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    perspective

    US /pɚˈspɛktɪv/

    UK /pə'spektɪv/

    • Noun (Countable/Uncountable)
    • Artistic method of creating a sense of distance
    • Ability to understand what is important in life
    B1TOEIC
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    term

    US /tɚm/

    UK /tɜ:m/

    • Noun (Countable/Uncountable)
    • Conditions applying to an agreement, contract
    • Length of time something is expected to happen
    • Transitive Verb
    • To call; give a name to
    A1TOEIC
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    mortgage

    US /ˈmɔrɡɪdʒ/

    UK /'mɔ:ɡɪdʒ/

    • Noun (Countable/Uncountable)
    • Long-term loan from a bank for buying property
    • A legal agreement in which you borrow money in order to buy a house using the house as a guarantee
    • Transitive Verb
    • To borrow money to buy a house, giving the lender the right to take ownership of the property if you cannot pay the debt
    B1TOEIC
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    affect

    US /əˈfɛkt/

    UK /ə'fekt/

    • Transitive Verb
    • To cause a change in something else
    • To pretend to have or feel (something).
    • Noun
    • (Psychology) Emotion or feeling.
    A2TOEIC
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