Vocabulary

  • have to: Must do
  • bring down: To destroy (government, etc.) forcefully
  • of interest: Relevant or important to someone or something.
  • look at: To use your eyes to focus on something
  • down with: Suffering from an illness.
  • with it: Intelligent, alert, and up-to-date.
  • back up: To save a copy of your computer data
  • in total: Completely; with everything added together.
  • for the rest: Concerning the remaining people or things.
  • move to: To change the place where you live or work.
  • out of control: Impossible to manage or control.
  • on the surface: Appearing to be true or real until examined more closely.
  • dig into: To start eating food enthusiastically.
  • as a result of: Because of something; owing to.
  • in debt: State of owing money to a person or institution
  • at least: As a minimum
  • for example: As an illustration or instance.
  • based on: To use something as the foundation or starting point for something else.
  • save for: To keep money so that you can buy something with it in the future.
  • in the streets: Located or happening outdoors in public roads or areas.
  • mortgage payments: Regular installments paid towards the repayment of a mortgage loan.
  • such as: For example; like
  • back into: To drive a vehicle backwards into a space or area.
  • in the hands of: Under the control or responsibility of someone.
  • tie up: To be occupied or engaged in something
  • cash in: To sell asset to get money back
  • interest payment: A payment made periodically to a lender in exchange for the use of their money.
  • power on: To activate or switch on a device or machine.
  • at the end of the day: Ultimately; when everything else is considered.
  • pack up: To put things into boxes and take them home
  • care of: Used in an address to indicate the person who will receive the mail for someone else.
  • rate it: To give something a score or evaluation based on its quality or merit.
  • paid off: To give money to get person to do something; bribe
  • in fact: Used to emphasize the truth of a statement, especially one that contrasts with or contradicts something else.
  • check out
  • entire: Complete or full; with no part left out; whole
  • scenario: An imagined sequence of events in a plan/project
  • depression: Medical condition of a lack of vitality
  • majority: Amount that is more than half of a group
  • slightly: Only a little
  • vast: Being very large in size or amount
  • period: Set amount of time during which events take place
  • basically: Used before you explain something simply, clearly
  • crisis: Unstable situation of extreme danger or difficulty
  • average: Total of numbers divided by the number of items
  • force: Group of persons trained for military action; army
  • exact: Completely correct; accurate; specific
  • amount: Quantity of something
  • default: Automatic setting when no indicated preference
  • imagine: To think creatively about; form mental picture of
  • increase: To make or become larger in size or amount
  • mortgage: Long-term loan from a bank for buying property
  • debt: Sum of money owed to someone that is not yet paid
  • divide: To split numbers by another number, e.g. 6 / 2 = 3
  • afford: To make available, to provide
  • deal: To cope with something - usually troubles
  • federal: Consisting of several united states
  • simply: In an easy or clear manner
  • purchase: To buy something; to get by paying money for it
  • charge: To run quickly toward someone to attack them
  • apply: To spread a substance or liquid over a surface
  • primarily: In the most basic or important way
  • household: Being in everyday use; common
  • rest: Time when one relaxes, sleeps, or is inactive
  • interest: Best or most advantageous thing for someone
  • rate: To assess something or consider its qualities
  • invest: To use resources to build for the future
  • provide: To make available; to supply for use
  • equation: Mathematical statement showing things to be equal
  • economy: Using money, resources in a careful, effective way
  • solution: Mix of a liquid and a solid or a gas
  • lot: What happens to a person in life from chance; fate
  • reserve: To arrange for a room or table be kept for you
  • place: To put someone in a particular type of situation
  • loan: To give money, etc. that must be paid back
  • multiply: To increase in number by reproducing/having babies
  • equity: Condition of people being treated the same
  • riskier: More dangerous or with a higher chance of loss
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    • afford

      US /əˈfɔrd, əˈford/

      UK /ə'fɔ:d/

      • Transitive Verb
      • To make available, to provide
      • To have enough money to pay for something
      A2TOEIC
      More
    • as a result of

      US

      UK

      • Phrase
      • Because of something; owing to.
      A1
      More
    • at least

      US /æt list/

      UK /æt li:st/

      • Adverb
      • As a minimum
      • Not less than
      • Phrase
      • No less than; at the minimum
      • Used to indicate that something is positive in a bad situation.
      C2
      More
    • at the end of the day

      US

      UK

      • Phrase
      • Ultimately; when everything else is considered.
      • After a day's work or activities.
      A1
      More
    • average

      US /ˈævərɪdʒ, ˈævrɪdʒ/

      UK /'ævərɪdʒ/

      • Noun (Countable/Uncountable)
      • Total of numbers divided by the number of items
      • Transitive Verb
      • To add numbers then divide by the number of items
      A2TOEIC
      More
    • back into

      US /bæk ˈɪntu/

      UK /bæk ˈɪntuː/

      • Phrasal Verb
      • To drive a vehicle backwards into a space or area.
      • To accidentally collide with something while moving backwards.
      A1
      More
    • back up

      US /bæk ʌp/

      UK /bæk ʌp/

      • Phrasal Verb
      • To save a copy of your computer data
      • To confirm the truth of what someone says
      A1
      More
    • based on

      US

      UK

      • Phrasal Verb
      • To use something as the foundation or starting point for something else.
      • Preposition
      • Using something as the main idea or foundation.
      • Relying on something as evidence or justification.
      A1
      More
    • basically

      US /ˈbesɪkəli,-kli/

      UK /ˈbeɪsɪkli/

      • Adverb
      • Used before you explain something simply, clearly
      • In essence; when you consider the most important aspects of something.
      A2
      More
    • bring down

      US /brɪŋ daʊn/

      UK /briŋ daun/

      • Phrasal Verb
      • To destroy (government, etc.) forcefully
      • To kill someone, often with a gun
      A1
      More
    • care of

      US /kɛr ʌv/

      UK /kɛə ɔv/

      • Preposition
      • Used in an address to indicate the person who will receive the mail for someone else.
      A2
      More
    • cash in

      US /kæʃ ɪn/

      UK /kæʃ in/

      • Phrasal Verb
      • To sell asset to get money back
      • To sell something to get cash
      A2
      More
    • charge

      US /tʃɑrdʒ/

      UK /tʃɑ:dʒ/

      • Verb (Transitive/Intransitive)
      • To run quickly toward someone to attack them
      • To ask for money as a price for a service or goods
      • Noun (Countable/Uncountable)
      • An attack by running quickly toward someone
      • A price for a service or goods
      A2
      More
    • check out

      US /tʃɛk aʊt/

      UK /tʃek aut/

      • Phrase
      • Phrasal Verb
      • To find out information about something
      • To take books out of a library
      A1
      More
    • crisis

      US /ˈkraɪsɪs/

      UK /'kraɪsɪs/

      • Noun (Countable/Uncountable)
      • Unstable situation of extreme danger or difficulty
      • A turning point in a disease.
      B1
      More
    • debt

      US /dɛt/

      UK /det/

      • Noun (Countable/Uncountable)
      • Sum of money owed to someone that is not yet paid
      • A moral or social obligation.
      A2TOEIC
      More
    • default

      US /dɪˈfɔlt/

      UK /dɪ'fɔ:lt/

      • Noun (Countable/Uncountable)
      • Automatic setting when no indicated preference
      • Failure to meet an agreement or make a payment
      • Verb (Transitive/Intransitive)
      • To fail to meet as agreed; failure to pay
      • To return to a previously determined state
      B2TOEIC
      More
    • depression

      US /dɪˈprɛʃən/

      UK /dɪ'preʃn/

      • Noun (Countable/Uncountable)
      • Medical condition of a lack of vitality
      • Period of unemployment and low economic activity
      B2
      More
    • dig into

      US

      UK

      • Phrasal Verb
      • To start eating food enthusiastically.
      • To investigate or research something thoroughly.
      B1
      More
    • divide

      US /dɪˈvaɪd/

      UK /dɪ'vaɪd/

      • Verb (Transitive/Intransitive)
      • To split numbers by another number, e.g. 6 / 2 = 3
      • To separate something into equal pieces
      • Noun
      • A separation or distinction.
      A2TOEIC
      More
    • down with

      US /daʊn wɪð/

      UK /daun wið/

      • Adjective
      • Suffering from an illness.
      • Agreeable to; in favor of.
      • Interjection
      • An expression of opposition to something.
      A1
      More
    • entire

      US /ɛnˈtaɪr/

      UK /ɪn'taɪə(r)/

      • Adjective
      • Complete or full; with no part left out; whole
      • Undivided; not shared or distributed.
      A2TOEIC
      More
    • equation

      US /ɪˈkweʒən, -ʃən/

      UK /ɪˈkweɪʒn/

      • Noun (Countable/Uncountable)
      • Mathematical statement showing things to be equal
      • Complex set of different facts, ideas or issues
      B1
      More
    • equity

      US /ˈɛkwɪti/

      UK /ˈekwəti/

      • Uncountable Noun
      • Condition of people being treated the same
      • Value of a house, etc., minus the mortgage
      • Noun (Countable/Uncountable)
      • Stocks and shares which pay no fixed interest
      • The value of the shares issued by a company
      B1TOEIC
      More
    • exact

      US /ɪɡˈzækt/

      UK /ɪɡ'zækt/

      • Adjective
      • Completely correct; accurate; specific
      • Transitive Verb
      • To get something, sometimes using force
      A2TOEIC
      More
    • federal

      US /ˈfɛdərəl, ˈfɛdrəl/

      UK /'fedərəl/

      • Adjective
      • Consisting of several united states
      • Relating to a system of government in which power is divided between a central authority and constituent political units.
      • Proper Noun
      • The central banking system of the United States.
      B1
      More
    • for example

      US

      UK

      • Phrase
      • As an illustration or instance.
      More
    • for the rest

      US /fɔr ði rɛst/

      UK /fɔ: ðə rest/

      • Phrase
      • Concerning the remaining people or things.
      • During the remaining part of a period of time.
      A1
      More
    • have to

      US /hæv tu/

      UK /ˈhæv tə/

      • Auxiliary Verb
      • Must do
      A1
      More
    • household

      US /ˈhaʊsˌhold/

      UK /'haʊshəʊld/

      • Adjective
      • Being in everyday use; common
      • Relating to a house or home.
      • Noun (Countable/Uncountable)
      • Concerning a home
      • Family or other group living together in a house
      B1
      More
    • in debt

      US /ɪn dɛt/

      UK /in det/

      • Phrase
      • State of owing money to a person or institution
      • Adjective
      • Owing money.
      A2
      More
    • in fact

      US /ɪn fækt/

      UK /in fækt/

      • Adverb
      • Used to emphasize the truth of a statement, especially one that contrasts with or contradicts something else.
      • Used to introduce a more detailed or surprising piece of information.
      • Phrase
      • Used to emphasize the truth of a statement, especially one that is surprising or contrary to what might be expected.
      C1
      More
    • in the hands of

      US /ɪn ðə ˈhændz ʌv/

      UK /in ðə ˈhændz ɔv/

      • Preposition
      • Under the control or responsibility of someone.
      B1
      More
    • in the streets

      US /ɪn ðə strits/

      UK /ɪn ðə stri:ts/

      • other
      • Located or happening outdoors in public roads or areas.
      A2
      More
    • in total

      US /ɪn ˈtotl/

      UK /in ˈtəutəl/

      • Phrase
      • Completely; with everything added together.
      A1
      More
    • interest payment

      US /ˈɪntrɪst ˈpemənt/

      UK /ˈintrist ˈpeimənt/

      • Noun
      • A payment made periodically to a lender in exchange for the use of their money.
      B2
      More
    • invest

      US /ɪnˈvɛst/

      UK /ɪn'vest/

      • Transitive Verb
      • To use resources to build for the future
      A2TOEIC
      More
    • loan

      US /lon/

      UK /ləʊn/

      • Transitive Verb
      • To give money, etc. that must be paid back
      • Noun (Countable/Uncountable)
      • Act of allowing someone to borrow something
      A2TOEIC
      More
    • look at

      US /lʊk æt/

      UK /luk æt/

      • Phrasal Verb
      • To use your eyes to focus on something
      • To focus your eyes on something carefully
      A1
      More
    • majority

      US /məˈdʒɔrɪti, -ˈdʒɑr-/

      UK /mə'dʒɒrətɪ/

      • Noun (Countable/Uncountable)
      • Amount that is more than half of a group
      • The age at which a person is legally considered an adult.
      B1TOEIC
      More
    • mortgage

      US /ˈmɔrɡɪdʒ/

      UK /'mɔ:ɡɪdʒ/

      • Noun (Countable/Uncountable)
      • Long-term loan from a bank for buying property
      • A legal agreement in which you borrow money in order to buy a house using the house as a guarantee
      • Transitive Verb
      • To borrow money to buy a house, giving the lender the right to take ownership of the property if you cannot pay the debt
      B1TOEIC
      More
    • mortgage payments

      US

      UK

      • Noun
      • Regular installments paid towards the repayment of a mortgage loan.
      More
    • move to

      US /muv tu/

      UK /mu:v tu:/

      • Phrasal Verb
      • To change the place where you live or work.
      • Verb (Transitive/Intransitive)
      • To proceed to the next stage or action.
      A2
      More
    • multiply

      US /ˈmʌltəˌplaɪ/

      UK /ˈmʌltɪplaɪ/

      • Verb (Transitive/Intransitive)
      • To increase in number by reproducing/having babies
      • To increase something by a large quantity
      B1
      More
    • of interest

      US /əv ˈɪntrɪst/

      UK /əv ˈɪntrəst/

      • other
      • Relevant or important to someone or something.
      B2
      More
    • on the surface

      US /ɑn ði ˈsɚfəs/

      UK /ɔn ðə ˈsə:fis/

      • Phrase
      • Appearing to be true or real until examined more closely.
      • Located on the outer part or uppermost layer of something.
      B2
      More
    • out of control

      US /aʊt ʌv kənˈtrol/

      UK /aut ɔv kənˈtrəul/

      • Adjective
      • Impossible to manage or control.
      • Not able to be directed or steered.
      A1
      More
    • pack up

      US

      UK

      • Phrasal Verb
      • To put things into boxes and take them home
      A1
      More
    • paid off

      US

      UK

      • Phrasal Verb
      • To give money to get person to do something; bribe
      • To give money to settle a debt
      • Transitive Verb
      • To have bribed someone.
      • To have paid a debt in full.
      A1
      More
    • power on

      US /ˈpaʊɚ ɑn/

      UK /ˈpauə ɔn/

      • Phrasal Verb
      • To activate or switch on a device or machine.
      B1
      More
    • primarily

      US /praɪˈmɛrəli, -ˈmɛr-/

      UK /praɪˈmerəli/

      • Adverb
      • In the most basic or important way
      A2TOEIC
      More
    • purchase

      US

      UK

      • Transitive Verb
      • To buy something; to get by paying money for it
      • Noun (Countable/Uncountable)
      • Something that you bought
      • Strong hold on something; grip
      A2TOEIC
      More
    • rate it

      US

      UK

      • Phrasal Verb
      • To give something a score or evaluation based on its quality or merit.
      B1
      More
    • reserve

      US /rɪˈzɚv/

      UK /rɪ'zɜ:v/

      • Transitive Verb
      • To arrange for a room or table be kept for you
      • To not use all of, so you can use it later
      • Noun (Countable/Uncountable)
      • Area of land set aside as for a people
      • Park or area for wildlife to roam free
      A2
      More
    • riskier

      US

      UK

      • Adjective
      • More dangerous or with a higher chance of loss
      B2
      More
    • save for

      US

      UK

      • Phrasal Verb
      • To keep money so that you can buy something with it in the future.
      A2
      More
    • scenario

      US /səˈner.i.oʊ/

      UK /sɪˈnɑː.ri.əʊ/

      • Noun
      • An imagined sequence of events in a plan/project
      B1
      More
    • slightly

      US /ˈslaɪtli/

      UK /ˈslaɪtli/

      • Adverb
      • Only a little
      B1
      More
    • solution

      US /səˈluʃən/

      UK /səˈlu:ʃn/

      • Noun (Countable/Uncountable)
      • Mix of a liquid and a solid or a gas
      • Way to solve or deal with a problem
      A2
      More
    • such as

      US /sʌtʃ æz/

      UK /sʌtʃ æz/

      • Preposition
      • For example; like
      A1
      More
    • tie up

      US /taɪ ʌp/

      UK /tai ʌp/

      • Phrasal Verb
      • To be occupied or engaged in something
      A2
      More
    • vast

      US /væst/

      UK /vɑ:st/

      • Adjective
      • Being very large in size or amount
      A2TOEIC
      More
    • with it

      US /wɪð ɪt/

      UK /wið it/

      • Adjective
      • Intelligent, alert, and up-to-date.
      • Understanding and knowledgeable about current trends or information.
      A1
      More
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    01:03

    She took a brave step forward, leaving behind her comfort zone to chase her dreams.

    Vocabulary
    • brave

      adj. Having courage

    • comfort zone

      phr. A familiar situation where one feels safe

    Explanation
    a brave step is a noun phrase, where brave is an adjective modifying the noun step, meaning "a courageous step". forward is an adverb modifying step, meaning "ahead". The whole phrase serves as the object, answering the "what" of took (verb) — she took a brave step forward.

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    brave

    US/brev/
    UK/breɪv/
    adj.Brave
    v.t.To bravely face
    A2 Elementary

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    80
    B1
    #mortgage#interest#loan#monthly#pay#equity

    Trump Just Did The UNTHINKABLE... It's REALLY Bad

    0
    林宜悉 posted on 2025/11/10
    Ever wondered about those 50-year mortgages and what they mean for first-time buyers? This video dives deep into housing affordability and mortgage rates, explaining complex economic ideas with advanced vocabulary you can use daily. Get ready to understand the latest housing news and boost your English at the same time!

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