account of
US /əˈkaʊnt ʌv/
UK /əˈkaunt ɔv/
- Noun
- A spoken or written description of an event.
- Preposition
- Because of; for the reason of.
B1Moreas long as
US /æz lɔŋ æz/
UK /æz lɔŋ æz/
- Conjunction
- For the period that; provided that.
- For the length of time that
- Preposition
- On the condition that; providing that.
- Having the same length as.
A1Moreasset
US /ˈæsˌɛt/
UK /'æset/
- Noun (Countable/Uncountable)
- Thing that has value to you
A2TOEICMoreby day
US /baɪ de/
UK /bai dei/
- Phrase
- During the daytime; not at night.
A2Morecash in
US /kæʃ ɪn/
UK /kæʃ in/
- Phrasal Verb
- To sell asset to get money back
- To sell something to get cash
A2Morechase
US /tʃes/
UK /tʃeɪs/
- Noun (Countable/Uncountable)
- Act of going after someone to catch them
- Something that one pursues or tries to obtain.
- Transitive Verb
- To go after with the intention of catching
- To try very hard to get something that you want
A2Morecome back
US /kʌm bæk/
UK /kʌm bæk/
- Phrasal Verb
- To reply to someone, often forcefully
- To be remembered
A1Morecommercial
US /kəˈmɚʃəl/
UK /kəˈmə:ʃəl/
- Noun
- Radio or television advertisement
- Adjective
- A notice, picture, or film telling people about a product, job, or service.
- Designed for or primarily concerned with financial success.
B1Moreconcept
US /ˈkɑnˌsɛpt/
UK /'kɒnsept/
- Noun (Countable/Uncountable)
- Abstract idea of something or how it works
- A plan or intention; a conception.
A2TOEICMoreconsistently
US /kənˈsɪstəntlɪ/
UK /kən'sɪstəntlɪ/
- Adverb
- In a manner that is the same almost every time
- In every case or on every occasion; invariably
B1Morecredit
US /ˈkrɛdɪt/
UK /'kredɪt/
- Noun (Countable/Uncountable)
- System to buy something and pay for it later
- Points earned instead of money
- Transitive Verb
- To add a certain amount of money to a total
- To recognize someone's achievements or help
A2Morecrisis
US /ˈkraɪsɪs/
UK /'kraɪsɪs/
- Noun (Countable/Uncountable)
- Unstable situation of extreme danger or difficulty
- A turning point in a disease.
B1Moredebit
US /ˈdɛbɪt/
UK /ˈdebɪt/
- Noun (Countable/Uncountable)
- Amount of money taken out of an account
- An accounting entry that increases asset or expense accounts, and decreases liability, owner's equity, or revenue accounts.
- Transitive Verb
- To record a debit entry in an account.
C1Moredebt
US /dɛt/
UK /det/
- Noun (Countable/Uncountable)
- Sum of money owed to someone that is not yet paid
- A moral or social obligation.
A2TOEICMorededuct
US /dɪˈdʌkt/
UK /dɪ'dʌkt/
- Transitive Verb
- To take some amount away from a total
B2Moredepend
US /dɪˈpend/
UK /dɪˈpend/
- Verb (Transitive/Intransitive)
- Be controlled or determined by (someone/something)
- To rely on someone or something for support, help, or existence.
B1TOEICMoredeposit
US /dɪˈpɑzɪt/
UK /dɪ'pɒzɪt/
- Noun (Countable/Uncountable)
- Concentration of mineral left by a river
- Part payment so that an item will be kept for you
- Transitive Verb
- (Of rivers) to leave a layer of minerals, etc.
- To lay down of layers, e.g. of soil, over time
A2TOEICMoredescription
US /dɪˈskrɪpʃən/
UK /dɪˈskrɪpʃn/
- Noun
- Explanation of what something is like, looks like
- The type or nature of someone or something.
A2TOEICMoredramatically
US /drəˈmætɪkl:ɪ/
UK /drə'mætɪklɪ/
- Adverb
- In a sudden or extreme manner
- In a theatrical or exaggerated manner.
B1Moreentire
US /ɛnˈtaɪr/
UK /ɪn'taɪə(r)/
- Adjective
- Complete or full; with no part left out; whole
- Undivided; not shared or distributed.
A2TOEICMoreexact
US /ɪɡˈzækt/
UK /ɪɡ'zækt/
- Adjective
- Completely correct; accurate; specific
- Transitive Verb
- To get something, sometimes using force
A2TOEICMoreextra
US /'ekstrə/
UK /'ekstrə/
- Adjective
- More than necessary; additional
- Of especially good quality or grade.
- Noun (Countable/Uncountable)
- Items more than you need; additional items
- Person who has a small part in a movie
A2Morefederal
US /ˈfɛdərəl, ˈfɛdrəl/
UK /'fedərəl/
- Adjective
- Consisting of several united states
- Relating to a system of government in which power is divided between a central authority and constituent political units.
- Proper Noun
- The central banking system of the United States.
B1Morefor example
US
UK
- Phrase
- As an illustration or instance.
for now
US /fɔr naʊ/
UK /fɔ: nau/
- Phrase
- Temporarily; for the present time.
- In the short term; for the immediate future.
A1Morefor the sake of
US /fɔr ði sek ʌv/
UK /fɔ: ðə seik ɔv/
- Phrase
- For the purpose of; in the interest of.
A1Morefraction
US /ˈfrækʃən/
UK /ˈfrækʃn/
- Noun (Countable/Uncountable)
- Small part of something
- A numerical quantity that is not a whole number (e.g., 1/2, 0.5).
B1TOEICMorefractional
US /ˈfrækʃənəl/
UK /ˈfrækʃənl/
- Adjective
- Relating to a part of a whole thing
- Obtained by or relating to fractionation.
B2Morego to jail
US
UK
- Intransitive Verb
- To be sent to prison as a punishment for committing a crime.
have to
US /hæv tu/
UK /ˈhæv tə/
- Auxiliary Verb
- Must do
A1Morein order to
US /ɪn ˈɔrdɚ tu/
UK /in ˈɔ:də tu:/
- Preposition
- For the purpose of; with the aim of.
- Phrase
- In a specific sequence or arrangement.
- With the aim of; for the purpose of.
C1Morein practice
US /ɪn ˈpræktɪs/
UK /in ˈpræktis/
- Phrase
- In reality or actual use; as opposed to in theory.
A1Morein the business of
US /ɪn ðə ˈbɪznəs ʌv/
UK /in ðə ˈbiznis ɔv/
- other
- Engaged in a particular commercial activity or profession.
B2Morein the first place
US
UK
- Phrase
- To begin with; as the first point or consideration.
- From the beginning; initially.
A1Morein the world
US /ɪn ði wɜrld/
UK /in ðə wɜː(r)ld/
- Phrase
- Used to emphasize a question expressing surprise, confusion, or disbelief.
- Used to indicate the extent or degree of something, often in a superlative sense.
A1Morein theory
US /ɪn ˈθiəri/
UK /in ˈθiəri/
- Adverb
- According to the stated ideas or principles
- Phrase
- According to the theoretical possibilities rather than actual practice.
B2Morein times
US
UK
- Phrase
- During periods or moments of.
- During a particular era or period in history.
A1Morein total
US /ɪn ˈtotl/
UK /in ˈtəutəl/
- Phrase
- Completely; with everything added together.
A1Moreinflationary
US /ɪnˈfleʃəˌnɛri/
UK /ɪnˈfleɪʃənri/
- Adjective
- Tending to cause increases in prices
B1Moreinvest
US /ɪnˈvɛst/
UK /ɪn'vest/
- Transitive Verb
- To use resources to build for the future
A2TOEICMorelong list
US
UK
- Noun
- An extensive or detailed enumeration of items, names, or details.
- A list that is excessively long and therefore boring or difficult to manage.
A2Morelook at
US /lʊk æt/
UK /luk æt/
- Phrasal Verb
- To use your eyes to focus on something
- To focus your eyes on something carefully
A1Moremortgage
US /ˈmɔrɡɪdʒ/
UK /'mɔ:ɡɪdʒ/
- Noun (Countable/Uncountable)
- Long-term loan from a bank for buying property
- A legal agreement in which you borrow money in order to buy a house using the house as a guarantee
- Transitive Verb
- To borrow money to buy a house, giving the lender the right to take ownership of the property if you cannot pay the debt
B1TOEICMoremove to
US /muv tu/
UK /mu:v tu:/
- Phrasal Verb
- To change the place where you live or work.
- Verb (Transitive/Intransitive)
- To proceed to the next stage or action.
A2Moremultiple
US /ˈmʌltəpəl/
UK /ˈmʌltɪpl/
- Adjective
- Having or involving more than one of something
- Having or involving several parts, elements, or members.
- Countable Noun
- Number produced by multiplying a smaller number
- A number of identical circuit elements connected in parallel or series.
B1Moreof course
US /ʌv kɔː(r)s/
UK /ɔv kɔː(r)s/
- Adverb
- Sure ; Certainly
- Phrase
- For sure; certainly
A2Moreof interest
US /əv ˈɪntrɪst/
UK /əv ˈɪntrəst/
- other
- Relevant or important to someone or something.
B2Moreon earth
US /ɑn ɚθ/
UK /ɔn ə:θ/
- Phrase
- Used to emphasize a question expressing surprise or anger.
- Used to emphasize that something is not possible or will not happen.
A1Moreout of it
US /aʊt ʌv ɪt/
UK /aut ɔv it/
- Adjective
- Unconscious or not completely alert; dazed or confused.
- Not able to think clearly or react quickly; not with it.
A1Morepay off
US /pe ɔf/
UK /pei ɔf/
- Phrasal Verb
- To give money to get person to do something; bribe
- To give money to settle a debt
- Transitive Verb
- To bribe someone.
- To pay a debt in full.
A1Morepercentage
US /pərˈsentɪdʒ/
UK /pəˈsentɪdʒ/
- Noun (Countable/Uncountable)
- Part of a whole divided into hundredths
- An advantage or allowance.
B1Morephysical
US /ˈfɪzɪkəl/
UK /ˈfɪzɪkl/
- Countable Noun
- Health check at the doctors' or hospital
- Adjective
- Concerning the body of a person
- Concerning things that can be seen or touched
A2Morerefer
US /rɪˈfɚ/
UK /rɪ'fɜ:(r)/
- Verb (Transitive/Intransitive)
- To talk about or write about something
- To give information about something
A2TOEICMorereserve
US /rɪˈzɚv/
UK /rɪ'zɜ:v/
- Transitive Verb
- To arrange for a room or table be kept for you
- To not use all of, so you can use it later
- Noun (Countable/Uncountable)
- Area of land set aside as for a people
- Park or area for wildlife to roam free
A2Moresheet
US /ʃit/
UK /ʃi:t/
- Noun (Countable/Uncountable)
- Piece of cloth you put on the bed to sleep on
- Piece of thin flat metal, plastic or glass
A2Moresit around
US /sit əˈraʊnd/
UK /sit əˈraund/
- Phrasal Verb
- To spend time idly; to do nothing in particular.
A1Moreslightly
US /ˈslaɪtli/
UK /ˈslaɪtli/
- Adverb
- Only a little
B1Morestock
US /stɑk/
UK /stɒk/
- Noun (Countable/Uncountable)
- Animals such as cattle kept for breeding
- Merchandise; goods kept by a business for sale
- Uncountable Noun
- Tasty liquid added to stews, soups etc.
B2TOEICMoresuch as
US /sʌtʃ æz/
UK /sʌtʃ æz/
- Preposition
- For example; like
A1Moretheoretically
US /ˌθiəˈretɪkli/
UK /ˌθɪə'retɪklɪ/
- Adverb
- As regards ideas that could be true
B2Morethumbs up
US
UK
- Noun
- A gesture of approval or agreement, indicated by holding a fist with the thumb extended upwards.
- A positive rating or vote on social media or online platforms.
- Noun (plural)
- Multiple gestures of approval or agreement made by extending the thumbs upward.
A1Moretransaction
US /trænˈsækʃən, -ˈzæk-/
UK /trænˈzækʃn/
- Noun (Countable/Uncountable)
- An exchange in business usually involving money
- A financial exchange or transfer of funds.
B2TOEICMorewalk around
US
UK
- Phrasal Verb
- To stroll or wander in a leisurely way.
- To move about in order to inspect something.
A2More
Vocabulary
- have to: Must do
- in order to: For the purpose of; with the aim of.
- for example: As an illustration or instance.
- look at: To use your eyes to focus on something
- in the first place: To begin with; as the first point or consideration.
- such as: For example; like
- of interest: Relevant or important to someone or something.
- in the business of: Engaged in a particular commercial activity or profession.
- account of: A spoken or written description of an event.
- by day: During the daytime; not at night.
- sit around: To spend time idly; to do nothing in particular.
- go to jail: To be sent to prison as a punishment for committing a crime.
- on earth: Used to emphasize a question expressing surprise or anger.
- long list: An extensive or detailed enumeration of items, names, or details.
- thumbs up: A gesture of approval or agreement, indicated by holding a fist with the thumb extended upwards.
- in the world: Used to emphasize a question expressing surprise, confusion, or disbelief.
- in times: During periods or moments of.
- move to: To change the place where you live or work.
- for now: Temporarily; for the present time.
- walk around: To stroll or wander in a leisurely way.
- cash in: To sell asset to get money back
- for the sake of: For the purpose of; in the interest of.
- in total: Completely; with everything added together.
- in theory: According to the stated ideas or principles
- in practice: In reality or actual use; as opposed to in theory.
- as long as: For the period that; provided that.
- come back: To reply to someone, often forcefully
- pay off: To give money to get person to do something; bribe
- of course: Sure ; Certainly
- out of it: Unconscious or not completely alert; dazed or confused.
- entire: Complete or full; with no part left out; whole
- multiple: Having or involving more than one of something
- physical: Health check at the doctors' or hospital
- slightly: Only a little
- description: Explanation of what something is like, looks like
- crisis: Unstable situation of extreme danger or difficulty
- concept: Abstract idea of something or how it works
- exact: Completely correct; accurate; specific
- amount: Quantity of something
- commercial: Radio or television advertisement
- increase: To make or become larger in size or amount
- consistently: In a manner that is the same almost every time
- mortgage: Long-term loan from a bank for buying property
- debt: Sum of money owed to someone that is not yet paid
- fraction: Small part of something
- dramatically: In a sudden or extreme manner
- federal: Consisting of several united states
- simply: In an easy or clear manner
- refer: To talk about or write about something
- chase: Act of going after someone to catch them
- stock: Animals such as cattle kept for breeding
- extra: More than necessary; additional
- account: An advantage
- asset: Thing that has value to you
- create: To make, cause, or bring into existence
- interest: Best or most advantageous thing for someone
- rate: To assess something or consider its qualities
- invest: To use resources to build for the future
- theoretically: As regards ideas that could be true
- economy: Using money, resources in a careful, effective way
- credit: System to buy something and pay for it later
- deposit: Concentration of mineral left by a river
- moment: Very short or brief period of time
- lot: What happens to a person in life from chance; fate
- reserve: To arrange for a room or table be kept for you
- depend: Be controlled or determined by (someone/something)
- sheet: Piece of cloth you put on the bed to sleep on
- place: To put someone in a particular type of situation
- single: One run in cricket or a hit baseball
- order: Religious or social group, as of nuns
- system: Set of organized, planned ideas that work together
- transaction: An exchange in business usually involving money
- government: Group of people and system that rule a nation
- percentage: Part of a whole divided into hundredths
- debit: Amount of money taken out of an account
- deduct: To take some amount away from a total
- inflationary: Tending to cause increases in prices
- fractional: Relating to a part of a whole thing
Get the full experience in the app
Learn anywhere with detailed sentence and usage analysis
01:03
She took a brave step forward, leaving behind her comfort zone to chase her dreams.
Vocabulary
- brave
adj. Having courage
- comfort zone
phr. A familiar situation where one feels safe
Explanation
a brave step is a noun phrase, where brave is an adjective modifying the noun step, meaning "a courageous step".
forward is an adverb modifying step, meaning "ahead".
The whole phrase serves as the object, answering the "what" of took (verb) — she took a brave step forward.
Get the full experience in the app
Look up words anytime with pronunciation, part of speech, and usage
brave
US/brev/
UK/breɪv/
adj.Brave
v.t.To bravely face
A2 Elementary
Get the full experience in the app
Practice speaking anytime and get instant pronunciation feedback
Try this speaking exercise.
Try practicing with this sentence.
80
If You Don’t Understand Fractional Reserve Banking, You Don’t Understand Money
0
林宜悉 posted on 2025/08/04Ever wondered how money is *really* made? This video dives deep into fractional reserve banking and credit creation, explaining complex topics like the Federal Reserve and recent banking crises with clear, simple sentences. You'll pick up tons of advanced vocabulary related to finance and investing, making it a fantastic way to boost your English and your financial savvy!
Learn this video on the APP!
The VoiceTube App has more in-depth practice for videos!