I am 23 years old.

I work in political consulting, and I make $65,000 a year.

We live in Bushwick, in Brooklyn, in our apartments, about one thousands for feet.

And we're sisters.

Our parents are from Senegal.

We lived in Harlem before we moved to Brooklyn about two years ago.

Prior to our parents really wanted us to stay at home until we got married.

I think it helped that we moved in together.

I pay $1700 a month and I pay 1000.

And it's proportionate to how much we make.

And in terms of utilities, we split pretty much halfway.

But con, it's about 20 bucks, and National Grid is about 20 bucks for the water, and he I usually get home around 7 p.m. I tried to cook something easy, like our traditional dish yassa.

I'll spend anyway between 50 to $100 like every other week, and then I only ask my sister for to chip in if we're hosting together or if I'm doing like a huge target hall, and we're like, you know, buying cleaning supplies other than I'll pay for dinner.

I travel a lot for work.

So after I returned from a trip, I'll tend to come home and have cereal or just let the rest of my sister I spend nothing under a streets because I travel so much and because I'm very lazy.

So I don't cook ever were really open about Our resource is.

So anything in the kitchen.

This from a game we grew up in a house or nothing that's out in public is off limits.

Usually what I'm cooking.

It's literally a vibe.

Salt Colonel, My projector.

It's kind of dim, and I kind of cooked through that.

After dinner, I tried to catch up on shows like My favorite Senegalese drama What In Mary's You?

Once I have food, I will join my sister with whatever show she's watching.

It's a great chance to catch up if we haven't seen each other for a while.

My sister is better at managing money than I am.

She tends to think about things five times before she purchased.

I'll think twice, but I do think in investing in certain pieces.

My sister and other hand is more of a drifter.

She's happy to goto i Kia.

Whatever works, works.

There's a huge burdens of paradise plant in the middle of our house and it's my sisters, and I wanted nothing to do with New York City's so stressful.

I just need pants all around me.

If it were up to me, this house will be covered with plans.

The price.

I was pretty hefty and I couldn't swallow it myself.

And then I think I asked my sister for $100 into the station will let me live it down.

So right after I travel, I always take whatever I had in my suitcase and put a strain the laundry.

Having it in unit washing.

Dry obviously, is a game changer.

It's kind of on your schedule, and I just quickly my biggest splurge is definitely on travel.

Over the course of this year, I have accrued 160,000 miles, and they're all from work.

I've used about 130,000 of those miles to do personal travel.

Whenever I do travel, I'd buy a shot glass that's very common throughout the world, and I'll be able to purchase wherever I am.

I spend on average $500 a month on beauty products.

Luckily, I'm able to expensive because of my job.

I'm a product developer, and so I'd have to understand new textures, new formats, New brand launches to make sure that we're competitive on the market.

I have a 41 Kate's about $5000 I have to credit cards ones mainly for racking up points, and the other one is just to build up my credit.

And then I use a corns, which is an apt.

Their bounds up all my purchases to the nearest dollar and then invest that and I have monthly payments to that as well.

I do not have any student loans because of federal grants and some scholarship money.

I do have credit card debt, but I try to keep it under 15% of my credit card utilization limit.

So I have a 401 K.

I believe Last time I checked, it was $7000.

I have to credit cards both of the crew miles, and then I do have credit card debt.

About $7000 But I also use my personal credit card from my company expenses.

My corporate expenses can range from $1000 all way to $2000 per month.

In our community, we have something called a nut.

Essentially, there's a group of people that basically tribute of sum of money per week.

By the end of the year, you essentially would get the money that you put into this lump sum.

My sister and I both contribute up to $400 a month.

This is a great opportunity to pay off loans, especially we have bigger loan.

So it's great to have that lump sum kind of given to you at that moment.

I do try set aside $20 every month as part of a tradition to give back to one's parents as much as I possibly can.

I don't generally set aside money per month to get back to my parents, but when I do get a bonus from work, I do set aside some money for them.

I've become better at investing in pieces before.

I would just buy things that are really, really cheap clothes.

I still don't I will never paid a lot for I think she still finds a way in my closet as if we live.

No, I've seen a lot of my investment pieces she'll take.

So yeah, my relationship with money is kind of touch and go.

I am comfortable in terms of my spending, but you just never know with adulthood those random expenses that come So my financial goals are, too obviously pay off my credit card debt, but it also save at least three months worth salary.

My current saving school is just have around $3000 for emergency funds, which I currently do not have any and overall is to be able to save enough to go with a grass schools they plan on doing in 2020.

I've learned from my sister's in terms of what quality means and why it's important to invest in quality products.

My relationship with money goes back to my anxiety, just making sure that everyone's good.

You know, God forbid anything happens to my sister or even me.