Vocabulary

  • have to: Must do
  • such as: For example; like
  • across the board: Broad in scope or content
  • make ends meet: To manage to live on the money you have.
  • on paper: In theory or as a plan, but not necessarily in reality.
  • save up: To gradually collect money by saving.
  • at home: In one's own residence or country.
  • on the market: Available for sale.
  • at the same time: Simultaneously; at the identical moment.
  • same time: Occurring simultaneously or at the same point in time.
  • rent out: To allow someone to use something that you own in return for money.
  • out of pocket: Having spent more money than one has received.
  • over time: Gradually; as time passes.
  • in addition to: Besides; as well as
  • get behind: To support or encourage.
  • look at: To use your eyes to focus on something
  • make over: To transfer the ownership of something to someone
  • just kind of: Used to express a feeling or state in a vague or hesitant way.
  • save for: To keep money so that you can buy something with it in the future.
  • work at: To have a job at a particular place or organization.
  • outside of: Located or situated beyond the boundaries or confines of something.
  • symbol of: Something that represents or stands for something else, especially an object representing an abstract idea.
  • paid off: To give money to get person to do something; bribe
  • in the face of: When confronted with something difficult or challenging.
  • in the world: Used to emphasize a question expressing surprise, confusion, disbelief
  • play out: To use up or exhaust
  • dial back: To reduce or lessen something, such as intensity or amount.
  • out there: In or to a place that is far away
  • in debt: State of owing money to a person or institution
  • in school: Attending an educational institution.
  • come up: To come closer to someone; approach
  • spend money: To use money to buy or pay for something.
  • of value: Having worth, importance, or usefulness.
  • set aside: To reject or throw away, e.g. an idea
  • in case of: If something happens; in the event of.
  • of a sudden: Quickly and unexpectedly; suddenly.
  • at work: Located at one's place of employment
  • used to: Did regularly before, but don't do now
  • feel like: To have a desire or inclination for something.
  • allow me: A polite way of offering to do something for someone.
  • look for: To try to find a thing or person that is lost
  • create with: To use specific tools, materials, or techniques in the process of creating something.
  • struggle: To try very hard to do something difficult
  • thrive: To be or become healthy or successful
  • term: Conditions applying to an agreement, contract
  • straight: Not having curves, bends, or angles
  • amount: Quantity of something
  • significantly: In a way that is important or noticeable
  • mortgage: Long-term loan from a bank for buying property
  • encourage: To increase the chance of something happening
  • financial: Involving money
  • debt: Sum of money owed to someone that is not yet paid
  • worth: the financial, practical or moral value of somebody/something
  • advice: Suggestion about what would help someone
  • inflation: Act of filling something with air or gas
  • huge: Very very large
  • account: An advantage
  • core: To take out the central section of a fruit
  • result: Something produced through tests or experiments
  • board: Surface for posting or showing information
  • create: To make, cause, or bring into existence
  • budget: Amount of money planned to be spent
  • generation: Act or process of producing or causing something
  • credit: System to buy something and pay for it later
  • increasingly: More and more; in greater degree or amount
  • lot: What happens to a person in life from chance; fate
  • millennial: Concerning a millennium (a thousand years)
  • avocado: Pear-shaped fruit with green flesh and large stone
  • kind: In a caring and helpful manner
  • uncertainty: Feeling of not really knowing what will happen
  • paycheck: Check issued in payment of wages or salary
  • chance: The way something happens without planning
  • point: An item to be discussed
  • middle: Place that is halfway between two things
  • rise: To wake up and get out of bed after sleeping
  • great: Very good; better than before
  • find: To become aware of something that is happening
  • set: Prepared for something; ready
  • societal: Concerning society or a society
  • instability: Condition of being changeable
  • toast: Bread grilled to make it brown and crisp
  • online: Connected to the internet
  • gen: (UK old-fashioned, informal) Information about a particular subject
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  • not found vocabularyNo vocabulary matches your filters
    • across the board

      US

      UK

      • Phrase
      • Broad in scope or content
      • Adverb
      • Applying to all; comprehensive; universal.
      • Involving all sectors, categories, or items.
      A1
      More
    • advice

      US /əd'vaɪs/

      UK /ədˈvaɪs/

      • Uncountable Noun
      • Suggestion about what would help someone
      • Professional guidance from a lawyer or legal expert.
      A2TOEIC
      More
    • allow me

      US

      UK

      • Phrase
      • A polite way of offering to do something for someone.
      • A formal way to ask for permission or to introduce oneself.
      More
    • at home

      US /æt hom/

      UK /æt həum/

      • Phrase
      • In one's own residence or country.
      • Adjective
      • Feeling comfortable and relaxed.
      More
    • at the same time

      US

      UK

      • Phrase
      • Simultaneously; at the identical moment.
      • Nevertheless; however; used to introduce a contrasting or qualifying statement.
      A1
      More
    • at work

      US /æt wɚk/

      UK /æt wə:k/

      • Phrase
      • Located at one's place of employment
      A1
      More
    • avocado

      US /ˌævəˈkɑ:doʊ/

      UK /ˌævəˈkɑ:dəʊ/

      • Noun (Countable/Uncountable)
      • Pear-shaped fruit with green flesh and large stone
      B2
      More
    • budget

      US /ˈbʌdʒɪt/

      UK /'bʌdʒɪt/

      • Noun (Countable/Uncountable)
      • Amount of money planned to be spent
      • Verb (Transitive/Intransitive)
      • To make a plan for how to spend your money
      A2TOEIC
      More
    • come up

      US /kʌm ʌp/

      UK /kʌm ʌp/

      • Phrasal Verb
      • To come closer to someone; approach
      • (Of sun) to rise into the sky in the morning
      A1
      More
    • core

      US /kɔr, kor/

      UK /kɔ:(r)/

      • Transitive Verb
      • To take out the central section of a fruit
      • Noun (Countable/Uncountable)
      • Important central part of something
      • The hard central part of certain fruits, containing the seeds.
      A2
      More
    • create with

      US

      UK

      • Transitive Verb
      • To use specific tools, materials, or techniques in the process of creating something.
      B1
      More
    • credit

      US /ˈkrɛdɪt/

      UK /'kredɪt/

      • Noun (Countable/Uncountable)
      • System to buy something and pay for it later
      • Points earned instead of money
      • Transitive Verb
      • To add a certain amount of money to a total
      • To recognize someone's achievements or help
      A2
      More
    • debt

      US /dɛt/

      UK /det/

      • Noun (Countable/Uncountable)
      • Sum of money owed to someone that is not yet paid
      • A moral or social obligation.
      A2TOEIC
      More
    • dial back

      US /ˈdaɪəl bæk/

      UK /ˈdaɪəl bæk/

      • other
      • To reduce or lessen something, such as intensity or amount.
      B2
      More
    • encourage

      US /ɛnˈkɚrɪdʒ, -ˈkʌr-/

      UK /ɪn'kʌrɪdʒ/

      • Transitive Verb
      • To increase the chance of something happening
      • To make someone more determined or confident
      A2TOEIC
      More
    • feel like

      US

      UK

      • Intransitive Verb
      • To have a desire or inclination for something.
      • To have a particular quality or sensation; resemble.
      A1
      More
    • financial

      US /faɪˈnænʃ(ə)l/

      UK /faɪˈnænʃl/

      • Adjective
      • Involving money
      • Relating to investments.
      • Countable Noun
      • A person who provides advice on financial matters.
      A2TOEIC
      More
    • gen

      US /dʒen/

      UK /dʒen/

      • Uncountable Noun
      • (UK old-fashioned, informal) Information about a particular subject
      • Noun
      • a group of people born around the same time who share a similar age
      B2
      More
    • generation

      US /ˌdʒɛnəˈreʃən/

      UK /ˌdʒenəˈreɪʃn/

      • Noun (Countable/Uncountable)
      • Act or process of producing or causing something
      • People born and living at about the same time
      A2TOEIC
      More
    • get behind

      US /ɡɛt bɪˈhaɪnd/

      UK /ɡet biˈhaind/

      • Phrasal Verb
      • To support or encourage.
      • To fail to make enough progress or to do something by a particular time.
      More
    • have to

      US /hæv tu/

      UK /ˈhæv tə/

      • Auxiliary Verb
      • Must do
      A1
      More
    • huge

      US /hjudʒ/

      UK /hju:dʒ/

      • Adjective
      • Very very large
      A2
      More
    • in addition to

      US /ɪn əˈdɪʃən tu/

      UK /in əˈdiʃən tu:/

      • Preposition
      • Besides; as well as
      • Phrase
      • Besides; as well as.
      • Furthermore; moreover.
      B1
      More
    • in case of

      US /ɪn kes ʌv/

      UK /in keis ɔv/

      • Preposition
      • If something happens; in the event of.
      • If something happens.
      • Conjunction
      • To be prepared for something that might happen.
      A1
      More
    • in debt

      US /ɪn dɛt/

      UK /in det/

      • Phrase
      • State of owing money to a person or institution
      • Adjective
      • Owing money.
      A2
      More
    • in school

      US /ɪn skul/

      UK /ɪn sku:l/

      • other
      • Attending an educational institution.
      A1
      More
    • in the face of

      US //ɪn ðə feɪs ɑv//

      UK

      • Phrase
      • When confronted with something difficult or challenging.
      • Despite; in defiance of; when confronted with.
      A1
      More
    • in the world

      US /ɪn ði wɜrld/

      UK /in ðə wɜː(r)ld/

      • Phrase
      • Used to emphasize a question expressing surprise, confusion, disbelief
      • Used to indicate the extent or degree of something, often in a superlative sense
      A1
      More
    • increasingly

      US /ɪnˈkriːsɪŋli/

      UK /ɪnˈkri:sɪŋli/

      • Adverb
      • More and more; in greater degree or amount
      A2
      More
    • inflation

      US /ɪnˈfleʃən/

      UK /ɪn'fleɪʃn/

      • Noun (Countable/Uncountable)
      • Act of filling something with air or gas
      • Continual rise in the prices of products
      B1TOEIC
      More
    • instability

      US /ˌɪnstəˈbɪlɪti/

      UK /ˌɪnstəˈbɪləti/

      • Uncountable Noun
      • Condition of being changeable
      B1
      More
    • just kind of

      US

      UK

      • Phrase
      • Used to express a feeling or state in a vague or hesitant way.
      • Used to indicate something is approximately or generally similar to something else.
      A2
      More
    • look at

      US /lʊk æt/

      UK /luk æt/

      • Phrasal Verb
      • To use your eyes to focus on something
      • To focus your eyes on something carefully
      A1
      More
    • look for

      US /lʊk fɔr/

      UK /luk fɔ:/

      • Phrasal Verb
      • To try to find a thing or person that is lost
      • To expect or anticipate something.
      A1
      More
    • make ends meet

      US

      UK

      • Verb (Transitive/Intransitive)
      • To manage to live on the money you have.
      • Phrase
      • To earn just enough money to be able to pay for the things you need
      A1
      More
    • make over

      US /mek ˈovɚ/

      UK /meik ˈəuvə/

      • Phrasal Verb
      • To transfer the ownership of something to someone
      • To transform the appearance of
      A1
      More
    • millennial

      US /mɪ'lenɪrl/

      UK /mɪ'lenɪəl/

      • Adjective
      • Concerning a millennium (a thousand years)
      • Relating to the millennial generation.
      • Noun
      • A person born between the early 1980s and the mid-1990s to early 2000s.
      • A person reaching young adulthood around the year 2000.
      B2
      More
    • mortgage

      US /ˈmɔrɡɪdʒ/

      UK /'mɔ:ɡɪdʒ/

      • Noun (Countable/Uncountable)
      • Long-term loan from a bank for buying property
      • A legal agreement in which you borrow money in order to buy a house using the house as a guarantee
      • Transitive Verb
      • To borrow money to buy a house, giving the lender the right to take ownership of the property if you cannot pay the debt
      B1TOEIC
      More
    • of a sudden

      US

      UK

      • Phrase
      • Quickly and unexpectedly; suddenly.
      B2
      More
    • of value

      US /ʌv ˈvælju/

      UK /ɔv ˈvælju/

      • Adjective
      • Having worth, importance, or usefulness.
      • Providing a benefit or advantage.
      A1
      More
    • on paper

      US /ɑn ˈpeɪpər/

      UK /ɔn ˈpeipə/

      • Phrase
      • In theory or as a plan, but not necessarily in reality.
      • Recorded in writing; documented.
      A1
      More
    • on the market

      US

      UK

      • Phrase
      • Available for sale.
      • Actively seeking employment.
      A2
      More
    • online

      US /ˌɑ:nˈlaɪn/

      UK /ˌɒnˈlaɪn/

      • Adjective
      • Connected to the internet
      • Adverb
      • Via the internet.
      B1
      More
    • out of pocket

      US /aʊt ʌv ˈpɑkɪt/

      UK /aut ɔv ˈpɔkit/

      • Adjective
      • Having spent more money than one has received.
      • Expenses paid from one's own funds, not reimbursed immediately.
      A1
      More
    • out there

      US /aʊt ðɛr/

      UK /aut ðɛə/

      • Adverb
      • In or to a place that is far away
      • Existing in the universe
      • Adjective
      • Unconventional; strange; avant-garde
      • Existing or available.
      A1
      More
    • outside of

      US /aʊtˈsaɪd ʌv/

      UK /ˌautˈsaid ɔv/

      • Preposition
      • Located or situated beyond the boundaries or confines of something.
      • Beyond the scope, range, or limits of something.
      A1
      More
    • over time

      US /ˈovɚ taɪm/

      UK /ˈəuvə taim/

      • Phrase
      • Gradually; as time passes.
      • During a long period.
      • Adverb
      • Gradually; as time passes.
      B1
      More
    • paid off

      US

      UK

      • Phrasal Verb
      • To give money to get person to do something; bribe
      • To give money to settle a debt
      • Transitive Verb
      • To have bribed someone.
      • To have paid a debt in full.
      A1
      More
    • play out

      US

      UK

      • Phrasal Verb
      • To use up or exhaust
      • To develop or happen in a particular way.
      A1
      More
    • rent out

      US /rɛnt aʊt/

      UK /rent aut/

      • Phrasal Verb
      • To allow someone to use something that you own in return for money.
      A2
      More
    • result

      US /rɪˈzʌlt/

      UK /rɪ'zʌlt/

      • Noun
      • Something produced through tests or experiments
      • Final score of a competition, election or game
      • Intransitive Verb
      • To be the outcome of other causes and effects
      • To happen or exist as a consequence of something.
      A2
      More
    • same time

      US

      UK

      • Phrase
      • Occurring simultaneously or at the same point in time.
      • At the identical time as before; recurring at a fixed hour.
      • Noun
      • An equal duration or period.
      A1
      More
    • save for

      US

      UK

      • Phrasal Verb
      • To keep money so that you can buy something with it in the future.
      A2
      More
    • save up

      US

      UK

      • Phrasal Verb
      • To gradually collect money by saving.
      A2
      More
    • set aside

      US

      UK

      • Phrasal Verb
      • To reject or throw away, e.g. an idea
      • To separate and save for another use or time
      • Transitive Verb
      • To keep or save something for use at a later time.
      • To designate or allocate something for a specific purpose or group.
      A1
      More
    • significantly

      US /sɪɡˈnɪfəkəntlɪ/

      UK /sɪgˈnɪfɪkəntli/

      • Adverb
      • In a way that is important or noticeable
      • In a way that is meaningful
      A2
      More
    • societal

      US /səˈsaɪɪtl/

      UK /səˈsaɪətl/

      • Adjective
      • Concerning society or a society
      B1
      More
    • spend money

      US /spɛnd ˈmʌni/

      UK /spend ˈmʌni/

      • Phrase
      • To use money to buy or pay for something.
      A1
      More
    • straight

      US /stret/

      UK /streɪt/

      • Adjective
      • Not having curves, bends, or angles
      • Not gay; heterosexual
      • Adverb
      • in a line; immediately; honestly and directly
      • In a straight line; directly.
      A2TOEIC
      More
    • struggle

      US /ˈstrʌɡəl/

      UK /'strʌɡl/

      • Verb (Transitive/Intransitive)
      • To try very hard to do something difficult
      • To fight or struggle violently
      • Noun (Countable/Uncountable)
      • Strong efforts made to do something difficult
      • A difficult or challenging situation or task
      A2
      More
    • such as

      US /sʌtʃ æz/

      UK /sʌtʃ æz/

      • Preposition
      • For example; like
      A1
      More
    • symbol of

      US

      UK

      • Phrase
      • Something that represents or stands for something else, especially an object representing an abstract idea.
      • A visible sign of something intangible.
      B2
      More
    • thrive

      US /θraɪv/

      UK /θraɪv/

      • Intransitive Verb
      • To be or become healthy or successful
      • To grow or develop well; to flourish.
      B2TOEIC
      More
    • toast

      US /tost/

      UK /təʊst/

      • Noun (Countable/Uncountable)
      • Bread grilled to make it brown and crisp
      • An expression of goodwill or honor made by drinking to someone or something.
      • Transitive Verb
      • To grill bread to make it brown and crisp
      • To make pleasantly warm.
      B1
      More
    • uncertainty

      US /ʌnˈsə:tn:ti/

      UK /ʌn'sɜ:tntɪ/

      • Uncountable Noun
      • Feeling of not really knowing what will happen
      • Lack of confidence; doubt.
      B2TOEIC
      More
    • used to

      US /juzd tu/

      UK /ˈju:st tə/

      • Adjective
      • Did regularly before, but don't do now
      • Auxiliary Verb
      • Have done before, but do not do now
      A1
      More
    • work at

      US /wɚk æt/

      UK /wə:k æt/

      • Phrasal Verb
      • To have a job at a particular place or organization.
      • To make an effort to improve something.
      A1
      More
    • worth

      US /wɚθ/

      UK /wɜ:θ/

      • Noun (Countable/Uncountable)
      • the financial, practical or moral value of somebody/something
      • having a particular value, especially in money
      • Adjective
      • Having a specified value.
      A2
      More
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    01:03

    She took a brave step forward, leaving behind her comfort zone to chase her dreams.

    Vocabulary
    • brave

      adj. Having courage

    • comfort zone

      phr. A familiar situation where one feels safe

    Explanation
    a brave step is a noun phrase, where brave is an adjective modifying the noun step, meaning "a courageous step". forward is an adverb modifying step, meaning "ahead". The whole phrase serves as the object, answering the "what" of took (verb) — she took a brave step forward.

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    brave

    US/brev/
    UK/breɪv/
    adj.Brave
    v.t.To bravely face
    A2 Elementary

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    B1US
    #millennials#people#financially#housing#millennial#retirement

    Why ‘Making It’ Feels Impossible In The U.S. Now

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    VoiceTube posted on 2025/05/13
    Ever wonder why 'making it' feels so tough these days? This video dives into the real reasons behind the housing crisis, student debt, and inflation, using advanced vocabulary and complex sentence structures that will boost your English skills. You'll gain a deeper understanding of these economic challenges and pick up practical terms for everyday discussions!

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