I'm here at Davos,

and if there's a hashtag for this year, it would be AI.

Everybody is talking about big data, robotics

How is the society gonna cope with all these change?

How are businesses gonna cope with the disruption with their models?

There is a dark side that a lot of tech companies are starting to grapple.

It has to do with privacy, autonomy as individuals.

How are we gonna navigate regulation and growth?

A very interesting session I was in looking into disruption and insurance business where personalized a sensor in your cars, in your kitchens or you can name it.

Insurance companies can write individuals policy just for you.

That's gonna create risk and rewarded mail so to increase bifurcation.

There could be groups of people that won't be insurable anymore.

These are just one of the challenges I am hearing about.

I've heard a robotics professor talked about a data built of rights.

People are being able to have more equality with the companies that are using their data and metadata in ways that they may not know.

A lot of people are saying the US are gonna have to move more toward what Europe's doing in terms of data privacy.

If we gonna bridge the major gaps of not only the information equality but actual wealth equality.