Vocabulary

  • look at: To use your eyes to focus on something
  • in the past: During a former period of time; previously.
  • per year: For each year; annually.
  • based on: To use something as the foundation or starting point for something else.
  • see in: To accompany someone to the entrance of a building or room.
  • on average: Typically; usually; based on an average calculation.
  • in line with: In agreement with; conforming to.
  • with it: Intelligent, alert, and up-to-date.
  • in the world: Used to emphasize a question expressing surprise, confusion, or disbelief.
  • in good health: Being in a state of physical and mental well-being; not sick or injured.
  • first up: Firstly; to begin with; the first item on a list or agenda.
  • see to: To attend to; take care of
  • at some point: At an unspecified time, usually in the future.
  • in reality: Actually; in fact; truly.
  • on the stock: Present or available in inventory or storage.
  • on a dime: Very quickly or within a very small space.
  • in mind: Being aware of or considering something.
  • over time: Gradually; as time passes.
  • failure rate: The percentage or proportion of something that fails.
  • highly unlikely: Not likely to happen or be true; improbable.
  • stick with: To continue to support or stay loyal to someone or something.
  • of course: Sure ; Certainly
  • to the point: Expressing something directly and without unnecessary detail.
  • show up: To arrive or be seen at a place, e.g. a party
  • make up: To invent or create a story
  • result in: To cause or produce as a consequence.
  • in advance: Ahead of time; before something happens
  • instead of: When one thing is replaced by another
  • at least: As a minimum
  • also known as: Also called; alternatively named.
  • on to: Toward something; forward
  • with just: Using only; with no more than.
  • as with: In the same way that something happens or is true of something else.
  • in the future: At a later time; in times to come.
  • at the same time: Simultaneously; at the identical moment.
  • same time: Occurring simultaneously or at the same point in time.
  • perspective: Artistic method of creating a sense of distance
  • assume: To act in a false manner to mislead others
  • potential: Capable of happening or becoming reality
  • scenario: An imagined sequence of events in a plan/project
  • context: Set of facts surrounding a person or event
  • slightly: Only a little
  • period: Set amount of time during which events take place
  • average: Total of numbers divided by the number of items
  • experience: Thing a person has done or that happened to them
  • spectacular: Impressive or out of the ordinary
  • sustainable: Capable of continuing for a long time
  • consistent: Agreeing with or being similar to another part
  • expect: To believe something is probably going to happen
  • achieve: To succeed in doing good, usually by working hard
  • position: Person's opinion or attitude about something
  • confident: Feeling that you can do well at something
  • represent: To depict art objects, figures, scenes; to portray
  • amount: Quantity of something
  • track: To use marks to follow a wild animal
  • increase: To make or become larger in size or amount
  • financial: Involving money
  • criticism: Article or essay that judges quality
  • conservative: (Of an estimate, price) set fairly low
  • mean: Average of a set of numbers
  • draw: To attract attention to someone or something
  • volatile: Able to easily become a gas at a low temperature
  • similar: Nearly the same; alike
  • inflation: Act of filling something with air or gas
  • perform: To carry out an action well or successfully
  • sequence: Part of a movie showing one part of the story
  • stock: Animals such as cattle kept for breeding
  • asset: Thing that has value to you
  • result: Something produced through tests or experiments
  • deliver: To give birth to a child; help a woman give birth
  • rest: Time when one relaxes, sleeps, or is inactive
  • rate: To assess something or consider its qualities
  • produce: Fresh foods such as fruits and vegetables
  • lot: What happens to a person in life from chance; fate
  • downside: Negative aspect of something
  • withdrawal: Action of pulling back or move away or backward
  • single: One run in cricket or a hit baseball
  • portfolio: A list of the financial assets held by someone
  • axis: A line about which a rotating body turns
  • proxy: Person authorized to act for another
  • diversify: To make or become more varied
  • volatility: Changing from a solid or liquid to a gas
  • equity: Condition of people being treated the same
  • historical: Connected with the past
  • datum: Item of factual information
  • allocation: Sharing out of work/resources for some purpose
  • globally: Throughout the world
  • sustainably: In a way that can continue over a period of time
  • retiree: Someone who has retired from active working
  • diversification: Offering or owning a variety of goods and services
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Preparing usage notes, please check back later

  • not found vocabularyNo vocabulary matches your filters
    • achieve

      US /əˈtʃiv/

      UK /ə'tʃi:v/

      • Transitive Verb
      • To succeed in doing good, usually by working hard
      • To succeed in reaching a particular goal, status, or standard, often after effort or perseverance.
      A2TOEIC
      More
    • allocation

      US /ˌæləˈkeɪʃn/

      UK /ˌæləˈkeɪʃn/

      • Uncountable Noun
      • Sharing out of work/resources for some purpose
      B1
      More
    • also known as

      US

      UK

      • Phrase
      • Also called; alternatively named.
      • Identified by another term; synonymous with.
      A1
      More
    • as with

      US /æz wɪð/

      UK /æz wið/

      • Preposition
      • In the same way that something happens or is true of something else.
      A1
      More
    • asset

      US /ˈæsˌɛt/

      UK /'æset/

      • Noun (Countable/Uncountable)
      • Thing that has value to you
      A2TOEIC
      More
    • assume

      US /əˈsum/

      UK /ə'sju:m/

      • Transitive Verb
      • To act in a false manner to mislead others
      • To believe, based on the evidence; suppose
      A2TOEIC
      More
    • at least

      US /æt list/

      UK /æt li:st/

      • Adverb
      • As a minimum
      • Not less than
      • Phrase
      • No less than; at the minimum
      • Used to indicate that something is positive in a bad situation.
      C2
      More
    • at some point

      US /æt sʌm pɔɪnt/

      UK /æt sʌm pɔint/

      • Phrase
      • At an unspecified time, usually in the future.
      A1
      More
    • at the same time

      US

      UK

      • Phrase
      • Simultaneously; at the identical moment.
      • Nevertheless; however; used to introduce a contrasting or qualifying statement.
      A1
      More
    • average

      US /ˈævərɪdʒ, ˈævrɪdʒ/

      UK /'ævərɪdʒ/

      • Noun (Countable/Uncountable)
      • Total of numbers divided by the number of items
      • Transitive Verb
      • To add numbers then divide by the number of items
      A2TOEIC
      More
    • axis

      US /ˈæksɪs/

      UK /ˈæksɪs/

      • Noun
      • A line about which a rotating body turns
      B1
      More
    • based on

      US

      UK

      • Phrasal Verb
      • To use something as the foundation or starting point for something else.
      • Preposition
      • Using something as the main idea or foundation.
      • Relying on something as evidence or justification.
      A1
      More
    • confident

      US /ˈkɑnfɪdənt/

      UK /ˈkɒnfɪdənt/

      • Adjective
      • Feeling that you can do well at something
      • Having a strong belief in the truth or certainty of something.
      • Noun
      • A person who is self-assured and believes in their abilities.
      A2
      More
    • conservative

      US /kənˈsɚvətɪv/

      UK /kənˈsɜ:vətɪv/

      • Adjective
      • (Of an estimate, price) set fairly low
      • Resistant to change
      • Noun
      • Person with traditional ideas; doesn't like change
      B1
      More
    • consistent

      US /kənˈsɪstənt/

      UK /kənˈsɪstənt/

      • Adjective
      • Agreeing with or being similar to another part
      • In agreement; reliable
      A2
      More
    • context

      US /ˈkɑnˌtɛkst/

      UK /ˈkɒntekst/

      • Noun (Countable/Uncountable)
      • Set of facts surrounding a person or event
      • The circumstances that form the setting for an event, statement, or idea, and in terms of which it can be fully understood and assessed.
      A2
      More
    • criticism

      US /ˈkrɪtɪˌsɪzəm/

      UK /ˈkrɪtɪsɪzəm/

      • Noun (Countable/Uncountable)
      • Article or essay that judges quality
      • Negative judgment of something
      A2
      More
    • datum

      US /ˈdetəm, ˈdætəm, ˈdɑtəm/

      UK /ˈdeɪtəm/

      • Noun
      • Item of factual information
      B1
      More
    • deliver

      US /dɪˈlɪvɚ/

      UK /dɪ'lɪvə(r)/

      • Transitive Verb
      • To give birth to a child; help a woman give birth
      • To save someone from a problem or crisis
      A2TOEIC
      More
    • diversification

      US /dɪˌvɜ:sɪfɪ'keɪʃn/

      UK /daɪˌvɜ:sɪfɪ'keɪʃn/

      • Uncountable Noun
      • Offering or owning a variety of goods and services
      B2TOEIC
      More
    • diversify

      US /daɪˈvɜ:rsɪfaɪ/

      UK /daɪˈvɜ:sɪfaɪ/

      • Transitive Verb
      • To make or become more varied
      • To change something and make it more varied
      B2TOEIC
      More
    • downside

      US /ˈdaʊnˌsaɪd/

      UK /ˈdaʊnsaɪd/

      • Noun
      • Negative aspect of something
      • The potential negative consequences or risks associated with a decision or action.
      B2
      More
    • equity

      US /ˈɛkwɪti/

      UK /ˈekwəti/

      • Uncountable Noun
      • Condition of people being treated the same
      • Value of a house, etc., minus the mortgage
      • Noun (Countable/Uncountable)
      • Stocks and shares which pay no fixed interest
      • The value of the shares issued by a company
      B1TOEIC
      More
    • failure rate

      US /ˈfeljɚ ret/

      UK /ˈfeiljə reit/

      • Noun
      • The percentage or proportion of something that fails.
      • The frequency with which an engineering system or component fails, expressed in failures per unit of time.
      B1
      More
    • financial

      US /faɪˈnænʃ(ə)l/

      UK /faɪˈnænʃl/

      • Adjective
      • Involving money
      • Relating to investments.
      • Countable Noun
      • A person who provides advice on financial matters.
      A2TOEIC
      More
    • first up

      US /fɚst ʌp/

      UK /fə:st ʌp/

      • Phrase
      • Firstly; to begin with; the first item on a list or agenda.
      A1
      More
    • globally

      US /'ɡloʊbəlɪ/

      UK /'ɡləʊbəlɪ/

      • Adverb
      • Throughout the world
      B1
      More
    • highly unlikely

      US

      UK

      • Adjective
      • Not likely to happen or be true; improbable.
      B1
      More
    • historical

      US /hɪˈstɔrɪkəl,-ˈstɑr-/

      UK /hɪˈstɒrɪkl/

      • Adjective
      • Connected with the past
      B1
      More
    • in advance

      US /ɪn ædˈvæns/

      UK /in ədˈvɑ:ns/

      • Phrase
      • Ahead of time; before something happens
      • Noun
      • A payment made before it is due, especially for work to be done
      A2
      More
    • in good health

      US /ɪn ɡʊd hɛlθ/

      UK /in ɡud helθ/

      • Adjective
      • Being in a state of physical and mental well-being; not sick or injured.
      • Phrase
      • In a healthy condition; showing no signs of illness.
      A1
      More
    • in line with

      US /ɪn laɪn wɪð/

      UK /in lain wið/

      • Phrase
      • In agreement with; conforming to.
      • In the same direction or alignment as.
      • Preposition
      • In agreement or conformity with.
      A2
      More
    • in mind

      US /ɪn maɪnd/

      UK /in maind/

      • Phrase
      • Being aware of or considering something.
      • To remember or consider something.
      A2
      More
    • in reality

      US /ɪn riˈælɪti/

      UK /in riˈæliti/

      • Phrase
      • Actually; in fact; truly.
      B2
      More
    • in the future

      US /ɪn ði ˈfjutʃɚ/

      UK /in ðə ˈfju:tʃə/

      • Phrase
      • At a later time; in times to come.
      A1
      More
    • in the past

      US

      UK

      • Phrase
      • During a former period of time; previously.
      A1
      More
    • in the world

      US /ɪn ði wɜrld/

      UK /in ðə wɜː(r)ld/

      • Phrase
      • Used to emphasize a question expressing surprise, confusion, or disbelief.
      • Used to indicate the extent or degree of something, often in a superlative sense.
      A1
      More
    • inflation

      US /ɪnˈfleʃən/

      UK /ɪn'fleɪʃn/

      • Noun (Countable/Uncountable)
      • Act of filling something with air or gas
      • Continual rise in the prices of products
      B1TOEIC
      More
    • instead of

      US /ɪnˈstɛd ʌv/

      UK /inˈsted ɔv/

      • Preposition
      • When one thing is replaced by another
      • Adverb
      • As a substitute or alternative.
      A1
      More
    • look at

      US /lʊk æt/

      UK /luk æt/

      • Phrasal Verb
      • To use your eyes to focus on something
      • To focus your eyes on something carefully
      A1
      More
    • make up

      US /mek ʌp/

      UK /meik ʌp/

      • Phrasal Verb
      • To invent or create a story
      • To add up to
      • Verb (Transitive/Intransitive)
      • To invent a story, excuse, etc.
      • To compensate for something lost, missed, or deficient.
      A1
      More
    • of course

      US /ʌv kɔː(r)s/

      UK /ɔv kɔː(r)s/

      • Adverb
      • Sure ; Certainly
      • Phrase
      • For sure; certainly
      A2
      More
    • on a dime

      US /ɑn ə ˈdaɪm/

      UK /ɒn ə ˈdaim/

      • other
      • Very quickly or within a very small space.
      B2
      More
    • on average

      US /ɑn ˈævərɪdʒ/

      UK /ɔn ˈævəridʒ/

      • Phrase
      • Typically; usually; based on an average calculation.
      B1
      More
    • on the stock

      US /ɑn ðə stɑk/

      UK /ɒn ðə stɒk/

      • other
      • Present or available in inventory or storage.
      C1
      More
    • on to

      US /ɑn tu/

      UK /ɔn tu:/

      • Preposition
      • Toward something; forward
      • Aware of someone's activities.
      • Adjective
      • Aware of someone's deception or illegal activities.
      A1
      More
    • over time

      US /ˈovɚ taɪm/

      UK /ˈəuvə taim/

      • Phrase
      • Gradually; as time passes.
      • During a long period.
      • Adverb
      • Gradually; as time passes.
      B1
      More
    • per year

      US

      UK

      • Phrase
      • For each year; annually.
      A2
      More
    • perspective

      US /pɚˈspɛktɪv/

      UK /pə'spektɪv/

      • Noun (Countable/Uncountable)
      • Artistic method of creating a sense of distance
      • Ability to understand what is important in life
      B1TOEIC
      More
    • portfolio

      US /pɔrtˈfoliˌo, port-/

      UK /pɔ:t'fəʊlɪəʊ/

      • Noun (Countable/Uncountable)
      • A list of the financial assets held by someone
      • List of work submitted to a teacher/for approval
      B1TOEIC
      More
    • potential

      US /pəˈtɛnʃəl/

      UK /pəˈtenʃl/

      • Adjective
      • Capable of happening or becoming reality
      • Having or showing the capacity to develop into something in the future.
      • Uncountable Noun
      • someone's or something's ability to develop, achieve, or succeed
      A2TOEIC
      More
    • proxy

      US /ˈprɑksi/

      UK /'prɒksɪ/

      • Noun
      • Person authorized to act for another
      B2TOEIC
      More
    • represent

      US /ˌrɛprɪˈzɛnt/

      UK /ˌreprɪ'zent/

      • Transitive Verb
      • To depict art objects, figures, scenes; to portray
      • To show or describe something in a particular way
      A2TOEIC
      More
    • result

      US /rɪˈzʌlt/

      UK /rɪ'zʌlt/

      • Noun
      • Something produced through tests or experiments
      • Final score of a competition, election or game
      • Intransitive Verb
      • To be the outcome of other causes and effects
      • To happen or exist as a consequence of something.
      A2
      More
    • result in

      US /rɪˈzʌlt ɪn/

      UK /riˈzʌlt in/

      • Phrasal Verb
      • To cause or produce as a consequence.
      More
    • retiree

      US /rɪˌtaɪrˈi/

      UK /rɪˌtaɪəˈri:/

      • Noun
      • Someone who has retired from active working
      C2
      More
    • same time

      US

      UK

      • Phrase
      • Occurring simultaneously or at the same point in time.
      • At the identical time as before; recurring at a fixed hour.
      • Noun
      • An equal duration or period.
      A1
      More
    • scenario

      US /səˈner.i.oʊ/

      UK /sɪˈnɑː.ri.əʊ/

      • Noun
      • An imagined sequence of events in a plan/project
      B1
      More
    • see in

      US /si ɪn/

      UK /si: in/

      • Phrasal Verb
      • To accompany someone to the entrance of a building or room.
      A1
      More
    • see to

      US

      UK

      • Phrasal Verb
      • To attend to; take care of
      • To make sure that something is done
      A1
      More
    • sequence

      US /ˈsikwəns, -ˌkwɛns/

      UK /'si:kwəns/

      • Noun
      • Part of a movie showing one part of the story
      • A particular order in which related events, movements, or things follow each other.
      • Transitive Verb
      • To arrange things in an order they should happen
      A2TOEIC
      More
    • show up

      US /ʃo ʌp/

      UK /ʃəu ʌp/

      • Phrasal Verb
      • To arrive or be seen at a place, e.g. a party
      • To be noticeably better than (someone else)
      A1
      More
    • slightly

      US /ˈslaɪtli/

      UK /ˈslaɪtli/

      • Adverb
      • Only a little
      B1
      More
    • spectacular

      US /spɛkˈtækjəlɚ/

      UK /spekˈtækjələ(r)/

      • Adjective
      • Impressive or out of the ordinary
      • Noun
      • A lavish or elaborate display or performance.
      B1
      More
    • stick with

      US /stɪk wɪð/

      UK /stik wið/

      • Phrasal Verb
      • To continue to support or stay loyal to someone or something.
      • To continue doing or using something; to persevere.
      A1
      More
    • stock

      US /stɑk/

      UK /stɒk/

      • Noun (Countable/Uncountable)
      • Animals such as cattle kept for breeding
      • Merchandise; goods kept by a business for sale
      • Uncountable Noun
      • Tasty liquid added to stews, soups etc.
      B2TOEIC
      More
    • sustainable

      US /səˈsteɪnəbl/

      UK /səˈsteɪnəbl/

      • Adjective
      • Capable of continuing for a long time
      • Able to be maintained without running out of
      B2
      More
    • sustainably

      US /səˈsteɪ.nə.bli/

      UK /səˈsteɪ.nə.bli/

      • Adverb
      • In a way that can continue over a period of time
      C1
      More
    • to the point

      US /tu ði pɔɪnt/

      UK /tu: ðə pɔint/

      • Adjective
      • Expressing something directly and without unnecessary detail.
      • Phrase
      • Relevant and pertinent to the matter at hand.
      A2
      More
    • track

      US /træk/

      UK /træk/

      • Transitive Verb
      • To use marks to follow a wild animal
      • To move a certain way/follow a particular course
      • Noun
      • A circular course for running
      • Course or way someone takes, e.g. in education
      A2TOEIC
      More
    • volatile

      US /ˈvɑ:lətl/

      UK /ˈvɒlətaɪl/

      • Adjective
      • Able to easily become a gas at a low temperature
      • Unstable and likely to change suddenly/extremely
      B2TOEIC
      More
    • volatility

      US /ˌvɒlə'tɪlətɪ/

      UK /ˌvɒlə'tɪlətɪ/

      • Uncountable Noun
      • Changing from a solid or liquid to a gas
      • Quality of changing suddenly or extremely
      B2
      More
    • with it

      US /wɪð ɪt/

      UK /wið it/

      • Adjective
      • Intelligent, alert, and up-to-date.
      • Understanding and knowledgeable about current trends or information.
      A1
      More
    • with just

      US

      UK

      • Phrase
      • Using only; with no more than.
      • Barely; by a narrow margin.
      A2
      More
    • withdrawal

      US /wɪðˈdrɔəl, wɪθ-/

      UK /wɪðˈdrɔ:əl/

      • Noun (Countable/Uncountable)
      • Action of pulling back or move away or backward
      • Pain of coming off drugs
      • Adjective
      • Feeling pain and suffering when coming off drugs
      B1
      More
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    01:03

    She took a brave step forward, leaving behind her comfort zone to chase her dreams.

    Vocabulary
    • brave

      adj. Having courage

    • comfort zone

      phr. A familiar situation where one feels safe

    Explanation
    a brave step is a noun phrase, where brave is an adjective modifying the noun step, meaning "a courageous step". forward is an adverb modifying step, meaning "ahead". The whole phrase serves as the object, answering the "what" of took (verb) — she took a brave step forward.

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    brave

    US/brev/
    UK/breɪv/
    adj.Brave
    v.t.To bravely face
    A2 Elementary

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    80
    B1US
    #portfolio#retirement#withdrawal#stock market#income#stock

    Don't Invest in the S&P 500. Especially if you're retired. (108-year backtest results)

    0
    qishanyu posted on 2025/02/12
    Thinking about retirement investing? This video dives deep into a 108-year backtest analysis to reveal surprising truths about the S&P 500, especially for retirees. You'll pick up advanced vocabulary related to financial planning and withdrawal rates, making it a fantastic way to boost your knowledge and language skills!

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