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  • This week we're talking about how you can afford living in Tokyo, stay tuned!

  • (Singing) Money, Money, Money!

  • Money! There's no way around it, living in Tokyo is expensive!

  • How do we afford living here? Do we just have tons and tons of money?

  • [Shakes head no]

  • The first thing is that we don't actually live in Tokyo.

  • We can see Tokyo from our house, but we live in Kanagawa, which is right next to Tokyo.

  • We can get downtown in 20 minutes. It's super close.

  • But the prices on this side of the river, compared to Tokyo, it drops quite a bit.

  • And for a big family like us, that's an important issue.

  • And we don't live too close to the train station, so that really drops our costs of living.

  • Living far away from the station has its perks as far as that but it's far away from the station!

  • But there's cheap bicycle parking at the station.

  • The whole reason we live in Tokyo is because this is right by the church that we are planting,

  • It's right by the coffee shop. It's where we're working.

  • It's close to downtown Tokyo which has lots of options for language schools.

  • Those kinds of things, so this is definitely a convenient place for us to live.

  • First day of class is done. What do you think?

  • It was a wonderful class but I have a splitting headache!

  • Ah! So much to learn!

  • Another way we save money is that we have a parking spot that comes with this house that we rent.

  • Which, that's usually a couple hundred bucks a month, just for a parking spot.

  • About a hundred (bucks)

  • And the car that we drive, for example... It's old.

  • We drive a nice car, it's a Toyota Noah, but it's 17 years old!

  • We bought it used. We didn't pay that much for it, but it's a good car.

  • It's been really good to us, and we look for areas like those things to save money.

  • Where are we going? I don't know!

  • Let's see if somebody else knows.

  • Rina's house.

  • The clothes that we buy, we buy decent clothes, but we're not spending a fortune on our clothes.

  • And this one's 599.

  • Oh my goodness, and what do we have here?

  • I got a Super Mario hat!

  • A Super Mario hat!

  • OK let's go checkout.

  • Let's see!

  • Oh, that's cool Dude!

  • Are you getting some pretty pictures, Sarah?

  • Good! Good good good! You look so pretty honey-child.

  • We found cheap supermarkets.

  • We go to Gyomu super for most everything.

  • Also OK supermarket has a lot of cheap prices.

  • Things that we can't get there we'll go to our local grocery stores like Life or Inageya.

  • But they're definitely more expensive than the discount grocery stores.

  • Heading up to the second floor of savings.

  • Are you excited?

  • Yes! And cold!

  • And every now and then, about once a month we do a trip to Costco to get those American items.

  • The big bulk itemsthat works out well for our family.

  • Shopping at those cheap places really helps.

  • And, one thing that I like to do is meal plan.

  • Because if I know, ok, this week these are the things I'm going to make for these meals, I will buy just that.

  • Instead of going into the grocery store and saying...

  • "Oh, those noodles look interesting, that meat looks interesting! " I just buy it, buy it, and it just stays in my fridge or freezer.

  • If I know exactly what I'm going to use it for then I only buy those items and it really cuts down on our grocery bill.

  • A new family favorite is Little House on the Prairie!

  • The girls have never seen it, and now they are totally into it, right? Love it? Very cool?

  • We don't go into credit card debt. We use credit cards, because you get lots of points off of them.

  • And they are very convenient — especially now — you don't want to be touching money.

  • And so credit card really works nice.

  • But we have always paid off our balance by the end of the month

  • So you don't get charged that interest, because the interest on a credit card is just a killer!

  • And also we get point cards for each store.

  • Or Rakuten points,

  • All these points,

  • And it's amazing, every now and then they'll be like "Would you like to use your points for your purchase?"

  • And I'll be like "Yes!"

  • So that saves money.

  • Japan's obsession with point cards is almost out of control.

  • But nobody has more point cards than anyone I've ever seen than our good friend Yoshi

  • Who keeps track of his point cards and always has them ready and available. It's impressive.

  • Here's what happens in Japan. You live here long enough, and you wallet just fills, just fills with all kinds of cards.

  • Yeah, these are the cards that I usually use...

  • And I also have a stack of cards that I hardly ever use but sometimes I need.

  • Yeah- this is my other stack. Look at those cards!

  • So what are those Yoshi, they're credit cards, they're what else?

  • They're credit cards for every single store I go to, you know.

  • Like Yoshi, I've cleared out my wallet of the ones that I don't usually use

  • And so these are the ones that I take with me in my wallet because I use them often enough to want them.

  • But so many times I go to a store and I forgot the point card at home. Man!

  • Even when we do things like a ski trip that we did early this year,

  • You can get tollways cheaper, you can get packages for skis and rentals cheaper

  • There's all kinds of discount packages available, if you have somebody to help you look.

  • Whew hoo! Oh no!

  • Oh my goodness! Did you get it?!

  • Oh yea, I think so. Dude, I saw that ski go flying over and I was like "Oh no!"

  • But it stuck right there.

  • And we just bought a tent, so we're hoping to go camping!

  • Camping is much cheaper than staying in a hotel.

  • Especially for us since we usually have to get two hotel rooms.

  • It should be an adventure, let me tell you what. Hopefully it should make for some good videos.

  • Good job! One step after another.

  • The big thing when you're talking about finances is that you don't end up spending more than you make.

  • And that's something that my Dad whose an accountanthe drilled into me at a young age and I'm so thankful for that.

  • Because if I don't have the money for it, I don't buy it.

  • And I don't like buying on payments, you know, pay for one year every month or pay for two years every month.

  • I prefer if I have the money, than just go ahead and buy it. If I don't have the money, then start saving up towards it.

  • I have a lot of nice studio gear, but that gear has taken us almost 20 years to buy.

  • We buy as we go, I never bought on payments or installments or anything like that.

  • Oh! The other big thing is that we send our kids to public school!

  • So the costs are way less than if it's a private school or an international school.

  • Or something like that. That's a huge benefit.

  • When we do day trips or something we try to pack a picnic lunch.

  • Because it's much cheaper than eating out at a restaurant.

  • And it saves time too.

  • So we always try to take snacks and pack water bottles because

  • We might as well, we all have water bottles and take them with us,

  • and instead of having to buy at vending machines then we just have it with us in the car.

  • And when we do eat out, we usually eat out a places that are affordable — they're not super expensive.

  • Because it's summer vacation!

  • And then for special occasions like anniversaries or birthdays or different things

  • You've seen on a lot of these videos, we go out and do something a little nicer, a little more fun.

  • And that makes those events special, doesn't it?

  • Yes it does.

  • So you can afford living in Tokyo if you know what your priorities are

  • And you're willing to save money in areas that aren't as important to you.

  • 7,144 — the grand total!

  • Once again thanks for watching, liking and subscribing.

  • If there's a way that you save money in Japan that we haven't mentioned, write it down below.

  • We'd like to hear it. We'll see you next time. Bye!

  • OK I'm going to make eggs...

This week we're talking about how you can afford living in Tokyo, stay tuned!

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A2 tokyo buy credit yoshi save money money money

Is Tokyo Affordable for a Large Foreign Family? ? | Life in Japan Episode 61

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    Summer posted on 2020/07/30
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