How can we get a loan from Bajaj Finance?

What documents will be required for us to be eligible for Bajaj Finance Services?

And what other terms and conditions have to follow

And friends the most important things is that

If we take loan from bajaj finance

Then we have to pay many Hidden Charges

Then in this video we also know that

if we take loan from Bajaj Finance

So, how many percent interest we will give

and what hidden charges have to pay

So let's know

Unlocking Something

So friends, we first talk about what is Bajaj Finance

Bajaj Finance is a financial service company of Bajaj

Under which the bajaj of his custmers

Accourding to his Documents and Credit Score

Give some money in the form of a loan

And the customers want to keep their money for months

According to him, he puts Interest on those loan money

And the amount of money that gets total money with interest

Those Money

The number of days the customer wants to keep

According to him, Money is divided into EMI or Installment

Through which the loan taker

Each month a small portion of your loan amount has to be paid to the company

And in this process You Paid the Whole Amount of loan.

And there is no pressure on it

So, This is the total Processiser to take loan from bajaj

So, Friends Now if we want to borrow from Bajaj Finance

Then which Documets is need and

what conition have to follow

So the first condition that comes out here is this.

If you want to take loan from Bajaj Finance

then you must be 21 years to 58 years of age.

And the second condition is that it is

You want to take loan from Bajaj Finance, by whose name

They Should have Job In any Place

Whether it is a government job or a job in a MNCs or private company

Means who have their salaries should come regularly in their Bank account

As Income

And the third condition is that you want to take a loan on Whose name of

He / She Must Be Citizen Of India

This is friends all three condition

Now comes on the documents

Here are four documents needed by MANLIER

The first document that is KYC Documents

KYC Documents contain your PAN card and Aadhaar card

And the Second Documents Is that Employ ID Card

If you do a job then wherever you work

From that you should have received a card

so that you will recognize who you are

That is Employ ID Card

The Employ Id Card is also very important here

And the Third Documents is Salary Slip

If You are doing job the you are getting salary

And If you are getting Salary the you must know about salary Slip

So here you will have to pay

salaries slip for the last 2 months

So now it comes to the Friends Fourth Documents

Statement of Salary Account

Statement of last 3 month

In which your salary comes regularly

Friends, these four documents are very important.

So it is now that if you are eligible for loan from Bajaj Finance

Then how you will get loan

So here are two ways to take loan from Bajaj Finance

The first Way is offline and the other way is online.

So we talk first about Offline

Friends, if you take loan Offline

So you have to go to the office of Bajaj to take all these documents.

There you will verify all your documents with Bajaj Finance

And after that they will decide how much you can get a personal loan

And as many amounts will be decided for you

You can get it in your bank account within 24 hours.

Means that you have the process of taking a total loan

will be completed in 24 hours.

So this is the friends process of offline

The most important thing in which the city you live

in must be the office of Bajaj Finance.

Which is not available in many city

So what does he do not have in the city?

So first of all check that if you have an

office of Bajaj Finance in your city

So How do you Check

To check, you have to go to any web browser

and search there.

Bajaj Finance Branch

When you search, the first

result will be that of the branch locator.

Means Bajaj Finance Branch Locator

So let's click on it's go to it's webpage

As soon as you go to its webpage,

you will see two options on it.

First Select State and Second Select City

So by clicking on the Select State, you can get any state

You have to select your state

After selecting, friends have second option, Select City

So you will click on it as soon as

So the state you selected

In that state where there is an office of Bajaj Finance

They will show the names of all City in that State

If you have the name of your city then

you can select it and get the address and number

But if your city is not name is not available

It means that there is no office of Bajaj Finance in your city

Those who do not have office in their city,

how they will take a loan.

The Another way is for them

Online Process

But how do you take a loan from online

There is nothing more to take online loan

Normally in your smartphone by visiting Playstore

To install the official application of Bajaj Finance

So if you do not get

an official application of Bajaj Finance on Playstore

Then,You can checkout in our description box

He will get you a link to the official application

of Bajaj Finance

From where can you install the application

of Bajaj Finance

After installing it is to open the application

When you open, it will ask for 4 or 5 permissions,

which is to be allowed.

After Allowed, there will see two options

The first option that will be the New Customer

and the Second of the Exiting Customer

You have to click on new custmer

As soon as you go to a new customer,

you will see two options again there.

Salaried

and Self Employed

You have to click on Salaried

As soon as you go to the salaried

there will be a list of all the loans

that you can get as much loan as you can

Which will be the top of the personal loan

The bottom of the personal loan will show you

how much you can get from this loan.

And in front of the same

Will show how much time a loan can get

Under which you will be showing 24 hours of

time under the personal loan

Within 24 hours,

you can complete all the process of online

and get a loan amount in your bank.

And it will have two buttons again

The first button will be Apply Now

and the second button will be See Details

If you still want to know some information

about the Personal loan

By clicking on the seat details

You can learn everything about that loan

And if you have to apply, then Apply Now

we want to take personal loan,

we will click on that button below the personal loan.

As soon as we click on Apply Now,

It will again get two options.

First Salaried & Second Self Employed

Then we have to click on Salaried again

And as soon as we Click on the salaries,

A Webpage will open in the same application.

In which we have to fill some basic details

Ex. Name

Father's name

Date of Birth

Salary Amount

Will all be filled

So after filling all the information

you will get a Next button in the last

you have to ckick on that

As soon as you click on it

Then a webpage will open up again

In which you have to fill in

some information related to Job

The first column in which of the work Email ID

Let me tell you that work Email ID is not like your Email

After @gmail.com

Work Email Id if any company

has a company name after @

.com

And if there is a website Work Email

then the website is named and .com

As we assume that the company name is the company

Then After @Company.com is

It's not like that @gmail.com

So you have to know from your company

what their work Email ID is

And that's what you Fill there

And in Second Column

What is your posting in job?

After that

You are been single, Married or have been divorced,

whatever is whatever you have to fill

After that Column,

the house you live in is in your house or it is your rent

or you buy that house,

whatever you have done, you have to Fill it.

And the last is is friends

You have to fill in your personal email.

So that the company could talk to you

And after that friends next button will come

Again you have to click Next

This time as soon as you click on the next,

Then the information you have Filled behind

She will show all the information

And if there is a mistake in it

then you can improve it by clicking on the back

But if that's all right then you can click Confirm

And as soon as you click Confirm,

Your loan is applied.

Friends will tell there that

a representative of Bajaj Finance will call you after sometime

And will take all the information from you

Whatever you have filled up now

And he will give you all the information

about that Personal Loan

After that if you have to take a loan

then you can get Approval of Loan

And after approval,

you can also cash out the loan money

in your bank account within 24 hours.

So this is the matter of taking a loan

Now it comes that if we take a loan,

then we will have to give an interest of how much.

Friends, if you take a personal loan from Bajaj Finance

So you have to pay an interest rate of 12.99%

Of full loan amount

Yearly

And if you take a loan,

then how much time will you get for the loan repay

Here you can get 12 months to 60 months For Repay loan

You will get as much as you want