additional
US /ə'dɪʃənl/
UK /əˈdɪʃənl/
- Adjective
- Further or added
- Extra to what already exists
A2TOEICMorealong with
US /əˈlɔŋ wɪð/
UK /əˈlɔŋ wið/
- Preposition
- In addition to; together with.
- Adverb
- In company or together with someone or something.
- Including; in addition to.
A2Moreas soon as
US /æz sun æz/
UK /æz su:n æz/
- Phrase
- In a short time after (something happens)
- Without any delay; immediately
- Conjunction
- At the moment that, or immediately after.
A1Moreat a minimum
US
UK
- Phrase
- At the very least; the lowest possible number or amount.
- As a basic requirement; the minimum standard or qualification.
B1Moreat times
US /æt taɪmz/
UK /æt taɪmz/
- Phrase
- Sometimes; occasionally.
A1Moreaverage
US /ˈævərɪdʒ, ˈævrɪdʒ/
UK /'ævərɪdʒ/
- Noun (Countable/Uncountable)
- Total of numbers divided by the number of items
- Transitive Verb
- To add numbers then divide by the number of items
A2TOEICMorebalance out
US /ˈbæləns aʊt/
UK /ˈbæləns aut/
- Phrasal Verb
- To make or become more equal to another thing
A2Morebased on
US
UK
- Phrasal Verb
- To use something as the foundation or starting point for something else.
- Preposition
- Using something as the main idea or foundation.
- Relying on something as evidence or justification.
A1Morebenefit
US /ˈbɛnəfɪt/
UK /'benɪfɪt/
- Noun (Countable/Uncountable)
- Good result or effect, something advantageous
- A payment made by the state or an insurance policy to someone
- Verb (Transitive/Intransitive)
- To have a good effect or be helpful
- To receive an advantage; to be helped
A2TOEICMorecare of
US /kɛr ʌv/
UK /kɛə ɔv/
- Preposition
- Used in an address to indicate the person who will receive the mail for someone else.
A2Morecash in
US /kæʃ ɪn/
UK /kæʃ in/
- Phrasal Verb
- To sell asset to get money back
- To sell something to get cash
A2Morecredit
US /ˈkrɛdɪt/
UK /'kredɪt/
- Noun (Countable/Uncountable)
- System to buy something and pay for it later
- Points earned instead of money
- Transitive Verb
- To add a certain amount of money to a total
- To recognize someone's achievements or help
A2Moredebt
US /dɛt/
UK /det/
- Noun (Countable/Uncountable)
- Sum of money owed to someone that is not yet paid
- A moral or social obligation.
A2TOEICMoredouble down
US
UK
- Verb (Transitive/Intransitive)
- In gambling, to double one's bet, typically in exchange for taking one more card.
- To reinforce one's commitment to a particular course of action, even in the face of opposition or risk.
A2Moreeliminate
US /ɪˈlɪməˌnet/
UK /ɪ'lɪmɪneɪt/
- Transitive Verb
- To completely remove; to get rid of
- To remove from a contest by beating them
B1TOEICMoreemphasize
US /ˈɛmfəˌsaɪz/
UK /'emfəsaɪz/
- Transitive Verb
- To stress the items that are important
B2TOEICMoreend up with
US
UK
- Phrasal Verb
- To have something as a result.
A1Moreenhance
US /ɛnˈhæns/
UK /ɪn'hɑ:ns/
- Transitive Verb
- To improve; make bigger or better
B1TOEICMoreextra
US /'ekstrə/
UK /'ekstrə/
- Adjective
- More than necessary; additional
- Of especially good quality or grade.
- Noun (Countable/Uncountable)
- Items more than you need; additional items
- Person who has a small part in a movie
A2Morefactor
US /ˈfæktɚ/
UK /'fæktə(r)/
- Noun
- Something that influences a result
- Transitive Verb
- To consider or include in an estimate or judgment
- To find the two numbers a number can be divided by
A2TOEICMorefederal
US /ˈfɛdərəl, ˈfɛdrəl/
UK /'fedərəl/
- Adjective
- Consisting of several united states
- Relating to a system of government in which power is divided between a central authority and constituent political units.
- Proper Noun
- The central banking system of the United States.
B1Morefinancial
US /faɪˈnænʃ(ə)l/
UK /faɪˈnænʃl/
- Adjective
- Involving money
- Relating to investments.
- Countable Noun
- A person who provides advice on financial matters.
A2TOEICMorefor example
US
UK
- Phrase
- As an illustration or instance.
for someone
US /fɚ ˈsʌmwʌn/
UK /fə ˈsʌmwʌn/
- other
- On behalf of or intended for a particular person.
A1Moregenerally
US /ˈdʒɛnərəli/
UK /ˈdʒenrəli/
- Adverb
- Usually; as a rule; by, to or for most people
A2Morego back to
US /ɡo bæk tu/
UK /ɡəu bæk tu:/
- Phrasal Verb
- To return to a starting point
A1Morehave to
US /hæv tu/
UK /ˈhæv tə/
- Auxiliary Verb
- Must do
A1Morehood
US /hʊd/
UK /hʊd/
- Noun
- Front part of the car that covers the engine
- A head covering attached to a cape, sweater etc.
B2Morein debt
US /ɪn dɛt/
UK /in det/
- Phrase
- State of owing money to a person or institution
- Adjective
- Owing money.
A2Morein depth
US /ɪn dɛpθ/
UK /in depθ/
- Adverb
- Thoroughly and carefully; in detail.
in the end
US /ɪn ði ɛnd/
UK /in ðə end/
- Phrase
- Finally; after a period of time or series of events.
- Ultimately; as the final result or consequence.
A1Morein the long run
US
UK
- Phrase
- Eventually; over a long period of time.
A1Morein total
US /ɪn ˈtotl/
UK /in ˈtəutəl/
- Phrase
- Completely; with everything added together.
A1Moreinstead of
US /ɪnˈstɛd ʌv/
UK /inˈsted ɔv/
- Preposition
- When one thing is replaced by another
- Adverb
- As a substitute or alternative.
A1Moreinvest
US /ɪnˈvɛst/
UK /ɪn'vest/
- Transitive Verb
- To use resources to build for the future
A2TOEICMoreinvestment
US /ɪnˈvɛstmənt/
UK /ɪnˈvestmənt/
- Noun (Countable/Uncountable)
- Something purchased hoping its value will increase
- Something you invest in, such as a company, property, etc.
A2TOEICMorelikelihood
US /ˈlaɪkliˌhʊd/
UK /ˈlaɪklihʊd/
- Uncountable Noun
- Chance that something might happen
B1TOEICMoreminimum
US /ˈmɪnəməm/
UK /ˈmɪnɪməm/
- Noun (Countable/Uncountable)
- Smallest degree or level that is acceptable
- The lowest recorded or expected temperature.
- Adjective
- Smallest or lowest; the least possible.
- Using or requiring the least possible resources.
B1TOEICMoremortgage
US /ˈmɔrɡɪdʒ/
UK /'mɔ:ɡɪdʒ/
- Noun (Countable/Uncountable)
- Long-term loan from a bank for buying property
- A legal agreement in which you borrow money in order to buy a house using the house as a guarantee
- Transitive Verb
- To borrow money to buy a house, giving the lender the right to take ownership of the property if you cannot pay the debt
B1TOEICMoreno matter
US
UK
- Conjunction
- Regardless of; it does not matter.
- Adverb
- Regardless of; it is not important
A1Moreof course
US /ʌv kɔː(r)s/
UK /ɔv kɔː(r)s/
- Adverb
- Sure ; Certainly
- Phrase
- For sure; certainly
A2Moreof interest
US /əv ˈɪntrɪst/
UK /əv ˈɪntrəst/
- other
- Relevant or important to someone or something.
B2Moreoriginal
US /əˈrɪdʒənəl/
UK /ə'rɪdʒənl/
- Adjective
- Being first made, thought or performed; fresh
- Being unique or thinking differently from others
- Noun (Countable/Uncountable)
- A work of art, writing, or music that is not a copy.
- A person of fresh initiative or inventiveness.
A2TOEICMoreover time
US /ˈovɚ taɪm/
UK /ˈəuvə taim/
- Phrase
- Gradually; as time passes.
- During a long period.
- Adverb
- Gradually; as time passes.
B1Moreoverwhelming
US /ˌovɚˈhwɛlmɪŋ, -ˈwɛl-/
UK /ˌəʊvəˈwelmɪŋ/
- Transitive Verb
- To defeat something or someone completely
- To affect someone emotionally in a strong way
- Adjective
- Having too much to handle (e.g. work)
- Very great or very strong; so powerful that you cannot resist or decide how to react
B2Morepay down
US /pe daʊn/
UK /pei daun/
- Phrasal Verb
- To reduce the amount of money needing to be paid
A1Morepay off
US /pe ɔf/
UK /pei ɔf/
- Phrasal Verb
- To give money to get person to do something; bribe
- To give money to settle a debt
- Transitive Verb
- To bribe someone.
- To pay a debt in full.
A1Morepaying off
US
UK
- Phrasal Verb
- To give money to get person to do something; bribe
- To give money to settle a debt
- Verb (Transitive/Intransitive)
- To bribe someone.
- To result in success; to be worthwhile.
A1Moreplanner
US /'plænər/
UK /ˈplænə(r)/
- Countable Noun
- Notebook for recording appointments/things to do
B1Morepremium
US /ˈprimiəm/
UK /ˈpri:miəm/
- Adjective
- Having a higher than normal quality
- Relating to or denoting a higher quality or more expensive product.
- Noun
- Money paid as a fee for insurance
- An additional sum of money paid above the usual price.
B1TOEICMorequantify
US /ˈkwɑ:ntɪfaɪ/
UK /ˈkwɒntɪfaɪ/
- Transitive Verb
- To find or calculate the quantity of something
B2Morerack
US /ræk/
UK /ræk/
- Noun
- A frame, stand, hook on which things are hung
- Transitive Verb
- To cause someone pain or suffering
B1Morerack up
US /ræk ʌp/
UK /ræk ʌp/
- Phrasal Verb
- To accumulate or amass something, typically debts or points.
rather than
US
UK
- Adverb
- More exactly; more correctly
- Preferably; instead
- Preposition
- Instead of
A1Morerely on
US /rɪˈlaɪ ɑn/
UK /riˈlai ɔn/
- Phrasal Verb
- To depend on someone or something
A2Morerule of thumb
US /rul ʌv θʌm/
UK /ru:l ɔv θʌm/
- Noun (Countable/Uncountable)
- A practical and approximate way of doing or measuring something.
- A broadly accurate guide or principle, based on practice rather than theory.
A1Moresave for
US
UK
- Phrasal Verb
- To keep money so that you can buy something with it in the future.
A2Moresavvy
US /ˈsævi/
UK /'sævɪ/
- Adjective
- Wise; Not easily fooled; Street smart
B2TOEICMorescale
US /skel/
UK /skeɪl/
- Noun (Countable/Uncountable)
- Size, level, or amount when compared
- Small hard plates that cover the body of fish
- Verb (Transitive/Intransitive)
- To change the size of but keep the proportions
- To climb something large (e.g. a mountain)
A2TOEICMorescenario
US /səˈner.i.oʊ/
UK /sɪˈnɑː.ri.əʊ/
- Noun
- An imagined sequence of events in a plan/project
B1Moreset aside
US
UK
- Phrasal Verb
- To reject or throw away, e.g. an idea
- To separate and save for another use or time
- Transitive Verb
- To keep or save something for use at a later time.
- To designate or allocate something for a specific purpose or group.
A1Moresponsor
US /ˈspɑ:nsə(r)/
UK /ˈspɒnsə(r)/
- Noun
- Person that supports the passage of a new law
- Person giving money for someone's education
- Transitive Verb
- To support the passage of a new law
- To help someone succeed by giving them money
B1TOEICMorestatement
US / ˈstetmənt/
UK /ˈsteɪtmənt/
- Noun (Countable/Uncountable)
- Record of activity in a bank account over time
- Act or process of saying something formally
A2TOEICMorestock
US /stɑk/
UK /stɒk/
- Noun (Countable/Uncountable)
- Animals such as cattle kept for breeding
- Merchandise; goods kept by a business for sale
- Uncountable Noun
- Tasty liquid added to stews, soups etc.
B2TOEICMoresubtract
US /səbˈtrækt/
UK /səbˈtrækt/
- Transitive Verb
- To take away a value or amount from another
- To take away a value or amount from another
B2TOEICMoretackle
US /ˈtækəl/
UK /'tækl/
- Transitive Verb
- To start working on a difficult problem
- To grab and throw a person to the ground
- Noun (Countable/Uncountable)
- Equipment used in fishing
- Arrangement of ropes and wheels used for lifting
B1TOEICMoretake out
US /tek aʊt/
UK /teik aut/
- Phrasal Verb
- To apply for and get a license
- To take someone on a date
- Uncountable Noun
- Food purchased at a restaurant to eat elsewhere.
A1Morethink of
US /θɪŋk ʌv/
UK /θiŋk ɔv/
- Phrasal Verb
- To look on as (being something specific); consider
- To consider or remember something.
- Verb (Transitive/Intransitive)
- To imagine or call something to mind
A1Morethumb
US /θʌm/
UK /θʌm/
- Intransitive Verb
- To use your thumb to request a ride in a car
- Countable Noun
- Part of a glove that goes over the thumb
- The short, thick finger on the side of your hand
B1Moretip
US /tɪp/
UK /tɪp/
- Transitive Verb
- To pour or move something from a place, container
- To give extra money for good service
- Noun
- End point of e.g. a pencil or finger
- Extra money given for good service
A2Moreto do with
US
UK
- Phrasal Verb
- To be about something; concern
A1Moreunlimited
US /ʌnˈlɪmɪtɪd/
UK /ʌnˈlɪmɪtɪd/
- Adjective
- Being free from limits, restrictions or rules
B1TOEICMoreunpack
US /ʌnˈpæk/
UK /ˌʌnˈpæk/
- Transitive Verb
- To try to understand by thinking about something
- To take things out of a suitcase
B1More
Vocabulary
- rule of thumb: A practical and approximate way of doing or measuring something.
- over time: Gradually; as time passes.
- rather than: More exactly; more correctly
- paying off: To give money to get person to do something; bribe
- pay off: To give money to get person to do something; bribe
- instead of: When one thing is replaced by another
- save for: To keep money so that you can buy something with it in the future.
- in the long run: Eventually; over a long period of time.
- balance out: To make or become more equal to another thing
- for example: As an illustration or instance.
- rely on: To depend on someone or something
- think of: To look on as (being something specific); consider
- in debt: State of owing money to a person or institution
- along with: In addition to; together with.
- have to: Must do
- based on: To use something as the foundation or starting point for something else.
- in the end: Finally; after a period of time or series of events.
- pay down: To reduce the amount of money needing to be paid
- go back to: To return to a starting point
- rack up: To accumulate or amass something, typically debts or points.
- in total: Completely; with everything added together.
- of interest: Relevant or important to someone or something.
- take out: To apply for and get a license
- end up with: To have something as a result.
- of course: Sure ; Certainly
- at times: Sometimes; occasionally.
- cash in: To sell asset to get money back
- in depth: Thoroughly and carefully; in detail.
- as soon as: In a short time after (something happens)
- care of: Used in an address to indicate the person who will receive the mail for someone else.
- to do with: To be about something; concern
- set aside: To reject or throw away, e.g. an idea
- at a minimum: At the very least; the lowest possible number or amount.
- for someone: On behalf of or intended for a particular person.
- double down: In gambling, to double one's bet, typically in exchange for taking one more card.
- no matter: Regardless of; it does not matter.
- scenario: An imagined sequence of events in a plan/project
- overwhelming: To defeat something or someone completely
- eliminate: To completely remove; to get rid of
- scale: Size, level, or amount when compared
- tackle: To start working on a difficult problem
- average: Total of numbers divided by the number of items
- consider: To think carefully about something
- expect: To believe something is probably going to happen
- describe: To tell the appearance, sound, smell of something
- amount: Quantity of something
- mortgage: Long-term loan from a bank for buying property
- financial: Involving money
- debt: Sum of money owed to someone that is not yet paid
- statement: Record of activity in a bank account over time
- tip: To pour or move something from a place, container
- generally: Usually; as a rule; by, to or for most people
- federal: Consisting of several united states
- emphasize: To stress the items that are important
- premium: Having a higher than normal quality
- benefit: Good result or effect, something advantageous
- factor: Something that influences a result
- stock: Animals such as cattle kept for breeding
- extra: More than necessary; additional
- risk: To do something potentially dangerous or foolish
- rate: To assess something or consider its qualities
- savvy: Wise; Not easily fooled; Street smart
- interest: Best or most advantageous thing for someone
- investment: Something purchased hoping its value will increase
- invest: To use resources to build for the future
- thumb: To use your thumb to request a ride in a car
- likelihood: Chance that something might happen
- enhance: To improve; make bigger or better
- credit: System to buy something and pay for it later
- additional: Further or added
- original: Being first made, thought or performed; fresh
- sign: Indication that something exists or will happen
- offer: Price you say you are willing to pay for something
- paycheck: Check issued in payment of wages or salary
- sponsor: Person that supports the passage of a new law
- rack: A frame, stand, hook on which things are hung
- subtract: To take away a value or amount from another
- grow: To get bigger and more mature; make plants do this
- minimum: Smallest degree or level that is acceptable
- fast: In a way that is difficult to move or change
- start: First time or place that a thing exists; beginning
- return: To hit something back to the other player or team
- carry: To have a child, be pregnant
- hood: Front part of the car that covers the engine
- unlimited: Being free from limits, restrictions or rules
- quantify: To find or calculate the quantity of something
- unpack: To try to understand by thinking about something
- planner: Notebook for recording appointments/things to do
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01:03
She took a brave step forward, leaving behind her comfort zone to chase her dreams.
Vocabulary
- brave
adj. Having courage
- comfort zone
phr. A familiar situation where one feels safe
Explanation
a brave step is a noun phrase, where brave is an adjective modifying the noun step, meaning "a courageous step".
forward is an adverb modifying step, meaning "ahead".
The whole phrase serves as the object, answering the "what" of took (verb) — she took a brave step forward.
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brave
US/brev/
UK/breɪv/
adj.Brave
v.t.To bravely face
A2 Elementary
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80
When it's okay to wait to pay off debt
0
VoiceTube posted on 2025/03/12Ever wondered if you should pay off debt or invest? This video breaks down the '7 percent rule' to help you make smart financial decisions, comparing debt repayment with investing in index funds like the S&P 500. You'll pick up advanced vocabulary and practical advice for managing your money like a pro!
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