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KIRAN STACEY: Could health care be
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about to play a decisive role in yet another American election?
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Welcome to Week 6 of Washington, DC's coronavirus lockdown,
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where the contours of November's presidential election
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are beginning to take shape.
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One issue rising up the agenda is health care,
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and specifically, what should happen
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to the tens of millions of people
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who are likely to lose their jobs as a result
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of this crisis, and with it, their employer-linked health
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insurance plans.
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Well, one option on the table is simply
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to extend the government-backed Medicare and Medicaid schemes
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to anyone who wants them for the duration
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of the coronavirus crisis, at least.
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This would be what the Left would
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call "Medicare for All," at least
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for the foreseeable future.
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This, however, would be anathema to many
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on the Right, who are keen to make sure the private insurance
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market does not get undermined.
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Therefore, another option being discussed
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is for the government to step in to subsidise
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a scheme known as COBRA.
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This allows people who have just lost their jobs,
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and with it their employer-linked insurance
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plans, to continue accessing private health insurance plans,
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but at a cost.
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The problem with this scheme has been
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that it is so costly, in fact, that people have simply
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decided to go without insurance rather than accessing it.
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The government could step in to cover those costs,
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but of course, doing so would also be tremendously expensive,
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with researchers estimating that it
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could cost the government into the hundreds of billions
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of dollars.
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There is a third way available.
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The US government could decide instead
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to allow anybody to enrol in a plan
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under the Obama-era Affordable Care Act.
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Now this would mean that people could
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get a relatively low-cost plan, but still
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from a private supplier.
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It would seem to be a compromise of sorts,
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but the problem is the Republicans have
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spent much of the last few years arguing
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that Obamacare, as it is commonly known,
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should be rolled back, not extended.
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Changing their minds on that could lose them
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a lot of their key support.
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Whichever way this works out, it could be
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an advantage for the Democrats.
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Either there is a wide expansion of government-backed health
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care, which is something many on the Left
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have argued for for years.
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Or there isn't, and the Democrats
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can go into the next election promising
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to look after tens of millions of people who otherwise
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have been forgotten about.
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