Vocabulary

  • have to: Must do
  • bring down: To destroy (government, etc.) forcefully
  • at least: As a minimum
  • look at: To use your eyes to focus on something
  • with it: Intelligent, alert, and up-to-date.
  • in fact: Used to emphasize the truth of a statement, especially one that contrasts with or contradicts something else.
  • for rent: Available to be rented or leased.
  • freak out: To react or behave in a wild or irrational way
  • at some point: At an unspecified time, usually in the future.
  • out there: In or to a place that is far away
  • turn into: To change to become something else
  • make up: To invent or create a story
  • at the same time: Simultaneously; at the identical moment.
  • same time: Occurring simultaneously or at the same point in time.
  • of course: Sure ; Certainly
  • think about: To consider something carefully.
  • for example: As an illustration or instance.
  • despite the fact: In spite of; notwithstanding.
  • based on: To use something as the foundation or starting point for something else.
  • prior to: Before a particular time or event.
  • on the brink of: Very near to experiencing something, usually something unpleasant.
  • at any rate: Whatever happens; in any case; anyway.
  • by itself: Alone; without help or assistance.
  • in the long run: Eventually; over a long period of time.
  • as long as: For the period that; provided that.
  • roof over: A place to live; shelter or housing.
  • over your head: Too difficult to understand.
  • lead to: To result in some action
  • out of it: Unconscious or not completely alert; dazed or confused.
  • absolutely: Completely; totally; very
  • majority: Amount that is more than half of a group
  • situation: Place, position or area that something is in
  • vast: Being very large in size or amount
  • period: Set amount of time during which events take place
  • crisis: Unstable situation of extreme danger or difficulty
  • average: Total of numbers divided by the number of items
  • demand: Desire customers have to buy product, service
  • default: Automatic setting when no indicated preference
  • increase: To make or become larger in size or amount
  • mortgage: Long-term loan from a bank for buying property
  • financial: Involving money
  • debt: Sum of money owed to someone that is not yet paid
  • portion: Serving of food that is intended for one person
  • afford: To make available, to provide
  • capital: Writing the first letter of a word in big letters
  • tiny: Very, very small
  • inflation: Act of filling something with air or gas
  • federal: Consisting of several united states
  • purchase: To buy something; to get by paying money for it
  • stock: Animals such as cattle kept for breeding
  • suddenly: In an unexpected or very quick manner
  • asset: Thing that has value to you
  • responsible: Being the cause of something that has occurred
  • drop: Distance between a higher and a lower level
  • risk: To do something potentially dangerous or foolish
  • interest: Best or most advantageous thing for someone
  • rate: To assess something or consider its qualities
  • investment: Something purchased hoping its value will increase
  • provide: To make available; to supply for use
  • invest: To use resources to build for the future
  • economy: Using money, resources in a careful, effective way
  • prove: To demonstrate truth by providing evidence
  • normal: Standard or regular way of doing something
  • brink: Near to happening; on the verge of
  • offer: Price you say you are willing to pay for something
  • system: Set of organized, planned ideas that work together
  • fact: Something that is known or proved to be true
  • crash: To damage an object by causing it to hit something
  • neighborhood: Area of a town or city that people live in
  • portfolio: A list of the financial assets held by someone
  • massively: To a very large degree or in a large manner
  • allocate: To distribute or set apart for a plan or purpose
  • percentage: Part of a whole divided into hundredths
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  • not found vocabularyNo vocabulary matches your filters
    • absolutely

      US /ˈæbsəˌlutli, ˌæbsəˈlutli/

      UK /ˈæbsəlu:tli/

      • Adverb
      • Completely; totally; very
      • Considered independently and without relation to other things; viewed abstractly; as, quantity absolutely considered.
      A2
      More
    • afford

      US /əˈfɔrd, əˈford/

      UK /ə'fɔ:d/

      • Transitive Verb
      • To make available, to provide
      • To have enough money to pay for something
      A2TOEIC
      More
    • allocate

      US /ˈæləˌket/

      UK /ˈæləkeɪt/

      • Transitive Verb
      • To distribute or set apart for a plan or purpose
      B1
      More
    • as long as

      US /æz lɔŋ æz/

      UK /æz lɔŋ æz/

      • Conjunction
      • For the period that; provided that.
      • For the length of time that
      • Preposition
      • On the condition that; providing that.
      • Having the same length as.
      A1
      More
    • asset

      US /ˈæsˌɛt/

      UK /'æset/

      • Noun (Countable/Uncountable)
      • Thing that has value to you
      A2TOEIC
      More
    • at any rate

      US

      UK

      • Phrase
      • Whatever happens; in any case; anyway.
      More
    • at least

      US /æt list/

      UK /æt li:st/

      • Adverb
      • As a minimum
      • Not less than
      • Phrase
      • No less than; at the minimum
      • Used to indicate that something is positive in a bad situation.
      C2
      More
    • at some point

      US /æt sʌm pɔɪnt/

      UK /æt sʌm pɔint/

      • Phrase
      • At an unspecified time, usually in the future.
      A1
      More
    • at the same time

      US

      UK

      • Phrase
      • Simultaneously; at the identical moment.
      • Nevertheless; however; used to introduce a contrasting or qualifying statement.
      A1
      More
    • average

      US /ˈævərɪdʒ, ˈævrɪdʒ/

      UK /'ævərɪdʒ/

      • Noun (Countable/Uncountable)
      • Total of numbers divided by the number of items
      • Transitive Verb
      • To add numbers then divide by the number of items
      A2TOEIC
      More
    • based on

      US

      UK

      • Phrasal Verb
      • To use something as the foundation or starting point for something else.
      • Preposition
      • Using something as the main idea or foundation.
      • Relying on something as evidence or justification.
      A1
      More
    • bring down

      US /brɪŋ daʊn/

      UK /briŋ daun/

      • Phrasal Verb
      • To destroy (government, etc.) forcefully
      • To kill someone, often with a gun
      A1
      More
    • brink

      US /brɪŋk/

      UK /brɪŋk/

      • Noun
      • Near to happening; on the verge of
      B2
      More
    • by itself

      US /baɪ ɪtˈsɛlf/

      UK /bai itˈself/

      • Adverb
      • Alone; without help or assistance.
      • Without any external influence or aid.
      A2
      More
    • capital

      US /ˈkæpɪtl/

      UK /'kæpɪtl/

      • Noun
      • Writing the first letter of a word in big letters
      • Official main city of a country, province or state
      • Adjective
      • Main, or major
      • (Of an offense) liable to the death penalty.
      A2
      More
    • crisis

      US /ˈkraɪsɪs/

      UK /'kraɪsɪs/

      • Noun (Countable/Uncountable)
      • Unstable situation of extreme danger or difficulty
      • A turning point in a disease.
      B1
      More
    • debt

      US /dɛt/

      UK /det/

      • Noun (Countable/Uncountable)
      • Sum of money owed to someone that is not yet paid
      • A moral or social obligation.
      A2TOEIC
      More
    • default

      US /dɪˈfɔlt/

      UK /dɪ'fɔ:lt/

      • Noun (Countable/Uncountable)
      • Automatic setting when no indicated preference
      • Failure to meet an agreement or make a payment
      • Verb (Transitive/Intransitive)
      • To fail to meet as agreed; failure to pay
      • To return to a previously determined state
      B2TOEIC
      More
    • demand

      US /dɪˈmænd/

      UK /dɪ'mɑ:nd/

      • Noun (Countable/Uncountable)
      • Desire customers have to buy product, service
      • A strong request for someone to do something
      • Transitive Verb
      • To strongly request someone to do something
      • To need something.
      A2TOEIC
      More
    • despite the fact

      US

      UK

      • Preposition
      • In spite of; notwithstanding.
      • Conjunction
      • Even though; although.
      A2
      More
    • federal

      US /ˈfɛdərəl, ˈfɛdrəl/

      UK /'fedərəl/

      • Adjective
      • Consisting of several united states
      • Relating to a system of government in which power is divided between a central authority and constituent political units.
      • Proper Noun
      • The central banking system of the United States.
      B1
      More
    • financial

      US /faɪˈnænʃ(ə)l/

      UK /faɪˈnænʃl/

      • Adjective
      • Involving money
      • Relating to investments.
      • Countable Noun
      • A person who provides advice on financial matters.
      A2TOEIC
      More
    • for example

      US

      UK

      • Phrase
      • As an illustration or instance.
      More
    • for rent

      US /fɚ rent/

      UK /fə rent/

      • other
      • Available to be rented or leased.
      A2
      More
    • freak out

      US /frik aʊt/

      UK /fri:k aut/

      • Phrasal Verb
      • To react or behave in a wild or irrational way
      • To become very anxious, upset, or afraid; to panic.
      • Intransitive Verb
      • To experience or display extreme emotions, such as fear or panic.
      • To have a very disturbing and frightening experience caused by taking drugs.
      B2
      More
    • have to

      US /hæv tu/

      UK /ˈhæv tə/

      • Auxiliary Verb
      • Must do
      A1
      More
    • in fact

      US /ɪn fækt/

      UK /in fækt/

      • Adverb
      • Used to emphasize the truth of a statement, especially one that contrasts with or contradicts something else.
      • Used to introduce a more detailed or surprising piece of information.
      • Phrase
      • Used to emphasize the truth of a statement, especially one that is surprising or contrary to what might be expected.
      C1
      More
    • in the long run

      US

      UK

      • Phrase
      • Eventually; over a long period of time.
      A1
      More
    • inflation

      US /ɪnˈfleʃən/

      UK /ɪn'fleɪʃn/

      • Noun (Countable/Uncountable)
      • Act of filling something with air or gas
      • Continual rise in the prices of products
      B1TOEIC
      More
    • invest

      US /ɪnˈvɛst/

      UK /ɪn'vest/

      • Transitive Verb
      • To use resources to build for the future
      A2TOEIC
      More
    • investment

      US /ɪnˈvɛstmənt/

      UK /ɪnˈvestmənt/

      • Noun (Countable/Uncountable)
      • Something purchased hoping its value will increase
      • Something you invest in, such as a company, property, etc.
      A2TOEIC
      More
    • lead to

      US /lid tu/

      UK /li:d tu:/

      • Phrasal Verb
      • To result in some action
      • Verb (Transitive/Intransitive)
      • To have something as a consequence or result.
      A1
      More
    • look at

      US /lʊk æt/

      UK /luk æt/

      • Phrasal Verb
      • To use your eyes to focus on something
      • To focus your eyes on something carefully
      A1
      More
    • majority

      US /məˈdʒɔrɪti, -ˈdʒɑr-/

      UK /mə'dʒɒrətɪ/

      • Noun (Countable/Uncountable)
      • Amount that is more than half of a group
      • The age at which a person is legally considered an adult.
      B1TOEIC
      More
    • make up

      US /mek ʌp/

      UK /meik ʌp/

      • Phrasal Verb
      • To invent or create a story
      • To add up to
      • Verb (Transitive/Intransitive)
      • To invent a story, excuse, etc.
      • To compensate for something lost, missed, or deficient.
      A1
      More
    • massively

      US /'mæsɪvlɪ/

      UK /'mæsɪvlɪ/

      • Adverb
      • To a very large degree or in a large manner
      B1
      More
    • mortgage

      US /ˈmɔrɡɪdʒ/

      UK /'mɔ:ɡɪdʒ/

      • Noun (Countable/Uncountable)
      • Long-term loan from a bank for buying property
      • A legal agreement in which you borrow money in order to buy a house using the house as a guarantee
      • Transitive Verb
      • To borrow money to buy a house, giving the lender the right to take ownership of the property if you cannot pay the debt
      B1TOEIC
      More
    • neighborhood

      US /ˈnebɚˌhʊd/

      UK /'neɪbəhʊd/

      • Noun (Countable/Uncountable)
      • Area of a town or city that people live in
      • People who live in a particular area
      • Adjective
      • Relating to a neighborhood.
      B1
      More
    • of course

      US /ʌv kɔː(r)s/

      UK /ɔv kɔː(r)s/

      • Adverb
      • Sure ; Certainly
      • Phrase
      • For sure; certainly
      A2
      More
    • on the brink of

      US /ɑːn ðiː brɪŋk ɑːv/

      UK

      • Phrase
      • Very near to experiencing something, usually something unpleasant.
      • About to happen; imminent.
      A1
      More
    • out of it

      US /aʊt ʌv ɪt/

      UK /aut ɔv it/

      • Adjective
      • Unconscious or not completely alert; dazed or confused.
      • Not able to think clearly or react quickly; not with it.
      A1
      More
    • out there

      US /aʊt ðɛr/

      UK /aut ðɛə/

      • Adverb
      • In or to a place that is far away
      • Existing in the universe
      • Adjective
      • Unconventional; strange; avant-garde
      • Existing or available.
      A1
      More
    • over your head

      US

      UK

      • Adjective
      • Too difficult to understand.
      • Adverb
      • Without consulting or informing someone who should have been involved.
      A1
      More
    • percentage

      US /pərˈsentɪdʒ/

      UK /pəˈsentɪdʒ/

      • Noun (Countable/Uncountable)
      • Part of a whole divided into hundredths
      • An advantage or allowance.
      B1
      More
    • portfolio

      US /pɔrtˈfoliˌo, port-/

      UK /pɔ:t'fəʊlɪəʊ/

      • Noun (Countable/Uncountable)
      • A list of the financial assets held by someone
      • List of work submitted to a teacher/for approval
      B1TOEIC
      More
    • portion

      US /ˈpɔrʃən, ˈpor-/

      UK /'pɔ:ʃn/

      • Noun (Countable/Uncountable)
      • Serving of food that is intended for one person
      • Part of something shared that belongs to a whole
      • Transitive Verb
      • To separate something to divide among people
      B1
      More
    • prior to

      US /ˈpraɪɚ tu/

      UK /ˈpraiə tu:/

      • Preposition
      • Before a particular time or event.
      C1
      More
    • prove

      US /pruv/

      UK /pru:v/

      • Transitive Verb
      • To demonstrate truth by providing evidence
      • To test the quality or worth of something.
      • Intransitive Verb
      • To turn out to be; be found to be.
      A2TOEIC
      More
    • purchase

      US

      UK

      • Transitive Verb
      • To buy something; to get by paying money for it
      • Noun (Countable/Uncountable)
      • Something that you bought
      • Strong hold on something; grip
      A2TOEIC
      More
    • responsible

      US / rɪˈspɑnsəbəl/

      UK /rɪ'spɒnsəbl/

      • Adjective
      • Being the cause of something that has occurred
      • Having the duty of dealing with something
      A2TOEIC
      More
    • roof over

      US

      UK

      • Noun
      • A place to live; shelter or housing.
      • Transitive Verb
      • To provide with housing or shelter.
      A2
      More
    • same time

      US

      UK

      • Phrase
      • Occurring simultaneously or at the same point in time.
      • At the identical time as before; recurring at a fixed hour.
      • Noun
      • An equal duration or period.
      A1
      More
    • stock

      US /stɑk/

      UK /stɒk/

      • Noun (Countable/Uncountable)
      • Animals such as cattle kept for breeding
      • Merchandise; goods kept by a business for sale
      • Uncountable Noun
      • Tasty liquid added to stews, soups etc.
      B2TOEIC
      More
    • think about

      US /θɪŋk əˈbaʊt/

      UK /θiŋk əˈbaut/

      • Phrasal Verb
      • To consider something carefully.
      • To remember or call to mind.
      A1
      More
    • tiny

      US /ˈtaɪni/

      UK /'taɪnɪ/

      • Adjective
      • Very, very small
      A2
      More
    • turn into

      US /tɚn ˈɪntu/

      UK /tə:n ˈɪntuː/

      • Phrasal Verb
      • To change to become something else
      • To change your direction to go into a place
      A1
      More
    • vast

      US /væst/

      UK /vɑ:st/

      • Adjective
      • Being very large in size or amount
      A2TOEIC
      More
    • with it

      US /wɪð ɪt/

      UK /wið it/

      • Adjective
      • Intelligent, alert, and up-to-date.
      • Understanding and knowledgeable about current trends or information.
      A1
      More
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    01:03

    She took a brave step forward, leaving behind her comfort zone to chase her dreams.

    Vocabulary
    • brave

      adj. Having courage

    • comfort zone

      phr. A familiar situation where one feels safe

    Explanation
    a brave step is a noun phrase, where brave is an adjective modifying the noun step, meaning "a courageous step". forward is an adverb modifying step, meaning "ahead". The whole phrase serves as the object, answering the "what" of took (verb) — she took a brave step forward.

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    brave

    US/brev/
    UK/breɪv/
    adj.Brave
    v.t.To bravely face
    A2 Elementary

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    B1
    #mortgage#backed#federal reserve#reserve#federal#housing market

    The Housing Crisis Has Already Begun – And Nobody’s Ready

    0
    林宜悉 posted on 2025/10/30
    Ever wondered why buying a home feels so impossible right now? This video dives deep into the housing crisis, explaining tricky terms like mortgage-backed securities and the Federal Reserve's role, so you can finally understand what's happening with the market! You'll pick up tons of advanced vocabulary and gain practical knowledge that's super relevant for homebuyers and investors alike.

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