Vocabulary

  • out there: In or to a place that is far away
  • take out: To apply for and get a license
  • in general: Typically; usually; on the whole.
  • as well as: Also; in addition to
  • lead to: To result in some action
  • in order to: For the purpose of; with the aim of.
  • show up: To arrive or be seen at a place, e.g. a party
  • under the radar: Without being noticed; avoiding attention.
  • in the neighborhood of: Approximately or about a certain amount or distance.
  • in debt: State of owing money to a person or institution
  • keeping up: To understand what someone is saying
  • look at: To use your eyes to focus on something
  • in perspective: Considered in relation to other things, so as to judge what is truly important.
  • on behalf of: As the representative of someone
  • have to: Must do
  • pay back: To return money or a favor
  • on time
  • credit rating: An evaluation of the credit risk of a prospective debtor, predicting their ability to pay back the debt, and an implicit forecast of the likelihood of the debtor defaulting.
  • think through: To consider carefully so all points are covered
  • based on: To use something as the foundation or starting point for something else.
  • go against: To disagree with or challenge someone
  • rely on: To depend on someone or something
  • rule in: To make an official decision in favor of someone in a legal case.
  • step to: To approach someone or something, often with a specific purpose.
  • such as: For example; like
  • account for: To explain the cause or reason for something
  • get at: To criticize someone, often personally
  • tip of the iceberg: A small visible part of a much larger problem.
  • perspective: Artistic method of creating a sense of distance
  • sort: To organize things by putting them into groups
  • aware: Knowing or feeling that something exists
  • general: Widespread, normal or usual
  • claim: To say that something is true, often without proof.
  • current: Electricity flowing through wires
  • default: Automatic setting when no indicated preference
  • measure: Plan to achieve a desired result
  • separate: Being different from or unrelated to another
  • incorporate: To form into a company or business corporation
  • consistently: In a manner that is the same almost every time
  • burden: To weigh down with a load; impose a task upon
  • industry: Hard work; being busy working
  • notion: Sudden idea or desire to do something
  • lack: To not have, or not have enough, of something
  • financial: Involving money
  • debt: Sum of money owed to someone that is not yet paid
  • worth: the financial, practical or moral value of somebody/something
  • concern: To be about a particular topic
  • reach: To come to or arrive at a goal or destination
  • similar: Nearly the same; alike
  • consensus: A decision that is shared by most of a group
  • inflation: Act of filling something with air or gas
  • generally: Usually; as a rule; by, to or for most people
  • direction: When someone tells people what to do
  • purchase: To buy something; to get by paying money for it
  • challenge: An activity you wish to try that may be hard to do
  • caveat: Warning or caution in a legal document
  • household: Being in everyday use; common
  • profile: To write a short description of a person or group
  • segment: Part divided from the other parts of something
  • risk: To do something potentially dangerous or foolish
  • interest: Best or most advantageous thing for someone
  • rate: To assess something or consider its qualities
  • lead: Wire for electricity, computer, etc.; cable
  • economy: Using money, resources in a careful, effective way
  • poll: Process of gathering opinions by asking questions
  • receive: To get something someone has given or sent to you
  • company: Good feeling from being with someone else
  • lot: What happens to a person in life from chance; fate
  • order: Religious or social group, as of nuns
  • fully: Completely or entirely
  • problematic: Being difficult to deal with or fix
  • phantom: A spirit or ghost existing only in a person's mind
  • loom: To appear in a large, unclear, or threatening form
  • discretion: The right to exercise your own judgment
  • accumulation: Act of becoming bigger or more over time
  • elevate: To make something higher
  • datum: Item of factual information
  • outstanding: Being better/distinct from others; specially good
  • disclose: To make once private information public
  • checkout: Counter in a supermarket where you pay for goods
  • repay: To do in return for something done for you
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  • not found vocabularyNo vocabulary matches your filters
    • account for

      US /əˈkaʊnt fɔr/

      UK /əˈkaunt fɔ:/

      • Phrasal Verb
      • To explain the cause or reason for something
      • To form a particular amount or part of something.
      • Verb (Transitive/Intransitive)
      • To supply a reason or explanation for something.
      • To form a particular amount or proportion of something.
      A1
      More
    • accumulation

      US /əˌkjumjəˈleʃən/

      UK /əˌkju:mjə'leɪʃn/

      • Uncountable Noun
      • Act of becoming bigger or more over time
      • A collection of things that have been gathered over time.
      B1
      More
    • as well as

      US /æz wɛl æz/

      UK /æz wel æz/

      • Adverb
      • Also; in addition to
      • Preposition
      • In addition to; and also.
      A1
      More
    • aware

      US /əˈwɛr/

      UK /əˈwɛə/

      • Adjective
      • Knowing or feeling that something exists
      A2TOEIC
      More
    • based on

      US

      UK

      • Phrasal Verb
      • To use something as the foundation or starting point for something else.
      • Preposition
      • Using something as the main idea or foundation.
      • Relying on something as evidence or justification.
      A1
      More
    • burden

      US /ˈbɚdn/

      UK /'bɜ:dn/

      • Transitive Verb
      • To weigh down with a load; impose a task upon
      • Noun (Countable/Uncountable)
      • Something difficult to do, manage, or accept
      • Something that is carried with difficulty; an oppressive load.
      B1
      More
    • caveat

      US /ˈkeviˌæt, ˈkævi-, ˈkɑviˌɑt/

      UK /ˈkæviæt/

      • Noun
      • Warning or caution in a legal document
      C1
      More
    • challenge

      US /ˈtʃæləndʒ/

      UK /'tʃælɪndʒ/

      • Noun (Countable/Uncountable)
      • An activity you wish to try that may be hard to do
      • Act of formally inviting someone to compete
      • Transitive Verb
      • To formally invite someone to compete at something
      • To question the correctness of something
      A2
      More
    • checkout

      US /ˈtʃɛkˌaʊt/

      UK /ˈtʃekaʊt/

      • Noun
      • Counter in a supermarket where you pay for goods
      C2
      More
    • claim

      US /klem/

      UK /kleɪm/

      • Noun (Countable/Uncountable)
      • To say that something is true, often without proof.
      • A statement that something is true.
      • Transitive Verb
      • To demand or ask for something that you believe is rightfully yours.
      • To take or cause the loss of (e.g., a life, property).
      A2
      More
    • concern

      US /kənˈsɚn/

      UK /kənˈsɜ:n/

      • Verb (Transitive/Intransitive)
      • To be about a particular topic
      • To have a direct impact on someone
      • Noun (Countable/Uncountable)
      • Company, firm or business
      • Feeling of worry or anxiety
      A2TOEIC
      More
    • consensus

      US /kənˈsɛnsəs/

      UK /kənˈsensəs/

      • Noun (Countable/Uncountable)
      • A decision that is shared by most of a group
      B1
      More
    • consistently

      US /kənˈsɪstəntlɪ/

      UK /kən'sɪstəntlɪ/

      • Adverb
      • In a manner that is the same almost every time
      • In every case or on every occasion; invariably
      B1
      More
    • credit rating

      US /ˈkrɛdɪt ˈretɪŋ/

      UK /ˈkredit ˈreitiŋ/

      • Noun
      • An evaluation of the credit risk of a prospective debtor, predicting their ability to pay back the debt, and an implicit forecast of the likelihood of the debtor defaulting.
      C1
      More
    • current

      US /ˈkɚrənt, ˈkʌr-/

      UK /'kʌrənt/

      • Uncountable Noun
      • Electricity flowing through wires
      • Movement of water in a river, or air in the sky
      • Adjective
      • Happening or being in the present time
      • In general use or accepted by most people.
      A2
      More
    • datum

      US /ˈdetəm, ˈdætəm, ˈdɑtəm/

      UK /ˈdeɪtəm/

      • Noun
      • Item of factual information
      B1
      More
    • debt

      US /dɛt/

      UK /det/

      • Noun (Countable/Uncountable)
      • Sum of money owed to someone that is not yet paid
      • A moral or social obligation.
      A2TOEIC
      More
    • default

      US /dɪˈfɔlt/

      UK /dɪ'fɔ:lt/

      • Noun (Countable/Uncountable)
      • Automatic setting when no indicated preference
      • Failure to meet an agreement or make a payment
      • Verb (Transitive/Intransitive)
      • To fail to meet as agreed; failure to pay
      • To return to a previously determined state
      B2TOEIC
      More
    • direction

      US /dɪˈrɛkʃən, daɪ-/

      UK /də'rekʃn/

      • Noun (Countable/Uncountable)
      • When someone tells people what to do
      • Describes the way you are going, e.g. North
      A2TOEIC
      More
    • disclose

      US /dɪˈskloz/

      UK /dɪs'kləʊz/

      • Transitive Verb
      • To make once private information public
      B1
      More
    • discretion

      US /dɪˈskrɛʃən/

      UK /dɪˈskreʃn/

      • Uncountable Noun
      • The right to exercise your own judgment
      B2TOEIC
      More
    • elevate

      US /ˈɛləˌvet/

      UK /ˈelɪveɪt/

      • Transitive Verb
      • To make something higher
      • To raise something in status, importance, feeling
      B2
      More
    • financial

      US /faɪˈnænʃ(ə)l/

      UK /faɪˈnænʃl/

      • Adjective
      • Involving money
      • Relating to investments.
      • Countable Noun
      • A person who provides advice on financial matters.
      A2TOEIC
      More
    • generally

      US /ˈdʒɛnərəli/

      UK /ˈdʒenrəli/

      • Adverb
      • Usually; as a rule; by, to or for most people
      A2
      More
    • get at

      US /ɡɛt æt/

      UK /ɡet æt/

      • Phrasal Verb
      • To criticize someone, often personally
      • To imply something; hint at
      A1
      More
    • go against

      US

      UK

      • Phrasal Verb
      • To disagree with or challenge someone
      A1
      More
    • have to

      US /hæv tu/

      UK /ˈhæv tə/

      • Auxiliary Verb
      • Must do
      A1
      More
    • household

      US /ˈhaʊsˌhold/

      UK /'haʊshəʊld/

      • Adjective
      • Being in everyday use; common
      • Relating to a house or home.
      • Noun (Countable/Uncountable)
      • Concerning a home
      • Family or other group living together in a house
      B1
      More
    • in debt

      US /ɪn dɛt/

      UK /in det/

      • Phrase
      • State of owing money to a person or institution
      • Adjective
      • Owing money.
      A2
      More
    • in general

      US /ɪn ˈdʒɛnərəl/

      UK /in ˈdʒenərəl/

      • Phrase
      • Typically; usually; on the whole.
      • Not specific or detailed; broadly.
      • Adjective
      • Not detailed or specific; overall.
      C2
      More
    • in order to

      US /ɪn ˈɔrdɚ tu/

      UK /in ˈɔ:də tu:/

      • Preposition
      • For the purpose of; with the aim of.
      • Phrase
      • In a specific sequence or arrangement.
      • With the aim of; for the purpose of.
      C1
      More
    • in perspective

      US /ɪn pɚˈspɛktɪv/

      UK /in pəˈspektiv/

      • Phrase
      • Considered in relation to other things, so as to judge what is truly important.
      • Adverb
      • Judged in relation to other things and so not seeming as bad or extreme.
      C1
      More
    • in the neighborhood of

      US /ɪn ðə ˈneɪbɚˌhʊd ʌv/

      UK /in ðə ˈneibəhʊd ɔv/

      • other
      • Approximately or about a certain amount or distance.
      B2
      More
    • incorporate

      US /ɪnˈkɔrpəˌret/

      UK /ɪn'kɔ:pəreɪt/

      • Transitive Verb
      • To form into a company or business corporation
      • To include or involve as part of something else
      A2
      More
    • inflation

      US /ɪnˈfleʃən/

      UK /ɪn'fleɪʃn/

      • Noun (Countable/Uncountable)
      • Act of filling something with air or gas
      • Continual rise in the prices of products
      B1TOEIC
      More
    • keeping up

      US

      UK

      • Phrasal Verb
      • To understand what someone is saying
      • To move or progress at the same rate as someone or something else.
      A1
      More
    • lack

      US /læk/

      UK /læk/

      • Verb (Transitive/Intransitive)
      • To not have, or not have enough, of something
      • Uncountable Noun
      • The state of not having or not having enough of
      A2TOEIC
      More
    • lead to

      US /lid tu/

      UK /li:d tu:/

      • Phrasal Verb
      • To result in some action
      • Verb (Transitive/Intransitive)
      • To have something as a consequence or result.
      A1
      More
    • look at

      US /lʊk æt/

      UK /luk æt/

      • Phrasal Verb
      • To use your eyes to focus on something
      • To focus your eyes on something carefully
      A1
      More
    • loom

      US /lum/

      UK /lu:m/

      • Intransitive Verb
      • To appear in a large, unclear, or threatening form
      • (Of unpleasant thing) to be close to happening
      • Countable Noun
      • Device with a frame used to make cloth from thread
      B2TOEIC
      More
    • notion

      US /ˈnoʃən/

      UK /ˈnəuʃən/

      • Noun
      • Sudden idea or desire to do something
      B1TOEIC
      More
    • on behalf of

      US /ɑn bɪˈhæf ʌv/

      UK /ɔn biˈhɑ:f ɔv/

      • Phrase
      • As the representative of someone
      • Acting as a representative of.
      B1
      More
    • on time

      US /ɑn taɪm/

      UK /ɔn taim/

      • Phrase
      • Adjective
      • Arriving at or done by the required time
      • Meeting a deadline; punctual in fulfilling obligations.
      A1
      More
    • out there

      US /aʊt ðɛr/

      UK /aut ðɛə/

      • Adverb
      • In or to a place that is far away
      • Existing in the universe
      • Adjective
      • Unconventional; strange; avant-garde
      • Existing or available.
      A1
      More
    • outstanding

      US /aʊtˈstændɪŋ, ˈaʊtˌstæn-/

      UK /aʊtˈstændɪŋ/

      • Adjective
      • Being better/distinct from others; specially good
      B1TOEIC
      More
    • pay back

      US /pe bæk/

      UK /pei bæk/

      • Phrasal Verb
      • To return money or a favor
      • To take revenge on someone for doing something bad
      A1
      More
    • perspective

      US /pɚˈspɛktɪv/

      UK /pə'spektɪv/

      • Noun (Countable/Uncountable)
      • Artistic method of creating a sense of distance
      • Ability to understand what is important in life
      B1TOEIC
      More
    • phantom

      US /ˈfæntəm/

      UK /'fæntəm/

      • Noun
      • A spirit or ghost existing only in a person's mind
      • Adjective
      • Being unreal or imaginary
      B2
      More
    • poll

      US /pol/

      UK /pəʊl/

      • Noun (Countable/Uncountable)
      • Process of gathering opinions by asking questions
      • Polls where you go to cast your vote in elections
      • Transitive Verb
      • To ask a group of people in a vote or election
      B1TOEIC
      More
    • problematic

      US /ˌprɑbləˈmætɪk/

      UK /ˌprɒbləˈmætɪk/

      • Adjective
      • Being difficult to deal with or fix
      • Of a doubtful or uncertain nature.
      B2
      More
    • profile

      US /ˈproˌfaɪl/

      UK /'prəʊfaɪl/

      • Transitive Verb
      • To write a short description of a person or group
      • To write or create a profile of someone or something.
      • Noun (Countable/Uncountable)
      • A short description of a person or group
      • Shape of someone's head when viewed from the side
      B1
      More
    • purchase

      US

      UK

      • Transitive Verb
      • To buy something; to get by paying money for it
      • Noun (Countable/Uncountable)
      • Something that you bought
      • Strong hold on something; grip
      A2TOEIC
      More
    • reach

      US /ritʃ/

      UK /ri:tʃ/

      • Verb (Transitive/Intransitive)
      • To come to or arrive at a goal or destination
      • To be long enough to get to a certain place
      • Uncountable Noun
      • Power or control someone has over something
      A2TOEIC
      More
    • rely on

      US /rɪˈlaɪ ɑn/

      UK /riˈlai ɔn/

      • Phrasal Verb
      • To depend on someone or something
      A2
      More
    • repay

      US /rɪˈpe/

      UK /rɪˈpeɪ/

      • Transitive Verb
      • To do in return for something done for you
      • To make payments on money that you borrowed
      B1
      More
    • rule in

      US

      UK

      • Phrasal Verb
      • To make an official decision in favor of someone in a legal case.
      B1
      More
    • segment

      US /ˈsɛɡmənt/

      UK /ˈsegmənt/

      • Noun
      • Part divided from the other parts of something
      • Transitive Verb
      • To separate something into different parts
      B1TOEIC
      More
    • separate

      US /'sepəreɪt/

      UK /'sepəreɪt/

      • Adjective
      • Being different from or unrelated to another
      • Not connected; different.
      • Transitive Verb
      • To divide two things by being in between them
      • To move things away from each other
      A2TOEIC
      More
    • show up

      US /ʃo ʌp/

      UK /ʃəu ʌp/

      • Phrasal Verb
      • To arrive or be seen at a place, e.g. a party
      • To be noticeably better than (someone else)
      A1
      More
    • step to

      US

      UK

      • Phrasal Verb
      • To approach someone or something, often with a specific purpose.
      • To challenge or confront someone, often aggressively.
      A1
      More
    • such as

      US /sʌtʃ æz/

      UK /sʌtʃ æz/

      • Preposition
      • For example; like
      A1
      More
    • take out

      US /tek aʊt/

      UK /teik aut/

      • Phrasal Verb
      • To apply for and get a license
      • To take someone on a date
      • Uncountable Noun
      • Food purchased at a restaurant to eat elsewhere.
      A1
      More
    • think through

      US /θɪŋk θru/

      UK /θiŋk θru:/

      • Phrasal Verb
      • To consider carefully so all points are covered
      A1
      More
    • tip of the iceberg

      US /ˈtɪp əv ði ˈaɪsbɚg/

      UK /ˈtip əv ðə ˈaɪsbə:g/

      • other
      • A small visible part of a much larger problem.
      B2
      More
    • under the radar

      US

      UK

      • Phrase
      • Without being noticed; avoiding attention.
      • Secret; unnoticed; not attracting attention.
      A1
      More
    • worth

      US /wɚθ/

      UK /wɜ:θ/

      • Noun (Countable/Uncountable)
      • the financial, practical or moral value of somebody/something
      • having a particular value, especially in money
      • Adjective
      • Having a specified value.
      A2
      More
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    01:03

    She took a brave step forward, leaving behind her comfort zone to chase her dreams.

    Vocabulary
    • brave

      adj. Having courage

    • comfort zone

      phr. A familiar situation where one feels safe

    Explanation
    a brave step is a noun phrase, where brave is an adjective modifying the noun step, meaning "a courageous step". forward is an adverb modifying step, meaning "ahead". The whole phrase serves as the object, answering the "what" of took (verb) — she took a brave step forward.

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    brave

    US/brev/
    UK/breɪv/
    adj.Brave
    v.t.To bravely face
    A2 Elementary

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    B1US
    #pay#debt#buy#consumer#credit#phantom

    How Phantom Debt Is Haunting American Consumers

    0
    VoiceTube posted on 2024/06/28
    Ever wondered about 'phantom debt' and how it's impacting consumers? This video dives deep into the world of Buy Now Pay Later services like Afterpay, explaining the risks and how they can affect your credit score. You'll pick up some advanced financial vocabulary and learn about complex sentence structures while getting the inside scoop on this growing trend!

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