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  • My name's Ronnie, and I'd like to tell you something really cool.

  • I have an interest or a hobby, and maybe it's been passed down from generations, but maybe

  • I've learned it myself.

  • And this is called how to save money.

  • So, one of the things I...

  • One thing that I don't like is to spend a lot of money on things, but unfortunately,

  • sometimes you have to spend money.

  • So, if you are like me and you want to save your hard-earned cash, dinero, money, you're

  • going to be interested in this lesson on how to save money.

  • First of all, we have some terms that we use for people, like myself, who like to save

  • money in their bank account.

  • If you, again, would like to give me money, please donate at www.engvid.com and I will

  • be the happiest person in the world, next to you, because the joy of giving money is

  • amazing.

  • So, you can use the word "penny-pincher".

  • So, a long time ago we had a one-cent coin.

  • It was called a penny, so a "penny-pincher" is someone who likes to save money, so they

  • pinch their pennies together and they don't want to give it to people.

  • This is a noun.

  • You can say: "She is-Ronnie-a penny-pincher."

  • The other word that we have is: "frugal".

  • This is a difficult one to say.

  • "Frugal".

  • This is an adjective, we can say: "He is frugal", so both of these words mean you do not like

  • to spend money.

  • So these are positive ways to talk about this, but we also have negative ways.

  • So, we have: "cheap", "tight", "stingy", "stingy", and "close-fisted".

  • Now, all my friends in Brazil, hi.

  • You guys have a really funny expression for this, you say: "cow-hand", pata de vaca, I'm

  • not too sure how to say that in Portuguese, but I'm going to learn it.

  • These expressions are a negative way to say someone is a penny-pincher.

  • So, the difference between someone who is cheap and someone who is a penny-pincher is

  • the penny-pincher will actually buy something that they need, but it will be cheaper; if

  • somebody is cheap, or tight, or stingy, they don't buy what they need.

  • So, as an example, we can say: "He's so cheap, he won't buy his kids new shoes."

  • So this implies that: "Hey, Dad.

  • Guess what?

  • I need some new shoes", but the man is so cheap or so tight that he will not buy the

  • shoes.

  • So you have to be careful of these people, especially if you're going out to dinner with

  • them, because they probably will try not to pay their portion of the bill.

  • Cheap people, be warned.

  • So, penny-pincher and frugal are positive; cheap, tight, stingy, and close-fisted are

  • negative.

  • So, tips.

  • You want to save money?

  • Hang out with me.

  • I do it all the time.

  • One of my favourite things is an app.

  • In English pronunciation we don't say: "a-p-p", we actually say: "app" or there are "apps"

  • that you can use to save money.

  • My favourite one is called Flip, and it teaches me or it shows me what products are on sale

  • at each supermarket.

  • So, let's say I wanted to buy grapes, I would type in the search: "Grapes", and it would

  • tell me what supermarket has the cheapest grapes that week.

  • This is amazing for Ronnie, because what I used to do is go through the flyers of each

  • store.

  • So, flyers are newspapers that the grocery stores or stores give you to let you know

  • about the sales.

  • It's like a sale newspaper.

  • And we get flyers delivered to our house.

  • Most people look at them and throw them in the garbage.

  • But not I, I would go through the flyers, determine: "Where's the cheapest place to

  • buy eggs?" or whatever, and I would go to that store.

  • I can save you a lot of money.

  • And it's completely legal, which is always cool.

  • Rule number two: Never buy anything full price.

  • You need new shoes?

  • Wait until they go on sale, unless you have no shoes, like this kid's dad.

  • Never buy anything full price.

  • Wait until it goes on sale.

  • I guarantee you it will go on sale, and if it doesn't, then buy something that does go

  • on sale.

  • So I have a rule: If I want something, I will wait and wait and wait patiently until it

  • goes on sale, and then 50% off, Ronnie's got a half-price new shirt.

  • Woo!

  • Oh, this might be hard for some people, the temptation of the shopping mall.

  • Hey, if you want to save money, just don't go to the mall.

  • This sounds a little bit logical, but what happens when you go to the mall?

  • You see something...

  • Or don't go to stores.

  • Don't: "Oh, I'm just going to look or browse at something", and all of a sudden you want

  • that or you need that.

  • You don't need it, so don't go to the mall or don't go to the store unless you need something.

  • Don't just go there and hang out, and look at things.

  • This is a really amazing money-saver: Don't buy coffee at a coffee shop or don't buy your

  • lunch every day.

  • Okay?

  • Think about how much money you spend in one day, multiplied by one week-Johnny, I'm not

  • doing math again-on coffee.

  • So, for example, in Canada I can go to a terrible coffee shop and I can get a very big coffee

  • for $2.

  • So every week...

  • Uh-oh.

  • I think that's $10, times a week, times a month, $40...

  • Oh, I did math.

  • $42, done.

  • You can save yourself $42 a week if you drink your coffee at your house.

  • Same thing with your lunch.

  • We have an expression, it's called: "brown bag it".

  • If you say: "brown bag it"...

  • If you say: "brown bag it" it means you don't buy your lunch; you actually make your lunch

  • at your house and you put it in a brown bag.

  • Do you know what?

  • You can have a pink bag, a blue bag, it doesn't matter; the expression is brown bag.

  • "Every day" should not be one word, it should be two words.

  • So, let me get my correction marker...

  • And don't buy a coffee or lunch every day.

  • Make your lunch, have a coffee at your house.

  • This is one of the most exciting things that I get to do in my life, okay?

  • I go to the supermarket and I look for stickers.

  • We have really famous supermarkets in my...

  • In my city.

  • Walking in my city of Toronto, and Ronnie goes directly for the half-price meat section.

  • All the meat is still fresh and wonderful, but at a certain time, it becomes half price.

  • Whoa, hello.

  • Half-price steaks, anyone?

  • Also you can get half-priced flowers, you can get half-priced anything if you keep your

  • eye open.

  • Cheese.

  • The half-priced cheese section is quite wonderful, too.

  • I will go after work into the supermarket, oh, ding, and I see the sticker and I'm the

  • happiest person in the world again.

  • So, anything you can buy at the supermarket that's half-priced, you're going to eat it

  • tonight anyways, it's half price.

  • Wow.

  • This comes to another section in the supermarket or if you go to a clothing store, they are

  • probably going to have a discount or a clearance section.

  • It basically just means that the product has been in the store for a long time, maybe it's

  • been returned, or nobody's bought it.

  • Maybe it's really ugly and nobody wants it, except for me, I'm: "I'll take that terribly

  • ugly shirt for $5.

  • Hook me up."

  • So if you can find the discount or the clearance section in most department stores and supermarkets,

  • you've already saved yourself money.

  • This is getting exciting.

  • This is a fun topic, too.

  • There's been a trend recently that people want organic things.

  • Okay, I have a question for you: How do you really know it's organic?

  • So instead of spending $2 on an avocado, you get to spend $6.

  • Do you know that avocado is organic?

  • Did you go to that place where it's grown and check out the soil?

  • I don't think you did.

  • I think it's a scam.

  • It's a scam to get your money.

  • So I don't buy things organic, that are organic.

  • I buy the cheaper things.

  • Another thing you can do is you can switch the sticker, so if the avocado is organic

  • and you just get a regular one, and you put the regular price sticker on the organic sticker,

  • you've got your organic $2 avocado.

  • You did not hear that from me.

  • I will never go to a supermarket again without a disguise.

  • [NOTE: THIS IS A JOKE!!!]

  • This is a good one, too.

  • Hey, you have to go somewhere?

  • Walk.

  • Ride a bicycle.

  • Taxis are an amazing amount of money, drain on your wallet.

  • You have feet, you have legs, cool.

  • If you don't, please take a taxi because it would be difficult to walk.

  • So, taking a taxi, that's a lot of money.

  • Even Uber, Uber can cost a lot of money as well, so take a tax-...

  • Don't take a taxi.

  • Take public transportation.

  • Jump on the bus.

  • It's a trip and a half.

  • If you would like me to pinch your pennies, you can donate your pennies.

  • I'll take them.

  • www.engvid.com.

  • Looking for your money.

  • And if you have money-saving tips, please put them in the comments and let's try and

  • save some money.

  • Save the whales.

My name's Ronnie, and I'd like to tell you something really cool.

Subtitles and vocabulary

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A2 save money buy penny save organic supermarket

Vocabulary & Tips to SAVE MONEY

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    HQQ posted on 2018/05/10
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