Vocabulary

  • have to: Must do
  • on top of that: In addition to something already mentioned; furthermore.
  • of age: Having reached the legal age of adulthood.
  • critical to: Extremely important or essential.
  • look at: To use your eyes to focus on something
  • on the verge of: Very near to doing or experiencing something.
  • at the same time: Simultaneously; at the identical moment.
  • same time: Occurring simultaneously or at the same point in time.
  • wipe out: To destroy or be destroyed
  • just kind of: Used to express a feeling or state in a vague or hesitant way.
  • home in: Move or direct toward a specific target or goal.
  • compared with: In relation to
  • get about: To go out a lot; travel widely
  • live on: To continue to exist or be remembered.
  • go out: To leave a building (e.g. a house)
  • go back to: To return to a starting point
  • down the road: At a future time; in the future.
  • order in: To request food from a restaurant to be delivered to one's home or other location.
  • such as: For example; like
  • in the past: During a former period of time; previously.
  • critical: Making a negative judgment of something
  • average: Total of numbers divided by the number of items
  • acquire: To get or earn something by thinking or working
  • previous: Existing or happening before the present time
  • stress: To emphasize one or more parts of a word, sentence
  • roughly: Approximately; (of numbers) about; around
  • suppose: To imagine or guess what might happen
  • predict: To guess or estimate what will or might happen
  • issue: To make something available to be used or sold
  • deal: To cope with something - usually troubles
  • discrimination: Ability to recognize the difference between things
  • address: Exact street location of a place
  • private: Being away from others and quiet
  • define: To explain the meaning of words
  • congress: Meeting of elected or appointed representatives
  • security: Department in a company in charge of protection
  • benefit: Good result or effect, something advantageous
  • steady: Happening or developing at a regular rate
  • rigid: Stiff rather than flexible
  • labor: To struggle to do something because it's difficult
  • survey: Broad view or general description of something
  • major: High-ranking officer in the army
  • reduce: To try to decrease, e.g. your weight if overweight
  • rely: Depend on with full trust or confidence
  • wealth: Amount of money or possessions you own, e.g. large
  • leave: To go away from; depart
  • social: Involving activity with people, e.g. in free time
  • demographic: Group of people with similar characteristics
  • exaggeration: Act of trying to make things seem more extreme
  • millennial: Concerning a millennium (a thousand years)
  • lot: What happens to a person in life from chance; fate
  • pessimistic: Having negative feelings about the future
  • system: Set of organized, planned ideas that work together
  • support: To give assistance or advice to someone
  • sponsor: Person that supports the passage of a new law
  • rise: To wake up and get out of bed after sleeping
  • verge: Brink or threshold
  • workforce: The total number of working people
  • hard: Difficult to do; difficult to understand
  • future: Time that is to come after the present
  • complementary: Working well together; completing something
  • income: Earned money from work, investments or business
  • voluntary: Done or given by their own will and not forced
  • carry: To have a child, be pregnant
  • group: Two or more musicians who play music together
  • equity: Condition of people being treated the same
  • cite: To officially order someone to appear in court
  • datum: Item of factual information
  • nest: Home, e.g. of twigs, made by a bird, insect etc.
  • uneven: Being good in some parts and poor in others
  • turnover: the rate at which employees leave a company and are replaced by new people
  • beneficiary: Person who benefits from something
  • dignify: To raise the respect and status of
  • retiree: Someone who has retired from active working
  • gen: (UK old-fashioned, informal) Information about a particular subject
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  • not found vocabularyNo vocabulary matches your filters
    • acquire

      US /əˈkwaɪr/

      UK /ə'kwaɪə(r)/

      • Transitive Verb
      • To get or earn something by thinking or working
      • To develop or learn a skill, habit, or quality.
      A2TOEIC
      More
    • at the same time

      US

      UK

      • Phrase
      • Simultaneously; at the identical moment.
      • Nevertheless; however; used to introduce a contrasting or qualifying statement.
      A1
      More
    • average

      US /ˈævərɪdʒ, ˈævrɪdʒ/

      UK /'ævərɪdʒ/

      • Noun (Countable/Uncountable)
      • Total of numbers divided by the number of items
      • Transitive Verb
      • To add numbers then divide by the number of items
      A2TOEIC
      More
    • beneficiary

      US /ˌbɛnəˈfɪʃiˌɛri, -ˈfɪʃəri/

      UK /ˌbenɪ'fɪʃərɪ/

      • Noun
      • Person who benefits from something
      B2
      More
    • benefit

      US /ˈbɛnəfɪt/

      UK /'benɪfɪt/

      • Noun (Countable/Uncountable)
      • Good result or effect, something advantageous
      • A payment made by the state or an insurance policy to someone
      • Verb (Transitive/Intransitive)
      • To have a good effect or be helpful
      • To receive an advantage; to be helped
      A2TOEIC
      More
    • cite

      US /saɪt/

      UK /saɪt/

      • Transitive Verb
      • To officially order someone to appear in court
      • To officially praise someone, e.g. for bravery
      B1TOEIC
      More
    • compared with

      US /kəmˈpɛrd wɪð/

      UK /kəmˈpeəd wið/

      • Preposition
      • In relation to
      • Verb (Transitive/Intransitive)
      • To have examined the differences or similarities between two or more things.
      A1
      More
    • complementary

      US /ˌkɑ:mplɪˈmentri/

      UK /ˌkɒmplɪˈmentri/

      • Adjective
      • Working well together; completing something
      B1
      More
    • congress

      US /ˈkɑŋɡrɪs/

      UK /'kɒŋɡres/

      • Noun (Countable/Uncountable)
      • Meeting of elected or appointed representatives
      • Proper Noun
      • American governing body of elected representatives
      B1
      More
    • critical

      US /ˈkrɪtɪkəl/

      UK /ˈkrɪtɪkl/

      • Adjective
      • Making a negative judgment of something
      • Being important or serious; vital; dangerous
      A2
      More
    • critical to

      US

      UK

      • Adjective
      • Extremely important or essential.
      • Of decisive importance with reference to the outcome of something; vital.
      B2
      More
    • datum

      US /ˈdetəm, ˈdætəm, ˈdɑtəm/

      UK /ˈdeɪtəm/

      • Noun
      • Item of factual information
      B1
      More
    • define

      US /dɪˈfaɪn/

      UK /dɪ'faɪn/

      • Transitive Verb
      • To explain the meaning of words
      • To set or mark the limits of something
      A2TOEIC
      More
    • demographic

      US /ˌdemə'ɡræfɪk/

      UK /ˌdemə'ɡræfɪk/

      • Noun
      • Group of people with similar characteristics
      • A particular sector of a population.
      • Adjective
      • Characterizing human populations
      C2
      More
    • dignify

      US /ˈdɪɡnəˌfaɪ/

      UK /ˈdɪgnɪfaɪ/

      • Transitive Verb
      • To raise the respect and status of
      B2
      More
    • discrimination

      US /dɪˌskrɪməˈneʃən/

      UK /dɪˌskrɪmɪˈneɪʃn/

      • Noun (Countable/Uncountable)
      • Ability to recognize the difference between things
      • Treating people unfairly due to race, age etc.
      B1
      More
    • down the road

      US

      UK

      • Phrase
      • At a future time; in the future.
      • Along the street; a short distance away.
      A1
      More
    • equity

      US /ˈɛkwɪti/

      UK /ˈekwəti/

      • Uncountable Noun
      • Condition of people being treated the same
      • Value of a house, etc., minus the mortgage
      • Noun (Countable/Uncountable)
      • Stocks and shares which pay no fixed interest
      • The value of the shares issued by a company
      B1TOEIC
      More
    • exaggeration

      US /ɪɡˌzædʒəˈreʃən/

      UK /ɪgˌzædʒəˈreɪʃn/

      • Noun (Countable/Uncountable)
      • Act of trying to make things seem more extreme
      B1
      More
    • gen

      US /dʒen/

      UK /dʒen/

      • Uncountable Noun
      • (UK old-fashioned, informal) Information about a particular subject
      B2
      More
    • get about

      US /ɡɛt əˈbaʊt/

      UK /ɡet əˈbaut/

      • Phrasal Verb
      • To go out a lot; travel widely
      A1
      More
    • go back to

      US /ɡo bæk tu/

      UK /ɡəu bæk tu:/

      • Phrasal Verb
      • To return to a starting point
      A1
      More
    • go out

      US /ɡo aʊt/

      UK /ɡəu aut/

      • Phrase
      • To leave a building (e.g. a house)
      • Phrasal Verb
      • (Of a fire) to burn out; be extinguished
      • Go out of fashion to stop being fashionable
      A1
      More
    • have to

      US /hæv tu/

      UK /ˈhæv tə/

      • Auxiliary Verb
      • Must do
      A1
      More
    • home in

      US /ˈhoʊm ɪn/

      UK /ˈhəum ɪn/

      • other
      • Move or direct toward a specific target or goal.
      B2
      More
    • in the past

      US

      UK

      • Phrase
      • During a former period of time; previously.
      A1
      More
    • issue

      US /ˈɪʃu/

      UK /'ɪʃu:/

      • Transitive Verb
      • To make something available to be used or sold
      • To deliver a statement, etc. in an official manner
      • Noun (Countable/Uncountable)
      • Important topic discussed, debated or argued over
      • Single edition of a magazine
      A2TOEIC
      More
    • just kind of

      US

      UK

      • Phrase
      • Used to express a feeling or state in a vague or hesitant way.
      • Used to indicate something is approximately or generally similar to something else.
      A2
      More
    • live on

      US

      UK

      • Phrasal Verb
      • To continue to exist or be remembered.
      • To eat a particular type of food as the main thing.
      More
    • look at

      US /lʊk æt/

      UK /luk æt/

      • Phrasal Verb
      • To use your eyes to focus on something
      • To focus your eyes on something carefully
      A1
      More
    • major

      US /ˈmedʒɚ/

      UK /'meɪdʒə(r)/

      • Countable Noun
      • High-ranking officer in the army
      • Main subject you study at university
      • Adjective
      • Main league; esp. referring to American baseball
      • Important, serious, or large in scope, size
      A2TOEIC
      More
    • millennial

      US /mɪ'lenɪrl/

      UK /mɪ'lenɪəl/

      • Adjective
      • Concerning a millennium (a thousand years)
      • Relating to the millennial generation.
      • Noun
      • A person born between the early 1980s and the mid-1990s to early 2000s.
      • A person reaching young adulthood around the year 2000.
      B2
      More
    • nest

      US /nɛst/

      UK /nest/

      • Noun (Countable/Uncountable)
      • Home, e.g. of twigs, made by a bird, insect etc.
      • Things designed to fit together
      • Intransitive Verb
      • To create or live in a nest
      • To settle comfortably within or against something.
      B1
      More
    • of age

      US /əv eɪdʒ/

      UK /əv eɪdʒ/

      • other
      • Having reached the legal age of adulthood.
      A2
      More
    • on the verge of

      US /ɑn ði vɚdʒ ʌv/

      UK /ɔn ðə və:dʒ ɔv/

      • Phrase
      • Very near to doing or experiencing something.
      A1
      More
    • on top of that

      US

      UK

      • Phrase
      • In addition to something already mentioned; furthermore.
      A1
      More
    • order in

      US

      UK

      • Phrasal Verb
      • To request food from a restaurant to be delivered to one's home or other location.
      More
    • pessimistic

      US /ˌpesɪˈmɪstɪk/

      UK /ˌpesɪˈmɪstɪk/

      • Adjective
      • Having negative feelings about the future
      • Characterized by a lack of hope or confidence in the future.
      B1
      More
    • predict

      US /prɪˈdɪkt/

      UK /prɪ'dɪkt/

      • Transitive Verb
      • To guess or estimate what will or might happen
      A2TOEIC
      More
    • previous

      US /ˈpriviəs/

      UK /ˈpri:viəs/

      • Adjective
      • Existing or happening before the present time
      • Existing or occurring immediately before in time or order.
      • Noun
      • A button or link that allows navigation to a preceding item or page.
      A2TOEIC
      More
    • reduce

      US /rɪˈdus, -ˈdjus/

      UK /rɪ'dju:s/

      • Verb (Transitive/Intransitive)
      • To try to decrease, e.g. your weight if overweight
      • To boil a liquid until it has decreased in amount
      A2TOEIC
      More
    • rely

      US /rɪˈlaɪ/

      UK /rɪ'laɪ/

      • Intransitive Verb
      • Depend on with full trust or confidence
      • To trust or have confidence in someone.
      B2TOEIC
      More
    • retiree

      US /rɪˌtaɪrˈi/

      UK /rɪˌtaɪəˈri:/

      • Noun
      • Someone who has retired from active working
      C2
      More
    • rigid

      US /ˈrɪdʒɪd/

      UK /ˈrɪdʒɪd/

      • Adjective
      • Stiff rather than flexible
      • Very fixed in your opinion or habits
      B1
      More
    • roughly

      US /ˈrʌflɪ/

      UK /ˈrʌfli/

      • Adverb
      • Approximately; (of numbers) about; around
      • In a manner that is violent or not careful
      B1
      More
    • same time

      US

      UK

      • Phrase
      • Occurring simultaneously or at the same point in time.
      • At the identical time as before; recurring at a fixed hour.
      • Noun
      • An equal duration or period.
      A1
      More
    • security

      US /sɪˈkjʊrɪti/sə'kjurətɪ/

      UK /sɪ'kjʊərətɪ/

      • Noun
      • Department in a company in charge of protection
      • Financial document, like stocks, bonds and notes
      A2TOEIC
      More
    • sponsor

      US /ˈspɑ:nsə(r)/

      UK /ˈspɒnsə(r)/

      • Noun
      • Person that supports the passage of a new law
      • Person giving money for someone's education
      • Transitive Verb
      • To support the passage of a new law
      • To help someone succeed by giving them money
      B1TOEIC
      More
    • steady

      US /ˈstɛdi/

      UK /'stedɪ/

      • Adjective
      • Happening or developing at a regular rate
      • Continuing without stopping or changing over time
      • Transitive Verb
      • To make constant, unchanging or staying the same
      • To hold something/someone so they stop moving
      B2
      More
    • stress

      US / strɛs/

      UK /stres/

      • Transitive Verb
      • To emphasize one or more parts of a word, sentence
      • To put pressure on something or someone
      • Noun (Countable/Uncountable)
      • Emphasis on part of a word or sentence
      • Pressure on something or someone
      A2TOEIC
      More
    • such as

      US /sʌtʃ æz/

      UK /sʌtʃ æz/

      • Preposition
      • For example; like
      A1
      More
    • suppose

      US /səˈpoʊz/

      UK /sə'pəʊz/

      • Verb (Transitive/Intransitive)
      • To imagine or guess what might happen
      • Conjunction
      • What if
      A2TOEIC
      More
    • survey

      US /ˈsɜː(r)veɪ/

      UK /'sɜ:veɪ/

      • Noun (Countable/Uncountable)
      • Broad view or general description of something
      • Act of measuring land or property to make a map
      • Transitive Verb
      • To offer a broad view or general description
      • To measure an area of land to make a map of it
      A2TOEIC
      More
    • turnover

      US /ˈtɜ:rnoʊvə(r)/

      UK /ˈtɜ:nəʊvə(r)/

      • Noun (Countable/Uncountable)
      • the rate at which employees leave a company and are replaced by new people
      • the amount of business that a company does in a period of time
      B1TOEIC
      More
    • uneven

      US /ʌnˈivən/

      UK /ʌnˈi:vn/

      • Adjective
      • Being good in some parts and poor in others
      • Having more on one side; unfairly distributed
      B2
      More
    • verge

      US /vɚdʒ/

      UK /vɜ:dʒ/

      • Noun
      • Brink or threshold
      • Intransitive Verb
      • To be near the edge of something
      B2
      More
    • voluntary

      US /ˈvɑ:lənteri/

      UK /ˈvɒləntri/

      • Adjective
      • Done or given by their own will and not forced
      C1
      More
    • wealth

      US /wɛlθ/

      UK /welθ/

      • Uncountable Noun
      • Amount of money or possessions you own, e.g. large
      A2TOEIC
      More
    • wipe out

      US

      UK

      • Phrasal Verb
      • To destroy or be destroyed
      • To fall off a surfboard or skis.
      A2
      More
    • workforce

      US /ˈwə:kˌfɔrs/

      UK /ˈwɜ:kˌfɔ:s/

      • Noun (Countable/Uncountable)
      • The total number of working people
      B1
      More
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    01:03

    She took a brave step forward, leaving behind her comfort zone to chase her dreams.

    Vocabulary
    • brave

      adj. Having courage

    • comfort zone

      phr. A familiar situation where one feels safe

    Explanation
    a brave step is a noun phrase, where brave is an adjective modifying the noun step, meaning "a courageous step". forward is an adverb modifying step, meaning "ahead". The whole phrase serves as the object, answering the "what" of took (verb) — she took a brave step forward.

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    brave

    US/brev/
    UK/breɪv/
    adj.Brave
    v.t.To bravely face
    A2 Elementary

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    B1US
    #retirement#social security#security#gen#social#percent

    Why Your Retirement Plan Might Backfire

    0
    cindy posted on 2025/08/27
    Ever wonder if your retirement dreams might go sideways? This video dives into why your retirement plan could backfire, exploring everything from Social Security shifts to the generational wealth gap. You'll pick up some key vocabulary about retirement security and understand the challenges many face today!

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