: To forcibly break, destroy or make collapse
- from scratch: From the very beginning; from nothing.
- give up: To lose hope or admit defeat
- think of: To look on as (being something specific); consider
- think about: To consider something carefully.
- in mind: Being aware of or considering something.
- feel like: To have a desire or inclination for something.
- come up with: To think of an idea or solution; produce
- breaks down: To forcibly break, destroy or make collapse
- put together: To build or assemble something small, e.g. a toy
- fall under: To be included in or classified as part of a specific category or jurisdiction.
- of interest: Relevant or important to someone or something.
- all over the place: In a state of disorder; scattered everywhere.
- get excited: To become enthusiastic or eager.
- allow me: A polite way of offering to do something for someone.
- to let: Indicates that a property is available for rent.
- long list: An extensive or detailed enumeration of items, names, or details.
- go on: To continue doing something
- on behalf of: As the representative of someone
- going on: To continue doing something
- have at: To attack someone or something.
- at least: As a minimum
- zoom out: To decrease the magnification of an image, showing more of the scene.
- over time: Gradually; as time passes.
- with it: Intelligent, alert, and up-to-date.
- wake up: To stop sleeping
- in summary: Briefly stating or reviewing main points.
- check out
- literally: In a literal manner or sense; exactly as stated.
- entire: Complete or full; with no part left out; whole
- potential: Capable of happening or becoming reality
- individual: Single person, looked at separately from others
- scenario: An imagined sequence of events in a plan/project
- opportunity: Time, situation when a thing might be done; chance
- basically: Used before you explain something simply, clearly
- description: Explanation of what something is like, looks like
- consistent: Agreeing with or being similar to another part
- exact: Completely correct; accurate; specific
- amount: Quantity of something
- commodity: Something useful or valuable, usually for sale
- mortgage: Long-term loan from a bank for buying property
- financial: Involving money
- debt: Sum of money owed to someone that is not yet paid
- collapse: To fold (e.g. a stroller) down to make it smaller
- capital: Writing the first letter of a word in big letters
- tip: To pour or move something from a place, container
- reach: To come to or arrive at a goal or destination
- volatile: Able to easily become a gas at a low temperature
- accumulate: To gather or acquire so that you have more of it
- simply: In an easy or clear manner
- huge: Very very large
- charge: To run quickly toward someone to attack them
- stock: Animals such as cattle kept for breeding
- account: An advantage
- dominate: To be taller, bigger, or more physically obvious
- lot: What happens to a person in life from chance; fate
- whatsoever: Used to add emphasis to an idea being expressed
- important: Having power or authority
- single: One run in cricket or a hit baseball
- piece: A counter in a board game
- insanely: In an insane manner
- rise: To wake up and get out of bed after sleeping
- exponentially: (Of an increase) at a faster and faster rate
- pick: Sharp tool used for breaking the ground
- portfolio: A list of the financial assets held by someone
- grow: To get bigger and more mature; make plants do this
- mistake: Something done wrong/calculated wrong; error
- income: Earned money from work, investments or business
- dime: Coin worth 10 US cents
- continuously: Without stops, breaks, or an end
- start: First time or place that a thing exists; beginning
- real: Actually existing or happening, not imagined
- equity: Condition of people being treated the same
- time: Speed at which music is played; tempo
- broker: Person who acts to buy or sell shares in companies
- allocation: Sharing out of work/resources for some purpose
- brokerage: Stock broker's business
- middleman: Someone who buys many goods and resells to others
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01:03
She took a brave step forward, leaving behind her comfort zone to chase her dreams.
Vocabulary
- brave
adj. Having courage
- comfort zone
phr. A familiar situation where one feels safe
Explanation
a brave step is a noun phrase, where brave is an adjective modifying the noun step, meaning "a courageous step".
forward is an adverb modifying step, meaning "ahead".
The whole phrase serves as the object, answering the "what" of took (verb) — she took a brave step forward.
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brave
US/brev/
UK/breɪv/
adj.Brave
v.t.To bravely face
A2 Elementary
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80
If I Started Investing in 2026, This Is What I'd Do
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林宜悉 posted on 2026/01/13Thinking about investing but don't know where to start? This video breaks down a smart strategy for new investors, even if you're starting from zero! You'll pick up essential vocabulary for building an emergency fund and understanding ETFs like Invesco QQQ and VOO.
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