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  • I work as a model content creator and wardrobe stylist.

  • I'm 36 years old living in Jersey City and I make about $100,000 a year last year I made $30,000 this year I actually tripled that And I think just because a lot of people are on their phones way more during the pandemic, my line of work sort of just skyrocketed.

  • I have 14.8000 followers on instagram.

  • I think it would be surprising to most people that even though I have a smaller following on instagram there's so much money to be made.

  • I charge $1000 per one instagram post with one image.

  • I have about $55,000 in savings, 1600 in a Roth ira and other investments.

  • So that's in crypto currency and also a mutual fund.

  • I have zero credit cards and one debit card.

  • I used to be in a lot a lot a lot a lot of credit card debt roughly around $30,000.

  • I had no way to get out until I found this nonprofit organization where they take your credit cards, they reduce all of your A.

  • P.

  • R.

  • Finance rates and you get out of the program in five years.

  • And so I'm completely out of all of that credit card debt after taxes, my take home is about $7000 a month, $1500 a month goes to rent $615 a month goes to car payments and car insurance, $112 goes to utilities.

  • I spend $200 on monthly subscriptions That leaves around $4573 a month to spend.

  • Here's my last debit card statement.

  • My most frequent purchase is definitely close.

  • The reason why I purchased so many clothes is because I do a lot of fashion halls and try ons on instagram and youtube.

  • I probably return about 50 to 75% of the clothes that I buy.

  • I spend $37 at the gap, 51 74 at nasty gal 39 99 at Abercrombie and Fitch 43 24 at Nordstrom rack and 99 90 at american eagle.

  • A lot of people think that being an influencer is cool because you get a lot of free stuff, a lot of free clothing, a lot of free gear, but free does not mean money and I need to pay my bills so it's really not sustainable unless you have other sources of income.

  • The next charge is 11 68 and 4 21 at sweet cream.

  • I spent 43 48 on thai food.

  • I do not go out to eat very often.

  • I spent $167.56 at whole foods, 51 49 at trader joe's and $63.84 at key foods.

  • I was diagnosed with celiac back in 2000 and 15, which makes eating out and shopping for groceries.

  • Very difficult.

  • So I tend to go to not only one grocery store, I go 23, sometimes four to get all the things that I need.

  • I spent 1995 on casting networks.

  • Casting networks is an online service for models and actors to self submit.

  • I submit probably up to 20 to 30 times a day and for therapy, I spent $25.

  • Self care is really important to me and I typically spend $85 on a manicure there every three weeks, but it's super important because it's part of my business.

  • I have to have generally speaking nude colored nails when I go to set when I'm booked for modeling gigs, I spent $135.82 at the sls South Beach Miami Hotel.

  • I had gone down to Miami to help out a friend and her boyfriend for a basketball tournament and then I spent a couple of extra days at the sls By myself.

  • I spent $180 on a pair of amazing dolce vita boots.

  • I would never have ever spent this much money on a pair of boots before.

  • But now that I feel like I'm living a little bit differently, I decided to splurge and it is all about self care in my book.

  • I put $500 a month into my Roth Iva while I had some extra free time during the pandemic.

  • I started following some feminist financial women and they completely inspired me and I just dove right in into wanting to learn as much as possible about the industry and I started investing.

  • I invested $500 this month on coin base.

  • I invested $900 in Bitcoin and it's currently at $1701.97.

  • I don't plan on playing out anytime soon.

  • I think that this, this is a long term investment for me.

  • $150 on Venmo.

  • That was for a gift for my photographer 49 95 on a monthly fabletics subscription.

  • I no longer pay that monthly subscription because I now work with them and they give me free clothing every month.

  • I spend $20.51 on renters insurance, $10.66 on amazon.

  • I have a huge dork at heart and I belong to an amazing book club full of amazing women.

  • I will buy my books off of amazon, but I tried to buy hardcover books and I tried to buy them.

  • Used I spend about $25 a month on getting my laundry done because I don't have a washer and dryer in my apartment.

  • I take it to get it done every 3 to 4 weeks, $58.16 on an edible arrangement.

  • This was for my sister in law's birthday.

  • It was a gift, $25 on Starbucks buying coffee is definitely a treat for me.

  • It's not something that I spend money on often.

  • I spent $115.14 on health insurance, so I essentially didn't have health insurance for probably five or six years.

  • What made me get health insurance is probably my mother, $212.18 at Walmart.

  • They have really, really, really good clothing.

  • It's really important for me to become even more financially literate because nobody taught me about any of this stuff.

  • I've completely taught myself.

  • I just feel like the finance world has been something that men have sort of rolled and ran and we can be independent financially.

  • We as women just need to be more in control of our, not only our finances but our bodies and everything else.

I work as a model content creator and wardrobe stylist.

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