Vocabulary

  • out there: In or to a place that is far away
  • thanks to: Because of; as a result of.
  • make up: To invent or create a story
  • based on: To use something as the foundation or starting point for something else.
  • the lion's share: The largest or greatest part of something.
  • instead of: When one thing is replaced by another
  • once a month: Happening or appearing one time in each month.
  • deal with
  • think about: To consider something carefully.
  • got to: To arrive at some place
  • look at: To use your eyes to focus on something
  • on time
  • in the past: During a former period of time; previously.
  • at the point of: Just about to do something or reach a state.
  • extended period: A long duration of time.
  • work on: To devote effort to improve or develop something
  • at work: Located at one's place of employment
  • for certain: Definitely; without a doubt.
  • alternative: Something different you can choose
  • period: Set amount of time during which events take place
  • experience: Thing a person has done or that happened to them
  • reflect: To indicate or be a sign of something
  • industry: Hard work; being busy working
  • financial: Involving money
  • statement: Record of activity in a bank account over time
  • occur: To come to pass or to happen
  • issue: To make something available to be used or sold
  • competition: Fighting against others to win something
  • bulk: Most of something; majority of
  • charge: To run quickly toward someone to attack them
  • account: An advantage
  • retail: Business of selling products to the public
  • expand: To make something larger in size, number, amount
  • deliver: To give birth to a child; help a woman give birth
  • survey: Broad view or general description of something
  • volume: Number or amount of something e.g. sales
  • option: A choice
  • interest: Best or most advantageous thing for someone
  • risk: To do something potentially dangerous or foolish
  • framework: Skeleton structure of a building or construction
  • affordable: Cheap enough that it can be paid for
  • credit: System to buy something and pay for it later
  • company: Good feeling from being with someone else
  • assessment: Conclusion, opinion formed after due consideration
  • lot: What happens to a person in life from chance; fate
  • offer: Price you say you are willing to pay for something
  • decrease: To reduce the size, amount or number of something
  • explode: To express an emotion in a sudden and loud way
  • transaction: An exchange in business usually involving money
  • multiply: To increase in number by reproducing/having babies
  • retailer: Merchant/store who sells goods at retail
  • entice: To attract someone by appealing to hope or desire
  • argue: To fight or disagree over something
  • own: To have something as your property
  • founder: Person establishing an organization, school etc.
  • rise: To wake up and get out of bed after sleeping
  • merchant: Someone who buys and sells goods
  • grow: To get bigger and more mature; make plants do this
  • business: A company formed for making profit
  • product: Item that can be bought
  • bureau: Administrative unit of government
  • broadly: In a general (not detailed) manner
  • burrito: Flour tortilla folded around a filling
  • bracket: Placement of a word or words within ( ) [ or ]
  • cripple: To hurt and make useless
  • installment: One of many payments you have to make
  • affirm: To state, strengthen or support a belief you have
  • datum: Item of factual information
  • mortar: Stone bowl for crushing substances with a pestle
  • checkout: Counter in a supermarket where you pay for goods
  • transact: To do a business exchange, usually involving money
  • interpretive: By way of explanation or interpretation
  • lion: Large wild cats from Africa and south Asia
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  • not found vocabularyNo vocabulary matches your filters
    • affirm

      US /əˈfɚm/

      UK /ə'fɜ:m/

      • Transitive Verb
      • To state, strengthen or support a belief you have
      • To show you support or agree
      B2
      More
    • affordable

      US /əˈfɔrdəbəl, əˈfor-/

      UK /ə'fɔ:dəbl/

      • Adjective
      • Cheap enough that it can be paid for
      • Relatively inexpensive housing, especially for those with low or moderate incomes.
      A2
      More
    • alternative

      US /ɔlˈtɚnətɪv, æl-/

      UK /ɔ:lˈtɜ:nətɪv/

      • Countable Noun
      • Something different you can choose
      • Adjective
      • A different choice
      A2TOEIC
      More
    • assessment

      US /əˈsɛsmənt/

      UK /əˈsesmənt/

      • Noun
      • Conclusion, opinion formed after due consideration
      B1TOEIC
      More
    • at the point of

      US /ət ðə ˈpɔɪnt ʌv/

      UK /ət ðə ˈpɒint əv/

      • Preposition
      • Just about to do something or reach a state.
      B2
      More
    • at work

      US /æt wɚk/

      UK /æt wə:k/

      • Phrase
      • Located at one's place of employment
      A1
      More
    • based on

      US

      UK

      • Phrasal Verb
      • To use something as the foundation or starting point for something else.
      • Preposition
      • Using something as the main idea or foundation.
      • Relying on something as evidence or justification.
      A1
      More
    • bracket

      US /ˈbrækɪt/

      UK /ˈbrækɪt/

      • Noun (Countable/Uncountable)
      • Placement of a word or words within ( ) [ or ]
      • Category including a range of people/things
      • Transitive Verb
      • To place a word or words within ( ) [ or ]
      • To put into the same category or range together
      B2
      More
    • broadly

      US /ˈbrɔdlɪ/

      UK /ˈbrɔ:dli/

      • Adverb
      • In a general (not detailed) manner
      B1
      More
    • bulk

      US /bʌlk/

      UK /bʌlk/

      • Uncountable Noun
      • Most of something; majority of
      • Big size; largeness; heaviness
      B1TOEIC
      More
    • bureau

      US /ˈbjʊro/

      UK /'bjʊərəʊ/

      • Noun
      • Administrative unit of government
      B1
      More
    • burrito

      US /bʊˈri:toʊ/

      UK /bʊˈri:təʊ/

      • Countable Noun
      • Flour tortilla folded around a filling
      C2
      More
    • charge

      US /tʃɑrdʒ/

      UK /tʃɑ:dʒ/

      • Verb (Transitive/Intransitive)
      • To run quickly toward someone to attack them
      • To ask for money as a price for a service or goods
      • Noun (Countable/Uncountable)
      • An attack by running quickly toward someone
      • A price for a service or goods
      A2
      More
    • checkout

      US /ˈtʃɛkˌaʊt/

      UK /ˈtʃekaʊt/

      • Noun
      • Counter in a supermarket where you pay for goods
      C2
      More
    • competition

      US /ˌkɑmpɪˈtɪʃən/

      UK /ˌkɒmpəˈtɪʃn/

      • Noun (Countable/Uncountable)
      • Fighting against others to win something
      • A situation in which people or organizations compete with each other for something that not everyone can have.
      A2
      More
    • credit

      US /ˈkrɛdɪt/

      UK /'kredɪt/

      • Noun (Countable/Uncountable)
      • System to buy something and pay for it later
      • Points earned instead of money
      • Transitive Verb
      • To add a certain amount of money to a total
      • To recognize someone's achievements or help
      A2
      More
    • cripple

      US /ˈkrɪpəl/

      UK /'krɪpl/

      • Transitive Verb
      • To hurt and make useless
      • Noun
      • (rude) Disabled person
      B2
      More
    • datum

      US /ˈdetəm, ˈdætəm, ˈdɑtəm/

      UK /ˈdeɪtəm/

      • Noun
      • Item of factual information
      B1
      More
    • deal with

      US /dil wɪð/

      UK /di:l wið/

      • Verb (Transitive/Intransitive)
      • To buy or sell goods or services.
      • Phrasal Verb
      • To take action to solve a problem or manage a situation.
      • To be about; concern.
      A1
      More
    • decrease

      US /dɪˈkris/

      UK /dɪˈkri:s/

      • Verb (Transitive/Intransitive)
      • To reduce the size, amount or number of something
      • Uncountable Noun
      • Amount by which something has been reduced
      B1TOEIC
      More
    • deliver

      US /dɪˈlɪvɚ/

      UK /dɪ'lɪvə(r)/

      • Transitive Verb
      • To give birth to a child; help a woman give birth
      • To save someone from a problem or crisis
      A2TOEIC
      More
    • entice

      US /ɛnˈtaɪs/

      UK /ɪn'taɪs/

      • Transitive Verb
      • To attract someone by appealing to hope or desire
      B2TOEIC
      More
    • expand

      US /ɪkˈspænd/

      UK /ɪk'spænd/

      • Verb (Transitive/Intransitive)
      • To make something larger in size, number, amount
      A2TOEIC
      More
    • explode

      US /ɪkˈsplod/

      UK /ɪk'spləʊd/

      • Verb (Transitive/Intransitive)
      • To express an emotion in a sudden and loud way
      • To increase in number or amount very quickly
      B1
      More
    • extended period

      US

      UK

      • Phrase
      • A long duration of time.
      • A significant duration in history.
      B2
      More
    • financial

      US /faɪˈnænʃ(ə)l/

      UK /faɪˈnænʃl/

      • Adjective
      • Involving money
      • Relating to investments.
      • Countable Noun
      • A person who provides advice on financial matters.
      A2TOEIC
      More
    • for certain

      US /fɔr ˈsɚtn/

      UK /fɔ: ˈsə:tn/

      • Idiom
      • Definitely; without a doubt.
      • Phrase
      • Without any doubt; definitely.
      More
    • founder

      US /ˈfaʊndɚ/

      UK /ˈfaʊndə(r)/

      • Noun (Countable/Uncountable)
      • Person establishing an organization, school etc.
      • Intransitive Verb
      • (Of business, idea, etc.) to fail
      • (Of a ship) To be sinking after hitting rocks
      B1TOEIC
      More
    • framework

      US /ˈfreɪmwɜ:rk/

      UK /ˈfreɪmwɜ:k/

      • Noun
      • Skeleton structure of a building or construction
      • Basic structure of something
      B1TOEIC
      More
    • got to

      US /ɡɑt tu/

      UK /gɔt tu:/

      • Verb (Transitive/Intransitive)
      • To arrive at some place
      • To have the opportunity or permission to do something
      • Phrasal Verb
      • To appeal to the emotions of; move
      • To finally begin to start something after a delay
      A1
      More
    • in the past

      US

      UK

      • Phrase
      • During a former period of time; previously.
      A1
      More
    • installment

      US /ɪn'stɔ:lmənt/

      UK /ɪn'stɔ:lmənt/

      • Countable Noun
      • One of many payments you have to make
      • One part of a published serial
      C2
      More
    • instead of

      US /ɪnˈstɛd ʌv/

      UK /inˈsted ɔv/

      • Preposition
      • When one thing is replaced by another
      • Adverb
      • As a substitute or alternative.
      A1
      More
    • interpretive

      US /ɪnˈtɚprɪtɪv/

      UK /ɪn'tɜ:prɪtɪv/

      • Adjective
      • By way of explanation or interpretation
      B1
      More
    • issue

      US /ˈɪʃu/

      UK /'ɪʃu:/

      • Transitive Verb
      • To make something available to be used or sold
      • To deliver a statement, etc. in an official manner
      • Noun (Countable/Uncountable)
      • Important topic discussed, debated or argued over
      • Single edition of a magazine
      A2TOEIC
      More
    • lion

      US /ˈlaɪən/

      UK /ˈlaɪən/

      • Noun (Countable/Uncountable)
      • Large wild cats from Africa and south Asia
      B1
      More
    • look at

      US /lʊk æt/

      UK /luk æt/

      • Phrasal Verb
      • To use your eyes to focus on something
      • To focus your eyes on something carefully
      A1
      More
    • make up

      US /mek ʌp/

      UK /meik ʌp/

      • Phrasal Verb
      • To invent or create a story
      • To add up to
      • Verb (Transitive/Intransitive)
      • To invent a story, excuse, etc.
      • To compensate for something lost, missed, or deficient.
      A1
      More
    • merchant

      US /ˈmɜ:rtʃənt/

      UK /ˈmɜ:tʃənt/

      • Noun (Countable/Uncountable)
      • Someone who buys and sells goods
      • A retail dealer; shopkeeper.
      • Adjective
      • Engaged in trade or commerce.
      B1
      More
    • mortar

      US /ˈmɔ:rtə(r)/

      UK /ˈmɔ:tə(r)/

      • Noun (Countable/Uncountable)
      • Stone bowl for crushing substances with a pestle
      • Cement, sand, etc. mixture for bonding bricks, etc.
      • Transitive Verb
      • To use a bonding cement to coat walls
      B2
      More
    • multiply

      US /ˈmʌltəˌplaɪ/

      UK /ˈmʌltɪplaɪ/

      • Verb (Transitive/Intransitive)
      • To increase in number by reproducing/having babies
      • To increase something by a large quantity
      B1
      More
    • occur

      US /əˈkɚ/

      UK /əˈkɜ:(r)/

      • Intransitive Verb
      • To come to pass or to happen
      • To be found to exist; to be present.
      A2TOEIC
      More
    • on time

      US /ɑn taɪm/

      UK /ɔn taim/

      • Phrase
      • Adjective
      • Arriving at or done by the required time
      • Meeting a deadline; punctual in fulfilling obligations.
      A1
      More
    • once a month

      US

      UK

      • Phrase
      • Happening or appearing one time in each month.
      A1
      More
    • option

      US /ˈɑpʃən/

      UK /'ɒpʃn/

      • Noun (Countable/Uncountable)
      • A choice
      • A right to buy or sell something at a particular price within a particular period.
      A2TOEIC
      More
    • out there

      US /aʊt ðɛr/

      UK /aut ðɛə/

      • Adverb
      • In or to a place that is far away
      • Existing in the universe
      • Adjective
      • Unconventional; strange; avant-garde
      • Existing or available.
      A1
      More
    • reflect

      US /rɪˈflɛkt/

      UK /rɪ'flekt/

      • Verb (Transitive/Intransitive)
      • To indicate or be a sign of something
      • To bounce back light, heat, sound from a surface
      A2TOEIC
      More
    • retail

      US /ˈriˌtel/

      UK /'ri:teɪl/

      • Uncountable Noun
      • Business of selling products to the public
      • Adverb
      • Bought or sold in a store or shop
      C1TOEIC
      More
    • retailer

      US /ˈritelɚ/

      UK /ˈri:teɪlə(r)/

      • Countable Noun
      • Merchant/store who sells goods at retail
      B2TOEIC
      More
    • statement

      US / ˈstetmənt/

      UK /ˈsteɪtmənt/

      • Noun (Countable/Uncountable)
      • Record of activity in a bank account over time
      • Act or process of saying something formally
      A2TOEIC
      More
    • survey

      US /ˈsɜː(r)veɪ/

      UK /'sɜ:veɪ/

      • Noun (Countable/Uncountable)
      • Broad view or general description of something
      • Act of measuring land or property to make a map
      • Transitive Verb
      • To offer a broad view or general description
      • To measure an area of land to make a map of it
      A2TOEIC
      More
    • thanks to

      US /θæŋks tu/

      UK /θæŋks tu:/

      • Preposition
      • Because of; as a result of.
      A1
      More
    • the lion's share

      US /ðə ˈlaɪənz ʃer/

      UK /ðə ˈlaɪənz ʃeə/

      • other
      • The largest or greatest part of something.
      B2
      More
    • think about

      US /θɪŋk əˈbaʊt/

      UK /θiŋk əˈbaut/

      • Phrasal Verb
      • To consider something carefully.
      • To remember or call to mind.
      A1
      More
    • transact

      US /trænˈsækt, -ˈzækt/

      UK /træn'zækt/

      • Transitive Verb
      • To do a business exchange, usually involving money
      B1TOEIC
      More
    • transaction

      US /trænˈsækʃən, -ˈzæk-/

      UK /trænˈzækʃn/

      • Noun (Countable/Uncountable)
      • An exchange in business usually involving money
      • A financial exchange or transfer of funds.
      B2TOEIC
      More
    • volume

      US /ˈvɑljum, -jəm/

      UK /ˈvɒlju:m/

      • Noun (Countable/Uncountable)
      • Number or amount of something e.g. sales
      • Amount of space that something takes up
      • Countable Noun
      • One book that is part of a set of books
      A2
      More
    • work on

      US /wɚk ɑn/

      UK /wə:k ɔn/

      • Phrasal Verb
      • To devote effort to improve or develop something
      • To try to persuade or influence someone.
      A1
      More
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    01:03

    She took a brave step forward, leaving behind her comfort zone to chase her dreams.

    Vocabulary
    • brave

      adj. Having courage

    • comfort zone

      phr. A familiar situation where one feels safe

    Explanation
    a brave step is a noun phrase, where brave is an adjective modifying the noun step, meaning "a courageous step". forward is an adverb modifying step, meaning "ahead". The whole phrase serves as the object, answering the "what" of took (verb) — she took a brave step forward.

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    brave

    US/brev/
    UK/breɪv/
    adj.Brave
    v.t.To bravely face
    A2 Elementary

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    80
    B1US
    #credit#consumer#pay#transaction#buy#checkout

    How ‘Buy Now, Pay Later’ Makes Billions From ‘Free’ Loans | WSJ The Economics Of

    0
    Kanta Mori posted on 2025/09/12
    Ever wondered how 'Buy Now, Pay Later' services make money from seemingly free loans? This video dives deep into the economics behind companies like Klarna and Afterpay, explaining merchant fees and the 'pay in four' model. You'll pick up some advanced vocabulary related to finance and understand the daily practicalities of this booming industry!

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